Credit Officer

As the Lead Credit Risk - Vice President of Innovation Economy Credit Risk at JPMorgan Chase, your role involves overseeing the credit risk management function for the innovation economy portfolio across the Asia Pacific region. You will play a crucial role in maintaining the strength and resilience of the organization by proactively identifying new risks and addressing challenges affecting the company, its customers, and the communities it serves. Your expertise will contribute to the responsible growth of the business. **Key Responsibilities:** - Lead the credit risk management function for the Innovation Economy portfolio in the Asia Pacific region. - Supervise and manage a portfolio of corporate clients across various industries. - Oversee due diligence, structuring, and documentation for transactions. - Conduct forward-looking credit analysis and financial modeling to assess clients" industries and key risks. - Exercise substantial credit approval authority. - Collaborate with stakeholders such as client coverage and product bankers, credit executives, and legal counsel. - Review credit and regulatory reporting requirements. - Mentor and develop junior members of the CIB Credit Risk team. - Stay informed about market and industry developments and their impact on clients. - Recommend and monitor internal credit ratings. - Support the team on ad-hoc initiatives and work streams. - Supervise the team on regulatory deliverables including credit committee notes, reporting, and audits. **Qualifications Required:** - Minimum of seven years of experience in credit risk or credit analysis within corporate, institutional, and/or investment banking. - Experience in credit analysis of Innovation Economy clients is a plus. - Proficiency in qualitative and quantitative credit risk analysis. - Comprehensive understanding of debt markets, derivatives, and related documentation. - Ability to identify key issues and concerns related to clients, industries, and transaction structures actively. - Excellent written and verbal communication skills. - Strong time management and decision-making skills in a fast-paced environment. - Ability to build relationships and engage confidently with internal stakeholders. - Proficiency in MS Excel for financial modeling and other MS programs. - Undergraduate degree or postgraduate qualifications in accounting, business, finance, or a related quantitative discipline.,