AVP-Credit Risk Analytics-Collections & Recovery policy

The Credit Portfolio Senior Analyst position at Citi involves managing credit reviews, approvals, and monitoring the portfolio to track credit migration in coordination with the Risk Management team. The primary objective of this role is to oversee Citi's portfolio exposure to clients and counterparties on a global scale. As a Credit Portfolio Senior Analyst, your responsibilities will include contributing to the enhancement of processes and workflows by leveraging your disciplinary knowledge and industry expertise within Risk Management. You will be tasked with developing recommendations for adjusting credit policies through the analysis of credit and financial performance using statistical techniques such as scoring, segmentation, regression, and simulation. Utilizing Statistical Analysis System (SAS) in a UNIX environment will be essential for conducting risk, financial, and data analyses. Furthermore, you will be responsible for researching customer and management queries using risk systems and data, supporting ad-hoc risk policy analyses, and participating in the development, testing, and optimization of credit policies to ensure regulatory compliance. Managing risk levels across various products and retail formats, preparing risk management presentations for senior management, and demonstrating a keen awareness of risk assessment in business decisions will also be part of your role. To qualify for this position, you should have at least 7 years of relevant experience, with knowledge of risk analytics being preferred. The ability to apply credit and risk principles to achieve business goals, synthesize information effectively, and drive results with urgency is essential. Strong organizational, interpersonal, and analytical skills are crucial to excel in this role. In terms of education, a Master's, Bachelor's, or equivalent degree is required. Key Skills: - Analytical Thinking - Constructive Debate - Escalation Management - Industry Knowledge - Policy and Procedure Adherence - Process Execution - Product Knowledge - Risk Controls and Monitoring - Risk Identification and Assessment For more information on complementary skills or if you require a reasonable accommodation due to a disability, please refer to the provided resources or contact the recruiter. This is a full-time position under the Risk Management job family group, specifically focusing on Portfolio Credit Risk Management.,