5 - 10 years

5 - 10 Lacs

Posted:6 hours ago| Platform: Naukri logo

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Work Mode

Work from Office

Job Type

Full Time

Job Description

Role & responsibilities

  • Lead

    branch operations and credit origination

    for MSME, Auto, Used Vehicle (4-wheeler), and Equipment loans.
  • Manage

    branch P&L, business targets, and team performance

    .
  • Ensure

    high-quality portfolio sourcing

    from direct and channel partners (dealers, DSA, field executives).
  • Conduct

    credit assessment, customer verification, and loan documentation

    aligned with Hedges underwriting policy.
  • Supervise

    collections, renewals, and delinquency control

    ; maintain NPAs within acceptable norms.
  • Build and mentor a

    team of sales officers, credit executives, and collection agents

    .
  • Drive

    market intelligence

    competitor analysis, rate benchmarking, and local tie-ups.
  • Ensure

    branch compliance, KYC, audit readiness, and cash discipline

    per RBI NBFC norms.
  • Coordinate with HO for

    disbursement, MIS, and operational support

    .

Preferred candidate profile

  • 5–10 years of experience

    in NBFC / Small Finance Bank branch operations.
  • Proven experience in

    MSME, Auto, Used Vehicle-4 wheeler, Equipment.

  • Exposure to

    subprime or small-ticket lending

    markets will be a strong advantage.
  • Strong local market knowledge and

    existing dealer / DSA network

    preferred.
  • Excellent leadership, analytical, and customer management skills.
  • Proficiency in Tamil and basic English communication essential.

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