4459 Credit Analysis Jobs - Page 38

Analyse Company’s financial performance which include; Past financial and business performance & Benchmark these against peers performance. Project future performance of the company Undertake rigorous credit risk analysis encompassing industry / business research and financial analysis of various large Finance Sector Clients. Assign Ratings and prepare reports that cogently capture the rationale behind the rating. Make credit rating recommendation to the Rating Committee. Ensure adherence to timelines. Maintain a high quality of analytics and rating committee presentation. Client Management / Stakeholder Management. Discuss with the key management personnel of the corporates being rated to u...

Responsible for the application process from login to disbursement .Maintaining Quality assessment and TAT. Team Management. underwriting and field visits for PD of cases.

Visit client company- to analysis ITR, Bank statement, physical stock and Securities to detect potential risk of default. Evaluates clients’ backgrounds and assesses industry trends. Determines the creditworthiness of applicants, Formulating reports. Required Candidate profile Worked in any banking or private loan sector. Presentation skills. Should own two wheeler to visit client place, CAR license holder will be added advantage to travel across TN for client visit.

Preparation of Credit Appraisal notes for Large Corporates/MNCs/ SME clients Discuss with business on Terms and Conditions for risk assessments Discuss with customers for obtaining information for preparation of Credit Notes Monitor the accounts based on the terms stipulated by Sanctioning Authority Prepare Monthly Monitoring Reports for the portfolio Escalate with action plan for non-compliances Visit the units and submit inspection reports Manage and address any escalations related to risk assessments

Role: Manage and engage with customers for Commercial Vehicles (CV) and Construction Equipment (CE) products with exposures ranging from 1 Cr to 5 Cr. Monitor portfolio performance with a focus on early delinquency trends (6-month) and long-term book performance (12-month) to identify quick mortality risks. Implement corrective measures to mitigate credit risks proactively. Conduct regular meetings to understand customer needs, credit behavior, and market dynamics. Review and approve credit deviations up to Level 2 as per the matrix. Ensure adherence to TAT for credit-related processes and approvals. Collaborate with Business team to improve sourcing quality by sharing the portfolio performa...

Role & responsibilities Credit Appraisal of Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities • Evaluating the creditworthiness of potential customers • Decision making within defined TAT • Ensuring all loans and lending procedures comply with regulations • Collection follow up on Non Starter & Infant delinquent pool

Job Description/summary: We are seeking an experienced analyst to join our global buy-side credit research team, supporting a leading investment firm. As a key member of the team, you will conduct in-depth credit analysis and undertake portfolio monitoring tasks on IG and HY portfolios. The candidate should be well versed in assessing both corporates and financial institutions, hold hands on experience in building robust financial models, and prepare comprehensive credit reports. The ideal candidate should have strong understanding of fixed income concepts, credit and covenant assessment, and strong technical writing skills. KEY ROLES & RESPONSIBILITIES Carry out in-depth credit analysis of ...

Join us as a Credit Officer We're looking for someone with expert credit skills to ensure careful risk consideration when we make credit and lending decisions for our customers You'll be identifying, assessing and managing credit risks, while also designing and delivering a risk-based controls framework across all Credit Risk business areas You can expect to make a far-reaching impact in this role, as you provide a valuable capability to achieve a robust risk management culture across the bank We're offering this role at vice president level What you'll do As our Credit Officer, youll be working to maintain an effective management framework that helps us to identify, assess, manage and repor...

As a Financial Analyst at our company, you will analyze income statements, balance sheets, and cash flow statements of corporates, banks, and NBFCs to assess their financial health and creditworthiness. You will identify key trends, risks, and opportunities in the financial statements and provide recommendations to stakeholders. Your responsibilities will include generating detailed reports on borrowers, including credit scores, risk ratings, and recommendations for lending decisions. You will be expected to develop and maintain financial models to forecast future performance and assess the impact of various scenarios on the borrower's credit profile. Additionally, you will conduct industry ...

