2199 Credit Analysis Jobs - Page 38

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Chennai. The ideal candidate will have 4 to 6 years of experience in corporate finance, credit appraisal, and portfolio management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies, engaging in development, implementation, review, and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to local market needs and enhance and execute consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance, credit appraisal, and portfolio management. Possess strong knowledge of credit policy, underwriting, and risk management. Demonstrate excellent leadership and team management skills. Exhibit strong analytical and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines is essential.

We are looking for a highly motivated and results-driven Customer Sales Executive to join our team in the Commercial Vehicle sector. The ideal candidate will have 1-3 years of experience, excellent communication skills, and a strong background in sales. Roles and Responsibility Assist the Supervisor/Manager in disbursement of loans with minimal delinquency. Identify potential business customers under the guidance of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system following SOPs and processes for disbursement. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Job Undergraduate or Graduate in any discipline. 1-3 years of experience in sales or a related field. Possess strong knowledge of banking and financial services. Demonstrate excellent communication and interpersonal skills. Ability to work effectively in a team environment is essential. Strong analytical and problem-solving skills are required. Additional Info The company offers opportunities for professional growth and development.

We are looking for a highly skilled and experienced Credit Executive to join our team in Mathura, Kosi Kalan. The ideal candidate will have 2 to 7 years of experience in the banking or financial services industry. Roles and Responsibility Conduct personal discussions with clients based on laid down policies and procedures. Adhere to agreed SLAs and timelines for completing assigned activities. Utilize underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Protect company assets by evaluating credit requests, establishing credit limits, and ensuring proper documentation and security. Communicate credit decisions effectively to stakeholders. Enhance underwriting efficiencies while maintaining risk management. Job Minimum 2 years of experience in the banking or financial services industry. Strong skills in underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Ability to evaluate credit requests, establish credit limits, and ensure proper documentation and security. Excellent communication skills for conveying credit decisions to stakeholders. Capability to improve underwriting efficiencies while maintaining risk management. Familiarity with Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook, and other Document Check.

We are looking for a highly skilled and experienced Credit Manager to join our team in Mumbai. The ideal candidate will have 2 to 7 years of experience in credit appraisal, underwriting, and portfolio management. Roles and Responsibility Implement and manage credit processes and underwriting for the Corporate Finance division. Monitor systems and processes for smooth implementation of credit policies in the region. Facilitate faster deal closures through proactive participation in deal structuring and credit enhancement. Maintain turnaround time for evaluation and processing of deals, ensuring low TAT. Manage portfolio quality documentation, post-disbursement documents, and delinquency levels. Regularly interact with collections and sales teams to track delinquencies and study delinquent cases. Control and monitor post-disbursement documents, invoices, insurance, and RC by interacting with sales and customers. Meet customers (retail & strategic) regularly to understand industry & market trends. Pre-approve and rate all clients with exposure over Rs 500L. Conduct regular training sessions for sales, channel partners, and field sales staff on product policies & processes. Train credit ops / CPA resources on policies, processes, and operations to ensure smooth functioning. Submit reports covering approval analysis, PDD collection, delinquency, and monthly activity undertaken. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 2 years of experience in credit appraisal, underwriting, and portfolio management. Possess strong knowledge of credit policies, processes, and operations. Demonstrate excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines is essential. Exhibit strong analytical and problem-solving skills.

We are looking for a highly motivated and experienced Loan Officer to join our team in Noida, Sector 62. The ideal candidate will have 1-5 years of experience in sales or business development, preferably in the microfinance industry. Roles and Responsibility Achieve disbursement targets with minimal delinquency. Identify joint liability groups and disbursed loans to suit target customers and geographies. Enable business growth by developing and managing teams across assigned territories. Assess potential client base and product acceptability in new regions. Manage disbursement, repayment, and delinquency, achieving daily/weekly collections targets. Follow up on disbursed loans, especially those not paying on time. Undertake regular field visits, centre meetings, and loan applications. Maintain portfolio quality by tracking and controlling normal dues, non-starters, delinquency, and frauds. Build strong client relationships both internally and externally, and establish a strong brand identity with potential customers. Ensure weekly/daily meetings and visits to the centre. Job Graduate in any discipline. Basic understanding of microfinance business and JLG model working is preferred. Relationship management and business sourcing skills are essential. A flair for sales and an understanding of critical customer service attributes are required. Ability to work in a fast-paced environment and meet targets. Strong communication and interpersonal skills are necessary.

