Business Development Executive (BDE) - Mutual Fund & Insurance

Key Responsibilities:

• Identify and acquire potential clients for mutual funds, SIPs, and insurance products.
• Conduct client meetings, explain product offerings, and recommend suitable financial solutions based on client needs and risk appetite.
• Achieve assigned sales targets through effective prospecting, lead conversion, and portfolio growth.
• Maintain strong client relationships to ensure retention, repeat business, and cross-selling opportunities.
• Ensure strict adherence to compliance guidelines, regulatory norms (SEBI, IRDAI, AMFI), and company policies in all sales processes.
• Maintain accurate client records, KYC documentation, and transaction details as per regulatory standards.
• Provide regular MIS reports on sales performance, pipeline status, and client interactions.
• Stay updated on market trends, product knowledge, and regulatory changes to provide informed advice to clients.
• Participate in training, workshops, and review meetings to enhance product knowledge and sales techniques.

Candidate Requirements:

• Graduate in any discipline; NISM/AMFI/IRDAI certification preferred (mandatory as per regulatory requirement).
• 1–3 years of experience in sales of financial products (Mutual Funds/Insurance).
• Strong communication, negotiation, and relationship management skills.
• Target-driven with the ability to work under pressure.
• Basic knowledge of financial planning, investment products, and compliance norms.

Compliance Requirements:

• Ensure all sales are conducted in line with SEBI, AMFI, and IRDAI regulations.
• Mandatory completion of KYC before processing any investment/insurance application.
• Adherence to company’s code of conduct and ethical sales practices.
• Maintain confidentiality of client data and financial information.

Job Type: Full-time

Pay: ₹15,000.00 - ₹50,000.00 per month

Benefits:

• Cell phone reimbursement
• Commuter assistance
• Flexible schedule
• Health insurance
• Internet reimbursement
• Leave encashment
• Life insurance
• Work from home

Ability to commute/relocate:

• A.J.C.Bose Road, Kolkata, West Bengal: Reliably commute or planning to relocate before starting work (Preferred)

Application Question(s):

• What is your current fixed Salary ?
• What salary expectation you have?
• Are you able to join immediately?

Education:

• Bachelor's (Required)

Experience:

• Capital Industry: 2 years (Required)
• Direct sales: 2 years (Required)

Language:

• English (Required)
• Bengali (Required)
• Hindi (Required)

License/Certification:

• NISM 5A (Required)
• IRDAI Licence (Required)

Willingness to travel:

• 75% (Required)

Work Location: In person