2199 Credit Analysis Jobs - Page 39

We are looking for a highly skilled and experienced Credit Manager to join our team in Hyderabad. The ideal candidate will have 6-9 years of experience in credit administration, underwriting, and financial services. Roles and Responsibility Implement and manage credit admin processes and credit underwriting for the corporate finance division. Coordinate with operations departments for data input and file maintenance. Ensure security perfection and appropriate charge creation, and file in ROC for assets securing the facility. Follow up on post-disbursal documents (PDD) and deferral MIS. Generate MIS on revenue leakages as per sanction conditions. Map and improve processes related to business operations. Job MBA in Finance or CA certification is required. Possess strong knowledge of credit underwriting, financial services, and banking. Demonstrate excellent communication and coordination skills. Ability to work effectively in a fast-paced environment and meet deadlines. Exhibit strong analytical and problem-solving skills. Maintain confidentiality and handle sensitive information with discretion.

We are looking for a highly motivated and experienced Branch Manager to lead our microfinance team in Noida. The ideal candidate will have 2 to 5 years of experience in sales, relationship management, and business sourcing. Roles and Responsibility Achieve disbursement targets with minimal delinquency. Identify joint liability groups and disbursed loans to suit target customers and geographies. Enable business growth by developing and managing teams across assigned territories. Assess potential client base and product acceptability in new regions. Manage disbursement, repayment, and delinquency, achieving daily/weekly collections targets. Regularly follow up on disbursed loans, especially those not paying on time. Undertake regular field visits, centre meetings, and loan applications. Maintain portfolio quality by tracking and controlling normal dues, non-starters, delinquency, and frauds. Build strong client relationships both internally and externally, and establish a strong brand identity with potential customers. Ensure weekly/daily meetings and visits to the centre. Job Graduate in any discipline. Minimum 2 years of experience in sales, relationship management, or business sourcing. Basic understanding of microfinance business and JLG model working is preferred. Strong skills in relationship management, business sourcing, and sales. Ability to understand critical attributes of customer service. Experience in managing teams and building strong client relationships. Familiarity with microfinance products and services.

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Bangalore. The ideal candidate will have 6-10 years of experience in corporate finance, credit appraisal, and portfolio management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies, engaging in development, implementation, review, and monitoring of various credit programs while providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans, evolving underwriting norms customized to local market needs and enhancing consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Possess strong knowledge of corporate finance, credit appraisal, and portfolio management. Demonstrate excellent leadership and team management skills. Exhibit strong analytical and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong communication and interpersonal skills are required.

We are looking for a highly motivated and experienced Branch Manager to lead our microfinance business in Jaipur. The ideal candidate will have 2-5 years of experience in sales, relationship management, and customer service. Roles and Responsibility Ensure achievement of disbursement targets with minimum delinquency. Identify joint liability groups and disbursed loans to suit target customers and geographies. Enable business growth by developing and managing teams across assigned territories. Assess potential client base and product acceptability in new regions. Manage disbursement, repayment, and delinquency, achieving daily/weekly collections targets. Follow up on disbursed loans, especially those not paying on time. Undertake regular field visits, centre meetings, and loan applications. Maintain portfolio quality by tracking and controlling normal dues, non-starters, delinquency, and frauds. Build strong client relationships both internally and externally, and establish a strong brand identity with potential customers. Ensure weekly/daily meetings and visits to the centre. Job Graduate in any discipline. Minimum 2 years of experience in sales or relationship management. Basic understanding of microfinance business and JLG model working is preferred. Strong skills in relationship management, business sourcing, and sales. Ability to understand critical attributes of customer service. Experience as a sales officer in microfinance business.

We are looking for a highly skilled and experienced Customer Service Executive to join our team in Hyderabad. The ideal candidate will have 1-6 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products with the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with their help. Ensure compliance with all Audit/RBI regulations with the help of the Manager/Supervisor. Job Minimum 1 year of experience in customer service, preferably in banking or financial services. Strong knowledge of customer service principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Experience in personal loans and direct sales is an added advantage. Educational qualificationsAny Graduate or Postgraduate degree. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer experiences and driving business growth.

We are looking for a highly skilled and experienced Area Credit Manager to lead our commercial vehicle credit appraisal team in Mumbai-Lower Parel. The ideal candidate will have 6-10 years of experience in the banking or financial services industry. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies, engaging in development, implementation, review, and monitoring of various credit programs while providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans, evolving underwriting norms customized to local market needs and enhancing consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Possess strong knowledge of corporate finance, credit appraisal, and underwriting principles. Demonstrate excellent leadership and team management skills, with the ability to motivate and develop a high-performing team. Exhibit strong analytical and problem-solving skills, enabling sound decisions to be made in complex situations. Possess effective communication and interpersonal skills, allowing for strong collaboration with cross-functional teams. Ability to work in a fast-paced environment and meet deadlines is essential.

