Posted:1 day ago|
Platform:
Work from Office
Full Time
• Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan.
• Verifying the promoters track record & ascertaining their credit worthiness.
• Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position
• To ensure Bounce Rate and Delinquency are within acceptable standards.
• Monitor and enforce approval rate and TAT as per prescribed standards.
• Monitor and ensure that monthly Branch audit score is satisfactory.
• Vendor Management.
• To conduct customer meeting to evaluate credit proposal
• PDD Tracking and closure
• Compliance to repayment instrument replenishment to ensure regular repayment of EMI
• Take sound lending decisions based on available information & interactions with the applicants. • Manage credit quality and control delinquencies, frauds.
• Managing performance in terms of key drivers i.e.
Loses / Portfolio quality parameters
Cost of credit administration o Employee Productivity
HDB Financial Services
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