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3.0 - 8.0 years
2 - 6 Lacs
Mumbai
Work from Office
We are looking for a highly skilled and experienced Quality Executive to join our team in Tiruvannamalai, Ram Nagar, J Grades. The ideal candidate will have 3 to 8 years of experience in quality control and assurance, with a strong background in underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Roles and Responsibility Conduct personal discussions on cases as per laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines in completing assigned activities. Protect company assets through proper evaluation of all credit requests, establishing credit limits, and ensuring all loans are adequately documented and secured by appropriate collateral. Ensure proper communication of credit decisions to stakeholders. Improve underwriting efficiencies while ensuring adequate risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Job Minimum 3 years of experience in quality control and assurance. Strong knowledge of underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience in retail MFB - Credit is an added advantage.
Posted 1 month ago
4.0 - 9.0 years
10 - 14 Lacs
Mumbai
Work from Office
We are looking for a skilled professional with 4 to 9 years of experience to join our team as an Area Credit Manager in the leasing and credit appraisal department based in Delhi. The ideal candidate will have a strong background in corporate finance and excellent analytical skills. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies, engaging in development, implementation, review, and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to local market needs and enhance and execute consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance or a related field. Possess strong knowledge of credit analysis, underwriting, and risk management. Demonstrate excellent communication and leadership skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong analytical and problem-solving skills are required.
Posted 1 month ago
6.0 - 8.0 years
6 - 10 Lacs
Ahmedabad
Work from Office
We are looking for a highly skilled and experienced Credit Manager to join our team in Ahmedabad. The ideal candidate will have 6-8 years of experience in the banking or financial services industry, preferably with a background in education loans. Roles and Responsibility Manage and process credit applications for education loans. Conduct thorough analysis of customer creditworthiness and make informed decisions on loan approvals. Develop and maintain relationships with educational institutions and organizations. Stay updated with market trends and competitor activity to identify new business opportunities. Collaborate with cross-functional teams to achieve business objectives. Ensure compliance with regulatory requirements and internal policies. Job Strong knowledge of credit underwriting principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment and meet deadlines. Effective communication and interpersonal skills. Strong attention to detail and organizational skills. Experience working with education loan products is preferred. A graduate degree is required for this position.
Posted 1 month ago
6.0 - 9.0 years
13 - 18 Lacs
Chennai
Work from Office
We are looking for a highly skilled and experienced Area Credit Manager to join our team in Chennai. The ideal candidate will have 6-9 years of experience in corporate finance, credit appraisal, and portfolio management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies, engaging in development, implementation, review, and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans, while evolving underwriting norms customized to local market needs and enhancing consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Possess strong knowledge of corporate finance, credit appraisal, and portfolio management. Demonstrate excellent leadership and team management skills. Exhibit strong analytical and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong communication and interpersonal skills are required.
Posted 1 month ago
1.0 - 3.0 years
4 - 8 Lacs
Mumbai
Work from Office
We are looking for a highly motivated and results-driven Customer Sales Executive to join our team in Kolkata. The ideal candidate will have 1-3 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Perform customer retention activities under the guidance of the Supervisor/Manager. Identify potential business opportunities with customers. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio requirement. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in sales, preferably in banking or financial services. Strong communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Knowledge of digital channels and customer relationship management. Any graduate degree from a recognized university. Experience in customer service and sales is an added advantage. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer experiences and driving business growth.
Posted 1 month ago
2.0 - 5.0 years
3 - 6 Lacs
Jaipur
Work from Office
We are looking for a highly motivated and experienced Loan Officer to join our team in Jaipur. The ideal candidate will have 2-5 years of experience in sales, relationship management, and business sourcing. Roles and Responsibility Achieve disbursement targets with minimal delinquency. Identify joint liability groups and disbursed loans to suit target customers and geographies. Enable business growth by developing and managing teams across assigned territories. Assess potential client base and product acceptability in new regions. Manage disbursement, repayment, and delinquency, achieving daily/weekly collections targets. Regularly follow up on disbursed loans, especially those not paying on time. Undertake regular field visits, center meetings, and loan applications. Maintain portfolio quality by tracking and controlling normal dues, non-starters, delinquency, and frauds. Build strong client relationships both internally and externally to establish a strong brand identity with potential customers. Ensure weekly/daily meetings and visits to the center. Job Graduate in any discipline. Basic understanding of microfinance business and JLG model working is preferred. Possess skills in relationship management, business sourcing, and sales. Demonstrate an understanding of critical customer service attributes. Ability to work in a fast-paced environment and meet sales targets. Strong communication and interpersonal skills are essential.
