Jobs
Interviews

1751 Disbursement Jobs - Page 42

Setup a job Alert
JobPe aggregates results for easy application access, but you actually apply on the job portal directly.

2.0 - 7.0 years

2 - 5 Lacs

Jaipur

Work from Office

We are looking for a highly skilled and experienced Credit Executive to join our team in Baran. The ideal candidate will have 2 to 7 years of experience in the banking industry, with expertise in credit underwriting, disbursements, collateral management, and coordination with cross-functional sales operations. Roles and Responsibility Conduct personal discussions on cases according to laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines for completing assigned activities. Protect company assets through proper evaluation of all credit requests, establishing credit limits, and ensuring adequate documentation and security. Communicate credit decisions effectively to stakeholders. Enhance underwriting efficiencies while ensuring risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Job Minimum 2 years of experience in the banking industry, preferably in credit underwriting or related fields. Strong skills in underwriting, disbursements, collateral management, and coordination with cross-functional sales operations. Ability to work efficiently in a fast-paced environment while adhering to quality standards. Excellent communication and interpersonal skills are required for effective stakeholder interaction. Strong analytical and problem-solving skills are necessary to assess credit risks and make informed decisions. Familiarity with credit-related software and systems is an asset.

Posted 1 month ago

Apply

2.0 - 7.0 years

8 - 12 Lacs

Mumbai

Work from Office

We are looking for a highly skilled and experienced Relationship Manager to join our team in Mumbai. The ideal candidate will have 2-7 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Originate new business prospects through direct sourcing and open market channels. Acquire customers and manage their proposals up to disbursement. Meet existing customers to generate business opportunities and revenue. Cater to businesses with various working capital facilities such as overdraft, cash credit, dealer finance, vendor finance, letter of credit, bank guarantee, term loan, etc. Manage customer relationships and address service and sales queries. Identify new segments and set up new trade verticals for prospective business opportunities. Job Post Graduate or Graduate in any discipline. Minimum 2 years of experience in sales, preferably in banking or financial services. Possess strong skills in relationship management, customer acquisition, and business development. Demonstrate the ability to work effectively in a fast-paced environment and meet sales targets. Exhibit excellent communication and interpersonal skills. Strong analytical and problem-solving skills are required. Additional Info The company offers a dynamic and supportive work environment, with opportunities for professional growth and development.

Posted 1 month ago

Apply

2.0 - 7.0 years

10 - 14 Lacs

Hyderabad

Work from Office

We are looking for a highly skilled and experienced Relationship Manager to join our team in Hyderabad. The ideal candidate will have 2 to 7 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Originate new business prospects through direct sourcing and open market channels. Acquire customers and manage their proposals up to disbursement. Meet existing customers to generate business opportunities and revenue. Cater to businesses with various working capital facilities such as overdraft, cash credit, dealer finance, vendor finance, letter of credit, bank guarantee, term loan, etc. Manage customer relationships and address service and sales queries. Identify new segments and set up new trade verticals for prospective business opportunities. Job Post Graduate or Graduate in any discipline. Minimum 2 years of experience in sales, preferably in the banking or financial services industry. Strong knowledge of equipment finance, digital sales, and retail cross-selling. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills.

Posted 1 month ago

Apply

1.0 - 6.0 years

10 - 14 Lacs

Mumbai

Work from Office

We are looking for a highly skilled and experienced Relationship Manager to join our team in Delhi. The ideal candidate will have 1-10 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Originate new business prospects through direct sourcing and open market channels. Acquire customers and manage their proposals up to disbursement. Meet existing customers to generate business opportunities and revenue. Cater to businesses with various working capital facilities such as overdraft, cash credit, dealer finance, vendor finance, letter of credit, bank guarantee, term loan, etc. Manage customer relationships and address service and sales queries. Identify new segments and set up new trade verticals for prospective business opportunities. Job Post Graduate or Graduate in any discipline. Minimum 1 year of experience in sales, preferably in the banking or financial services industry. Possess strong skills in relationship management, acquisition, and cross-selling. Demonstrate the ability to work effectively in a fast-paced environment and meet sales targets. Exhibit excellent communication and interpersonal skills. Strong analytical and problem-solving skills are required.

