140 Corporate Credit Jobs - Page 2

Financial Operations Manager Lead finance ops at Bark.com! Drive global efficiency, optimize processes, and grow with our innovative, fast-paced company. Shape our financial future! We usually respond within three days About Bark Bark is revolutionising the way people find professionals in over 1,000 unique categories. As the UKs largest and fastest-growing services marketplace, were on a mission to make finding the right professional quick and easy. With a presence in eleven countries and plans for further expansion, joining us at this genuinely exciting time will be a journey like no other. Our cutting-edge technology ensures that you can always find the best professional for any job. With a talented team of over 250 dedicated individuals, were committed to providing exceptional service and ensuring that our customers are satisfied every step of the way. This is an exciting time to join our scaling business, we recently placed in the Sunday Times Best Places to Work 2024. As a profitable scale-up, Bark is in a unique position to offer the best of both worlds; the excitement and agility of a start-up combined with the financial security and backing of a renowned private equity firm, EMK Capital. Youll have ownership, agility, responsibility and stimulation without any of the worry. About the role As the Financial Operations Manager at Bark.com you will be at the heart of our financial operations, leading and being responsible for the core Finance capabilities in the accounts payable, accounts receivable, expenses, bank, corporate credit cards and GTS/VAT areas globally. You ll bring a strong work ethic, meticulous attention to detail, lead a team and focus on driving efficiency and process improvements. This will be a varied and challenging role, so we are looking for someone who has experience of working in finance for a fast paced, growing business that is trading internationally. As our business goes from strength to strength this opportunity will offer genuine potential to grow with an exciting growth company and be part of a team that is continually developing. We are an innovative, disruptive business, still at a relatively early stage, but with the financial security of an established company and top tier private equity backers. Key Responsibilities Overseeing, managing and ensuring efficient running of all the financial operations (accounts payable, accounts receivable, expenses, bank and VAT) at Bark.com globally Optimising processes and systems, integrating new cutting-edge tools where appropriate and iteratively looking for improvements and efficiencies Act as a business partner, providing financial insights to influence strategic decision-making Treasury management, including optimising the net working capital position Leading, developing and building out the financial operations team and a direct report of one Leading on various financial operations projects Role Requirements Qualified (CA, CMA, CFA, ACCA) or part-qualified and working towards completion 3 or more years experience in finance & accounting (in an accounting firm or small business) Can assess and improve processes, implementing new tools where needed Excellent communication in both written and spoken English Proven ability to manage multiple complex projects and competing priorities Confidence in managing senior stakeholders Excels at organisation and project management to prioritise work Can work independently and motivate themselves Experience in Xero is a bonus not a must Perks and Benefits Flexible working policy with India office located in CBD Bangalore Insurances - Family Floater Mediclaim, Employee Personal Accident and Employee Term Life Personal annual L&D Budgets with Rs.52000/- to spend on your development Enhanced Gympass membership for all employees with access to mental health courses and fitness classes Fully stocked snacks in pantry, Monthly team lunches, Quarterly All-site Socials Being at the forefront of an industry with new and exciting problems to solve Interview Process Screening Call with Talent Partner (30 mins) 1st Stage - Hiring Manager Stage (30 mins) 2nd Stage - Technical Task (60 mins) 3rd Stage - Values interview (45 mins) Diversity Statement At Bark, we are a platform for people, revolutionising the way professionals and individuals connect since 2014. Our culture is defined by excitement, ambition, and a commitment to raising the bar. We value diversity, equity, inclusion, and belonging (DEIB) and are dedicated to embedding these principles into everything we do. We are committed to fostering an inclusive environment where everyone can thrive, and our focus is on hiring, retaining and developing a globally diverse workforce that is passionate about excelling our platform and supporting our customers succeed. Be part of our dynamic team, where bold ideas thrive, and create a future worth shouting about. Department Bengaluru Remote status Hybrid Finance & Legal Bengaluru Hybrid Financial Operations Manager Lead finance ops at Bark.com! Drive global efficiency, optimize processes, and grow with our innovative, fast-paced company. Shape our financial future! Loading application form Already working at Bark? Let s recruit together and find your next colleague.

As a part of Invesco, a leading asset manager dedicated to helping investors achieve their financial goals worldwide, you will play a crucial role in delivering distinctive investment management capabilities to clients globally. At Invesco, we offer challenging work opportunities, a collaborative environment with smart colleagues, and a commitment to social responsibility. If you are seeking to make a difference every day, Invesco is the place for you! Responsibilities: - Monitor and guide your team daily to ensure all Service Level Agreements (SLAs) are met. - Act as the subject matter expert (SME) to handle complex process-related queries and resolve them efficiently. - Supervise processes such as Deal Closing, Drawdowns, and Rollovers. - Ensure all SLAs are met and promptly escalate exceptions for resolution. - Maintain adherence to Quality & Quantity SLAs and establish a robust workflow allocation model. - Demonstrate a deep understanding of a range of securities, investments, standard treatments, and cash flows. - Implement a comprehensive Knowledge Management model, including SOP maintenance and training. - Drive 100% compliance with process-related policies, guidelines, and controls. - Motivate and support team members to achieve goals and assist in their development. Requirements: - Strong understanding of the Structured Finance product, corporate credit landscape, and Alternative Investments. - Proficiency in financial concepts and advanced Excel skills. - Previous experience in leading a team. - Excellent communication skills (written, verbal, and interpersonal). - Ability to work effectively under pressure to meet strict deadlines. Desired Candidate Profile: - Graduated / MBA / advanced degree in finance with a minimum of 5 years of relevant experience in finance, particularly in corporate loans or Alternative Investments. - Previous experience with Investment Bank, Investment Management firm, or Financial Advisory firm preferred. Work Arrangement: - Full-time position. - Employee status (not exempt). - Workplace Model: At Invesco, a hybrid work model is implemented, requiring employees to work at the designated office at least three days a week and outside the office for two days. Why Invesco: Invesco values integrity, diversity, and inclusion in creating a positive impact for stakeholders. Our inclusive culture fosters personal and professional growth, supported by various benefits and development opportunities. Join Invesco to be part of a diverse, supportive workplace that promotes growth and well-being for all employees. Benefits: - Competitive Compensation - Flexible, Hybrid Work - 30 days Annual Leave + Public Holidays - Life Insurance - Retirement Planning - Medical Insurance for Employee and Family - 26 weeks Maternity Leave - Paternal Leave - Adoption Leave - Employee Assistance Program - Career Development Programs - Mentoring Programs - Invesco Cares initiatives Join Invesco to embark on a rewarding career journey and experience continuous growth and development opportunities in a dynamic business environment. Explore our commitment to diversity and inclusion, corporate responsibility, and community engagement through our various programs and initiatives. Apply for the role at Invesco Careers to be a part of our inclusive and supportive work culture.,