We are looking for a highly skilled and experienced Credit Executive to join our team in Nokha, Bikaner Road. The ideal candidate will have 2 to 7 years of experience in the banking or financial services industry. Roles and Responsibility Responsible for personal discussions of cases according to laid down policies and procedures while maintaining strict adherence to quality. Adheres to agreed SLAs and timelines for completing assigned activities. Possesses skills in underwriting, disbursements, collateral management, and coordination with cross-functional sales operations. Protects company assets through proper evaluation of all credit requests, establishing credit limits, and ensuring adequate documentation and security. Ensures proper communication of credit decisions to stakeholders. Improves underwriting efficiencies while ensuring risk management. Job Minimum 2 years of experience in the banking or financial services industry. Strong knowledge of underwriting, disbursements, collateral management, and coordination with cross-functional sales operations. Ability to evaluate credit requests, establish credit limits, and ensure adequate documentation and security. Excellent communication skills for communicating credit decisions to stakeholders. Ability to improve underwriting efficiencies while ensuring risk management. Familiarity with Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook, and other Document Check. Additional Info The selected candidate will be responsible for Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances and ICQ Observation Closure.

We are looking for a highly skilled and experienced Customer Service Executive to join our team in Hyderabad. The ideal candidate will have 1-3 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in customer service, preferably in banking or financial services. Strong knowledge of customer service principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Experience in personal loans and channel sales is an added advantage. Any graduate can apply for this position. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer service and building long-term relationships with its clients.

We are looking for a highly skilled and experienced Credit Executive to join our team in Sikar. The ideal candidate will have 2 to 7 years of experience in the banking or financial services industry, with expertise in credit underwriting, disbursements, collateral management, and coordination with cross-functional sales operations. Roles and Responsibility Conduct personal discussions on cases according to laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines for completing assigned activities. Evaluate all credit requests to establish credit limits and ensure proper documentation and security through appropriate collateral. Communicate credit decisions effectively to stakeholders. Enhance underwriting efficiencies while ensuring adequate risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Job Minimum 2 years of experience in the banking or financial services industry. Strong skills in underwriting, disbursements, collateral management, and coordination with cross-functional sales operations. Ability to evaluate credit requests, establish credit limits, and ensure proper documentation and security. Excellent communication skills for effective stakeholder interaction. Ability to improve underwriting efficiencies while ensuring adequate risk management. Familiarity with credit-related processes and procedures.

We are looking for a highly skilled and experienced Credit Executive to join our team in Mysore. The ideal candidate will have 2 to 7 years of experience in the banking or financial services industry, with expertise in underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Roles and Responsibility Conduct personal discussions on cases as per laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines in completing assigned activities. Protect company assets through proper evaluation of all credit requests and establishing credit limits. Ensure all loans are adequately documented and secured by appropriate collateral. Communicate credit decisions effectively to stakeholders. Improve underwriting efficiencies while ensuring adequate risk management. Job Minimum 2 years of experience in the banking or financial services industry. Strong skills in underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Ability to assess income and expenses and verify loan account details. Excellent communication skills for effective stakeholder interaction. Strong analytical skills for evaluating credit risks and making informed decisions. Ability to work in a fast-paced environment and meet deadlines.

We are looking for a highly skilled and experienced Credit Executive to join our team in Malpura, Adarsh Nagar. The ideal candidate will have 6-10 years of experience in the banking or financial services industry. Roles and Responsibility Conduct personal discussions with cases as per laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines for completing assigned activities. Utilize underwriting, disbursements, collateral, and coordination with cross-functional sales operations functions. Protect company assets through proper evaluation of all credit requests, establishing credit limits, and ensuring all loans are adequately documented and secured by appropriate collateral. Communicate credit decisions effectively to stakeholders. Enhance underwriting efficiencies while ensuring adequate risk management. Job Minimum 6 years of experience in banking or financial services. Strong skills in underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Ability to evaluate credit requests, establish credit limits, and ensure adequate documentation and security. Excellent communication skills for conveying credit decisions to stakeholders. Capability to improve underwriting efficiencies while managing risks. Familiarity with Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook, and other Document Check.

