3400 Credit Analysis Jobs - Page 40

Role & responsibilities Managing Mid-Market and Emerging Large Corporates Regular monitoring of borrower accounts / regular follow-ups and maintaining update on the developments in the respective borrower accounts. Ability and required knowledge to advise borrowers in a turnaround situation with respect to liquidity concerns, undertaking viability study, develop sustainable business plans and getting involved in the rehabilitation package Managing stressed assets involving interaction with the company, performance monitoring & benchmarking, adherence to stipulated terms, site visits, etc. Monitoring exposures to enable proactive action whenever required. Review credit files, financials and s...

As a U.S Mortgage Underwriter based in Chennai, you will play a pivotal role in the mortgage lending process by evaluating the creditworthiness and risk profile of potential borrowers. Your responsibilities will include analyzing financial information, reviewing loan applications, and making well-informed decisions regarding the approval, conditional approval, or denial of mortgage loans. It is essential to ensure that all loans adhere to the company's lending standards and regulatory requirements. Your key responsibilities will involve reviewing and verifying loan applications to ensure the completeness and accuracy of all required documents. You will assess the borrower's credit history, e...

The role of Senior Associate/Team Lead/Assistant Manager Credit Analyst (Financial Spreading) based in Bangalore requires a candidate with a minimum of 2 years of experience in credit analysis, financial spreading, and familiarity with Moody's Credit Lens. The primary responsibilities include analyzing and spreading financial statements using Moody's Risk Analyst (MRA), Credit Lens, or client-specific templates. This involves evaluating income statements, balance sheets, and cash flows of both public and private companies to facilitate the credit appraisal process. Furthermore, the candidate will be responsible for calculating various financial metrics such as Adjusted Net Worth, Recurring C...

Role & responsibilities To source new Govt business and provide customized product/sales support. Responsible to interact & liaison with Finance Heads/ Key Decision Makers in various Institutions like Govt. Organizations, Trusts, Societies, Educational bodies, Hospitals, Associations, Clubs, Co-op Banks, Religious/ Charitable Organisations, NGOs, etc. to source business & offer customized financial solutions for their needs. Growth of regional CASA portfolio of clients by cross-selling products & services like Loans, CMS, Fees Collection, Mobile/ Digital solutions, Payment Gateway, EDC, FCRA Services etc.

Role & responsibilities Managing Mid-Market and Emerging Large Corporates Regular monitoring of borrower accounts / regular follow-ups and maintaining update on the developments in the respective borrower accounts. Ability and required knowledge to advise borrowers in a turnaround situation with respect to liquidity concerns, undertaking viability study, develop sustainable business plans and getting involved in the rehabilitation package Managing stressed assets involving interaction with the company, performance monitoring & benchmarking, adherence to stipulated terms, site visits, etc. Monitoring exposures to enable proactive action whenever required. Review credit files, financials and s...

Role & responsibilities Managing the banking and investments relationship of clients and responsible for overall growth of Liabilities & Investment business from HNI segment Develop, manage, and expand customer relationships by providing service level which exceeds client expectations of most important customer segment. Identify current and potential relationship with additional revenue potential and grow business Generating Incremental Business Sales targets spread across liabilities, retail assets, business banking, forex, cards, investments etc. Proactively sell the full range of consumer and commercial product to current and potential HNI Relationships Increase CASA balance in allocated ...

We are seeking a Credit Manager to join our team in India. The ideal candidate will be responsible for assessing credit risk, managing customer credit accounts, and ensuring that the company maintains a healthy credit portfolio. This role is suited for individuals with 0-3 years of experience in finance or credit management. Responsibilities Analyze credit data and financial statements to determine the risk in extending credit or lending money. Evaluate customer creditworthiness by reviewing credit histories and financial records. Make recommendations for credit limits and terms based on analysis of the data. Monitor the credit portfolio and identify any potential risks or issues that may ar...