Analyst - Corporate (Private Credit Ratings Team) The Team : Morningstar DBRS - Credit Operations Mumbai Analytics The Group: Morningstar DBRS (MDBRS) is a global credit ratings business with about 800 employees in eight offices globally. Formed through the acquisition of DBRS by Morningstar, Inc., the credit ratings business is the fourth-largest provider of credit ratings in the world. Morningstar DBRS is committed to empowering investor success, serving the market through leading-edge technology, and raising the bar for the industry. Morningstar DBRS is a market leader in Canada, the U.S. and Europe in multiple asset classes. Morningstar DBRS rates more than 4,000 issuers and 60,000 securities worldwide, and is driven to bring more clarity, diversity, and responsiveness to the ratings process. Visit: https: / / dbrs.morningstar.com / about to learn more. Credit Operations Mumbai Analytics team enables and supports the efficient and effective delivery of credit ratings/information to the market with its specialized skills and assets, consistent frameworks, and economies of scale. We collaborate with MDBRS global stakeholders to build creative, impactful solutions and offer services for the business and the market. The Role: Morningstar DBRS s Corporate team is looking for a motivated individual with good analytical skills and a desire to learn. This role will provide unique opportunities for learning key aspects of the credit ratings process including in-depth fundamental analysis of Corporate borrowers across multiple industries in support of analysts based in North America & Europe. You will be responsible for providing data, research and financial modeling support utilized to produce company and sector specific credit reports that incorporate creative insights and support activities across the ratings value chain. This position is based in our Navi Mumbai office. Key Responsibilities: Develop an understanding of and build proficiency in credit analysis Provide support to global analytical teams in monitoring news, announcements, or other material events impacting corporate credits Assist in preparing financial models, including, but not limited to, updating financial information, reconciling data, maintain company and peer group historical financial results and credit metrics, etc. Maintain industry data through ongoing research/ review of company filings, presentations, and industry publications Provide research support and help collect, organize, and analyze data from internal and external sources for use in company-specific and industry commentaries and reports authored by the global analytical team Review and summarize credit & legal documentation, etc. Assist the global analytical teams or senior analysts in preparing credit rating memos, rationales, etc. or parts thereof Track, review and maintain documentation and various operational databases to help support the credit rating process Ensure compliance with regulatory and company policies and procedures Requirements: Master s or Postgraduate in Management (Finance) or CA or CFA Level 3 or any such equivalent qualification Minimum of 2-3 years of relevant experience in capital markets, corporate credit analysis, analyzing credit risk of high yield or leveraged loan issuers, etc. or experience in auditing corporate financial statements at a nationally recognized accounting firm with CPA license Good understanding of core finance and accounting concepts Knowledge of U.S. GAAP and/ or IFRS accounting rules is strongly desired Robust quantitative and analytical skills supported by strong attention to detail and accuracy Fluent in English, with good verbal and written communication skills Highly motivated, self-starter who is keen to learn, has a positive attitude and a strong work ethic Ability to manage multiple tasks at the same time and deliver results in a timely manner Good inter-personal skills and ability to participate/ contribute as a team player Morningstar DBRS is an equal opportunity employer. Hybrid model - partial work from home option where employee will from Morningstar s Navi Mumbai offices 3 days a week (subject to change as per organizational directive). About Us Morningstar DBRS is a leading provider of independent rating services and opinions for corporate and sovereign entities, financial institutions, and project and structured finance instruments globally. Rating more than 4,000 issuers and 60,000 securities, it is one of the top four credit rating agencies in the world. Morningstar DBRS empowers investor success by bringing more transparency and a much-needed diversity of opinion in the credit rating industry. Our approach and size allow us to be nimble enough to respond to customers needs in their local markets, but large enough to provide the necessary expertise and resources they require. Market innovators choose to work with us because of our agility, tech-forward approach, and exceptional customer service. Morningstar DBRS is the next generation of credit ratings. If you receive and accept an offer from us, we require that personal and any related investments be disclosed confidentiality to our Compliance team (days vary by region). These investments will be reviewed to ensure they meet Code of Ethics requirements. If any conflicts of interest are identified, then you will be required to liquidate those holdings immediately. In addition, dependent on your department and location of work certain employee accounts must be held with an approved broker (for example all, U.S. employee accounts). If this applies and your account(s) are not with an approved broker, you will be required to move your holdings to an approved broker. Morningstar s hybrid work environment gives you the opportunity to work remotely and collaborate in-person each week. While some positions are available as fully remote, we ve found that we re at our best when we re purposely together on a regular basis, typically three days each week. A range of other benefits are also available to enhance flexibility as needs change. No matter where you are, you ll have tools and resources to engage meaningfully with your global colleagues. R11_DBRSRatingsGmbHIndia DBRS Ratings GmbH, Branch India Legal Entity

Job Summary: We are seeking a detail-oriented and analytical professional with 1-4 years of relevant experience in covenant monitoring or credit risk. The candidate will be responsible for tracking, analyzing, and reporting on financial and non-financial covenants related to debt agreements and other financial instruments. Key Responsibilities: Analyze financial statements and calculate covenant ratios (e.g., debt service coverage ratio, leverage ratio, interest coverage ratio). Review and interpret loan documentation to extract relevant covenant terms and reporting requirements. Creating the first time covenant set up in the covenant tracking platforms or risk management systems. Monitor borrower compliance with financial and non-financial covenants outlined in credit agreements and loan documentation. Maintain accurate and up-to-date records of covenant compliance status and related documentation. Prepare internal reports, dashboards, and alerts for any breaches, upcoming deadlines, or compliance risks. Coordinate with credit officers to address breaches or waivers and ensure proper documentation. Assist in automating covenant monitoring processes and enhancing internal controls. Stay updated on market practices, regulatory expectations, and industry trends in covenant tracking and credit monitoring. Requirements: Experience working with syndicated loans or structured finance products. Exposure to covenant tracking platforms or risk management systems. Strong understanding of financial statements and credit metrics. Familiarity with loan documentation, term sheets, and credit agreements. Proficiency in Microsoft Excel; working knowledge of financial systems or covenant monitoring tools is a plus. Strong analytical skills and attention to detail. Excellent written and verbal communication skills.

