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2.0 - 7.0 years
8 - 12 Lacs
Kurnool
Work from Office
We are looking for a highly motivated and experienced Sales Manager to lead our Business Loan team in the Banking / Financial Services / Broking industry. The ideal candidate will have 2 to 7 years of experience driving sales and achieving business targets, with a strong background in retail loan products and cross-selling. Roles and Responsibility Aggressively drive sales numbers and achieve business targets for Retail loan products through cross-selling and enhancing client relationships. Retain and expand the company''s customer base for repeat business or referrals. Maximize sales through networking and relationships to ensure strong business growth. Develop and maintain strong client relationships for repeat business or referrals. Ensure files are processed from login stage to disbursement and liaise with internal departments for completion. Optimize team productivity by effectively managing relationship managers to achieve results and meet business targets. Align with the team on ground lead generation activities for sales and lead/supervise the team for the implementation of the growth agenda through training, motivation, and deployment strategies. Stay updated on market trends and competitor intelligence to build and develop effective sales and marketing strategies, providing feedback to the central product and policy team. Ensure compliance with all Audit/RBI regulations and company processes, policies, and reports. Job Post Graduate/Graduate in any discipline. Minimum 2 years of experience in sales management, preferably in banking or financial services. Strong knowledge of retail loan products and cross-selling. Excellent leadership and team management skills. Ability to drive sales and achieve business targets in a fast-paced environment. Strong communication and interpersonal skills.
Posted 1 month ago
1.0 - 6.0 years
4 - 8 Lacs
Chennai
Work from Office
We are looking for a highly skilled and experienced Relationship Manager to join our team in Chennai. The ideal candidate will have 1 to 6 years of experience in sales, leasing, or business development. Roles and Responsibility Originate new-to-business prospects through direct sourcing and open market channels. Acquire customers and manage their proposals up to disbursement. Meet existing customers to generate business opportunities and revenue. Cater to businesses with various working capital facilities such as overdraft, cash credit, dealer finance, vendor finance, letter of credit, bank guarantee, term loan, etc. Manage customer relationships and address service and sales queries. Identify new segments and set up new trade verticals for prospective business opportunities. Job Post Graduate or Graduate in any discipline. Minimum 1 year of experience in sales, leasing, or business development. Possess strong skills in relationship management, customer acquisition, and business development. Demonstrate the ability to work in a fast-paced environment and meet sales targets. Exhibit excellent communication and interpersonal skills. Strong analytical and problem-solving skills are required.
Posted 1 month ago
5.0 - 10.0 years
6 - 10 Lacs
Mumbai
Work from Office
We are looking for a highly skilled and experienced Branch Manager to lead our retail sales team in the housing sector. The ideal candidate will have 5-10 years of experience in sales management, preferably in the housing industry, and should be based in Visakhapatnam. Roles and Responsibility Drive sales and ensure business targets are achieved for the assigned area. Execute the defined strategy to achieve branch performance. Create and maintain a demand funnel to meet sales forecasts by building strong client relationships. Manage growth and profitability by staying competitive and creating/adjusting sales strategies. Expand and retain the company''s customer base for affordable home loans by developing and maintaining strong liaisons with clients and channel partners. Build and develop a defined source mix comprising direct and indirect sourcing channels. Utilize business opportunities, builder tie-ups, and plan and monitor joint promotional activities with developers. Facilitate the development of new locations to penetrate new markets and increase business. Ensure smooth functioning of the lending process at various stages including inquiry, application, verification, pre-sanction processing of loan, sanction, post-sanction documentation, disbursement of loan, collection, and new and existing customer service. Manage post-sales customer and channel partner escalations. Coordinate and supervise all key departments internally and strategize the roadmap for lending products. Manage branch operating costs, including cost of acquisition, expenses, and operations. Monitor the quality of the book to minimize delinquency at the branch level and support the appropriate closure of stress accounts by collaborating with the collections team. Optimize and closely monitor team productivity by effectively managing the team of sales managers to assure achievement of business targets and profitability. Collaborate effectively with departments and channel partners. Lead and supervise the SM & RM team through appropriate hiring, training, reward, and recognition. Handle overall administrative functions of the branch and ensure active distribution span of control is maintained as per norms. Stay updated on market trends and competitor intelligence to build and develop effective sales and marketing strategies. Establish internal controls for legal compliance and conduct periodic audits to detect non-compliance and frauds, devising actions for correction and prevention. Ensure a strong understanding of markets, competition, processes, and products, providing positive feedback to the central product and policy team. Ensure compliance with all Audit/NHB regulations and company policies. Job Graduate degree required. Minimum 5 years of experience in sales management, preferably in the housing industry. Strong leadership and team management skills. Excellent communication and interpersonal skills. Ability to analyze market trends and competitor intelligence. Strong problem-solving and decision-making skills. Experience in handling team productivity and optimizing results. Knowledge of auditing and compliance procedures. Familiarity with governance and industry standards.