Posted 1 month ago

Apply

2.0 - 7.0 years

3 - 7 Lacs

Mumbai

Work from Office

We are looking for a highly skilled and experienced Relationship Manager to join our team in Hyderabad. The ideal candidate will have 2 to 7 years of experience in sales, leasing, or business development. Roles and Responsibility Originate new business prospects through direct sourcing and open market channels. Acquire customers and manage their proposals up to disbursement. Meet existing customers to generate business opportunities and revenue. Cater to businesses with various working capital facilities such as overdraft, cash credit, dealer finance, vendor finance, letter of credit, bank guarantee, term loan, etc. Manage customer relationships and address service and sales queries. Identify new segments and set up new trade verticals for prospective business opportunities. Job Post Graduate or Graduate in any discipline. Minimum 2 years of experience in sales, leasing, or business development. Possess strong skills in relationship management, sales, and customer service. Demonstrate the ability to work in a fast-paced environment and meet targets. Exhibit excellent communication and interpersonal skills. Have knowledge of financial services and banking products. Additional Info The company offers a dynamic and supportive work environment, with opportunities for growth and development.

Posted 1 month ago

Apply

4.0 - 6.0 years

7 - 11 Lacs

Mumbai

Work from Office

We are looking for a skilled professional with 4 to 6 years of experience to join our team as an Area Credit Manager in Mumbai. The ideal candidate will have a strong background in corporate finance and credit appraisal, with excellent analytical and leadership skills. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution and report submission. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies, engaging in development, implementation, review, and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to the local market needs and ensure continued enhancement and execution of consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance and credit appraisal. Strong knowledge of credit policy, underwriting, and risk management. Excellent analytical, leadership, and communication skills. Ability to work in a fast-paced environment and meet deadlines. Strong understanding of consumer credit risk strategy and its implementation.

Posted 1 month ago

Apply

1.0 - 5.0 years

3 - 6 Lacs

Gorakhpur

Work from Office

We are looking for a highly motivated and experienced Loan Officer to join our team in Gorakhpur. The ideal candidate will have 1-5 years of experience in sales, preferably in microfinance business. Roles and Responsibility Ensure achievement of disbursement targets with minimum delinquency. Identify joint liability groups and disbursed loans to suit target customers and geographies. Enable business growth by developing and managing teams across assigned territories. Assess potential client base and product acceptability in new regions. Manage disbursement, repayment, and delinquency, achieving daily/weekly collections targets. Follow up on disbursed loans, especially those not paying on time. Undertake regular field visits, centre meetings, and loan applications. Maintain portfolio quality by tracking and controlling normal dues, non-starters, delinquency, and frauds. Build strong client relationships both internally and externally to build a strong brand identification with potential customers. Ensure weekly/daily meetings and visits to the centre. Job Graduate in any discipline. Basic understanding about microfinance business and JLG model working is preferred. Relationship management and business sourcing skills are essential. A flair for sales and critical customer service attributes are required. Ability to work in a fast-paced environment and meet targets. Strong communication and interpersonal skills are necessary.

Posted 1 month ago

Apply

2.0 - 5.0 years

4 - 7 Lacs

Mumbai

Work from Office

We are looking for a highly skilled and experienced Credit Analyst to join our team in Mumbai. The ideal candidate will have 2-5 years of experience in the banking or financial services industry, with a strong understanding of credit requirements for underwriting SME and commercial loan transactions. Roles and Responsibility Create and conduct data entry in systems for all credit transactions. Develop financial spreads from financial documents. Perform credit checks on customers, including CIBIL, bank statement analysis, and internal credit checks. Ensure productivity and quality of output. Collaborate with the sales team for login checklist document coordination. Work with the credit team to ensure data completeness and accuracy in transaction notes and digital applications. Job MBA/PGDBA/PGPM/CA or equivalent degree. Strong knowledge of credit requirements for underwriting SME and commercial loan transactions. Experience in creating CAM and conducting data entry in systems for credit transactions. Ability to work with sales teams and coordinate login checklist documents. Understanding of financial spreads and their development from financial documents. Excellent analytical and problem-solving skills.