Posted 1 month ago
1.0 - 6.0 years
4 - 7 Lacs
Vijayawada
Work from Office
We are looking for a highly skilled and experienced Customer Service Executive to join our team in Vijayawada. The ideal candidate will have 1-6 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in customer service, preferably in banking or financial services. Strong knowledge of customer service principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Experience in used car loans is an added advantage. Any graduate can apply for this position. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer experiences.
Posted 1 month ago
2.0 - 7.0 years
7 - 11 Lacs
Surat
Work from Office
We are looking for a highly motivated and experienced Sales Manager to lead our team in achieving business targets. The ideal candidate will have a strong background in sales and management, with a proven track record of driving sales growth and expanding customer base. This position is based at our Surat office. Roles and Responsibility Aggressively drive sales numbers and achieve business targets for retail loan products through cross-selling and enhancing client relationships. Retain and expand the company''s customer base for repeat business or referrals. Develop and maintain strong client relationships to ensure repeat business or referrals. Ensure files are processed from login stage to disbursement and liaise with internal departments for completion. Optimize team productivity by effectively managing relationship managers to achieve results. Lead and supervise the team for the implementation of the growth agenda through training, motivation, and deployment strategies. Keep abreast of market trends and competitor intelligence to build and develop effective sales and marketing strategies. Provide feedback on markets, competition, processes, and products to the central product and policy team. Ensure compliance with all Audit/RBI regulations and company processes, policies, and reports. Job Post Graduate/Graduate in any discipline. Minimum 2 years of experience in sales and management. Strong understanding of sales and marketing principles. Excellent communication and leadership skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills.
Posted 1 month ago
2.0 - 7.0 years
8 - 12 Lacs
Ludhiana
Work from Office
We are looking for a highly motivated and experienced Relationship Manager to join our team in Ludhiana. The ideal candidate will have 2 to 7 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Originate new business prospects through direct sourcing and open market channels. Acquire customers and manage their proposals up to disbursement. Meet existing customers to generate business opportunities and revenue. Cater to businesses with various working capital facilities such as overdraft, cash credit, dealer finance, vendor finance, letter of credit, bank guarantee, term loan, etc. Manage customer relationships and address service and sales queries. Identify new segments and set up new trade verticals for prospective business opportunities. Job Post Graduate or Graduate in any discipline. Minimum 2 years of experience in sales, preferably in the banking or financial services industry. Possess strong skills in relationship management, sales, and customer service. Demonstrate the ability to work in a fast-paced environment and meet sales targets. Exhibit excellent communication and interpersonal skills. Have knowledge of financial products and services, including equipment finance and working capital facilities.
Posted 1 month ago
2.0 - 7.0 years
5 - 9 Lacs
Patna
Work from Office
We are looking for a highly motivated and experienced professional with 2 to 7 years of experience to lead our team in driving Rural Individual Loan business sales and achieving business deliverables. The ideal candidate will have a strong background in sales and management, with a proven track record of success in the banking industry. Roles and Responsibility Drive Rural Individual Loan business sales and achieve business deliverables. Ensure onboarding of quality customers for rural individual loans products. Manage team and client identification and sourcing of rural individual loan customers. Adopt digital solutions for sourcing and collection by individual loan officers. Enable business growth across assigned territories for deeper market penetration and reach. Achieve disbursement targets and desired productivity numbers. Maintain expected collection efficiency and ensure minimum delinquency. Build strong client relationships both internally and externally to facilitate target achievement through team. Achieve highest First Time Right (FTR). Continuously engage in learning and development programs to upskill the team. Adhere to product, process, and policies of the company. Job Graduate in any discipline. Minimum 2 years of experience in sales and management. Strong knowledge of banking products and services. Excellent communication and leadership skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience in managing teams and building strong client relationships. Ability to adapt to changing circumstances and priorities. Strong commitment to learning and development. Adherence to product, process, and policies of the company. Additional Info The selected candidate will be responsible for maintaining expected collection efficiency and ensuring minimum delinquency.
Posted 1 month ago
2.0 - 7.0 years
7 - 11 Lacs
Vijayawada
Work from Office
We are looking for a highly skilled and experienced Relationship Manager to join our team in Vijayawada. The ideal candidate will have 2 to 7 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Originate new business prospects through direct sourcing and open market channels. Acquire customers and manage their proposals up to disbursement. Meet existing customers to generate business opportunities and revenue. Cater to businesses with various working capital facilities such as overdraft, cash credit, dealer finance, vendor finance, letter of credit, bank guarantee, term loan, etc. Manage customer relationships and address service and sales queries. Identify new segments and set up new trade verticals for prospective business opportunities. Job Post Graduate or Graduate in any discipline. Minimum 2 years of experience in sales, preferably in the banking or financial services industry. Possess strong skills in relationship management, commercial vehicle sales, and emerging corporate profiles. Demonstrate the ability to work effectively in a fast-paced environment and meet sales targets. Exhibit excellent communication and interpersonal skills. Strong knowledge of financial products and services is required.
