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Credit Analyst

Credit Analyst

Peoplemint Consultants

5 years

0 Lacs

Pune Maharashtra India

Posted:13 hours ago| Platform:

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Skills Required

creditworthiness risk lending portfolio finance accounting analysis excel

Work Mode

On-site

Job Type

Full Time

Job Description

Job Title:

Location:

Experience:

Industry:

Credit Analyst – Working Capital

Key Responsibilities:

Evaluate financial statements and business models for working capital lending proposals
Conduct credit risk assessments and prepare credit appraisal memos
Recommend credit limits and terms based on analysis
Monitor portfolio performance and identify early warning signals
Collaborate with relationship managers and risk teams for credit approvals

Qualifications:

Bachelor’s or Master’s degree in Finance, Accounting, or related field
2–5 years of relevant experience in credit analysis, preferably in working capital finance
Strong understanding of financial ratios, balance sheets, and P&L statements
Proficient in MS Excel and financial modeling

Preferred:

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