11 Credit Documentation Jobs

Role & responsibilities Verification of executed legal documents as per Documentation Grid released by the legal team from time to time & Sanction Letter / Term Sheet issued by the business / credit team. Stamp Duty as per Legal Stamp Duty Grid is adhered too. Limits & Collateral Maintenance. CERSAI Maintenance. (Charge Creation & Release) Checker for Mortgage, Hypothecation & Intangible assets - basis terms of sanctions. Updating of PSL for CCOD product basis the PSL template received from business along with TS / SL. Insurance Policy Maintenance (basis terms of Sanction) - information to centrailzed insurance policy maintenance desk. Preparation and releasing the Disbursement Advice to Loan Maintenance Team for disbursement of loans in LPS. (Wherever there is a term loan / WCDL facility at the time of limit setting), Limit loading Instructions (LLI) to Treasury team for treasury products & CMS team for CMS products. Insertions (documents received post disbursement). Deferral Closures (post receipt of requisite document from Business Unit against deferral obtained). Tracking of post disbursement conditions related to Wholesale & Commercial operations in DRS as pre-approved. Handover of Files (All documents except Title Deeds) & Dockets (Title Deeds Property wise i.e. for every property mortgaged separate docket is a must) including insertions to DMT for further action & receipt of acknowledgement in ET / Register (in case of non-ET transactions, if any). Handover of PDC / SPDC’s to the Vendor on a weekly basis & receive acknowledgement. Liaison with Auditors & Ensure no audit queries. MIS (Daily Reporting, Pending Status, Insertions). Confirmation to DMT for Release of property & verification of the property documents before releasing to customer / RM / customer service. Signatories for issuance of sanction letter are in accordance to the list of signatories provided by Business & Credit Preferred candidate profile Detail oriented and ability to multi-task Good Interpersonal skills and ability to work in teams Excellent Communication Skills

Key Responsibilities: Loan Application Review : Ensure loan applications and documents are accurate, complete, and comply with guidelines. Credit Risk Analysis Support : Assist in evaluating creditworthiness and conduct due diligence on borrowers. Documentation and Agreement Handling : Draft, execute, and store loan agreements and collateral documentation. Disbursement Processing : Coordinate timely loan disbursements and ensure pre-disbursement formalities are met. Post-Disbursement Monitoring : Track loan repayments, follow up on overdue payments, and ensure recovery compliance. Compliance : Ensure adherence to legal, regulatory, and internal policies. Customer Service : Address customer queries regarding loan terms, repayment, and documentation. Reporting : Prepare reports on loan status, delinquencies, and assist in audits. Qualifications: Education : Bachelors degree in finance, Accounting, Business Administration, or related field. Experience : 2-3 years in credit administration or loan processing in an NBFC or financial services company. Experience in education loans, overdrafts, or loans against property is preferred.

Credit Risk Assessment, Supply Chain Finance Expertise, Data Analysis & Reporting, Relationship Management, Credit Documentation, Monitoring & Risk Management, Collaboration with Cross-Functional Teams

Job Title: Credit Administration Officer Department : Credit Risk / Loan Processing Location : Lower Parel, Mumbai. Employment Type : Full-time About Us: We are a fast-growing Non-Banking Financial Company (NBFC) offering a range of financial products, including education loans, overdrafts, and loans against property. Our goal is to empower individuals and businesses with tailored financial solutions. Position Overview: We are seeking a detail-oriented Credit Administration Officer to manage loan administration in Education Loans, Overdrafts, and Loans Against Property. The role ensures compliance with policies, regulatory requirements, and industry standards throughout the loan lifecycle. Key Responsibilities: Loan Application Review : Ensure loan applications and documents are accurate, complete, and comply with guidelines. Credit Risk Analysis Support : Assist in evaluating creditworthiness and conduct due diligence on borrowers. Documentation and Agreement Handling : Draft, execute, and store loan agreements and collateral documentation. Disbursement Processing : Coordinate timely loan disbursements and ensure pre-disbursement formalities are met. Post-Disbursement Monitoring : Track loan repayments, follow up on overdue payments, and ensure recovery compliance. Compliance : Ensure adherence to legal, regulatory, and internal policies. Customer Service : Address customer queries regarding loan terms, repayment, and documentation. Reporting : Prepare reports on loan status, delinquencies, and assist in audits. Qualifications: Education : Bachelors degree in finance, Accounting, Business Administration, or related field. Experience : 2-3 years in credit administration or loan processing in an NBFC or financial services company. Experience in education loans, overdrafts, or loans against property is preferred. Why Join Us? This is an excellent opportunity to be part of an emerging NBFC and contribute to its growth in a dynamic environment. If you're looking to grow within the financial services sector, apply now!