Posted 1 month ago
2.0 - 7.0 years
8 - 12 Lacs
Rajahmundry
Work from Office
We are looking for a highly motivated and experienced Customer Sales Executive to join our team in Rajahmundry. The ideal candidate will have 2 to 7 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Perform various tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 2 years of experience in sales, preferably in banking or financial services. Strong knowledge of auditing, RBI regulations, and financial services. Excellent communication and interpersonal skills. Ability to work under pressure and meet targets. Strong analytical and problem-solving skills. Experience in loan against property and prime lending is an added advantage. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer experiences and driving business growth.
Posted 1 month ago
6.0 - 8.0 years
13 - 18 Lacs
Hyderabad
Work from Office
We are looking for a highly skilled and experienced Area Credit Manager to join our team in Hyderabad. The ideal candidate will have 6-8 years of experience in corporate finance, credit appraisal, or a related field. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies, engaging in development, implementation, review, and monitoring of various credit programs while providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to local market needs and enhance and execute consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Possess strong knowledge of corporate finance, credit appraisal, and financial services. Demonstrate excellent leadership and team management skills. Exhibit strong analytical and problem-solving abilities. Ability to work in a fast-paced environment and meet deadlines is essential. Strong communication and interpersonal skills are required.
Posted 1 month ago
2.0 - 5.0 years
3 - 6 Lacs
Jhalawar
Work from Office
We are looking for a highly skilled and experienced Credit Executive to join our team in Jhalawar. The ideal candidate will have 2-5 years of experience in the banking or financial services industry, with expertise in credit underwriting, disbursements, collateral management, and coordination with cross-functional sales operations. Roles and Responsibility Conduct personal discussions on cases according to laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines for completing assigned activities. Protect company assets through proper evaluation of all credit requests, establishing credit limits, and ensuring adequate documentation and security. Communicate credit decisions effectively to stakeholders. Enhance underwriting efficiencies while ensuring risk management. Verify loan accounts, conduct cross-verifications, perform KYC checks, bank passbook checks, income and expense assessments, and check the influence of middlemen. Job Minimum 2 years of experience in the banking or financial services industry. Strong skills in underwriting, disbursements, collateral management, and coordination with cross-functional sales operations. Ability to improve underwriting efficiencies while ensuring risk management. Excellent communication skills for effective stakeholder interaction. Strong analytical skills for evaluating credit requests and establishing credit limits. Ability to work in a fast-paced environment and meet deadlines.
Posted 1 month ago
6.0 - 8.0 years
9 - 14 Lacs
Kolkata
Work from Office
We are looking for a highly motivated and experienced Sales Manager to lead our business loan team in Kolkata. The ideal candidate will have 6-8 years of experience driving sales growth and achieving business targets. Roles and Responsibility Aggressively drive sales numbers and achieve business targets for retail loan products through cross-selling and enhancing client relationships. Retain and expand the company''s customer base for repeat business or referrals. Develop and maintain strong client relationships for repeat business or referrals. Ensure files are processed from login stage to disbursement, liaising with internal departments for completion. Optimize team productivity by effectively managing relationship managers to achieve results. Lead and supervise the team for the implementation of the growth agenda through training, motivation, and deployment strategies. Keep abreast of market trends and competitor intelligence to build and develop effective sales and marketing strategies. Provide feedback on markets, competition, processes, and products to the central product and policy team. Ensure compliance with all Audit/RBI regulations and company processes and policies, including generating required reports. Job Post Graduate/Graduate in any discipline. Minimum 6 years of experience in sales management, preferably in banking or financial services. Strong understanding of sales and marketing principles, with the ability to develop and implement effective sales strategies. Excellent leadership and communication skills, with the ability to motivate and deploy teams. Ability to analyze market trends and competitor intelligence to inform sales and marketing decisions. Strong knowledge of audit/RBI regulations and company processes and policies.
