Banking Executive

Job Description: Bank Officer Position Title: Bank Officer Grade/Level: Executive / Senior Executive Vertical: Branch Banking Department: Liabilities Sales Location: Liabilities Bank Branches (Across Locations) Reports To: Team Leader / Branch Sales Manager / Branch Manager (for rural branches) Job Purpose To acquire and grow the bank’s liability business by sourcing new CASA accounts, cross-selling financial products, and ensuring excellent customer service. The role demands strong sales capability, local market knowledge, and an ability to consistently achieve targets. Qualifications Graduate (must have 1st division in 10th, 12th, and Graduation) Age should be below 25 years Preferably a local candidate Experience1–2 years of experience in field sales (liabilities/insurance preferred) Functional Competencies Strong selling and negotiation skills Good communication skills Fluency in the local language Ability to understand customer needs and offer suitable solutions Behavioral Competencies Customer-first mindset Relationship-building skills Ability to work under pressure Confidence to convince and convert prospects Key Responsibilities 1. Financial Responsibilities Acquire CASA and liability accounts through cold calling, market references, field visits, and cross-selling. Sell third-party products such as life insurance, health insurance, and mutual fund SIPs. Drive revenue growth by tapping new customer segments and leveraging existing relationships. 2. Non-Financial Responsibilities Execute sales and marketing activities within the branch to meet liability targets. Acquire new customers via: Campaigns and local marketing activities Branch walk-ins Customer referrals Industry associations and local networks Ensure timely onboarding and smooth account opening for NTB (New-to-Bank) customers. Meet overall scorecard targets (numbers & value). 3. Compliance & Risk Responsibilities Adhere to all KYC/AML guidelines, bank policies, and regulatory requirements. Ensure confidentiality of bank information; no disclosure of data in any form (verbal, written, electronic)