Role & responsibilities Lead and manage a Business Development team, Pan India, to drive the business development and sales of used commercial vehicle loans. Oversee the loan process from origination through to disbursement, ensuring smooth and timely execution. Develop and implement strategies for field sales, driving loan acquisitions and ensuring business targets are met. Build and maintain strong relationships with key clients, dealers, and partners in the used commercial vehicle sector. Analyze market trends, customer needs, and competitor activities to identify opportunities and adapt business strategies accordingly. Provide ongoing training, guidance, and support to regional teams to ensure high performance and achievement of targets. Review and monitor loan applications, credit evaluations, and risk assessments to ensure compliance with regulatory and company standards. Collaborate with senior management to identify areas for process improvement and implement new initiatives to optimize business growth. Regularly evaluate the performance of the loan portfolio, ensuring minimal defaults and maintaining a healthy loan book. Prepare and present reports on sales, loan performance, and market insights to management. Qualifications & Skills Education: Bachelors degree in Business, Finance, Banking, or a related field. An MBA is preferred. Experience: At least 3 -5 years of experience in the financial services industry, specifically in used commercial loans, business development, and team management. Skills: Strong knowledge of the used commercial vehicle loan market and related financial products. Proven experience in team leadership and business development across multiple regions. Excellent understanding of loan origination, credit risk analysis, and loan documentation processes. Strong communication, negotiation, and interpersonal skills. Ability to work in a fast-paced, target-driven environment. Strategic thinking and the ability to implement solutions that drive results. Proficient in using CRM systems, Microsoft Office Suite, and other relevant tools. Language Proficiency: Fluency in English and proficiency in regional languages will be an added advantage. Benefits Competitive salary and performance-based incentives Opportunity to work with a dynamic and growing team Professional development and training opportunities Health and wellness benefits Career growth opportunities within a reputed financial organization

Credit Risk Assessment : Conduct comprehensive credit analysis for all potential borrowers, including reviewing financial statements, business models, industry risks, and personal financial history. Assess creditworthiness using various financial metrics, models, and risk indicators. Develop credit scoring models and approval frameworks for different types of loans. Loan Evaluation & Approval : Review loan applications and proposals to ensure they meet the company's policies and procedures. Prepare detailed credit reports and recommendations for approval or rejection based on risk assessment. Collaborate with the sales and relationship management teams to understand customer needs and provide appropriate credit products. Portfolio Management : Monitor and manage the quality of the existing credit portfolio to minimize default risk. Identify early warning signals of potential defaults or credit deterioration and take corrective measures. Manage overdue accounts, develop recovery strategies, and coordinate with the collection team. Policy Compliance & Reporting : Ensure all credit assessments are in line with regulatory requirements and internal credit policies. Stay updated on regulatory changes and ensure the company's credit operations comply with local and national laws. Prepare and present periodic reports on credit portfolio performance, risk exposure, and operational efficiency to senior management. Credit Documentation & Controls : Ensure that all loan agreements, security documentation, and collateral are accurately prepared, verified, and filed in accordance with company standards. Coordinate with legal and compliance teams to ensure proper documentation and legal procedures are followed. Customer Relationship Management : Work closely with customers to understand their financial needs, guiding them through the loan process and ensuring customer satisfaction. Act as a liaison between the credit team and other internal teams (sales, operations, risk) to deliver seamless customer service. Qualifications: Educational Qualifications : Bachelor's or Masters degree in Finance, Business Administration, Economics, or related fields. Certification in Credit Risk Management or related finance credentials is a plus. Experience : Minimum of 3-5 years of experience in credit evaluation, underwriting, or credit risk management, preferably in an NBFC, bank, or financial services company. Proven experience in managing a diverse portfolio of loans and understanding credit risk principles. Strong knowledge of financial statements analysis, credit scoring models, and loan structuring. Skills : Strong analytical skills with the ability to assess financial documents and data. In-depth knowledge of credit policies, financial products, and regulatory frameworks. Excellent communication, negotiation, and interpersonal skills. Proficiency in Microsoft Office Suite, particularly Excel, and credit management software. Personal Attributes : Detail-oriented with a high level of accuracy in financial analysis. Ability to work under pressure and handle challenging credit cases. Strong problem-solving skills and sound judgment in decision-making. Excellent time management and organizational skills.

