Chief Risk Officer

One of our client Looking for a Head of Risk / Chief Risk Officer (CRO) with 912 years of experience in secured and mortgage lending from leading startup NBFCs in India.

• Lead credit risk and portfolio management across lending products including LAP, LAS, and mortgages.
• Design and implement robust risk frameworks aligned with regulatory norms and RBI guidelines.
• Oversee credit policies, underwriting standards, and decision engine rules to ensure portfolio health.
• Analyze portfolio performance, identify risk trends, and implement corrective strategies.
• Drive fraud prevention measures, credit audit processes, and securitization compliance.
• Collaborate with cross-functional teams for product innovation and lending automation.
• Mentor risk teams and ensure adherence to Ind AS 109 and internal audit requirements.

Requirements

• 912 years of experience in credit risk, portfolio management, or analytics in NBFCs or lending institutions.
• Proven expertise in secured loans, consumer credit, and collateral-based lending.
• Proficient in SQL, BI tools, and credit decision systems.
• In-depth knowledge of credit bureau data, alternative underwriting models, and RBI regulations.
• Strong leadership and stakeholder management skills.
• Technical graduate from Tier 1 college preferred.

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