We are looking for a highly skilled and experienced professional with 10 to 15 years of experience to join our team as a Manager - Retail Credit in Tenkasi, Tamil Nadu. The ideal candidate will have a strong background in credit underwriting and risk management. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Underwrite proposals according to laid down policies and procedures to meet business volumes. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios and loan to value ratios, and calculate ratios to predict loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS and regularly report the same. Build and facilitate effective relationships with third parties to achieve the best outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to support approving authority decisions on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage business in close liaison with the sales team. Undertake ongoing review of credit exposures to maintain bankability standards. Facilitate critical review and documentation of proposals and monitor client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree with a preference for CA/MBA certification. Minimum 10 years of experience in credit underwriting and risk management. Possess strong knowledge of credit underwriting principles, practices, and regulations. Demonstrate excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong analytical and problem-solving skills are required.

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Jaipur. The ideal candidate will have 4 to 6 years of experience in corporate finance, credit appraisal, or a related field. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Engage in development, implementation, review, and monitoring of various credit programs, providing training and coaching to continuously upgrade the competency of the team. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate any undue/non-process related delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Develop and implement strategies to enhance consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance, credit appraisal, or a related field. Possess strong knowledge of credit analysis, underwriting, and risk management. Demonstrate excellent leadership and team management skills. Exhibit strong communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines is essential.

We are looking for a highly skilled and experienced professional with 6 to 11 years of experience to join our team as a Regional Program Manager in Supply Chain Finance Business, based in Mumbai - Lower Parel. The ideal candidate will have a strong background in supply chain finance and business development. Roles and Responsibility Build new corporate alliances in the assigned region to grow the supply chain finance business. Scope target industries and identify potential corporates for relationship acquisition. Manage and mentor program managers under reporting to achieve business targets. Drive and deliver profitable business volumes through new corporate tie-ups. Develop synergies with other departments to enhance business growth. Conduct competition mapping in the SCF market to stay ahead of competitors. Implement process improvements and digital adoption to optimize business processes. Ideate and develop new products and streamlined/digitalized processes. Job Post Graduate or Graduate in any discipline. Minimum 6 years of experience in supply chain finance or business development. Strong knowledge of supply chain finance, business development, and financial services. Excellent communication, leadership, and mentoring skills. Ability to work in a fast-paced environment and meet business targets. Strong analytical and problem-solving skills.

We are looking for a skilled professional with 6 to 11 years of experience to join our team as an Area Credit Manager in Emerging Corporate Division, responsible for the continuous monitoring and management of a diverse credit portfolio. The ideal candidate will have a strong background in credit risk management and analysis. Roles and Responsibility Monitor and manage a diverse credit portfolio, including individual exposure assessments. Implement systematic approaches to assess business performance and compare actual outcomes against initial projections. Engage with business/client teams to address discrepancies, formulate corrective action plans, and enhance overall performance. Generate regular and comprehensive reports on portfolio performance, risk profiles, and emerging trends. Offer data-driven insights to senior management to support informed decision-making. Maintain robust channels of communication with clients and strategic partners. Serve as a bridge between the credit team and client teams to facilitate information flow and collaboration. Uphold rigorous standards of record management to support transparency, accountability, and audit readiness. Actively participate in developing industry-leading best practices for credit monitoring within the organization. Foster collaborative relationships with various internal functions to address portfolio-related challenges and opportunities, promoting synergy among departments to maximize the effectiveness of credit monitoring efforts. Proactively identify, evaluate, and categorize risks associated with the credit portfolio, encompassing financial, operational, and market-related dimensions, and collaborate closely with the credit team to devise and implement comprehensive risk mitigation strategies tailored to specific industries. Maintain adherence to the Credit Monitoring Policy and its procedures, ensuring protocols align with policy stipulations, while taking a proactive role in refining and evolving monitoring procedures to adapt to changing industry dynamics. Job Minimum 6 years of experience in credit risk management or a related field. Strong knowledge of credit risk management principles, practices, and regulations. Excellent analytical, problem-solving, and communication skills. Ability to work collaboratively with cross-functional teams. Strong understanding of financial markets, instruments, and regulatory requirements. Experience with credit monitoring tools and technologies. Educational qualificationsB.Com, MBA/PGDM, CA. Additional Info The company offers a dynamic and supportive work environment, with opportunities for professional growth and development.

