Credit Manager- LAS

Job Description

Job Requirements Role/ Job Title: Credit Manager- Loan Against Securities Function/ Department: Central Team Job Purpose Supply Chain Finance/Inventory Finance facility is the loan facility extended to the dealers in the primary market for procurement of inventory of TW/Auto/CV and CD from various OEM’s/Manufacturer. Consumer/Consumption finance & Automobile industry has been growing consistently & this growth has given high business opportunity to cater the financial needs of the dealer fraternity. We provide financial assistance to TW/ CD/ Auto / CV / Tractors dealers primarily to fulfil their short-term working capital. Roles & Responsibilities Ensuring high quality of underwriting with minimum error and as per policy guideline. Ensuring the maximum productivity per credit resource. Responsible for assessment of cases within stipulated TAT. Evaluating the financial performance of dealers through analysis of dealer’s performance. Regular dealer visits to understand the market and business requirements and lesioning with borrower as and when require. Determining the key credit risks and mitigating factors while evaluating the proposal Preparation of various MIS's incl. Credit review MIS, proposal tracker, Limit Tracker, Condition/ Deferral tracker, extension of limits on account of non fulfilment of condition/submission of renewal documents. Secondary Responsibilities Processing of day-to-day transactions in the form of deal extensions/Ad hoc/exceptional indents that flow to credit unit in case of deferrals, overdue and other credit stipulations within specified TAT’s. Create and maintain rapport with inside and outside stakeholders of INF business. Education Qualification Professional Degree: CA Post-graduation: MBA, PGDM Experience 2 - 5 years of relevant experience