CPU:Agri/SME Loans

About Central Processing Unit

The Central Processing Unit handles onboarding, collaterals and logistics It on-boards retail liability customers of CASA, TIO, Sole Prop, PPF, NPS, APY through scrutiny and data entry Retail loan customers are on-boarded through loan account authorization and payments process, rural lending customers are onboarding through Agri account opening, funding, modifications and renewals Merchant acquiring is done through scrutiny and QC of vendor documents It also handles scrutiny of Re-KYC, minor to major conversions, creation of NCIF and Assets customers Collaterals & Logistics unit of the Bank is responsible for managing all printing and delivery of customer deliverables across Bank Key deliverables include printing and dispatch of cheque books, debit cards, credit cards etc This unit also strives for process improvement initiative of CPU The unit also takes care of debit and credit card PIN printing and also RMC of liabilities AOFThe Retail Loan customers are on-boarded through Loan Ac authorization and payments process, Rural Lending onboarding through Agri Ac opening, Funding, Modifications and renewals The Job holder is responsible for account opening through Manual and LOS Renewal, Collateral and linking, Charges collection, CERSAI upadation, Stock updation, Closure, RTGS/NEFT, CIF creation, ROC, CGTMSE and PMFBY (Insurance premium collection), Dedupe (Non imaging data entry) and Commodity DisbursementResponsible for account opening, renewal and other processes update in Finacle based on Template received in TalismaResponsible for modification of ROI & AOD, DP modification, subsidy amount transfer, Penal stock charges recovery, lien removalEnsure adherence to process complianceResponsible for cist saving and process automation initiativesQualificationsGraduate/ MBA preferredRole ProficienciesKnowledge of banking products and servicesKnowledge of regulatory guidelines and normsGood communication (both verbal and written) skill in both English and the local languageAbility to manage complex client situationsAbility to manage risk and uncertainty for self and team within a dynamic priority-setting environmentAbility to handle pressure and meet deadlines