We are looking for a highly skilled and experienced Credit Executive to join our team in Jaipur. The ideal candidate will have 2 to 7 years of experience in the banking or financial services industry. Roles and Responsibility Responsible for personal discussions of cases according to laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines for completing assigned activities. Utilize underwriting, disbursements, collateral, and coordination with cross-functional sales operations skills. Protect company assets through proper evaluation of all credit requests, establishing credit limits, and ensuring all loans are adequately documented and secured by appropriate collateral. Ensure proper communication of credit decisions to stakeholders. Improve underwriting efficiencies while ensuring adequate risk management. Job Minimum 2 years of experience in the banking or financial services industry. Strong knowledge of underwriting, disbursements, collateral, and coordination with cross-functional sales operations functions. Ability to evaluate credit requests, establish credit limits, and ensure adequate documentation and security. Excellent communication skills for effective stakeholder interaction. Strong analytical skills for improving underwriting efficiencies and risk management. Familiarity with loan account verification, cross verification, KYC check, bank passbook, and other document checks.

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Ahmedabad. The ideal candidate will have 6-11 years of experience in corporate finance, credit appraisal, and portfolio management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies, engaging in development, implementation, review, and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to local market needs and ensure continued enhancement and execution of consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Possess strong knowledge of corporate finance, credit appraisal, and portfolio management. Demonstrate excellent leadership and team management skills. Exhibit strong analytical and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong communication and interpersonal skills are required.

We are looking for a highly skilled and experienced Credit Executive to join our team in Mathura. The ideal candidate will have 2 to 7 years of experience in the banking or financial services industry, with expertise in credit underwriting, disbursements, collateral management, and coordination with cross-functional sales operations. Roles and Responsibility Conduct personal discussions on cases according to laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines for completing assigned activities. Evaluate all credit requests, establish credit limits, and ensure proper documentation and security of loans through appropriate collateral. Communicate credit decisions effectively to stakeholders. Enhance underwriting efficiencies while ensuring adequate risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Job Minimum 2 years of experience in the banking or financial services industry. Strong skills in underwriting, disbursements, collateral management, and coordination with cross-functional sales operations. Ability to evaluate credit requests, establish credit limits, and ensure proper documentation and security of loans. Excellent communication skills for effective stakeholder interaction. Strong analytical and problem-solving skills for improving underwriting efficiencies. Ability to work in a fast-paced environment and meet deadlines.

We are looking for a highly skilled and experienced Customer Service Executive to join our team in Mumbai. The ideal candidate will have 2 to 7 years of experience in customer service, preferably in the education loans sector. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products with the guidance of the Supervisor/Manager. Job Minimum 2 years of experience in customer service, preferably in the education loans sector. Strong knowledge of audit/RBI regulations and compliance. Ability to empanel new vendors and develop relationships with them. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, providing innovative solutions to its customers. We are committed to delivering exceptional customer service and building long-term relationships with our clients.

We are looking for a highly skilled and experienced Quality Executive to join our team in Ranchi. The ideal candidate will have 2 to 7 years of experience in quality control, underwriting, or related fields. Roles and Responsibility Conduct personal discussions with cases as per laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines for completing assigned activities. Utilize skills in underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Protect company assets through proper evaluation of credit requests and ensuring all loans are adequately documented and secured by appropriate collateral. Communicate credit decisions effectively to stakeholders. Enhance underwriting efficiencies while ensuring adequate risk management. Job Minimum 2 years of experience in quality control, underwriting, or related fields. Strong knowledge of banking and financial services. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Familiarity with loan account verification, cross verification, KYC check, bank passbook, income and expense assessment, and other document checks. Additional Info For more information, please contact us at 6588141.

