Credit Analyst

Role Overview: You will be responsible for appraising credit proposals for Working Capital Loans (Fund & Non-Fund Based) by conducting risk analysis, scrutinizing relevant documents before sanctioning loans within defined TAT. You will also conduct client interviews and ensure compliance as per the bank's credit policies. Additionally, you will monitor loan accounts, check loan documents, and supervise the timely preparation of MIS reports. Fulfilling the credit training needs of the entire business team on a continued & timely basis will also be a key part of your role. Key Responsibilities: - Appraising credit proposals for Working Capital Loans (Fund & Non-Fund Based) by conducting risk analysis. - Scrutinizing relevant documents before sanctioning loans within defined TAT. - Conducting client interviews and ensuring compliance as per the bank's credit policies. - Monitoring loan accounts and checking loan documents. - Supervising the timely preparation of MIS reports. - Fulfilling the credit training needs of the entire business team on a continued & timely basis. Qualifications Required: - In-depth knowledge/skill of Financial & Credit Risk analysis. - Ability to identify and mitigate various risks (credit/investment, operational, others). - Familiarity with banking products and procedures. - Strong understanding of documentation processes.,