Debt Collection Agent- US Business

0 - 6 years

2 - 8 Lacs

Posted:-1 days ago| Platform: Naukri logo

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Work Mode

Work from Office

Job Type

Full Time

Job Description

We are looking for a skilled and motivated

Debt Collection Agent

to join our team and support our clients in the US market. In this role, you will be the primary point of contact for individuals with overdue accounts. Your main responsibility will be to engage debtors with professionalism and empathy, negotiate repayment solutions, and ensure compliance with federal and state regulations.
This position requires strong communication, negotiation, and problem-solving skills, along with the ability to remain calm and persuasive in challenging conversations.

Key Responsibilities

Contact Debtors:

Reach out to individuals via phone regarding overdue accounts.

Negotiate Repayment Plans:

Work with debtors to establish realistic and mutually beneficial payment arrangements.

Ensure Compliance:

Follow all federal and state laws, including the

Fair Debt Collection Practices Act (FDCPA)

.

Maintain Records:

Document all interactions, agreements, and payment updates in an accurate and timely manner.

Resolve Disputes:

Address objections with professionalism and provide solutions to help resolve outstanding balances.

Meet Targets:

Achieve monthly collection goals while maintaining high standards of customer interaction.

Qualifications & Skills

Required

Excellent

verbal and written communication

skills in English.
Strong

negotiation and persuasion

abilities.
Solid understanding of

US debt collection regulations

(FDCPA, state laws).
Ability to handle difficult conversations with

empathy and professionalism

.
High level of

persistence, resilience, and problem-solving skills

.

Preferred

Prior experience in

debt collection, customer service, or call center environments

.
Knowledge of US financial systems or prior work with US-based clients.
 

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