Only immediate to 30 Days Notice Period Profiles are accepted. Required only Male Candidates for this role. Drop your CVs and reference on swati.s@sdnaglobal.com Experience: 2-6 years industry experience Languages: Telugu, Tamil, Kannada, Hindi (Candidate should know at least 2 languages apart from English) Qualification: Graduate, Post graduate or a related field. Working Days: 6 Days of working Employment Type: Full-time Responsibilities: Reviewing the complete file of loan applications. Conducting personal discussions and video PDs with applicants. Ensuring timely decision making within the TAT. Managing vendors involved in the loan processing. To evaluate proposals of customers for Busin...

Firstsource Solutions Ltd is looking for Senior Analyst - Underwriting to join our dynamic team and embark on a rewarding career journey Data Analysis:Conduct in-depth analysis of large and complex datasets to extract meaningful insights Utilize statistical and data visualization tools to present findings in a clear and concise manner Strategic Planning:Collaborate with cross-functional teams to understand business objectives and provide analytical support for strategic initiatives Develop and maintain models to support forecasting, budgeting, and other planning processes Reporting and Dashboards:Design and create comprehensive reports and dashboards to track key performance indicators (KPIs...

Looking for an experienced Research Analyst skilled in financial statement analysis, investor presentations, credit risk, and corporate profiling, with strong knowledge of AI, emerging tools, and LLM applications like Generative AI, ChatGPT, Gemini Required Candidate profile Bachelor’s/Master’s degree in finance Excellent verbal and written communication skills Be familiar with conference call transcripts, investor presentations strong knowledge of AI, LLMs, Generative AI

Responsibilities: Lead and manage key projects like the Falcon upgrade Manage Falcon upgrades across retail, institutional, and merchant sectors. Drive and support institutional fraud-related projects. Lead and provide expertise on fraud and financial crime risk management. Manage and deliver major projects like Falcon upgrades, AML updates, and merchant fraud migrations. Collaborate with financial institutions to develop effective fraud detection and prevention strategies. Ensure systems like Falcon and AML tools are up-to-date and optimized. Stay compliant with financial crime regulations and help develop internal policies. Train and mentor teams on fraud prevention best practices.

The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention Bachelor s degree in Business Administration, Finance, or related field (MBA preferred) 2-5 years of experience in sales of LAP, home loans, or affordable housing loans Knowledge of local market and customer base Understanding of lending norms, credit assessment, and compliance Strong interpersonal and communication skills Proven sales and ne...

Job Description/summary: We are seeking an experienced analyst to join our global buy-side credit research team, supporting a leading investment firm. As a key member of the team, you will conduct in-depth credit analysis and undertake portfolio monitoring tasks on IG and HY portfolios. The candidate should be well versed in assessing both corporates and financial institutions, hold hands on experience in building robust financial models, and prepare comprehensive credit reports. The ideal candidate should have strong understanding of fixed income concepts, credit and covenant assessment, and strong technical writing skills. KEY ROLES & RESPONSIBILITIES Carry out in-depth credit analysis of ...

About The Role Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

About The Role 10795 To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational be...

About The Role Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Location - mum...

About The Role 1To underwrite mortgage business and manage the portfolio in assigned area 2 Support and co-partner with business teams to manage end to end credit approval for the designated region 3 Underwrite salaried SENP/SEP for retail and high value cases and present to senior level 4 Authorize deviations raised and documented by underwriters in compliance with credit policy. 5 Finalize review of credit memos, prepared by underwriters, and approval/ decline sign-offs on every file after checking for documentation requests. 6 Approve all disbursement requests on the basis of achieved adherence to requirements on LTV, agreement value, full documentation attainment at the branch level. 7 M...

About The Role To underwrite and manage the portfolio in assigned branch/location Responsibilities: Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. Assess income to obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performanc...

About The Role Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Location - mum...

About The Role 10795 To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational be...

About The Role Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Location - mum...

About The Role Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

About The Role Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.