We are looking for a highly motivated finance professional with 2 to 4 years of experience who has been involved in at least one fundraise transaction (equity or debt). This role bridges internal teams and external lenders, with strong emphasis on pre- and post-disbursement processes, debt structuring, and financial compliance. Key responsibilities: Must Haves: Hands-on experience or shadowing of at least one fund raise transaction (Equity/Debt). Strong understanding of debt capital raise process and debt structures (e.g., Term Loan, NCDs). Strong communication and presentation skills. Ability to independently manage meetings with lenders and internal stakeholders . Pre-Disbursement Requirem...

As a Senior Credit Manager, you will be responsible for overseeing the credit risk assessment process and managing the credit department. Your primary role will involve analyzing credit data, evaluating creditworthiness of individuals or businesses, and making recommendations on credit limits. You will also be responsible for developing and implementing credit policies, procedures, and strategies to minimize risk and maximize revenue. In this role, you will work closely with cross-functional teams to ensure compliance with regulations and internal credit policies. You will also be involved in mentoring and training junior credit analysts, providing guidance on complex credit issues, and maki...

The key objective of the job is to conduct credit analysis of proposals and prepare credit notes. You will be responsible for facilitating faster deal closures by actively participating in deal structuring and credit enhancement while maintaining a balance between business growth and portfolio quality. It will be essential to meet new and existing customers regularly and monitor the portfolio to identify any signs of stress in accounts and take necessary corrective actions. Your primary responsibilities will include ensuring the quality of credit underwriting, monitoring the portfolio performance in terms of delinquencies, deferrals, annual reviews, and renewals. You will also be required to...

You will be responsible for ensuring the achievement of sales targets by driving sales at the branch, including leading a team in a Team Handling role. Building, managing, and promoting relationships with Channel Partners to generate new customer leads will be a key aspect of your role. Additionally, you will be required to manage and lead the DSTs at the branch, interface with customers to provide efficient service, and work towards building a credit-worthy portfolio. To be considered for this position, you should be a Graduate or Postgraduate with at least 3-5 years of prior experience in Home Loans or Loan Against Property. It is essential to have a good understanding of the locale and po...

You are looking for a Live Underwriter position with a permanent work from home option. The role involves conducting underwriting for residential mortgages in the U.S. during night shifts. A minimum of 3+ years of experience in underwriting is required, with at least 2 years specifically in live underwriting. Your key responsibilities will include reviewing and underwriting U.S. residential mortgage loan files to ensure compliance with FNMA, FHLMC guidelines. You should be familiar with GNMA and other investor guidelines. Conducting a comprehensive analysis of borrowers" credit, income, assets, and collateral (4Cs) to determine creditworthiness is essential. This includes performing income a...

Job Description: Job Title: Structured Credit, Asset Finance and Leasing, Senior Analyst Location: Mumbai, India Role Description Asset Finance and Leasing ( AFL ), housed under DB s Global Financing & Credit Trading franchise provides structured, bespoke non-flow financing solutions for clients across multiple asset classes. The team is actively involved in Lending, Underwriting, Structuring and Syndication of Bank market deals in Transportation, Infrastructure and Energy sector in APAC region. The clientele includes Airline Operators, Manufacturers, Lessors, Financiers, Hedge Fund and Corporates. The hire will support APAC region in analyzing new deals, performing due diligence, preparing ...

Roles and Responsibilities Manage credit underwriting process for auto loans, including credit analysis, appraisal, and approval. Conduct thorough credit risk assessment to minimize defaults and maximize recoveries. Develop and implement effective credit policies, procedures, and guidelines for the organization. Collaborate with sales teams to identify potential customers' creditworthiness before disbursement of funds. Ensure compliance with regulatory requirements related to lending operations.