We are looking for a highly skilled and experienced Credit Analyst to join our team in Mumbai. The ideal candidate will have 1-3 years of experience in the banking or financial services industry, with a strong background in credit analysis and underwriting. Roles and Responsibility Ensure productivity for processing credit applications and maintain high-quality output. Create CAM and conduct data entry in systems for all credit transactions accurately. Analyze financial documents to create financial spreads and run credit checks on customers. Work with the sales team to coordinate login checklist documents and ensure smooth transaction processes. Collaborate with the credit team to ensure data completeness and accuracy in transaction notes and digital applications. Understand credit requirements for underwriting SME and commercial loan transactions. Job MBA/PGDBA/PGPM/CA or equivalent degree. Strong knowledge of credit requirements for underwriting SME and commercial loan transactions. Excellent analytical and problem-solving skills. Ability to work effectively in a team environment. Strong communication and coordination skills. Familiarity with financial software and systems. Understanding of CIBIL, bank statement analysis, and internal credit checks. Experience in creating financial spreads from financial documents. Ref6588941

About the company: Online PSB Loans, is a revolutionary digital credit infrastructure company that develops and integrates cutting-edge technology to automate and digitize lending for both borrowers and lenders. The company addresses the challenges of credit distribution to MSMEs and retail borrowers. With a view to expanding its digital footprint and utilizing its infrastructure, company is diversifying into several industries segments. Website Link- https://www.onlinepsbloans.com/ Role: Product Executive/Senior Product Executive Responsibilities: Building user centric products that are developed levering the data insights and feedbacks of the customers. Assessing the business requirement and understanding the scope of work vide detailed deliberation with various stakeholders. Conceptualizing solutions that are configurable, scalable, and adaptable to the maximum extent Documenting the business requirements into user stories, design documents, process flows, workflows, and data flow diagrams for utilization by different teams for development. Defining the product features, with detailed assessment of priority while managing the product backlog. Take active role in partnering with best in the class service providers and utilizing the developed solutions across the organizations products. Work with cross functional teams, like development, design, and other teams to release the developed products. Develop and define use cases for thoroughly testing the developed products. Participate actively in onboarding activities like assisting in testing, preparing client specific presentations, undertake trainings, providing product demos etc. Development of dashboards and MIS for different stakeholders. Requirement: Passion for developing large scale platforms. Candidate with a minimum experience of 2 years into banking or BFSI industry products, with special emphasis on candidates having experience working in a start-up. Excellent communication skill, written as well as verbal to effectively communicate with internal and external stakeholders. Proficiency across Microsoft Office suite. MBA or CA with work experience in BFSI will be preferred. Preference will be given to candidates who have experience working on JIRA. What would you get: Opportunity to work and interact with market leaders in the BFSI and Fintech industry. Best in class salaries Equal opportunities

We are looking for a highly skilled and experienced professional to join our team as a Manager in the Competence Centre - Syndication, located at Videocon Towers, Delhi. The ideal candidate will have 6-9 years of experience. Roles and Responsibility Building new and maintaining tie-ups with various banks and financial institutions. Preparing Project Information Memorandum, Teaser Notes, and Appraisal Report. Conducting financial modeling and coordinating with potential lenders to obtain credit facilities for clients on desired terms and conditions. Assisting in legal documentation and maintaining up-to-date knowledge of policies, regulatory environments, and recent sector developments. Executing syndication deals and working with PSU/Private & Foreign Banks/NBFC and Financial Institutions. Participating in field visits to clients across the country to understand their business and operational models. Job Strong credit analysis skills and execution abilities. Top-of-mind recall of PSU/Private & Foreign Banks/NBFC and Financial Institutions. Willingness to participate in field visits to clients across the country. Ability to handle multiple assignments simultaneously and meet deadlines under pressure. Working knowledge of various sectors under Infrastructure. Experience in building and maintaining relationships with financial institutions is an added advantage.

We are looking for a highly skilled and experienced Credit Manager to join our team in Bengaluru. The ideal candidate will have 2 to 7 years of experience in credit underwriting, risk assessment, and portfolio management. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to determine loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS of the cluster. Build and facilitate effective relationships with third parties to achieve optimal outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to support approving authority decisions on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage business in close liaison with the sales team. Undertake ongoing review of credit exposures to ensure continued bankability. Facilitate critical review and documentation of proposals and monitor client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree in any field. Minimum 2 years of experience in credit underwriting, risk assessment, or a related field. Strong knowledge of credit underwriting principles, risk assessment, and portfolio management. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. CertificationsCA/MBA (Preferable).

We are looking for a highly skilled and experienced Credit Manager to join our team in Guwahati. The ideal candidate will have 2 to 7 years of experience in credit management, preferably in the banking or financial services industry. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios and calculate ratios to determine loan performance. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS and regularly report the same. Build and facilitate effective relationships with third parties to achieve the best outcomes for clients. Undertake critical review of credit proposals to identify risks and ensure collateral and other credit risk mitigation are in place. Enable quick turnaround time of credit lending proposals in close liaison with the sales team. Undertake ongoing review of credit exposures to ensure continued bankability and facilitate critical review and documentation of proposals while monitoring client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps as needed while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Job Post Graduate/Graduate in any discipline. Minimum 2 years of experience in credit management. Strong knowledge of credit underwriting, credit analysis, and credit appraisal. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills.