Posted 1 month ago

Apply

4.0 - 9.0 years

9 - 13 Lacs

Chennai

Work from Office

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Chennai. The ideal candidate will have 4 to 9 years of experience in corporate finance, credit appraisal, or a related field. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Engage in developing, implementing, reviewing, and monitoring various credit programs, providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to local market needs and enhance and execute consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance, credit appraisal, or a related field. Possess strong knowledge of credit appraisal, underwriting, and risk assessment. Demonstrate excellent leadership and team management skills. Exhibit strong analytical and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines is essential.

Posted 1 month ago

Apply

5.0 - 10.0 years

35 - 40 Lacs

Mumbai

Work from Office

We are looking for a highly skilled and experienced Assistant Vice President to join our Structured Finance team in Mumbai. The ideal candidate will have 5-10 years of experience in the field. Roles and Responsibility Execute end-to-end transactions, including promoter assessment, business model evaluation, balance sheet analysis, financial modeling, industry research, competitive landscape analysis, and preparation of credit memoranda. Understand transaction criticalities and assess credit risks. Recommend specific credit covenants from a risk mitigation perspective. Liaise actively with internal and client teams during transaction execution. Assist senior management during internal presentations. Ensure compliance and timely disbursement by working with teams. Monitor portfolios with other teams and manage internal and external portfolio audit requirements. Perform any other relevant tasks. Job MBA or Post Graduation degree. Strong understanding of banking, financial services, and broking industries. Excellent analytical and problem-solving skills. Ability to work effectively in a team environment. Strong communication and interpersonal skills. Experience in financial modeling, industry research, and competitive landscape analysis is preferred.

Posted 1 month ago

Apply

2.0 - 7.0 years

6 - 9 Lacs

Belgaum

Work from Office

We are looking for a highly skilled and experienced Quality Executive to join our team in Belagavi. The ideal candidate will have 2 to 7 years of experience in quality control, preferably in the microfinance industry. Roles and Responsibility Conduct personal discussions with cases as per laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines for completing assigned activities. Utilize underwriting, disbursements, collateral, and coordination with cross-functional sales operations skills. Protect company assets through proper evaluation of credit requests and establishing credit limits. Ensure all loans are adequately documented and secured by appropriate collateral. Communicate credit decisions effectively to stakeholders. Improve underwriting efficiencies while ensuring adequate risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Job Minimum 2 years of experience in quality control, preferably in the microfinance industry. Strong knowledge of underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience in loan account verification, cross verification, KYC check, bank passbook check, income and expense assessment, and loan card check is desirable. Educational qualificationsAny Graduate or Postgraduate degree. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing high-quality products and services to its customers.

Posted 1 month ago

Apply

2.0 - 7.0 years

9 - 13 Lacs

Durgapur

Work from Office

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Durgapur. The ideal candidate will have 2-7 years of experience in corporate finance, credit appraisal, or a related field. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies, engaging in development, implementation, review, and monitoring of various credit programs while providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to local market needs and enhance and execute consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 2 years of experience in corporate finance, credit appraisal, or a related field. Possess strong knowledge of credit analysis, underwriting, and risk management. Demonstrate excellent leadership and team management skills. Exhibit strong communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines is essential.

