Credit Risk Review Group, Director

Key accountabilities:

• Review and sign off credit analysis performed (and credit judgement exercised) by more junior team members; you will undertake end-to-end (i.e. independently, without junior contributors) reviews of individual exposures / obligors when necessary.
• Present analysis influence senior management and peers with independent and contrasting views.
• Lead and own the completion of credit reviews / projects as assigned within the CRRG Annual Plan or on an ad hoc basis.
• Support the Head of CRRG in the annual plan development and resource allocation;
• Work with the Head of CRRG and co-Directors within the team in writing and updating the credit review baseline methodologies.
• Support reviews outside of corporate credit, e.g. FI (Banks, NBFI), counterparty credit risk.
• Interface with various Regulators as needed.
• Manage the continuous monitoring program with regard to various assigned portfolios.
• Manage on-going stakeholder relationships with Risk Sanctioning Units and also Senior Management as necessary.
• Produce commentary for presentations going to Senior Management and governance committees, including at Board level.
• Lead training of the team with regard to corporate credit and, specifically, leveraged lending, including technical aspects of credit analysis as well as relevant Barclays internal systems and processes.
• Contribute to the management of personal development of junior team members, including as a line manager.

Essential skills required:

• Minimum 12 years of financial services experience in investment or corporate banking, or the rating agencies;
• 5+ years experience as a senior credit sanctioner, loan underwriter, credit risk or loan reviewer, or credit audit within a large financial institution;
• 5+ years experience in people management, project leadership or consulting

Desirable skills/Preferred Qualifications:

• Strong in-depth technical expertise in corporate credit analysis;
• Strong organizational skills and the ability to manage multiple assignments concurrently;
• Professional qualification, undergraduate or graduate degree in finance or a risk related discipline;
• Confident communicator, particularly in delivering challenging messages to senior management and colleagues;
• Expertise in two or more industry sectors such as Technology / Media / Telecommunications, Industrials, Natural Resources, etc.
• Holder of senior-level individual credit approval authority;
• Familiarity with the Barclays Corporate and Investment Banking credit processes;
• Familiarity with wholesale loan underwriting standards, particularly leverage finance across Barclays;
• Familiarity with the syndication market for corporate loans in the US and Europe;
• Familiarity with loan and counterparty agreements and documentation;
• Familiarity with credit risk and capital models including those used for Default Grade generation, LGDs, EADs and RWAs;
• Familiarity with FI (Banks and NBFIs) credit analysis, and Counterparty Credit Risk.
• CPA/CA, CFA, FRM, other broadly recognized certifications or a credit training program from a large financial institution.