We are looking for a highly motivated and results-driven Customer Sales Executive to join our team in Visakhapatnam. The ideal candidate will have 1-3 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Identify potential business customers with the guidance of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with their help. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in sales, preferably in banking or financial services. Strong communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Knowledge of audit and RBI regulations. Any graduate degree is required. Experience in direct sales and business loans is preferred. Additional Info The company offers a dynamic work environment and opportunities for growth and development.

We are looking for a highly skilled and experienced Quality Executive to join our team in Hyderabad. The ideal candidate will have 2 to 7 years of experience in quality control, preferably in the banking or financial services industry. Roles and Responsibility Conduct personal discussions with cases as per laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines for completing assigned activities. Utilize underwriting, disbursements, collateral, and coordination with cross-functional sales operations functions. Protect company assets through proper evaluation of credit requests and establishing credit limits. Ensure all loans are adequately documented and secured by appropriate collateral. Communicate credit decisions effectively to stakeholders. Improve underwriting efficiencies while ensuring adequate risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Job Minimum 2 years of experience in quality control, preferably in banking or financial services. Strong knowledge of underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Excellent communication skills for effective stakeholder interaction. Ability to improve underwriting efficiencies while ensuring adequate risk management. Strong analytical skills for evaluating credit requests and establishing credit limits. Experience in loan account verification, cross verification, KYC check, bank passbook check, income and expense assessment, and CPC checklist verification. Educational qualificationsAny Graduate or Postgraduate degree.

We are looking for a highly skilled and experienced Customer Service Executive to join our team in Bengaluru. The ideal candidate will have 2 to 7 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products with the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with their help. Ensure compliance with all Audit/RBI regulations with the help of the Manager/Supervisor. Job Minimum 2 years of experience in customer service, preferably in banking or financial services. Strong knowledge of customer service principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Experience in personal loans and direct sales is an added advantage. Educational qualificationsAny Graduate or Postgraduate degree. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer experiences and driving business growth.

We are looking for a highly skilled and experienced professional with 10 to 15 years of experience to join our team as a Manager - Retail Credit in Gudivada, Chintas Plaza. The ideal candidate will have a strong background in credit underwriting and risk management. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to determine loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS of the cluster and regularly report the same. Build and facilitate effective relationships with third parties to achieve the best outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to facilitate approving authority decisions on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage business in close liaison with the sales team. Undertake ongoing review of credit exposures to ensure continued bankability. Facilitate critical review and documentation of proposals and monitor client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree with a preference for CA/MBA certification. Strong knowledge of credit underwriting, risk management, and financial analysis. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience in managing credit portfolios and teams. Skills in MS Office and familiarity with credit risk management software. A relevant educational background is required for this position.

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Mumbai. The ideal candidate will have 4 to 6 years of experience in corporate finance, credit appraisal, or a related field. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies, engaging in development, implementation, review, and monitoring of various credit programs while providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans, evolving underwriting norms customized to local market needs and enhancing consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance, credit appraisal, or a related field. Possess strong knowledge of credit analysis, underwriting, and risk management. Demonstrate excellent leadership and team management skills. Exhibit strong communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines is essential.

We are looking for a skilled professional with 6 to 11 years of experience to join our team as an Area Credit Manager in Emerging Corporate - Credit Appraisal, located at Videocon Towers, Delhi. The ideal candidate will have a strong background in credit appraisal and management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies, engaging in development, implementation, review, and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to local market needs and enhance and execute consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 6 years of experience in credit appraisal and management. Possess strong knowledge of credit policies, procedures, and regulations. Demonstrate excellent communication and leadership skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong analytical and problem-solving skills are required.