We are looking for a highly skilled and experienced Senior Manager to lead our Credit Risk team in Mumbai. The ideal candidate will have 5-10 years of experience in credit risk management, preferably in the banking or financial services industry. Roles and Responsibility Manage the risk/reward dynamics for the company''s mortgage portfolio by developing proactive mitigation actions. Develop and formulate acquisition/portfolio policies and conduct analysis to fine-tune acquisition/portfolio management strategies. Monitor economic and social environmental factors impacting portfolio credit performance and develop proactive mitigation actions. Review, change, and modify documentation processes, forms, and guidelines for the mortgage profile. Provide functional support on all credit/risk matters to business teams. Manage and monitor portfolio quality, undertaking periodic portfolio and collection reviews. Partner with the business team in identifying market selection and sales zoning from a credit risk perspective. Identify and analyze risks related to the broader loan portfolio; ensure portfolio diversification and quality across activities and areas. Ensure adherence to policies and processes, correcting procedural flaws, and proper documentation. Support Branches in troubleshooting field problems and identifying, designing, and implementing improvements. Enable credit training on credit fundamentals and processes including origination, credit approval, collection, documentation, and disbursement processes. Support & coordinate with the training team for credit-related modules by designing training modules that easily understand policy and process responsibilities. Participate in the development and monitor the effectiveness of statistically validated risk mitigation tools. Drive innovation in methods of identifying and quantifying extant risks as well as emerging and developing risk trends in the market. Provide senior management with clear insights into the factors driving the credit risk profile of the portfolio and provide forecasts of future performance, identifying means of mitigating key risk factors. Develop analytics in collaboration with leaders across the mortgage business to assist in product development and pricing strategies, driving business growth while ensuring prudent risk/return balance. Interact with various support groups including IT and compliance to initiate and review systems and processes. Ensure compliance with all Audit/RBI regulations. Job CA/MBA Finance degree. Strong knowledge of credit risk management principles and practices. Experience in managing large portfolios and leading cross-functional teams. Excellent analytical and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines. Strong communication and interpersonal skills. Experience in data analysis and reporting is an added advantage.

We are looking for a highly skilled and experienced Credit Executive to join our team in Chandausi. The ideal candidate will have 2 to 7 years of experience in the banking or financial services industry. Roles and Responsibility Responsible for personal discussions of cases based on laid down policies and procedures, maintaining strict adherence to quality. Adhere to agreed SLAs and timelines for completing assigned activities. Utilize underwriting, disbursements, collateral, and coordination with cross-functional sales operations skills. Protect company assets through proper evaluation of credit requests, establishing credit limits, and ensuring all loans are adequately documented and secured by appropriate collateral. Ensure proper communication of credit decisions to stakeholders. Improve underwriting efficiencies while ensuring adequate risk management. Job Minimum 2 years of experience in the banking or financial services industry. Strong knowledge of underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Ability to evaluate credit requests, establish credit limits, and ensure adequate documentation and security. Excellent communication skills for communicating credit decisions to stakeholders. Strong analytical skills for improving underwriting efficiencies while ensuring adequate risk management. Ability to work in a fast-paced environment and meet deadlines. Educational qualificationsAny Graduate or Postgraduate degree. Additional Info The selected candidate will be responsible for Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances and ICQ Observation Closure.

We are looking for a highly skilled and experienced Customer Service Executive to join our team in Delhi. The ideal candidate will have 1-3 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform various tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in customer service, preferably in banking or financial services. Strong communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Knowledge of personal loans and related products is an advantage. Any graduate degree from a recognized university. Experience in direct sales and marketing is beneficial. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, offering a range of products and services to its customers. We are committed to providing excellent customer service and building long-term relationships with our clients.

We are looking for a highly skilled and experienced Credit Manager to join our team in Mumbai. The ideal candidate will have 6-10 years of experience in credit administration, underwriting, or a related field. Roles and Responsibility Implement and manage credit admin processes and credit underwriting for the corporate finance division. Ensure security perfection and appropriate charge creation along with filing in ROC for assets securing the facility. Coordinate with operations departments for data input, file maintenance, and other tasks. Generate MIS on revenue leakages as per sanction conditions and follow up for post-disbursal documents (PDD) and deferral MIS. Check and follow up for security creation and process mapping and improvement related to business operations. Issue sanctioned letters, pre-disbursement and pre-sanction documents, and verify them. Job MBA in Finance or CA degree. Possess strong knowledge of credit administration, underwriting, and financial services. Demonstrate excellent communication and coordination skills. Ability to work in a fast-paced environment and meet deadlines is essential. Exhibit strong analytical and problem-solving skills. Maintain confidentiality and handle sensitive information with discretion.

