BD + Credit

Build Capital Credit+BD

Location: Prabhadevi, Mumbai
Working Hours: 10:00 AM 7:00 PM Working Days: Monday to Friday, 1st & 3rd Saturday working

About Build Capital

Build Capital is reshaping the landscape of real estate investment in India through a dynamic blend of innovation, financial expertise, and deep sector knowledge. As a SEBI-registered Category II Real Estate Alternative Investment Fund (AIF) and a private debt platform, we specialize in providing tailored capital solutions to real estate developers—especially during critical early stages before conventional funding becomes accessible.

Our offerings include structured financing such as NCDs, bridge loans, and special situation funding, enabling developers to maintain momentum while creating long-term value for investors.

About the Role: Credit+BD

As an Investment Associate at Build Capital, you will play a pivotal role in both originating new real estate financing opportunities and evaluating them for strategic deployment. This role combines deal sourcing, developer engagement, credit analysis, structuring, due diligence, and portfolio monitoring.

You will work closely with the founding team and cross-functional stakeholders—including legal, risk, credit, and operations—to take deals from initial engagement to final disbursal and beyond.

This is an excellent opportunity for professionals who enjoy building relationships and applying financial acumen to shape the future of real estate debt in India.

Key Responsibilities

1. Deal Origination & Developer Engagement

• Identify and source new business opportunities in the Mumbai Metropolitan Region (MMR) through meetings, networks, referrals, and events.
• Engage directly with real estate developers, CFOs, and finance teams to understand funding needs.
• Build a strong pipeline of qualified leads aligned with Build Capital’s credit and sector focus.
• Maintain updated MIS and ensure effective data management of all opportunities.

2. Investment Evaluation & Credit Analysis

• Analyze financial statements, feasibility reports, property documentation, and credit histories.
• Build financial models to assess viability, repayment capacity, and risk exposure.
• Prepare credit memos and presentations for internal investment committees.
• Assess promoter background, past loan performance, and corporate structure.
• Handle credit assessment for wholesale business credit transactions.

3. Deal Structuring & Due Diligence

• Structure investment terms, covenants, and security packages.
• Coordinate with legal, technical, and financial diligence partners.
• Negotiate commercial terms with developers and stakeholders.
• Ensure compliance with internal policies and regulatory requirements.

4. Documentation & Execution

• Oversee documentation post-approval, including sanction letters and legal agreements.
• Coordinate with internal teams (legal, compliance, risk, operations) for timely closure.

5. Portfolio Monitoring & Risk Management

• Track loan performance, repayment, and covenant compliance.
• Identify early risk indicators and coordinate corrective action.
• Ensure timely reporting and documentation updates.

Requirements

• Strong analytical and financial interpretation skills
• Understanding of real estate project finance and regulatory frameworks (RERA, DCPR)
• Experience in due diligence and credit risk assessment
• Strong interpersonal and negotiation skills
• Proficiency in Microsoft Excel (financial modeling), PowerPoint, and Word
• High accountability and attention to detail
• Ability to manage multiple deals independently

Education & Experience

• 3–5 years of experience in real estate finance, structured debt, NBFCs, AIFs, or private credit
• MBA (Finance), CA, CFA, or ICWA preferred

How to Apply

Email: talent@buildcapital.in
WhatsApp: 8976168142 Website: www.buildcapital.in