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of r...

o Handle collections for the assigned area and achieve collection targets on various parameters like resolution, flows, credit cost and roll rates (depending on the bucket) o Ensure that the NPA's are kept within assigned budget and active efforts are made to minimize it. o Increase the fee income / revenue and develop intiatives to control and reduce the amount of vendor payouts o Conduct asset verifications and possession as per SARFESI / Section 9 process through court receivers. o Track & control the delinquency of the area (Bucket & DPD wise) and focus on nonstarters o Ensure customer satisfaction by ensuring quick resolution of customer issues within specified TAT o Build relationships...

o Handle collections for the assigned area and achieve collection targets on various parameters like resolution, flows, credit cost and roll rates (depending on the bucket)o Ensure that the NPA's are kept within assigned budget and active efforts are made to minimize it.o Increase the fee income / revenue and develop intiatives to control and reduce the amount of vendor payoutso Conduct asset verifications and possession as per SARFESI / Section 9 process through court receivers.o Track & control the delinquency of the area (Bucket & DPD wise) and focus on nonstarterso Ensure customer satisfaction by ensuring quick resolution of customer issues within specified TATo Build relationships with ...

o Handle collections for the assigned area and achieve collection targets on various parameters like resolution, flows, credit cost and roll rates (depending on the bucket)o Ensure that the NPA's are kept within assigned budget and active efforts are made to minimize it.o Increase the fee income / revenue and develop intiatives to control and reduce the amount of vendor payoutso Conduct asset verifications and possession as per SARFESI / Section 9 process through court receivers.o Track & control the delinquency of the area (Bucket & DPD wise) and focus on nonstarterso Ensure customer satisfaction by ensuring quick resolution of customer issues within specified TATo Build relationships with ...

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

To carry out the file audit of assigned locations as per hind sighting process and observe deficiency if any and follow up for their remarks / feedbacks for appropriate closure. Core Responsibilities: o Conduct periodical inspection of disbursed files to ensure process and polices norms are followed, highlighting areas of improvements at regular intervals. o Support the internal customers (credit and operations) team by providing feedback on qualitative processing and supporting improvements. o Implement effective controls and improvements in the process design, system and operation wherever required. o Prepare reports on the documention process adhering to timelines and accuracy. o Review c...

About The Role : Job Title: Structured Credit, Asset Finance and Leasing, Senior Analyst LocationMumbai, India Role Description Asset Finance and Leasing (AFL), housed under DBs Global Financing & Credit Trading franchise provides structured, bespoke non-flow financing solutions for clients across multiple asset classes. The team is actively involved in Lending, Underwriting, Structuring and Syndication of Bank market deals in Transportation, Infrastructure and Energy sector in APAC region. The clientele includes Airline Operators, Manufacturers, Lessors, Financiers, Hedge Fund and Corporates.The hire will support APAC region in analyzing new deals, performing due diligence, preparing teaser...

About The Role : Job TitleOperations Analyst LocationPune, India Role Description Lending Operations team is part of PB Wealth management business which takes care Loan Operations, Servicing, Deal Origination, WIPs & PDs, Collateral booking & linking in Loan IQ system and various other related processes in place for private clients in USA. What well offer you 100% reimbursement under childcare assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Accident and Term life Insurance Your key responsibilities Preparing daily activity sheet, processing repricing, rollover, interest, principal paydown, MFFs etc in Loan IQ system. Managing email box and p...

About The Role : Job TitleLending Officer, AS Location:Mumbai, India Role Description Deutsche Banks Lending Asia is a well-established team of professionals involved in providing customized and standardized liquidity solutions specifically designed to address theunique and complex needsofultra/highnet worth individuals. Its team members are based across Mumbai, Hong Kong, and Singapore. What well offer you 100% reimbursement under child care assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Accident and Term life Insurance Your key responsibilities Initial financing enquiries and live execution Financial Analysis of underlying companies and/o...

About The Role Skill required: Core Banking Operations (incl. Payments) - Retail Banking Card Operations Designation: Banking Operations New Associate Qualifications: Any Graduation Years of Experience: 0 to 1 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do We help clien...