Posted 1 month ago
1.0 - 3.0 years
2 - 6 Lacs
Mumbai
Work from Office
We are looking for a highly skilled and experienced Customer Service Executive to join our team in Delhi. The ideal candidate will have 1-3 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in customer service, preferably in banking or financial services. Strong knowledge of customer service principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong problem-solving and analytical skills. Experience in insurance or related fields is an added advantage. About Company TATA CAPITAL LIMITED is a leading company in the banking and financial services industry, committed to providing excellent customer service and building long-term relationships with its clients.
Posted 1 month ago
1.0 - 3.0 years
3 - 7 Lacs
Mumbai
Work from Office
We are looking for a highly skilled and experienced Customer Service Executive to join our team in Nagpur. The ideal candidate will have 1-3 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in customer service, preferably in banking or financial services. Strong knowledge of customer service principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Experience in used car loans is an added advantage. Any graduate can apply for this position. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, providing innovative solutions to its customers.
Posted 1 month ago
1.0 - 3.0 years
4 - 8 Lacs
Mumbai
Work from Office
We are looking for a highly skilled and experienced Customer Service Executive to join our team in REWA. The ideal candidate will have 1-3 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products with the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with their help. Ensure compliance with all Audit/RBI regulations with the help of the Manager/Supervisor. Job Minimum 1 year of experience in customer service, preferably in banking or financial services. Strong knowledge of customer relationship management and sales principles. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Experience in two-wheeler loans is an added advantage. Any graduate can apply for this position. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer experiences and driving business growth.
Posted 1 month ago
2.0 - 7.0 years
3 - 7 Lacs
Erode
Work from Office
We are looking for a highly motivated and experienced Branch Manager to lead our retail team in Dharapuram, Asha Nagar, J Grades. The ideal candidate will have 2 to 7 years of experience in sales management, preferably in the microfinance industry. Roles and Responsibility Ensure achievement of disbursement targets with minimal delinquency. Identify joint liability groups and disbursed loans to suit target customers and geographies. Enable business growth by developing and managing teams across assigned territories. Assess potential client base and product acceptability in new regions and areas. Manage disbursement, repayment, and delinquency, achieving daily/weekly collections targets. Follow up on disbursed loans, especially those not paying on time. Undertake regular field visits, center meetings, and loan applications. Maintain portfolio quality by tracking and controlling normal dues, non-starters, delinquency, and frauds. Build strong client relationships both internally and externally, and establish a strong brand identity with potential customers. Ensure weekly/daily meetings and visits to the center. Job Graduate in any discipline. Minimum 2 years of experience in sales management, preferably in the microfinance industry. Possess relationship management and business sourcing skills. Demonstrate a flair for sales and an understanding of customer service attributes. Have basic knowledge about microfinance business and JLG model workings. Ability to build strong client relationships and manage teams effectively.
Posted 1 month ago
1.0 - 6.0 years
6 - 10 Lacs
Bengaluru
Work from Office
We are looking for a highly skilled and experienced Relationship Manager to join our team in Bengaluru. The ideal candidate will have 1 to 6 years of experience in sales, leasing, or business development. Roles and Responsibility Originate new-to-business prospects through direct sourcing and open market channels. Acquire customers and manage their proposals up to disbursement. Meet existing customers to generate business opportunities and revenue. Cater to businesses with various working capital facilities such as overdraft, cash credit, dealer finance, vendor finance, letter of credit, bank guarantee, term loan, etc. Manage customer relationships and address service and sales queries. Identify new segments and set up new trade verticals for prospective business opportunities. Job Post Graduate or Graduate in any discipline. Minimum 1 year of experience in sales, leasing, or business development. Possess strong skills in relationship management, sales, and customer service. Demonstrate the ability to work in a fast-paced environment and meet targets. Exhibit excellent communication and interpersonal skills. Ability to cross-sell other retail products is required.