Posted 1 month ago

Apply

1.0 - 3.0 years

7 - 12 Lacs

Bengaluru

Work from Office

We are looking for a highly skilled and experienced Relationship Manager to join our team in Bengaluru. The ideal candidate will have 1-3 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Originate new business prospects through direct sourcing and open market channels. Acquire customers and manage their proposals up to disbursement. Meet existing customers to generate business opportunities and revenue. Cater to businesses with various working capital facilities such as overdraft, cash credit, dealer finance, vendor finance, letter of credit, bank guarantee, term loan, etc. Manage customer relationships and address service and sales queries. Identify new segments and set up new trade verticals for prospective business opportunities. Job Post Graduate or Graduate in any discipline. Minimum 1 year of experience in sales, preferably in the banking or financial services industry. Strong knowledge of sales principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Experience in managing customer relationships and addressing service and sales queries.

Posted 1 month ago

Apply

2.0 - 5.0 years

4 - 7 Lacs

Jaipur

Work from Office

We are looking for a highly motivated and experienced Loan Officer to join our team in Jaipur. The ideal candidate will have 2-5 years of experience in sales, relationship management, and business sourcing. Roles and Responsibility Ensure achievement of disbursement targets with minimum delinquency. Identify joint liability groups and disbursed loans to suit target customers and geographies. Enable business growth by developing and managing teams across assigned territories. Assess potential client base and product acceptability in new regions. Manage disbursement, repayment, and delinquency, achieving daily/weekly collections targets. Follow up on disbursed loans, especially those not paying on time. Undertake regular field visits, centre meetings, and loan applications. Maintain portfolio quality by tracking and controlling normal dues, non-starters, delinquency, and frauds. Build strong client relationships both internally and externally, and establish a strong brand identity with potential customers. Ensure weekly/daily meetings and visits to the centre. Job Graduate in any discipline. Basic understanding of microfinance business and JLG model working is preferred. Possess skills in relationship management, business sourcing, and sales. Demonstrate an understanding of critical customer service attributes. Ability to work in a fast-paced environment and meet targets. Strong communication and interpersonal skills are essential.

Posted 1 month ago

Apply

1.0 - 3.0 years

3 - 6 Lacs

Patna

Work from Office

We are looking for a highly skilled and experienced Customer Service Executive to join our team in Patna. The ideal candidate will have 1-3 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform various tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the process for disbursement. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Job Minimum 1 year of experience in customer service, preferably in banking or financial services. Strong knowledge of audit and RBI regulations. Ability to empanel new vendors and develop relationships with them. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Any graduate degree is required. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, providing excellent customer service and support to its clients.

Posted 1 month ago

Apply

4.0 - 9.0 years

14 - 19 Lacs

Hyderabad

Work from Office

We are looking for a skilled professional with 4 to 9 years of experience to join our team as an Area Credit Manager in Mid Corporate-Credit Appraisal, located at Auto Plaza-M4-M6, Hyderabad. The ideal candidate will have a strong background in credit appraisal and management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Engage in development, implementation, review, and monitoring of various credit programs, providing training and coaching to continuously upgrade the competency of the team. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate any undue/non-process related delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Evolve underwriting norms customized to the local market needs and ensure continued enhancement and execution of consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in credit appraisal and management. Possess strong knowledge of credit policies, procedures, and regulations. Demonstrate excellent analytical, communication, and leadership skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong attention to detail and organizational skills are required.

Posted 1 month ago

Apply

2.0 - 5.0 years

7 - 11 Lacs

Mumbai

Work from Office

We are looking for a highly skilled and experienced Customer Service Executive to join our team in Pune. The ideal candidate will have 2-5 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 2 years of experience in customer service, preferably in banking or financial services. Strong knowledge of customer service principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Experience in personal loans and direct sales is an added advantage. Any graduate can apply for this position. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer service and building long-term relationships with its clients.