We are looking for a skilled professional with 2 to 7 years of experience to join our team as an Area Credit Manager - Mid Corporate - Credit Appraisal in Mumbai, Lower Parel. The ideal candidate will have a strong background in credit appraisal and monitoring. Roles and Responsibility Approve or recommend credit limits and transaction levels for corporate clients. Monitor portfolio companies to ensure timely payments and adherence to credit terms. Conduct thorough credit appraisals to assess client Develop and implement effective credit risk management strategies. Collaborate with cross-functional teams to resolve credit-related issues. Analyze market trends and competitor activity to identify potential risks and opportunities. Job Minimum 2 years of experience in credit appraisal or a related field. Strong knowledge of credit principles, practices, and regulations. Excellent analytical, communication, and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines. Proficient in financial modeling and data analysis software. Strong understanding of the banking and financial services industry.

We are looking for a highly motivated and results-driven individual to join our team as a Customer Service Representative in Nizamabad. The ideal candidate will have 1-6 years of experience in sales, customer service, or a related field. Roles and Responsibility Achieve business targets by acquiring new client relationships and maintaining existing ones. Identify target areas for prospective business and pre-screen customer segments according to organizational norms. Ensure login and disbursement numbers meet organizational requirements. Proactively understand customer needs and cross-sell multiple products. Execute sales promotion activities to build customer interest in the TCFSL brand. Build strong client relationships both internally and externally, promoting a strong brand identification with potential customers. Job Graduate in any discipline with a strong academic record. Minimum 1 year of experience in sales, customer service, or a related field. Possess excellent communication and interpersonal skills. Demonstrate the ability to work in a fast-paced environment and meet sales targets. Exhibit strong analytical and problem-solving skills. Ability to build strong distribution channels and ensure vendor empanelment is required. Ensure compliance with all Audit/RBI regulations.

We are looking for a highly skilled and experienced professional to join our team as a Manager - Retail Credit in Kolkata. The ideal candidate will have 3-8 years of experience in the field. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Underwrite proposals according to laid down policies and procedures to meet business volumes. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to predict loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS and regularly report the same. Build and facilitate effective relationships with third parties to achieve the best outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to support approving authority decisions on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage business in close liaison with the sales team. Undertake ongoing review of credit exposures to ensure continued bankability. Facilitate critical review and documentation of proposals and monitor client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree. CA/MBA certification is preferable. Possess strong knowledge of housing finance, credit underwriting, and retail credit. Demonstrate excellent communication and interpersonal skills. Ability to work effectively in a fast-paced environment and meet deadlines. Exhibit strong analytical and problem-solving skills.

We are looking for a highly motivated and experienced Collections Executive to join our team in Gorakhpur. The ideal candidate will have 2 to 5 years of experience in sales, relationship management, and business sourcing. Roles and Responsibility Ensure achievement of disbursement targets with minimum delinquency. Identify joint liability groups and disbursed loans to suit target customers and geographies. Enable business growth by developing and managing teams across assigned territories. Assess potential client base and product acceptability in new regions. Manage disbursement, repayment, and delinquency, achieving daily/weekly collections targets. Follow up on disbursed loans, especially those not paying on time. Undertake regular field visits, centre meetings, and loan applications. Maintain portfolio quality by tracking and controlling normal dues, non-starters, delinquency, and frauds. Build strong client relationships both internally and externally, and establish a strong brand identification with potential customers. Ensure weekly/daily meetings and visits to the centre. Job Graduate in any discipline. Basic understanding of microfinance business and JLG model working is preferred. Possess skills in relationship management, business sourcing, and sales. Demonstrate an understanding of critical customer service attributes. Ability to work in a fast-paced environment and meet targets. Strong communication and interpersonal skills are essential.

We are looking for a highly skilled and experienced Regional Credit Manager to manage all activities pertaining to the sanction life cycle of all borrower accounts in the retail loan business. The ideal candidate will have 6-10 years of experience in credit management, underwriting, and risk assessment. Roles and Responsibility Manage end-to-end credit approval for the designated region. Underwrite for all customer segments for retail and high-value cases. Authorize deviations documented by underwriters in compliance with credit policy. Review credit memos and sign off on approvals or declines after checking documentation requests. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Develop, implement, review, and monitor various credit programs. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Adhere to all norms and regulations required. Job Post Graduate/Graduate in any discipline. Minimum 6 years of experience in credit management, underwriting, and risk assessment. Strong knowledge of credit underwriting, financial services, and banking operations. Excellent leadership and team management skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Additional Info The company offers a competitive salary and benefits package.

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Kolkata. The ideal candidate will have 6-11 years of experience in corporate finance, credit appraisal, and portfolio management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies, engaging in development, implementation, review, and monitoring of various credit programs while providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans, evolving underwriting norms customized to local market needs and enhancing consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Possess strong knowledge of corporate finance, credit appraisal, and portfolio management. Demonstrate excellent leadership and team management skills. Exhibit strong analytical and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong communication and interpersonal skills are required.