Credit Analyst

Role Overview: As a Credit Analyst at Biz2X, you will be responsible for post-funding activities, monitoring accounts receivable, ensuring compliance with company policies, and collaborating with collection teams to manage credit risk effectively. Your role will involve analyzing financial statements, providing support during communications, and participating in projects to improve credit and collections processes. Key Responsibilities: - Enter, update, and retrieve information of delinquent merchants. - Monitor accounts receivable and identify suspicious accounts. - Ensure compliance with company policies and legal regulations. - Review deals involving Collection Analysts and assist them as needed. - Collaborate with collection teams to manage credit risk. - Maintain accurate records of all credit and collection activities. - Analyze financial statements and lien reports. - Provide support during internal and external communications. - Conduct regular reviews of default deals. - Participate in cross-functional projects to improve credit and collections processes. - Handle special projects and assignments as needed. Qualification Required: - Bachelor's degree in finance, accounting, or other business-related fields. - Two to three years of strong quantitative experience. - Strong understanding of credit risk management principles. - Proficiency in financial analysis and reporting. - Excellent communication and negotiation skills. - Ability to work independently and as part of a team. - Strong attention to detail and accuracy. - Proficiency in financial software and Microsoft Office Suite. - Ability to handle confidential information with integrity. - Ability to analyze and interpret financial data. - Ability to work in a fast-paced and dynamic environment. - Continuous improvement mindset and willingness to learn. - Ability to effectively manage competing deadlines for projects in a high-pressure work environment, with varying degrees of supervision.,