CPU:Agri/SME Loans

About Central Processing Unit:

The Central Processing Unit handles onboarding, collaterals and logistics. It on-boards retail liability customers of CASA, TIO, Sole Prop, PPF, NPS, APY through scrutiny and data entry. Retail loan customers are on-boarded through loan account authorization and payments process, rural lending customers are onboarding through Agri account opening, funding, modifications and renewals. Merchant acquiring is done through scrutiny and QC of vendor documents. It also handles scrutiny of Re-KYC, minor to major conversions, creation of NCIF and Assets customers. Collaterals & Logistics unit of the Bank is responsible for managing all printing and delivery of customer deliverables across Bank. Key deliverables include printing and dispatch of cheque books, debit cards, credit cards etc. This unit also strives for process improvement initiative of CPU. The unit also takes care of debit and credit card PIN printing and also RMC of liabilities AOF.

About the Role:

The Retail Loan customers are on-boarded through Loan Ac authorization and payments process, Rural Lending onboarding through Agri Ac opening, Funding, Modifications and renewals. The Job holder is responsible for account opening through Manual and LOS. Renewal, Collateral and linking, Charges collection, CERSAI upadation, Stock updation, Closure, RTGS/NEFT, CIF creation, ROC, CGTMSE and PMFBY (Insurance premium collection), Dedupe (Non imaging data entry) and Commodity Disbursement.

Key Responsibilities

• Responsible for account opening, renewal and other processes update in Finacle based on Template received in Talisma
• Responsible for modification of ROI & AOD, DP modification, subsidy amount transfer, Penal stock charges recovery, lien removal
• Ensure adherence to process compliance
• Responsible for cist saving and process automation initiatives

Qualifications:

Optimal qualification for success on the job is:

• Graduate/ MBA preferred

Role Proficiencies:

For successful execution of the job, the candidate should possess the following:

• Knowledge of banking products and services
• Knowledge of regulatory guidelines and norms
• Good communication (both verbal and written) skill in both English and the local language
• Ability to manage complex client situations
• Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment
• Ability to handle pressure and meet deadlines

#ComeAsYouAre We are dil se open. Women, LGBTQIA+ and PwD candidates of all ages are encouraged to apply