Posted 1 month ago
2.0 - 7.0 years
7 - 11 Lacs
Karnal
Work from Office
We are looking for a highly motivated and experienced Relationship Manager to join our team in Karnal, Sector 12. The ideal candidate will have between 2 to 7 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Originate new business prospects within the SME/infrastructure sector through direct sourcing and open market channels. Acquire SME customers and manage their proposals, guiding them up to the disbursement stage. Meet existing SME clients to identify business opportunities and drive revenue. Cross-sell retail banking products to SME customers to maximize revenue and meet sales targets. Maintain Early delinquency (ED) and other compliance parameters including PDD and deferrals. Ensure compliance with all relevant regulatory requirements and internal policies. Job Minimum 2 years of experience in sales, preferably in the banking or financial services industry. Post Graduate or Graduate degree in any discipline. Strong knowledge of sales principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills.
Posted 1 month ago
1.0 - 6.0 years
5 - 8 Lacs
Patna
Work from Office
We are looking for a highly skilled and experienced Quality Executive to join our team in Patna. The ideal candidate will have 1 to 6 years of experience in quality control, preferably in the microfinance industry. Roles and Responsibility Conduct personal discussions with cases as per laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines for completing assigned activities. Utilize underwriting, disbursements, collateral, and coordination with cross-functional sales operations functions. Protect company assets through proper evaluation of all credit requests and establishing credit limits. Ensure all loans are adequately documented and secured by appropriate collateral. Communicate credit decisions effectively to stakeholders. Improve underwriting efficiencies while ensuring adequate risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Job Minimum 1 year of experience in quality control, preferably in the microfinance industry. Strong understanding of underwriting, disbursements, collateral, and coordination with cross-functional sales operations functions. Excellent communication skills for effective stakeholder interaction. Ability to improve underwriting efficiencies while ensuring adequate risk management. Strong analytical skills for loan account verification and cross verification. Familiarity with quality control processes and procedures.
Posted 1 month ago
1.0 - 3.0 years
3 - 6 Lacs
Madurai
Work from Office
We are looking for a highly skilled and experienced Customer Service Executive to join our team in Madurai. The ideal candidate will have 1-3 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in customer service, preferably in banking or financial services. Strong knowledge of customer relationship management and sales principles. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Familiarity with auditing and regulatory requirements. Educational qualificationsAny Graduate, Postgraduate. Additional Info The company offers a dynamic work environment and opportunities for growth and development.
Posted 1 month ago
7.0 - 8.0 years
9 - 13 Lacs
Mumbai
Work from Office
We are looking for a skilled professional with 7-8 years of experience to lead our operations team in Mumbai. The ideal candidate will have a strong background in operations and compliance, with excellent leadership skills. Roles and Responsibility Manage and oversee daily operations to ensure efficiency and productivity. Develop and implement strategies to improve operational risk management and quality control. Collaborate with cross-functional teams to achieve business objectives. Analyze and resolve complex operational issues. Guide the backend quality assurance team in scrutinizing customer KYC and bank accounts. Ensure timely disbursement of loans after clearing quality control house. Monitor and manage minimal/zero cash balances at the branch level, routing collections through cashless or depositing them in our bank on the same day. Resolve customer and BC partner grievances and issues, ensuring real-time reporting of client CBs to all credit bureaus. Interact with operating units to ensure timely delivery of client documents to repository houses. Understand and control operational risks, working within the prescribed risk framework of the company. Be vigilant of system rules, logics, and their response to changed regulatory frameworks and guidelines. Job MBA degree from a reputable institution. Minimum 7 years of experience in operations, preferably in NBFC, NBFC MFI, SFB, or Bank. Proven track record of success in a leadership role, heading regional or zonal operations functions. Strong understanding of operations and backend functions, with the ability to correlate legal and compliance matters with client service. Excellent analytical and problem-solving skills, with the ability to work independently and as part of a team. Good knowledge of regulatory dynamics and compliance matters, with a sense of urgency. Understanding of rural and microfinance distribution systems is an added advantage.