Are you passionate about service excellence? Would you love to work for a global organization that is doing more good for people and planet? IFF is a global leader in food, beverage, health, biosciences and sensorial experiences. We are seeking an experienced Travel and Expenses Specialist to manage travel related activities for employees across IFF. Your Focus: As a Specialist based out of our Finance Shared Service Center in Hyderabad, India, you will be responsible for providing excellent customer service to employees related to T&E inquiries and efficiently address inquiries from employees regarding policies, processes and systems. The role reports to Operations Leader. How will you contribute: Provide excellent customer service to employees related to T&E inquiries Efficiently address inquiries from employees regarding policies, processes and systems. Provide support of the expense software. Educate and train travelers and BU personnel on the proper procedures for expense reporting and reimbursement and the past due guidelines. Reconcile, research and support credit card accounts. Helpdesk/ Customer Service Strong oral and written communication Research and resolve issues regarding traveler set-up or misapplied payments. Interact with peers and various management levels to address any credit card or expense inquiries To ensure that all Corporate Card Payments are reviewed and paid on time. Ensure Compliance to Corporate Travel Policy: Review soft limits and audit flags to reduce risk and ensure compliance to travel policy and local tax and legal guidelines Assist Corporate Security and Corporate Audit in review of specific cardholder account reviews Educate BU personnel and travelers on best practices of expense reporting, past due accounts and traveler terminations Monitor various reports for compliance Miscellaneous Travel processes: Troubleshoot and resolve issues regarding batches or payment failures. Improvise process by adding new activities or by eliminating non-value steps. Provide/generate T&E reports/dash boards which will depict T&E spend. Subject matter expert on corporate credit card program and employee expenses. Perform reconciliations on credit card end to end process. Review outstanding charges and communicate outstanding charges to employee & Shared Services financial leads. What will you need to be successful: B. Com. Or Equivalent finance bachelor s degree in accounting with minimum of 3+ years of experience in travel and expense. Proficiency in Microsoft Office Suite, with emphasis on Excel Prior experience with Travel and Expense Product Concur and TMS preferred. Should be decent in verbal and written communication. Working knowledge of Microsoft Tools - MS Excel, Word, and PowerPoint is a must. Flexible to work in regional shifts. Flexible and adaptable to changing business needs and requirements. Must be able to work well under pressure and have a strong understanding of business process and systems. Well organized and time management skills. Ability to succeed in a team environment. Excellent attention to detail and problem-solving skills.

Position Purpose: The Credit Analyst is responsible for conducting comprehensive credit analysis and formulating recommendations on corporate advances to multinational corporations (MNCs). The role aims to ensure robust risk management while supporting business growth, by minimizing credit losses and enhancing credit quality in line with internal policies and regulatory requirements. Key Responsibilities 1. Credit Analysis & Proposal Preparation Prepare in-depth, accurate, and concise credit proposals that align with bank policies. Analyze financial statements, economic indicators, and industry trends to identify key risks and opportunities. Recommend appropriate internal credit ratings and Global Recovery Rates (GRR) using analytical tools and judgment. 2. Credit Risk Monitoring & Portfolio Management Monitor and review existing credit exposures through annual reviews, covenant checks, portfolio reviews, and security monitoring. Identify and report early warning signals, including changes in financials, covenants, or external events affecting client creditworthiness. Ensure timely updates of financial spreadsheets and monitoring tools. 3. Coordination & Communication Liaise with Relationship Managers, internal stakeholders, and global BNP Paribas networks to ensure efficient credit processes and timely execution of global reviews. Facilitate smooth credit operations and minimize overdue files through proactive coordination. 4. Client & Committee Engagement Present credit proposals to local credit committees. Accompany Relationship Managers on client meetings where necessary to gain a deeper understanding of client businesses and risks. Participate in deal structuring and discussion forums. 5. Compliance & Controls Ensure adherence to internal credit policies, regulatory requirements, and risk governance frameworks. Respond to regulatory and internal audit queries pertaining to credit-related matters. Contribute to the banks Permanent Control framework and support audits and reviews. 6. Additional Contributions Stay updated with evolving credit policies, tools, and methodologies. Participate in credit-related projects and system enhancements. Support administrative tasks including statistical reporting, sector analysis, and watchlist tracking. Provide back-up support to team members and assist Team Lead/Head with ad hoc requirements. Key Technical Competencies Strong financial statement analysis Credit risk assessment and transaction structuring Knowledge of industry sectors and financial products Risk monitoring and portfolio management Excellent written communication and report writing Proficient in Microsoft Office (Excel, PowerPoint, Word) Key Behavioral Competencies Strong analytical and critical thinking skills High attention to detail and organizational ability Ability to manage multiple priorities under pressure Good interpersonal and communication skills Collaborative and team-oriented mindset Independent thinker with sound judgment and creativity Adaptability to changing environments and priorities Compliance Requirements Familiarity with regulatory credit frameworks and guidelines Ensure compliance with internal policies and external regulatory standards ** Interested candidates drop your resume to saarumathi.r@kiya.ai **