We are looking for a highly skilled and experienced professional to join our team as a Manager - Retail Credit in Nanded. The ideal candidate will have 3-8 years of experience in the field. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Underwrite proposals according to laid down policies and procedures to meet business volumes. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to predict loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS and regularly report the same. Build and facilitate effective relationships with third parties to achieve the best outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to support approving authority decisions on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage and home loan businesses in close liaison with the sales team. Undertake ongoing review of credit exposures to maintain bankability standards. Facilitate critical review and documentation of proposals and monitor client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree. CA/MBA certification is preferable. Possess strong knowledge of housing finance, credit underwriting, and retail credit. Demonstrate excellent communication and interpersonal skills. Ability to work effectively in a fast-paced environment and meet deadlines. Exhibit strong analytical and problem-solving skills.

We are looking for a skilled Regional Credit Manager to manage all activities pertaining to the sanction life cycle of all borrower accounts in Mumbai. The ideal candidate will have 11-31 years of experience and support and co-partner with business teams to manage end-to-end credit approval for the designated region. Roles and Responsibility Manage end-to-end credit approval for the designated region. Underwrite for all customer segments for corporate finance products and present to senior level. Authorize deviations raised and documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Lead a team of credit approvers to ensure portfolio quality and manage delinquencies. Develop, implement, review, and monitor various credit programs, providing training and coaching to upgrade team competency and improve processing efficiency. Oversee and initiate follow-ups with external vendors to ensure timely query resolution and report submission, eliminating undue delays. Coordinate with the recoveries team and generate business insights. Travel extensively to oversee branches in the territory to develop business, guide the team, and ensure a quality portfolio. Ensure compliance with all Audit/other regulatory regulations, processes, policies, and reports as per company systems. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 11 years of experience in credit management or a related field. Possess strong knowledge of credit underwriting, risk assessment, and financial analysis. Demonstrate excellent leadership and team management skills. Exhibit strong communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines is essential.

We are looking for a skilled professional with 8 to 13 years of experience to lead our retail credit team in Bengaluru. The ideal candidate will have a strong background in credit underwriting and management, with excellent analytical and problem-solving skills. Roles and Responsibility Own the entire credit underwriting process for the zone, including consistent application of credit policy and periodic reviews of existing customers. Conduct periodic reviews of policies, guidelines, and processes to ensure alignment with external environment, organizational needs, and regulatory framework. Assess customers sourced by the Sales team according to the credit policy, determine deviations and exceptions, and provide decisions on deals. Monitor the local market monthly through interactions with customers, dealers, branches, and market intermediaries, providing recommendations for corrective action in sourcing and underwriting. Arrange for credit programs and training within the company''s credit framework, and provide inputs to the analytics team for building portfolio analytics and scoring models. Authorize deviations documented by underwriters in compliance with the credit policy. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Manage end-to-end credit approval for the designated zone. Engage in developing, implementing, reviewing, and monitoring various credit programs, and provide training and coaching to upgrade the competency of the team and improve processing efficiency. Efficiently handle the team, keep them motivated, and make quick decisions while being mindful that decision delayed is decision denied. Manage the credit buying process, which monitors turnarounds, approvals, sample review quality checks, and develop cross-functional collaboration to smooth business and ensure quick TAT. Ensure compliance with all Audit/NHB regulations and company-designed processes, policies, and reports. Job Minimum 8 years of experience in credit underwriting or a related field. Strong knowledge of credit policy, underwriting, and risk assessment. Excellent analytical, problem-solving, and communication skills. Ability to work in a fast-paced environment and meet deadlines. Strong leadership and team management skills. Experience in managing credit teams and driving business growth. Educational qualificationsAny Graduate or Postgraduate degree. Additional Info The selected candidate will be required to manage a team and drive business growth.

We are looking for a highly skilled and experienced Credit Manager to join our team in Bangalore. The ideal candidate will have 6-9 years of experience in credit monitoring, analysis, and portfolio management. Roles and Responsibility Monitor the portfolio continuously, adhering strictly to the Credit Monitoring Policy. Conduct regular portfolio reviews and identify stress accounts, recommending actions. Handle account restructuring and perform annual reviews. Coordinate with Fincon/accounts and budgeting teams for accurate reporting. Identify and mitigate potential risks through covenant monitoring. Develop and maintain vendor relationships, including lenders, independent engineers, legal counsel, and insurance consultants. Job A Diploma or Degree/MBA is required. Possess strong knowledge of credit monitoring, analysis, and portfolio management. Demonstrate excellent communication and coordination skills. Ability to work effectively in a fast-paced environment and meet deadlines. Exhibit strong analytical and problem-solving skills. Proficient in MIS and other reporting tools.