Posted 1 month ago
2.0 - 5.0 years
2 - 6 Lacs
Jaipur
Work from Office
We are looking for a highly motivated and experienced Branch Manager to lead our sales team in Jaipur. The ideal candidate will have 2-5 years of experience in sales, preferably in the microfinance industry, with a strong background in relationship management, business sourcing, and sales. Roles and Responsibility Achieve disbursement targets with minimal delinquency. Identify joint liability groups and disbursed loans to suit target customers and geographies. Enable business growth by developing and managing teams across assigned territories. Assess potential client base and product acceptability in new regions. Manage disbursement, repayment, and delinquency, achieving daily/weekly collections targets. Conduct regular field visits, center meetings, and loan applications. Maintain portfolio quality by tracking and controlling normal dues, non-starters, delinquency, and frauds. Build strong client relationships both internally and externally to establish a strong brand identity with potential customers. Ensure weekly/daily meetings and visits to the center. Job Graduate in any discipline. Strong understanding of microfinance business and JLG model working is preferred. Excellent relationship management and business sourcing skills. Ability to work in a fast-paced environment and meet sales targets. Strong communication and interpersonal skills. Basic understanding of customer service principles.
Posted 1 month ago
2.0 - 5.0 years
5 - 9 Lacs
Hyderabad
Work from Office
We are looking for a highly motivated and experienced Branch Manager to lead our retail microfinance business in Hyderabad, Ranigunj, J Grades. The ideal candidate will have 2-5 years of experience in sales or relationship management, preferably in the microfinance industry. Roles and Responsibility Ensure achievement of disbursement targets with minimal delinquency. Identify joint liability groups and disbursed loans to suit target customers and geographies. Enable business growth by developing and managing teams across assigned territories. Assess potential client base and product acceptability in new regions and areas for geographical expansion. Manage disbursement, repayment, and delinquency, achieving daily/weekly collections targets. Follow up on disbursed loans, especially those not paying on time. Undertake regular field visits, centre meetings, and loan applications. Maintain portfolio quality by tracking and controlling normal dues, non-starters, delinquency, and frauds. Build strong client relationships both internally and externally, and establish a strong brand identification with potential customers. Ensure weekly/daily meetings and visits to the centre. Job Graduate in any discipline. Minimum 2 years of experience in sales or relationship management, preferably in the microfinance industry. Possess a basic understanding of microfinance business and JLG model workings. Demonstrate skills in relationship management, business sourcing, and sales. Understand critical attributes of customer service. Ability to work in a fast-paced environment and meet targets. Strong communication and interpersonal skills are essential.
Posted 1 month ago
1.0 - 6.0 years
11 - 15 Lacs
Chennai
Work from Office
We are looking for a highly motivated and experienced Customer Sales Executive to join our team in Tiruvannamalai. The ideal candidate will have 1 to 6 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Perform customer retention activities under the guidance of the Supervisor/Manager. Identify potential business opportunities with customers. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio requirement. Meet customer needs and cross-sell multiple products with the help of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in sales, preferably in banking or financial services. Strong knowledge of customer relationship management and sales principles. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Experience in micro LAP and secured business loans is an added advantage.
Posted 1 month ago
4.0 - 9.0 years
10 - 14 Lacs
Bengaluru
Work from Office
We are looking for a skilled professional with 4 to 9 years of experience to join our team as an Area Credit Manager in the leasing and credit appraisal department, located at Prestige Corniche-M4-M6, Bengaluru. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Engage in developing, implementing, reviewing, and monitoring various credit programs, providing training and coaching to continuously upgrade the competency of the team. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Develop, implement, review, and monitor various credit programs and provide training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Evolve underwriting norms customized to local market needs and ensure continued enhancement and execution of consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance, banking, or financial services. Possess strong knowledge of credit underwriting, credit appraisal, and credit risk management. Demonstrate excellent leadership and team management skills. Exhibit strong analytical and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines.