About NCR VOYIX NCR VOYIX Corporation (NYSE: VYX) is a leading global provider of digital commerce solutions for the retail, restaurant and banking industries. NCR VOYIX is headquartered in Atlanta, Georgia, with approximately 16,000 employees in 35 countries across the globe. For nearly 140 years, we have been the global leader in consumer transaction technologies, turning everyday consumer interactions into meaningful moments. Today, NCR VOYIX transforms the stores, restaurants and digital banking experiences with cloud-based, platform-led SaaS and services capabilities. Not only are we the leader in the market segments we serve and the technology we deliver, but we create exceptional consumer experiences in partnership with the world s leading retailers, restaurants and financial institutions. We leverage our expertise, R&D capabilities and unique platform to help navigate, simplify and run our customers technology systems. Our customers are at the center of everything we do. Our mission is to enable stores, restaurants and financial institutions to exceed their goals - from customer satisfaction to revenue growth, to operational excellence, to reduced costs and profit growth. Our solutions empower our customers to succeed in today s competitive landscape. Our unique perspective brings innovative, industry-leading tech to all the moving parts of business across industries. NCR VOYIX has earned the trust of businesses large and small from the best-known brands around the world to your local favorite around the corner. Title: Credit Analyst Location: Bangalore The Credit Analyst plays a crucial role in evaluating new credit applications, new order releases, establishing appropriate customer credit limits, and managing ongoing credit risk for NCRV s Global Credit Risk Group. The position reports directly to the Executive Director of Global Credit Services. In this position, you will be challenged by a fast-paced environment with the goal of reducing losses by using your credit risk and analytical experience. Additionally, you are often in charge of direct communications with customers of all levels, so your communication and interpersonal skills are crucial to success. This position will involve many aspects of corporate credit and risk management functions, including but not limited to reading and analyzing D&B and personal credit reports, financial statement spreading and analysis, investigation of underlying collections issues, and sometimes assisting in resolutions of cash flow problems through a repayment plan. Your job as a Credit Analyst will require a high degree of independent work and analytical and problem-solving skills in a fast-paced professional environment. Key Areas of Responsibility: Credit Assessment: Evaluate the creditworthiness of individuals and businesses by analyzing corporate financial statements, credit reports, and market conditions throughout the world. Provide independent review and decision within allotted credit authority limits. Perform KYC and AML due diligence in accordance with governmental regulations. Risk Management: Monitor and manage ongoing credit risk, ensuring compliance with credit policy and regulations. Perform due diligence and periodic reviews on existing clients of all sizes. Financial Analysis: Conduct in-depth review of public and private financial statements, market trends, and microeconomic conditions New Account Underwriting: Underwrite new and ongoing credit limit requests, including repayment plans, and provide decisions and/or recommendations based on those risk assessments. Stakeholder Collaboration: Work closely with internal and external stakeholders, including Sales Leaders and clients, to communicate credit decisions, policies, and risk assessments. Contribute to improving processes throughout the Global Credit Services team. Team player is a must in this role - working cohesively and communicating as a group is a key success factor within the team. Ability to multi-task, respond timely to a high volume of emails and credit requests, staying within SLA guidelines. Basic Qualifications: Education: Bachelor degree in Finance, Accounting, or a related field. A masters degree or relevant certifications (e.g., CFA, CPA) is a plus. Experience: Minimum of 2-5 years of experience in a formal credit analysis role. Skills: Strong understanding of financial statements credit risk analysis. Expertise in analyzing business and personal credit reports such as D&B, Experian, Equifax. Analytical Skills: Excellent analytical and problem-solving skills, with attention to detail and high accuracy. Communication: Strong communication and interpersonal skills, with the ability to work independently and as part of a team. Strong verbal, written, and oral communication skills. Ability to meet deadlines and work in a fast-paced environment. Proficient in MS Word and MS Excel Ability to be self-motivated and quickly learn new processes and procedures. Basic Qualifications: Education: Bachelor degree in Finance, Accounting, or a related field. A masters degree or relevant certifications (e.g., CFA, CPA) is a plus. Experience: Minimum of 2-5 years of experience in a formal credit analysis role. Skills: Strong understanding of financial statements credit risk analysis. Expertise in analyzing business and personal credit reports such as D&B, Experian, Equifax. Analytical Skills: Excellent analytical and problem-solving skills, with attention to detail and high accuracy. Communication: Strong communication and interpersonal skills, with the ability to work independently and as part of a team. Strong verbal, written, and oral communication skills. Ability to meet deadlines and work in a fast-paced environment. Proficient in MS Word and MS Excel Ability to be self-motivated and quickly learn new processes and procedures. Offers of employment are conditional upon passage of screening criteria applicable to the job EEO Statement Integrated into our shared values is NCR Voyix s commitment to diversity and equal employment opportunity. All qualified applicants will receive consideration for employment without regard to sex, age, race, color, creed, religion, national origin, disability, sexual orientation, gender identity, veteran status, military service, genetic information, or any other characteristic or conduct protected by law. NCR Voyix is committed to being a globally inclusive company where all people are treated fairly, recognized for their individuality, promoted based on performance and encouraged to strive to reach their full potential. We believe in understanding and respecting differences among all people. Every individual at NCR Voyix has an ongoing responsibility to respect and support a globally diverse environment. Statement to Third Party Agencies To ALL recruitment agencies: NCR Voyix only accepts resumes from agencies on the preferred supplier list. Please do not forward resumes to our applicant tracking system, NCR Voyix employees, or any NCR Voyix facility. NCR Voyix is not responsible for any fees or charges associated with unsolicited resumes When applying for a job, please make sure to only open emails that you will receive during your application process that come from a @ncrvoyix.com email domain.

Job Summary: We are seeking a detail-oriented and analytical professional with 1–4 years of relevant experience in covenant monitoring or credit risk. The candidate will be responsible for tracking, analyzing, and reporting on financial and non-financial covenants related to debt agreements and other financial instruments. Key Responsibilities: •Analyze financial statements and calculate covenant ratios (e.g., debt service coverage ratio, leverage ratio, interest coverage ratio). •Review and interpret loan documentation to extract relevant covenant terms and reporting requirements. •Creating the first time covenant set up in the covenant tracking platforms or risk management systems. •Monitor borrower compliance with financial and non-financial covenants outlined in credit agreements and loan documentation. •Maintain accurate and up-to-date records of covenant compliance status and related documentation. •Prepare internal reports, dashboards, and alerts for any breaches, upcoming deadlines, or compliance risks. •Coordinate with credit officers to address breaches or waivers and ensure proper documentation. •Assist in automating covenant monitoring processes and enhancing internal controls. •Stay updated on market practices, regulatory expectations, and industry trends in covenant tracking and credit monitoring. Requirements: •Experience working with syndicated loans or structured finance products. •Exposure to covenant tracking platforms or risk management systems. •Strong understanding of financial statements and credit metrics. •Familiarity with loan documentation, term sheets, and credit agreements. •Proficiency in Microsoft Excel; working knowledge of financial systems or covenant monitoring tools is a plus. •Strong analytical skills and attention to detail. •Excellent written and verbal communication skills.

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. o Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties o Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems o Exceed service quality standards and strive for continuous process improvement o Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. o Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team. o Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. o Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies o Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. o Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. Qualification : Graduate, Masters/Post Graduate Certifications : CA/MBA (Preferable) Location - Mumbai,Delhi / NCR,Pune,Bangalore,Hyderabad,Chennai

About The Role Location Credit Manager-Agri Business Group (ABG)-Credit Grade-M5 Above Function- Agri credit Role location Credit manager Max age limit- 25 + Experience- CA 1 years; Candidate should not be from Retail Credit Should have Underwriting experience in ticket size of Rs upto 15 Crs Market, Competitor & Dealer visits as per the requirement and continuous updating of the happening/ changes in the market place which would help in acting proactively Timely processing of proposals as per TAT to ensure better time to market Ensuring compliance of terms and conditions of sanctions by liasioning with the RMs and company involved Continuous monitoring of Infant Delinquencies.