Posted 1 month ago

Apply

2.0 - 7.0 years

7 - 11 Lacs

Mumbai

Work from Office

We are looking for a highly skilled and experienced Relationship Manager to join our team in Kolkata. The ideal candidate will have 2 to 7 years of experience in sales, preferably in the commercial vehicle industry. Roles and Responsibility Originate new business prospects through direct sourcing and open market channels. Acquire customers and manage their proposals up to disbursement. Meet existing customers to generate business opportunities and revenue. Cater to businesses with various working capital facilities such as overdraft, cash credit, dealer finance, vendor finance, letter of credit, bank guarantee, term loan, etc. Manage customer relationships and address service and sales queries. Identify new segments and set up new trade verticals for prospective business opportunities. Job Post Graduate or Graduate in any discipline. Minimum 2 years of experience in sales, preferably in the commercial vehicle industry. Possess strong knowledge of financial services, broking, and banking. Demonstrate excellent communication and relationship management skills. Ability to work in a fast-paced environment and meet sales targets is essential. Strong analytical and problem-solving skills are required.

Posted 1 month ago

Apply

1.0 - 6.0 years

4 - 7 Lacs

Lucknow

Work from Office

We are looking for a highly skilled and experienced Customer Service Executive to join our team in Lucknow. The ideal candidate will have 1 to 6 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Job Minimum 1 year of experience in customer service, preferably in banking or financial services. Strong knowledge of audit and RBI regulations. Ability to empanel new vendors and develop relationships with them. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong problem-solving and analytical skills. Educational qualificationsAny Graduate, Postgraduate. Additional Info The company offers a dynamic and supportive work environment, with opportunities for growth and development.

Posted 1 month ago

Apply

6.0 - 8.0 years

12 - 16 Lacs

Mumbai

Work from Office

We are looking for a skilled professional with 6 to 8 years of experience to underwrite corporate finance business and manage the portfolio in an assigned area. The ideal candidate will have a strong background in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level. Authorize deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and manage delinquencies. Engage in developing, implementing, reviewing, and monitoring various credit programs, providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to local market needs and enhance and execute consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 6 years of experience in credit appraisal or a related field. Strong knowledge of credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Excellent leadership and team management skills. Ability to work in a fast-paced environment and meet deadlines. Strong communication and interpersonal skills. Experience in banking, financial services, or broking industry is preferred. Additional Info The company offers opportunities for growth and development.

Posted 1 month ago

Apply

6.0 - 8.0 years

4 - 7 Lacs

Noida

Work from Office

We are looking for a highly skilled and experienced Quality Executive to join our team in Noida, Sector 62. The ideal candidate will have 6-8 years of experience in quality control and assurance, with a strong background in underwriting, disbursements, collateral, and coordination with cross-function sales operations. Roles and Responsibility Conduct personal discussions on cases according to laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines for completing assigned activities. Protect company assets through proper evaluation of all credit requests, establishing credit limits, and ensuring adequate documentation and security. Ensure proper communication of credit decisions to stakeholders. Improve underwriting efficiencies while ensuring risk management. Verify loan accounts, conduct cross-verifications, perform KYC checks, bank passbook checks, income and expense assessments, and check the influence of middlemen. Job Strong knowledge of underwriting, disbursements, collateral, and coordination with cross-function sales operations. Excellent communication skills for effective stakeholder interaction. Ability to work efficiently in a fast-paced environment and meet deadlines. Strong analytical skills for evaluating credit risks and making informed decisions. Experience in quality control and assurance, focusing on process improvements and risk management. Familiarity with loan account verification, cross-verifications, KYC checks, bank passbook checks, income and expense assessments, and CPC checklist verification. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to delivering high-quality services and solutions to its clients.

