Credit Manager

Job Description

Position : Credit Manager Loan Against Property (LAP) Locations : Ahmednagar, Daund, Shikrapur Maharashtra Company : The Muthoot Group Experience : 3 to 6 years Department : Credit - LAP Employment Type : Full-time, Permanent Job Description : The Muthoot Group is inviting applications for the position of Credit Manager in the Loan Against Property (LAP) vertical. The selected candidate will be responsible for evaluating credit proposals, ensuring adherence to policy, and maintaining a healthy portfolio in the assigned locations. Key Responsibilities : Conduct credit appraisal for LAP proposals in line with company credit policy Perform field visits, personal discussions, and site inspections Assess applicant financials, bank statements, and property documents Coordinate with legal and technical agencies for due diligence Ensure quality underwriting and timely decision-making Work closely with the sales and operations teams for seamless disbursals Monitor portfolio performance and flag early risk indicators Candidate Profile : Graduate or Postgraduate in Finance, Commerce, or related discipline Minimum 3 years of experience in LAP credit underwriting, preferably in NBFCs or Banks Strong financial analysis and risk assessment skills Good understanding of local markets in Ahmednagar, Daund, and Shikrapur Strong communication and interpersonal skills Willingness to travel within the assigned territory Compensation : As per industry standards Industry : BFSI NBFC Functional Area : Credit How to Apply: Interested candidates may send their updated resume to vaibhav.chowdhary@muthootgroup.com with the subject line: Application for Credit Manager LAP (Ahmednagar/Daund/Shikrapur) Thanks & Regards, Vaibhav Chowdhary| Human Resource Muthoot Finance - Loan Against Property