Basic Section No. Of Position 1 Grade NA Level Analyst, Credit Organisational BUSINESS Birla Pivot BUSINESS_UNIT-1 Birla Pivot BUSINESS_UNIT-2 Birla Pivot BUSINESS_UNIT-3 Birla Pivot DEPARTMENT-1 Birla Pivot Partners Country India State Karnataka Worksite Bangalore Industry -- Function Strategy & Planning Skills Skill Underwriting Unsecured Loan Minimum Qualification Bachelor Of Commerce (Honours) CERTIFICATION No data available About The Role Conduct comprehensive credit analyses and assessments to evaluate borrower creditworthiness, support informed lending decisions, and ensure the maintenance of a high-quality books of accounts. Key Responsibilities Credit Assessment: Analyse credit applications and financial statements to assess the creditworthiness of buyers, evaluating factors such as income, assets, liabilities, and payment history. Utilize credit scoring models and risk assessment tools to evaluate credit risk and recommend appropriate credit limits and terms. Financial Analysis: Conduct comprehensive financial analyses, including cash flow analysis, ratio analysis, and trend analysis, to evaluate the financial health and stability of buyers. Identify potential credit risks and red flags, highlighting areas of concern and recommending mitigating actions to the Lead Underwriter. Documentation and Due Diligence: Ensure accuracy and completeness of credit documentation, credit reports, and supporting financial documents. Perform due diligence checks on buyers, verifying information provided and conducting background checks as necessary to assess credit risk accurately. Communication and Reporting: Communicate credit decisions, recommendations, and risk assessments effectively to the Lead Underwriter and other relevant stakeholders. Prepare comprehensive credit analysis reports and presentations, summarizing findings, conclusions, and recommendations for review and approval. Portfolio Monitoring: Monitor the credit portfolio for early warning signs of credit deterioration, delinquencies, and defaults, escalating issues to the Lead Underwriter as appropriate. Assist in the ongoing monitoring and management of existing credit exposures, including periodic review of credit limits and terms. Qualification & Skills Bachelors degree in finance, Accounting, Economics, or related field required, masters degree preferred. Minimum of 3 years of experience in credit analysis, banking, or financial services industry. Strong analytical skills, with the ability to interpret financial data, conduct financial analyses, and assess credit risk accurately. Exceptional attention to detail, with a focus on accuracy and precision in credit analysis and documentation. Excellent verbal and written communication skills, with the ability to convey complex information clearly and concisely. Ability to work effectively in a team environment, collaborating with colleagues and stakeholders to achieve common goals.

Roles and Responsibilities Manage credit administration, including loan processing, disbursement, and documentation. Oversee working capital management and ensure timely repayment of loans. Coordinate with internal teams for smooth execution of credit operations. Ensure compliance with regulatory requirements and maintain accurate records. Analyze financial data to identify trends and areas for improvement. Should have worked in working Capital Products • Knowledge with regards to SL reading & interpretation, Legal Documentation preparation & execution for Working Capital businesses • Compliance of SL conditions • Compliance of Security conditions (Hypothecation, Mortgages, Pledge, Liquid securities etc.) • Should have knowledge of CERSAI and ROC Interested candidates can reach out through (kavya.p@vipanyglobal.com/kavya.p-8341137995)

Roles and Responsibilities Manage credit administration, including loan processing, disbursement, and documentation. Oversee working capital management and ensure timely repayment of loans. Coordinate with internal teams for smooth execution of credit operations. Ensure compliance with regulatory requirements and maintain accurate records. Analyze financial data to identify trends and areas for improvement. Should have worked in working Capital Products • Knowledge with regards to SL reading & interpretation, Legal Documentation preparation & execution for Working Capital businesses • Compliance of SL conditions • Compliance of Security conditions (Hypothecation, Mortgages, Pledge, Liquid securities etc.) • Should have knowledge of CERSAI and ROC Interested candidates can reach out through (kavya.p@vipanyglobal.com/kavya.p-8341137995)

Role & responsibilities : Sound communication skills • Should have worked in working Capital Products • Knowledge with regards to SL reading & interpretation, Legal Documentation preparation & execution for Working Capital businesses • Compliance of SL conditions • Compliance of Security conditions (Hypothecation, Mortgages, Pledge, Liquid securities etc.) • Should have knowledge of CERSAI and ROC.

We are hiring loan operations manager for one of leading NBFC . To Manage the frontend operations for loan disbursal, and investor onboarding. Manage backend operations team for borrower allocations & dashboards.. Required Candidate profile Understanding and expertise on backend and frontend operations of loan systems – LOS & LMS Understanding of Digital Loan systems with relevant liabilities/NBFC experience. Graduates Age below 30 year