Associate Relationship Manager-PL

Job Requirements

Associate Relationship Manager – Personal Loan

Primary Responsibilities

• Identify business owners and entrepreneurs within the designated catchment area and assess their personal loan requirements.
• Map potential prospects in the town to evaluate business opportunities.
• Disburse personal loans based on thorough needs assessment.
• Conduct post-disbursal end-use verification as per bank guidelines.
• Achieve monthly and annual loan booking targets.
• Cross-sell relevant banking products and services to new and existing customers based on their lifestyle, risk profile, and financial needs.
• Generate leads for liability products and facilitate account openings in rural markets.
  

• Ensure high collection efficiency through disciplined follow-ups and customer engagement.
• Prepare accurate and complete loan documentation.
• Coordinate with operations officers to ensure timely and correct data entry.
• Encourage customers to adopt digital banking platforms and services.
• Maintain strict compliance with all bank policies and regulatory requirements.
  

• Bachelor’s degree in any of the disciplines
  

Experience

• Minimum 1 year of relevant experience in branch banking or financial services.
  

• Strong interpersonal and communication skills.
• Ability to assess customer needs and offer appropriate financial solutions.
• Self-motivated with a proactive approach to achieving targets.
• High level of integrity and commitment to compliance.
• Willingness to work in rural markets and engage with diverse customer segments.