Posted 1 month ago
2.0 - 7.0 years
3 - 6 Lacs
Chennai
Work from Office
We are looking for a highly skilled and experienced Customer Service Executive to join our team in Chennai. The ideal candidate will have 2 to 7 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform various tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 2 years of experience in customer service, preferably in banking or financial services. Strong knowledge of customer service principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong problem-solving and analytical skills. Familiarity with auditing and RBI regulations. Educational qualificationAny Graduate. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer service and building long-term relationships with its clients.
Posted 1 month ago
2.0 - 7.0 years
3 - 7 Lacs
Vadodara
Work from Office
We are looking for a highly motivated and experienced Branch Manager to lead our retail team in Baroda. The ideal candidate will have 2 to 7 years of experience in sales, relationship management, and business sourcing. Roles and Responsibility Achieve disbursement targets with minimal delinquency. Identify joint liability groups and disbursed loans to suit target customers and geographies. Enable business growth by developing and managing teams across assigned territories. Assess potential client base and product acceptability in new regions. Manage disbursement, repayment, and delinquency, achieving daily/weekly collections targets. Regularly follow up on disbursed loans, especially those not paying on time. Undertake regular field visits, centre meetings, and loan applications. Maintain portfolio quality by tracking and controlling normal dues, non-starters, delinquency, and frauds. Build strong client relationships both internally and externally, and establish a strong brand identification with potential customers. Ensure weekly/daily meetings and visits to the centre. Job Graduate in any discipline. Minimum 2 years of experience in sales, relationship management, or business sourcing. Possess a basic understanding of microfinance business and JLG model workings. Demonstrate skills in relationship management, business sourcing, and sales. Understand critical attributes of customer service. Ability to work in a fast-paced environment and meet targets. Strong communication and interpersonal skills are essential.
Posted 1 month ago
1.0 - 6.0 years
7 - 11 Lacs
Mumbai
Work from Office
We are looking for a highly skilled and experienced Customer Service Executive to join our team in Mumbai. The ideal candidate will have 1-6 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform various tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in customer service, preferably in banking or financial services. Strong knowledge of customer service principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Experience in personal loans is an added advantage. Educational qualificationAny Graduate. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer experiences.
Posted 1 month ago
1.0 - 6.0 years
4 - 8 Lacs
Mumbai
Work from Office
We are looking for a highly skilled and experienced Customer Service Executive to join our team in the banking industry. The ideal candidate will have 1-6 years of experience in customer service, preferably in the banking or financial services sector. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as required by the organization. Meet customer needs and cross-sell multiple products with the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with their help. Ensure compliance with all Audit/RBI regulations with the help of the Manager/Supervisor. Job Minimum 1 year of experience in customer service, preferably in banking or financial services. Strong knowledge of customer relationship management and sales principles. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Experience in two-wheeler loans is an added advantage. Any graduate can apply for this position. About Company TATA CAPITAL LIMITED is a leading player in the banking industry, providing financial services and broking solutions to its clients. We are committed to delivering exceptional customer service and building long-term relationships with our customers.
Posted 1 month ago
2.0 - 5.0 years
3 - 6 Lacs
Darbhanga
Work from Office
We are looking for a highly motivated and experienced Branch Manager to lead our sales team in the banking industry. The ideal candidate will have 2-5 years of experience. Roles and Responsibility Achieve disbursement targets with minimal delinquency. Identify joint liability groups and disbursed loans to suit target customers and geographies. Enable business growth by developing and managing teams across assigned territories. Assess potential client base and product acceptability in new regions. Manage disbursement, repayment, and delinquency, achieving daily/weekly collections targets. Conduct regular field visits, center meetings, and loan applications. Maintain portfolio quality by tracking and controlling normal dues, non-starters, delinquency, and frauds. Build strong client relationships both internally and externally to establish a strong brand identity with potential customers. Ensure weekly/daily meetings and visits to the center. Job Graduate in any discipline. Minimum 2 years of experience as a sales officer in microfinance business. Basic understanding about microfinance business and JLG model working is preferred. Possess relationship management and business sourcing skills. Demonstrate a flair for sales and an understanding of critical customer service attributes. Ability to work in a fast-paced environment and meet sales targets.