About The Role AboveFunction- Agri credit Max age limit- 25 + Candidate should not be from Retail Credit Should have Underwriting experience in ticket size of Rs upto 15 Crs Market, Competitor & Dealer visits as per the requirement and continuous updating of the happening/ changes in the market place which would help in acting proactively Timely processing of proposals as per TAT to ensure better time to market Ensuring compliance of terms and conditions of sanctions by liasioning with the RMs and company involved Continuous monitoring of Infant Delinquencies.

Senior Credit Analyst - Insurance/Corporates/Equity (Financial Modelling) - 2 Years - Pune Location Pune (Hybrid) An excellent opportunity to join a global credit risk team, where you will support insurance sector analysis across North American and European markets. This role blends financial modeling, regulatory tracking, and client interaction in a hybrid work environment. Your Future Employer A globally respected analytical and ratings powerhouse with a strong presence in financial markets, known for insight-driven credit evaluation and decision support. Responsibilities – Support global credit analysts in tracking and analysing the creditworthiness of insurance companies. Monitor industry trends and regulatory changes in global insurance markets to proactively identify credit triggers. Perform in-depth financial analysis, build models, projections, and conduct peer benchmarking . Draft internal credit assessment packs and assist in creating publishable credit rating reports. Collaborate effectively with international clients and stakeholders while ensuring process and compliance adherence. Requirements – 2–5 years of experience in credit risk analysis , insurance sector research , or financial institutions analysis . Expertise in financial modelling and interpretation of international financial statements. Strong verbal and written communication for report writing and stakeholder collaboration. Familiarity with insurance KPIs, regulatory frameworks, and credit ratings methodology. MBA (Finance, Full-time) or CA – mandatory. What is in it for you – Work with a global insurance analytics team . Exposure to international credit markets and rating methodologies. Build deep sectoral knowledge across leading insurance firms. Flexible hybrid working model with learning-focused culture. Reach us – If you believe this role matches your career path, send your updated CV to parul.arora@crescendogroup.in for a confidential discussion. Disclaimer – Crescendo Global is a niche recruitment firm specializing in senior and leadership hiring. We value diversity and inclusion and provide equal opportunities for all qualified applicants. Note – We receive a large volume of applications daily. If you do not hear back from us within 1 week, please consider your application not shortlisted. Your patience is appreciated. Profile Keywords – Credit Risk Analyst, Insurance Analytics, Financial Modelling Jobs, Credit Research, Credit Rating Jobs, CA Analyst Jobs, MBA Finance Roles, Insurance Domain Jobs, Credit Assessment, Financial Analysis, Pune Hybrid Jobs, Crescendo Global Jobs

Job Overview: We are seeking an experienced Lead Model Developer/Validator with exceptional expertise in credit risk modeling with primary focus on Internal Credit Risk Rating modeling. The ideal candidate will bring deep domain knowledge and advanced technical skills to drive sophisticated credit risk modeling initiatives across retail and wholesale portfolios. Position Details: Location: Pan India Experience Level: 5-10 years Employment Type: Full-time Key Responsibilities: Lead end-to-end development and validation of advanced credit risk models, including, PD, EAD, LGD and with emphasis on Expert judgement-based PD models for Corporate, Specialised Lending and Financial Institutions. Conduct comprehensive data preparation, preprocessing using tools including SAS, Python, R, and SQL Collaborate with cross-functional stakeholders to analyze, interpret, and communicate complex model results and insights Develop comprehensive technical documentation including: Regulatory compliance Model documentation Test plans Validation reports/Findings Report Business Requirements Documents (BRD), where applicable Drive continuous model improvement through: Identifying optimization opportunities; Implementing advanced modeling techniques; Enhancing model performance and predictive accuracy Provide mentorship and technical guidance to junior team members, fostering a culture of knowledge sharing and professional development Required Qualifications: 5-10 years of hands-on experience in credit risk model development and validation Proven expertise in modeling across retail and wholesale credit portfolios Advanced proficiency in: SAS, Python, R, SQL Deep understanding of IFRS9 and CECL regulatory frameworks and guidance Exceptional analytical and problem-solving skills Excellent written and verbal communication abilities Preferred Qualifications: Advanced degree in Statistics, Mathematics, Economics, or related field Professional certifications in risk management or financial modeling Experience with IRB modeling, machine learning/advanced statistical modeling techniques Knowledge of Basel regulatory guidance Technical Skills: Model Development: PD, LGD, EAD, Qualitative PD Models Programming: SAS, Python, R, SQL Regulatory Knowledge: IRB, IFRS9, CECL Statistical Modeling Data Preprocessing Machine Learning Techniques

Job Overview: We are seeking an experienced Senior Quantitative Analyst (Model Developer/Validator) with exceptional expertise in credit risk modeling with primary focus on Internal Credit Risk Rating modeling. The ideal candidate will bring deep domain knowledge and advanced technical skills to drive sophisticated credit risk modeling initiatives across retail and wholesale portfolios. Position Details: Location: Pan India Experience Level: 5-10 years Employment Type: Full-time Key Responsibilities: Lead end-to-end development and validation of advanced credit risk models, including, PD, EAD, LGD and with emphasis on Expert judgement-based PD models for Corporate, Specialised Lending and Financial Institutions. Conduct comprehensive data preparation, preprocessing using tools including SAS, Python, R, and SQL Collaborate with cross-functional stakeholders to analyze, interpret, and communicate complex model results and insights Develop comprehensive technical documentation including: Regulatory compliance Model documentation Test plans Validation reports/Findings Report Business Requirements Documents (BRD), where applicable Drive continuous model improvement through: Identifying optimization opportunities; Implementing advanced modeling techniques; Enhancing model performance and predictive accuracy Provide mentorship and technical guidance to junior team members, fostering a culture of knowledge sharing and professional development Required Qualifications: 5-10 years of hands-on experience in credit risk model development and validation Proven expertise in modeling across retail and wholesale credit portfolios Advanced proficiency in: SAS, Python, R, SQL Deep understanding of IFRS9 and CECL regulatory frameworks and guidance Exceptional analytical and problem-solving skills Excellent written and verbal communication abilities Preferred Qualifications: Advanced degree in Statistics, Mathematics, Economics, or related field Professional certifications in risk management or financial modeling Experience with IRB modeling, machine learning/advanced statistical modeling techniques Knowledge of Basel regulatory guidance Technical Skills: Model Development: PD, LGD, EAD, Qualitative PD Models Programming: SAS, Python, R, SQL Regulatory Knowledge: IRB, IFRS9, CECL Statistical Modeling Data Preprocessing Machine Learning Techniques