Posted 1 month ago
5.0 - 10.0 years
6 - 10 Lacs
Karimnagar
Work from Office
We are looking for a highly motivated and experienced Branch Manager to lead our retail sales team in the housing sector. The ideal candidate will have 5-10 years of experience in sales management, preferably in the housing finance industry. Roles and Responsibility Drive sales and ensure business targets are achieved for the assigned area. Execute the defined strategy to achieve branch performance. Create and maintain a demand funnel to meet sales forecasts by building strong client relationships. Manage growth and profitability by staying competitive and creating/adjusting sales strategies. Expand and retain the company''s customer base for affordable home loans through strong liaisons with clients and channel partners. Build and develop a defined source mix comprising direct and indirect sourcing channels. Utilize business opportunities, builder tie-ups, and plan and monitor joint promotional activities with developers. Facilitate new location development as per targets to penetrate new markets and increase business. Ensure smooth functioning of the lending process at various stages from inquiry to disbursement and collection. Manage post-sales customer and channel partner escalations. Coordinate and supervise all key departments internally and strategize the roadmap for lending products. Manage branch operating costs, including acquisition costs, expenses, and operations. Monitor the quality of the loan portfolio to minimize delinquency and support the appropriate closure of stress accounts by collaborating with the collections team. Optimize and closely monitor team productivity by effectively managing the team of sales managers to assure achievement of business targets and profitability. Collaborate effectively with departments and channel partners, leading and supervising the SM & RM team through appropriate hiring, training, reward, and recognition. Ensure active distribution span of control is maintained at the branch level as per norms and ensure compliance with all Audit/NHB regulations and company policies. Job Graduate degree required. Minimum 5 years of experience in sales management, preferably in the housing finance industry. Possess strong knowledge of sales management, relationship management, and team management. Demonstrate excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills are necessary. Experience in managing teams and driving business growth is essential. A PG education in MBA/PGDM is preferred.
Posted 1 month ago
1.0 - 6.0 years
5 - 9 Lacs
Patna
Work from Office
We are looking for a highly motivated and experienced Loan Officer to join our team in Patna. The ideal candidate will have 1 to 6 years of experience in sales, relationship management, and business sourcing. Roles and Responsibility Achieve disbursement targets with minimal delinquency. Identify joint liability groups and disbursed loans to suit target customers and geographies. Enable business growth by developing and managing teams across assigned territories. Assess potential client base and product acceptability in new regions. Manage disbursement, repayment, and delinquency, achieving daily/weekly collections targets. Follow up on disbursed loans, especially those not paying on time. Undertake regular field visits, centre meetings, and loan applications. Maintain portfolio quality by tracking and controlling normal dues, non-starters, delinquency, and frauds. Build strong client relationships both internally and externally to establish a strong brand identity with potential customers. Ensure weekly/daily meetings and visits to the centre. Job Graduate in any discipline. Minimum 1 year of experience in sales, relationship management, or business sourcing. Basic understanding of microfinance business and JLG model working is preferred. Strong skills in relationship management, business sourcing, and sales. Ability to understand critical attributes of customer service. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets.
Posted 1 month ago
2.0 - 5.0 years
3 - 6 Lacs
Mumbai
Work from Office
We are looking for a highly skilled and experienced Credit Executive to join our team in Ajeetgarh. The ideal candidate will have 2-5 years of experience in the banking or financial services industry, with expertise in credit underwriting, disbursements, collateral management, and coordination with cross-functional sales operations. Roles and Responsibility Conduct personal discussions on cases according to laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines for completing assigned activities. Evaluate all credit requests, establish credit limits, and ensure proper documentation and security of loans through appropriate collateral. Communicate credit decisions effectively to stakeholders. Enhance underwriting efficiencies while ensuring adequate risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Job Minimum 2 years of experience in the banking or financial services industry. Strong skills in underwriting, disbursements, collateral management, and coordination with cross-functional sales operations. Ability to work efficiently and effectively in a fast-paced environment. Excellent communication and interpersonal skills. Strong analytical and problem-solving skills. Ability to maintain confidentiality and handle sensitive information. Educational qualificationsAny Graduate or Postgraduate degree. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer service and building long-term relationships with its clients.
Posted 1 month ago
6.0 - 9.0 years
12 - 16 Lacs
Ludhiana
Work from Office
We are looking for a highly skilled and experienced Area Credit Manager to join our team in Ludhiana. The ideal candidate will have 6-9 years of experience in corporate finance, credit appraisal, and portfolio management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Engage in development, implementation, review, and monitoring of various credit programs, providing training and coaching to continuously upgrade the competency of the team. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Develop and implement strategies to enhance consumer credit risk strategy and evolve underwriting norms customized to local market needs. Job MBA/PGDBA/PGPM/CA or equivalent degree. Possess strong knowledge of corporate finance, credit appraisal, and portfolio management. Demonstrate excellent leadership and team management skills. Exhibit strong analytical and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong communication and interpersonal skills are required.