Posted 1 month ago
2.0 - 7.0 years
10 - 14 Lacs
Aurangabad
Work from Office
We are looking for a highly skilled and experienced Relationship Manager to join our team in Aurangabad. The ideal candidate will have 2 to 7 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Originate new business prospects through direct sourcing and open market channels. Acquire customers and manage their proposals up to disbursement. Meet existing customers to generate business opportunities and revenue. Cater to businesses with various working capital facilities such as overdraft, cash credit, dealer finance, vendor finance, letter of credit, bank guarantee, term loan, etc. Manage customer relationships and address service and sales queries. Identify new segments and set up new trade verticals for prospective business opportunities. Job Post Graduate or Graduate in any discipline. Minimum 2 years of experience in sales, preferably in banking or financial services. Possess strong skills in relationship management, sales, and customer acquisition. Demonstrate the ability to work in a fast-paced environment and meet sales targets. Exhibit excellent communication and interpersonal skills. Strong analytical and problem-solving skills are required.
Posted 1 month ago
6.0 - 8.0 years
2 - 5 Lacs
Mumbai
Work from Office
We are looking for a highly skilled and experienced Quality Executive to join our team in Ganjam, Buguda, J Grades. The ideal candidate will have 6-8 years of experience in quality control and assurance, with a strong background in underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Roles and Responsibility Conduct personal discussions on cases according to laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines for completing assigned activities. Evaluate credit requests, establish credit limits, and ensure all loans are adequately documented and secured by appropriate collateral. Communicate credit decisions effectively to stakeholders. Enhance underwriting efficiencies while ensuring adequate risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Job Strong knowledge of underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Excellent communication skills for effective stakeholder interaction. Ability to work efficiently in a fast-paced environment and meet deadlines. Strong analytical skills for evaluating credit risks and making informed decisions. Experience in quality control and assurance, focusing on process improvements and risk management. Familiarity with loan account verification, cross verification, KYC check, bank passbook, income and expense assessment, and other document checks. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing high-quality products and services to its customers.
Posted 1 month ago
1.0 - 3.0 years
7 - 11 Lacs
Mumbai
Work from Office
We are looking for a highly skilled and experienced Customer Service Executive to join our team in Delhi. The ideal candidate will have 1-3 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow processes for disbursement. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in customer service, preferably in banking or financial services. Strong knowledge of customer service principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong problem-solving and analytical skills. Experience in personal loans and direct sales is an added advantage. Educational qualificationsAny Graduate, Postgraduate. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer experiences and driving business growth.
Posted 1 month ago
4.0 - 9.0 years
13 - 18 Lacs
Mumbai
Work from Office
We are looking for a highly skilled and experienced Area Credit Manager to join our team in Delhi. The ideal candidate will have 4 to 9 years of experience in corporate finance, credit appraisal, and portfolio management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies, engaging in development, implementation, review, and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to local market needs and enhance and execute consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance, credit appraisal, and portfolio management. Possess strong knowledge of credit policy, underwriting, and risk management. Demonstrate excellent leadership and team management skills. Exhibit strong analytical and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines is essential.
Posted 1 month ago
2.0 - 7.0 years
10 - 14 Lacs
Nagpur
Work from Office
We are looking for a highly skilled and experienced Relationship Manager to join our team in Nagpur. The ideal candidate will have 2 to 7 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Originate new business prospects through direct sourcing and open market channels. Acquire customers and manage their proposals up to disbursement. Meet existing customers to generate business opportunities and revenue. Cater to businesses with various working capital facilities such as overdraft, cash credit, dealer finance, vendor finance, letter of credit, bank guarantee, term loan, etc. Manage customer relationships and address service and sales queries. Identify new segments and set up new trade verticals for prospective business opportunities. Job Post Graduate or Graduate in any discipline. Minimum 2 years of experience in sales, preferably in the banking or financial services industry. Possess strong skills in relationship management, sales, and customer acquisition. Demonstrate the ability to work in a fast-paced environment and meet sales targets. Exhibit excellent communication and interpersonal skills. Have knowledge of equipment finance and digital sales. Additional Info The company offers a dynamic and supportive work environment, with opportunities for growth and development.
Posted 1 month ago
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