Posted 1 month ago

Apply

2.0 - 7.0 years

3 - 6 Lacs

Motihari

Work from Office

We are looking for a highly motivated and experienced Individual Loan Officer to join our team in MFB Mothihari - Samriddhi Sadan J Grade. The ideal candidate will have 2-7 years of experience driving Rural Individual Loan business sales and achieving business deliverables. Roles and Responsibility Ensure onboarding of quality customers to maintain the highest portfolio quality. Identify, source potential rural individual loan customers, and disburse loans according to internal processes and policies. Conduct business and house verification for potential customers, including financial analysis to finalize desired loan amounts. Enable business growth across assigned territories for deeper market penetration and reach. Achieve disbursement targets and desired productivity numbers. Maintain expected collection efficiency and ensure minimum delinquency. Continuously follow up with overdue customers to ensure repayment. Build strong client relationships both internally and externally, and establish a strong brand identity with existing and potential customer base. Achieve the highest First Time Right (FTR) rate. Engage in continuous learning and development programs to upskill. Adhere to product, process, and company policies. Job Graduate in any discipline. Minimum 2 years of experience in banking or financial services. Possess strong knowledge of financial products and services. Demonstrate excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines is essential. Exhibit strong analytical and problem-solving skills. Proficiency in MS Office and other software applications is required. A background in finance or accounting is preferred. For more information, please contact us at 6588076.

Posted 1 month ago

Apply

1.0 - 3.0 years

8 - 13 Lacs

Mumbai

Work from Office

We are looking for a highly skilled and experienced Customer Service Executive to join our team in Guwahati. The ideal candidate will have 1-3 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Assist in empaneling new vendors and developing relationships with them. Ensure compliance with all Audit/RBI regulations with the help of the Manager/Supervisor. Job Minimum 1 year of experience in customer service, preferably in banking or financial services. Strong knowledge of customer service principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Experience in personal loans, emerging markets, direct sales, and CSE is an added advantage. Educational qualificationsAny Graduate or Postgraduate degree. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer experiences and driving business growth.

Posted 1 month ago

Apply

2.0 - 5.0 years

6 - 10 Lacs

Noida

Work from Office

We are looking for a highly skilled and experienced Quality Executive to join our team in Noida - Sector 62. The ideal candidate will have 2-5 years of experience in quality control, preferably in the banking or financial services industry. Roles and Responsibility Conduct personal discussions with cases as per laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines for completing assigned activities. Utilize underwriting, disbursements, collateral, and coordination with cross-functional sales operations functions. Protect company assets through proper evaluation of all credit requests and establishing credit limits. Ensure all loans are adequately documented and secured by appropriate collateral. Communicate credit decisions effectively to stakeholders. Improve underwriting efficiencies while ensuring adequate risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Job Minimum 2 years of experience in quality control, preferably in the banking or financial services industry. Strong knowledge of underwriting, disbursements, collateral, and coordination with cross-functional sales operations functions. Excellent communication skills are required for effective stakeholder interaction. Ability to work efficiently in a fast-paced environment and meet deadlines. Strong analytical skills are needed for evaluating credit requests and establishing credit limits. Experience in improving underwriting efficiencies while ensuring adequate risk management is essential. A graduate degree is required for this position.

Posted 1 month ago

Apply

2.0 - 7.0 years

8 - 12 Lacs

Nagpur

Work from Office

We are looking for a highly skilled and experienced Relationship Manager to join our team in Nagpur. The ideal candidate will have 2 to 7 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Originate new business prospects through direct sourcing and open market channels. Acquire customers and manage their proposals up to disbursement. Meet existing customers to generate business opportunities and revenue. Cater to businesses with various working capital facilities such as overdraft, cash credit, dealer finance, vendor finance, letter of credit, bank guarantee, term loan, etc. Manage customer relationships and address service and sales queries. Identify new segments and set up new trade verticals for prospective business opportunities. Job Post Graduate or Graduate in any discipline. Minimum 2 years of experience in sales, preferably in banking or financial services. Possess strong skills in relationship management, sales, and customer service. Demonstrate the ability to work effectively in a fast-paced environment and meet sales targets. Exhibit excellent communication and interpersonal skills. Have knowledge of various working capital facilities and financial products. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, offering a range of financial products and services to its clients.

Posted 1 month ago

Apply
cta

Start Your Job Search Today

Browse through a variety of job opportunities tailored to your skills and preferences. Filter by location, experience, salary, and more to find your perfect fit.

Job Application AI Bot

Job Application AI Bot

Apply to 20+ Portals in one click

Download Now

Download the Mobile App

Instantly access job listings, apply easily, and track applications.

Featured Companies