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. o Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties o Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems o Exceed service quality standards and strive for continuous process improvement o Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. o Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team. o Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. o Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies o Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. o Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. Qualification : Graduate, Masters/Post Graduate Certifications : CA/MBA (Preferable) Location - mumbai,delhi,pune,bangalore,hyderabad,chennai

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. o Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties o Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems o Exceed service quality standards and strive for continuous process improvement o Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. o Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team. o Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. o Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies o Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. o Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. Qualification : Graduate, Masters/Post Graduate Certifications : CA/MBA (Preferable) Location-Mumbai,New Delhi,Pune,Bengaluru,Hyderabad,Chennai

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. o Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties o Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems o Exceed service quality standards and strive for continuous process improvement o Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. o Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team. o Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. o Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies o Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. o Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. Qualification : Graduate, Masters/Post Graduate Certifications : CA/MBA (Preferable) Location - mumbai,delhi,pune,bangalore,hyderabad,chennai

Join us as a "Credit Manager" at Barclays, where youll spearhead the evolution of our digital landscape, driving innovation and excellence. Youll harness cutting-edge technology to revolutionize our digital offerings, ensuring unapparelled customer experiences. The role will require you to prepare credit proposals, including independent recommendation and presentation directly to the Risk Sanctioning Unit and/or Committee on behalf of the Relationship Point. Assess customer s business and/or transaction structure through the analysis of business, transactional, market and credit risks associated with the provision of the Bank s products and services to the customer. Proactively manage the risk of the designated portfolio by periodic review, identify potential credit deterioration or EWL sign of delinquency and take immediate corrective action on breaches or downturn in quality by taking up with client/Coverage/Risk Sanctioning teams You may be assessed on the key critical skills relevant for success in role, such as experience with corporate credit analysis, as well as job-specific skillsets. To be successful as a "Credit Manager", you should have experience with: Basic/ Essential Qualifications: Chartered Accountant MBA (Finance) CFA Desirable skillsets/ good to have: Good credit report underwriting skills Sound understanding of corporate financial statements (including Balance Sheet, Profit & Loss and Cash Flow) and ratio analysis Experience in dealing with various corporate banking lending products such as Term Loan, Overdraft, RCF, Trade products (Letter of Credit, Bank Guarantee, CID, Trade Loan) and FX/Derivatives line This role will be based out of Noida. Purpose of the role To safeguard the financial health of the bank by identifying, analysing, and mitigating potential credit risks associated with lending activities. Accountabilities Analysis of financial data, including income, assets, liabilities, credit history, and economic trends, to determine the risk of default. Monitoring of existing loan portfolios to identify potential credit deterioration or early warning signs of default. Recommendation of loan approvals, rejections, or adjustments based on risk evaluation and bank lending policies. Development and implementation of credit risk mitigation strategies, including collateral management, loan restructuring, and workout plans. Analyst Expectations To perform prescribed activities in a timely manner and to a high standard consistently driving continuous improvement. Requires in-depth technical knowledge and experience in their assigned area of expertise Thorough understanding of the underlying principles and concepts within the area of expertise They lead and supervise a team, guiding and supporting professional development, allocating work requirements and coordinating team resources. If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L - Listen and be authentic, E - Energise and inspire, A - Align across the enterprise, D - Develop others. OR for an individual contributor, they develop technical expertise in work area, acting as an advisor where appropriate. Will have an impact on the work of related teams within the area. Partner with other functions and business areas. Takes responsibility for end results of a team s operational processing and activities. Escalate breaches of policies / procedure appropriately. Take responsibility for embedding new policies/ procedures adopted due to risk mitigation. Advise and influence decision making within own area of expertise. Take ownership for managing risk and strengthening controls in relation to the work you own or contribute to. Deliver your work and areas of responsibility in line with relevant rules, regulation and codes of conduct. Maintain and continually build an understanding of how own sub-function integrates with function, alongside knowledge of the organisations products, services and processes within the function. Demonstrate understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function. Make evaluative judgements based on the analysis of factual information, paying attention to detail. Resolve problems by identifying and selecting solutions through the application of acquired technical experience and will be guided by precedents. Guide and persuade team members and communicate complex / sensitive information. Act as contact point for stakeholders outside of the immediate function, while building a network of contacts outside team and external to the organisation.

Rentokil PCI is the leading pest control service provider in India. A Rentokil Initial brand, Rentokil PCI was formed in 2017 through a joint venture (JV) between Pest Control India, the number one pest control company in India, and Rentokil, the world s leading pest control brand. Rentokil PCI aims to set new standards for customer service with operations across 250 locations in India. The JV brand also focuses on developing industry-leading service operations through the sharing of best practices, new innovations and the use of digital technologies. To build awareness of SHE (Safety, Health & Environment) To prepare detailed annual Operating plan segment-wise for tapping new market opportunities To achieve revenue target of the base/branch with consistent performance through the months To ensure profitable business performance and expansion of Rentokil PCI s services in selected segments. To Ensure corporate credit policy is implemented within stipulated timelines To convert the built-up data base into business and look for expansion and development of new business Effective execution of systems and processes as per the guidelines to optimize the base/branch operations. This includes Operations, Finance and inventory systems, and speed apps To analyze competitor s activity and plan strategies to meet the challenges and report timely to the Reporting authorities To ensure on-time Service delivery every time with precision and at Pace To identify service GAPs and ensure non- recurrence of the same by implementing continuous monitoring, audit and improvement plans. Effective customer contact management and customer relations to achieve the target customer retention of both RBU and CBU. Effective management in optimizing sales and service colleague to increase productivity. To monitor and control on cost such as manpower, chemical/material consumption and investment and use of equipment s. To manage general administration of the base/branch as per the policies and guidelines. To work closely with other functions and conduct regular base/branch meetings to review the performance of all team members Build capability of base/branch teams and manage sales & service colleague retention To ensure and comply all statutory requirements are met on time To ensure effective budgeting to yield a good ROI at the base/branch. KEY DELIVERABLES Base/Branch KPI s Faster Response 2/24: 98/100, Root cause analysis and CVC P&L Base/Branch Target and Service Productivity Achieving Gross sales, jobbing and product sales targets Achieving Total Sales revenue Customer retention Customer Voice Counts Your Voice counts progress Sales & Service/contract colleagues retention Managing DSO/Collections. CORE COMPETENCIES Deliver results : Need to deliver what s required Act Commercially : Uses business thinking Manage Self : Manage own emotions Coach and Develop : Coach and Develop by giving practical support Work with Others : Work with Others being a team player Display leadership : Display leadership through communicating expectations & direction. Bachelor s Degree (or its equivalent) in a related area and at least 5 years Sales & Operations experience Should be an excellent individual performer with prior experience of team handling Should have experience in Sales, O

