Branch Credit Manager

4 - 9 years

3 - 6 Lacs

Amritsar

Posted:19 hours ago| Platform: Naukri logo

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Skills Required

Credit Underwriting LAP PDS Credit Appraisal Credit Processing BL PL Cam

Work Mode

Work from Office

Job Type

Full Time

Job Description

Job Role Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan. Verifying the promoters track record & ascertaining their credit worthiness. Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position To ensure Bounce Rate and Delinquency are within acceptable standards. Monitor and enforce approval rate and TAT as per prescribed standards. Monitor and ensure that monthly Branch audit score is satisfactory. Vendor Management. To conduct customer meeting to evaluate credit proposal PDD Tracking and closure Compliance to repayment instrument replenishment to ensure regular repayment of EMI Mandatory skills Graduate/Postgraduate. 4-6 years Credit/Underwriting experience. Understanding of portfolio metrics. Strong inter-personal skills which encourages and promotes enthusiasm and team spirit. Regards Rupali 9354966985

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HDB Financial Services
HDB Financial Services

Financial Services

Mumbai

1001-5000 Employees

456 Jobs

    Key People

  • Vinay Aurangabadkar

    MD & CEO
  • K. Ramesh

    Chief Financial Officer (CFO)

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