Credit Risk Analyst

As a Credit Risk Analyst at FISERV, you will be a self-starter who performs tasks with autonomy and makes decisions independently. Your analytical mindset will be crucial as you learn and understand different business models to assess potential risks. Collaboration with internal and external stakeholders will be key in driving consensus on risk approach. **Key Responsibilities:** - Perform credit analysis and underwriting for prospective accounts in markets like India, Australia, and Southeast Asia (HK, Singapore, Malaysia). - Review credit history to assess the creditworthiness of new prospective clients, ensuring a balanced risk and revenue trade-off consistent with credit policy and loss target expectations. - Apply credit risk guidelines, policies, and procedures diligently, conducting periodic reassessments based on industry trends and portfolio performance. - Manage the existing key merchant/partner portfolio to analyze and mitigate potential risks periodically. - Monitor operational performance on accounts and make real-time decisions regarding potential risks and mitigants. - Conduct investigations by gathering data from various sources and systems to interpret the data for risk management purposes. **Qualifications Required:** - Ability to understand and evaluate financial statements comprehensively. - Proficiency in applying risk management concepts, collecting and analyzing exposure and loss data, and responding efficiently to internal and external requests. - Strong verbal and written communication skills for managing internal and external stakeholders, including business teams, legal teams, compliance teams, and customers. - Time management skills and negotiation ability are essential for success in this role. **Additional Company Details:** N/A **What would be great to have:** - Prior experience in risk management or credit analysis. - Strong background in data analytics.,