KEY ROLES & RESPONSIBILITIES The role comprises working on credit risk assessment of corporate entities spread across multiple sectors and regions. Preparing opinion based credit reports and financial models based on fundamental analysis for a set of assigned credits/companies The credit assessment process requires the following: Undertaking research and analysis of an entity through thorough assessment of its credit strengths and weakness and weighing its business and financial risk profile. Understanding the potential for sovereign support or parent support which would need to be factored into the credit assessments. Preparing a detailed credit assessment report and elaborately discuss the company profile and credit risk considerations. Preparing and updating detailed financial models encompassing financial analysis, capital structure analysis, calculation of key credit quality determinants and financial projections (upto 7 years). Other activities include preparing industry databases and reports. Preparing a detailed peer analysis on the operating and financial side. Establish and maintain consistent standards and processes in credit analysis through interaction with team members and clients The role also requires training and mentoring colleagues on specific aspects of credit risk, sector and domain nuances. Assist ADs/Director on pilot assignments and prepare collaterals. Engage with client teams proactively and suggest new ideas to enhance client engagement Support the client with any ad-hoc research requests including sector research Responsible for process initiatives and quality improvements of the team. Content review, mentor and train new hires in the team FUNCTIONAL & BEHAVIOURAL KNOWLEDGE Strong understanding of finance and accounting concepts; especially, adjustments in calculation of adjusted earnings, cash flow and leverage metrics. Ability to manage a team and provide coaching, query handling and analytical mentoring to the team. Willingness to be fungible across sectors and regions. Excellent report writing and communication skills. Ability to identify key characteristics and drivers of sectors assigned. Credit assessment and analysis (or financial analysis), including business, financial and management profiling. Experience in portfolio monitoring and credit analysis Good understanding of banking regulations, calculation of key credit metrics and capital ratios Reasonable understanding of banks internal systems PROBLEM SOLVING Identifies and resolves complex research issues and team problems Assist in solving complex problems related to financial modeling INTERACTIONS Team player and good team handling skills Excellent client management skills TYPICAL SCOPE & IMPACT Impacts the quality and effectiveness of own team MINIMUM & PREFERRED EDUCATION MBA or CA or Master s degree preferred; CFA certification is a plus MINIMUM & PREFERRED EXPERIENCE / SKILLS 6 to 10 years of work experience High level of attention to detail and accuracy; Diligence and hard work Ability to work under stringent timelines Prior experience in credit research or credit risk assessment along with report writing experience is mandatory. Prior experience in GenAI, people and content management are a plus Ability to manage a team and provide coaching, query handling and analytical mentoring to the team. Good understanding of MS office products

Summary: We are seeking a skilled and experienced Manager to join our growing Portfolio Management Group. The primary responsibility of this role is to work closely with clients to monitor the performance of financing transactions across various asset classes in structured finance, covering different geographies. The ideal candidate will possess strong technical skills and a holistic understanding of the commercial lending domain. Your Future Employer: A leading financial services firm known for its expertise in structured finance and investment banking. The company provides a dynamic and growth-oriented environment for professionals looking to advance their careers. Responsibilities: Collaborate with clients to monitor investment transactions across multiple asset classes. Demonstrate a solid understanding of commercial lending processes, particularly corporate loans. Manage the financial spreading and covenant monitoring processes, ensuring accuracy and compliance. Supervise and lead a team of financial analysts. Conduct financial statement analysis and review loan agreements. Requirements: Advanced proficiency in MS Excel. Superior communication skills written, verbal, and interpersonal. Bachelor's degree/MBA/advanced degree in finance. Extensive experience in credit analysis/financial spreading or a similar role, with at least 1-2 years in a leadership position. What is in it for you: Opportunity to work with a leading financial services firm. Dynamic and growth-oriented work environment. Exposure to a variety of asset classes and geographies. Leadership and team management experience. Competitive compensation and benefits package.

Summary: We are seeking a skilled and experienced Manager to join our growing Portfolio Management Group. The primary responsibility of this role is to work closely with clients to monitor the performance of financing transactions across various asset classes in structured finance, covering different geographies. The ideal candidate will possess strong technical skills and a holistic understanding of the commercial lending domain. Your Future Employer: A leading financial services firm known for its expertise in structured finance and investment banking. The company provides a dynamic and growth-oriented environment for professionals looking to advance their careers. Responsibilities: Collaborate with clients to monitor investment transactions across multiple asset classes. Demonstrate a solid understanding of commercial lending processes, particularly corporate loans. Manage the financial spreading and covenant monitoring processes, ensuring accuracy and compliance. Supervise and lead a team of financial analysts. Conduct financial statement analysis and review loan agreements. Requirements: Advanced proficiency in MS Excel. Superior communication skills written, verbal, and interpersonal. Bachelor's degree/MBA/advanced degree in finance. Extensive experience in credit analysis/financial spreading or a similar role, with at least 1-2 years in a leadership position. What is in it for you: Opportunity to work with a leading financial services firm. Dynamic and growth-oriented work environment. Exposure to a variety of asset classes and geographies. Leadership and team management experience. Competitive compensation and benefits package.