Posted 1 month ago
2.0 - 7.0 years
8 - 12 Lacs
Mumbai
Work from Office
We are looking for a highly skilled and experienced Relationship Manager to join our team in Delhi. The ideal candidate will have 2 to 7 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Originate new business prospects through direct sourcing and open market channels. Acquire customers and manage their proposals up to disbursement. Meet existing customers to generate business opportunities and revenue. Cater to businesses with various working capital facilities. Manage customer relationships and address service and sales queries. Identify new segments and set up new trade verticals for prospective business opportunities. Job Post Graduate or Graduate in any discipline. Minimum 2 years of experience in sales, preferably in the banking or financial services industry. Possess strong skills in relationship management, sales, and customer acquisition. Demonstrate the ability to work effectively in a fast-paced environment and meet sales targets. Exhibit excellent communication and interpersonal skills. Strong analytical and problem-solving skills are required.
Posted 1 month ago
2.0 - 7.0 years
5 - 9 Lacs
Bengaluru
Work from Office
We are looking for a highly skilled and experienced Relationship Manager to join our team in Bengaluru. The ideal candidate will have 2 to 7 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Originate new-to-bank prospects through direct sourcing and open market channels. Acquire customers and manage their proposals up to disbursement. Meet existing customers to generate business opportunities and revenue. Cater to businesses with various working capital facilities such as overdraft, cash credit, dealer finance, vendor finance, letter of credit, bank guarantee, term loan, etc. Manage customer relationships and address service and sales queries. Identify new segments and set up new trade verticals for prospective business opportunities. Job Post Graduate or Graduate in any discipline. Minimum 2 years of experience in sales, preferably in banking or financial services. Strong understanding of retail and corporate banking products and services. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Experience in managing customer relationships and addressing service and sales queries.
Posted 1 month ago
1.0 - 6.0 years
8 - 12 Lacs
Mumbai
Work from Office
We are looking for a highly motivated and experienced Relationship Manager to join our team in Ludhiana. The ideal candidate will have 1 to 6 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Originate new business prospects through direct sourcing and open market channels. Acquire customers and manage their proposals up to disbursement. Meet existing customers to generate business opportunities and revenue. Cater to businesses with various working capital facilities such as overdraft, cash credit, dealer finance, vendor finance, letter of credit, bank guarantee, term loan, etc. Manage customer relationships and address service and sales queries. Identify new segments and set up new trade verticals for prospective business opportunities. Job Post Graduate or Graduate in any discipline. Minimum 1 year of experience in sales, preferably in the banking or financial services industry. Possess strong skills in relationship management, sales, and customer service. Demonstrate the ability to work in a fast-paced environment and meet sales targets. Exhibit excellent communication and interpersonal skills. Strong analytical and problem-solving skills are required.
Posted 1 month ago
2.0 - 7.0 years
6 - 10 Lacs
Salem
Work from Office
We are looking for a highly skilled and experienced Relationship Manager to join our team in Salem. The ideal candidate will have 2 to 7 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Originate new business prospects through direct sourcing and open market channels. Acquire customers and manage their proposals up to disbursement. Meet existing customers to generate business opportunities and revenue. Cater to businesses with various working capital facilities such as overdraft, cash credit, dealer finance, vendor finance, letter of credit, bank guarantee, term loan, etc. Manage customer relationships and address service and sales queries. Identify new segments and set up new trade verticals for prospective business opportunities. Job Post Graduate or Graduate in any discipline. Minimum 2 years of experience in sales, preferably in banking or financial services. Possess strong skills in relationship management, sales, commercial vehicle, and emerging corporate profiles. Demonstrate the ability to cross-sell retail products and services. Exhibit excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets.
Posted 1 month ago
4.0 - 9.0 years
7 - 12 Lacs
Mumbai
Work from Office
We are looking for a skilled professional with 4 to 9 years of experience to join our team as an Area Credit Manager in Delhi. The ideal candidate will have a strong background in corporate finance and credit appraisal, with excellent analytical and leadership skills. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Engage in development, implementation, review, and monitoring of various credit programs, providing training and coaching to continuously upgrade the competency of the team. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Develop, implement, review, and monitor various credit programs and provide training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Evolve underwriting norms customized to local market needs and ensure continued enhancement and execution of consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance and credit appraisal. Possess strong knowledge of credit policy, underwriting, and risk assessment. Demonstrate excellent analytical, leadership, and communication skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong attention to detail and organizational skills are required.
Posted 1 month ago
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