AVP-Credit Risk Analytics-Collections & Recovery policy C12

The Credit Portfolio Senior Analyst role at Citi is a crucial position where you will be responsible for conducting credit reviews, credit approval, and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. Your main objective will be managing Citi's portfolio exposure to clients and counterparties globally. As a Credit Portfolio Senior Analyst, you will contribute to the development of new techniques and process improvements by applying in-depth disciplinary knowledge and integrating subject matter expertise within Risk Management. You will be developing recommendations to adjust credit policies through thorough analysis of credit and financial performance using statistical scoring, segmentation, and regression and simulation techniques. Utilizing Statistical Analysis System (SAS) in a UNIX environment will be essential for performing risk, financial, and data analyses including profiling, sampling, reconciliation, and quality testing. Your responsibilities will also include researching customer and/or management queries using risk systems and data, supporting ad-hoc risk policy analyses, and projects as required. You will participate in developing, testing, and optimizing credit policies to ensure consistency, regulatory compliance, and assist in their implementation. Managing risk levels for the entire credit spectrum across multiple products and retail formats and preparing risk management presentations for senior management will be part of your role. In this position, you must appropriately assess risk when making business decisions, giving particular consideration to the firm's reputation and safeguarding Citigroup, its clients, and assets. This involves driving compliance with applicable laws, rules, and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct, and business practices, and escalating, managing, and reporting control issues with transparency. Qualifications: - 7+ years of relevant experience - Knowledge of risk analytics preferred - Ability to apply credit and risk principles toward business goals - Demonstrated ability to synthesize, prioritize, and drive results with a sense of urgency - Proven ability to remain organized in a fast-paced environment, managing multiple projects - Proven interpersonal, organizational, and analytic skills Education: - Masters / Bachelor's degree / University degree or equivalent experience Skills: Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment. If you are a person with a disability and require a reasonable accommodation to use our search tools and/or apply for a career opportunity, please review Accessibility at Citi. Additionally, you can view Citis EEO Policy Statement and the Know Your Rights poster.,