Responsibilities: Analysing financials and identifying possible structures for fund raising Ability to prepare internal note for discussion Discussing with institutions for explaining the client requirement

KEY ROLES & RESPONSIBILITIES The role comprises working on credit risk assessment of corporate entities spread across multiple sectors and regions. Preparing opinion based credit reports and financial models based on fundamental analysis for a set of assigned credits/companies The credit assessment process requires the following: Undertaking research and analysis of an entity through thorough assessment of its credit strengths and weakness and weighing its business and financial risk profile. Understanding the potential for sovereign support or parent support which would need to be factored into the credit assessments. Preparing a detailed credit assessment report and elaborately discuss the company profile and credit risk considerations. Preparing and updating detailed financial models encompassing financial analysis, capital structure analysis, calculation of key credit quality determinants and financial projections (upto 7 years). Other activities include preparing industry databases and reports. Preparing a detailed peer analysis on the operating and financial side. Establish and maintain consistent standards and processes in credit analysis through interaction with team members and clients The role also requires training and mentoring colleagues on specific aspects of credit risk, sector and domain nuances. Assist ADs/Director on pilot assignments and prepare collaterals. Engage with client teams proactively and suggest new ideas to enhance client engagement Support the client with any ad-hoc research requests including sector research Responsible for process initiatives and quality improvements of the team. Content review, mentor and train new hires in the team FUNCTIONAL & BEHAVIOURAL KNOWLEDGE Strong understanding of finance and accounting concepts; especially, adjustments in calculation of adjusted earnings, cash flow and leverage metrics. Ability to manage a team and provide coaching, query handling and analytical mentoring to the team. Willingness to be fungible across sectors and regions. Excellent report writing and communication skills. Ability to identify key characteristics and drivers of sectors assigned. Credit assessment and analysis (or financial analysis), including business, financial and management profiling. Experience in portfolio monitoring and credit analysis Good understanding of banking regulations, calculation of key credit metrics and capital ratios Reasonable understanding of banks internal systems PROBLEM SOLVING Identifies and resolves complex research issues and team problems Assist in solving complex problems related to financial modeling INTERACTIONS Team player and good team handling skills Excellent client management skills TYPICAL SCOPE & IMPACT Impacts the quality and effectiveness of own team MINIMUM & PREFERRED EDUCATION MBA or CA or Master’s degree preferred; CFA certification is a plus MINIMUM & PREFERRED EXPERIENCE / SKILLS 6 to 10 years of work experience High level of attention to detail and accuracy; Diligence and hard work Ability to work under stringent timelines Prior experience in credit research or credit risk assessment along with report writing experience is mandatory. Prior experience in GenAI, people and content management are a plus Ability to manage a team and provide coaching, query handling and analytical mentoring to the team. Good understanding of MS office products

As one of the world s leading asset managers, Invesco is dedicated to helping investors worldwide achieve their financial objectives. By delivering the combined power of our distinctive investment management capabilities, we provide a wide range of investment strategies and vehicles to our clients around the world. If youre looking for challenging work, smart colleagues, and a global employer with a social conscience, come explore your potential at Invesco. Make a difference every day! Job Description Should have strong knowledge on Syndicated Loans domain and good hands on WSO applications. Should be familiar in Drawdowns, Rollovers, Repayments, Pre-payments, Funding, Rate-Fixings which includes Trade Settlements etc. Good understanding of in IBOR / ABOR / Custody reconciliation. Key Responsibilities: Responsible for closely monitoring and guiding your team daily to ensure all Service Level Serve as the SME, handling complex process-related queries and resolve them. Repayments, Prepayments and Cash/Invoice Reconciliation. Monitor the team daily to ensure all SLAs are met and escalate exceptions immediately for resolution. Ensure adherence to Quality & Quantity SLAs and maintain a robust workflow allocation model. Demonstrate an in-depth knowledge and familiarization with a range of securities and investments, their standard treatments and applicable cash flows. Implement a robust Knowledge Management model, including SOP maintenance and training. Required Experience/ SkillSet: Broad understanding of the Structured Finance product/ corporate credit landscape/Alternative Investments (Predominantly into Leverage Financing) Good understanding of financial concepts and strong understanding of excel. Prior experience in leading a team. Strong communication skills - written, verbal and interpersonal. Ability to work well under pressure to meet strict and aggressive deadlines Desired Candidate Profile: Desired candidate must have graduated / MBA/ advanced degree in Finance with minimum 5 Plus years of relevant experience in finance domain such as corporate loans/Alternative Investments Prior experience with Investment Bank, Investment Management firm or Financial Advisory firm, preferable Minimum 3years of relevant experience Full Time / Part Time Full time Worker Type Employee Job Exempt (Yes / No) No Workplace Model At Invesco, our workplace model supports our culture and meets the needs of our clients while providing flexibility our employees value. As a full-time employee, compliance with the workplace policy means working with your direct manager to create a schedule where you will work in your designated office at least three days a week, with two days working outside an Invesco office. Why Invesco In Invesco, we act with integrity and do meaningful work to create impact for our stakeholders. We believe our culture is stronger when we all feel we belong, and we respect each other s identities, lives, health, and well-being. We come together to create better solutions for our clients, our business and each other by building on different voices and perspectives. We nurture and encourage each other to ensure our meaningful growth, both personally and professionally. We believe in diverse, inclusive, and supportive workplace where everyone feels equally valued, and this starts at the top with our senior leaders having diversity and inclusion goals. Our global focus on diversity and inclusion has grown exponentially and we encourage connection and community through our many employee-led Business Resource Groups (BRGs). What s in it for you? As an organization we support personal needs, diverse backgrounds and provide internal networks, as well as opportunities to get involved in the community and in the world. Our benefit policy includes but not limited to: Competitive Compensation Flexible, Hybrid Work 30 days Annual Leave + Public Holidays Life Insurance Retirement Planning Group Personal Accident Insurance Medical Insurance for Employee and Family Annual Health Check-up 26 weeks Maternity Leave Paternal Leave Adoption Leave Near site Childcare Facility Employee Assistance Program Study Support Employee Stock Purchase Plan ESG Commitments and Goals Business Resource Groups Career Development Programs Mentoring Programs Invesco Cares Dress for your Day In Invesco, we offer development opportunities that help you thrive as a lifelong learner in a constantly evolving business environment and ensure your constant growth. Our AI enabled learning platform delivers curated content based on your role and interest. We ensure our manager and leaders also have many opportunities to advance their skills and competencies that becomes pivotal in their continuous pursuit of performance excellence. To know more about us About Invesco: https: / / www.invesco.com / corporate / en / home.html About our Culture: https: / / www.invesco.com / corporate / en / about-us / our-culture.html About our D&I policy: https: / / www.invesco.com / corporate / en / our-commitments / diversity-and-inclusion.html About our CR program: https: / / www.invesco.com / corporate / en / our-commitments / corporate-responsibility.html Apply for the role @ Invesco Careers : https: / / careers.invesco.com / india /