Associate Relationship Manager - Commercial Banking

Role Overview: As an Associate Relationship Manager in Commercial Banking, your primary responsibility is to support the Relationship Manager in acquiring and activating clients, driving book growth, and increasing fee income. You will also be tasked with cross-selling transaction banking products and treasury/FX solutions. Your role involves ensuring flawless execution, documentation, and maintaining risk and compliance standards across the portfolio. You will collaborate with various internal teams to deliver timely solutions, superior client service, and robust MIS/reporting. Key Responsibilities: - Assist in preparing client proposals, credit appraisals, and documentation. - Act as a secondary point of contact for clients, ensuring timely responses to queries. - Proactively assist Relationship Managers in meeting balance sheet numbers and income targets. - Track opportunity pipelines, account activation, and wallet ramp-up. - Ensure smooth execution of transactions, including disbursements and amendments. - Coordinate with internal teams to resolve operational bottlenecks. - Complete CAM preparation for new-to-bank clients and existing contract renewals. - Maintain accurate client records, financial statements, and transaction history. - Generate reports for Relationship Managers and management review. - Identify cross-selling opportunities for treasury services, cash management services, forex services, etc. - Support Relationship Managers in achieving cross-sell targets. - Maintain CRM hygiene, update interactions, opportunities, and next actions. - Prepare meeting notes/minutes, action trackers, and follow through to closure. - Support audits/compliance reviews and address observations within timelines. - Curate sector/competitor intel, pricing benchmarks, and contribute to campaigns/AOP inputs. - Provide backup coverage for Relationship Managers during leave/travel to ensure service continuity. Qualification Required: - Graduation in any discipline. - Post-graduation in any field. - 2 to 5 years of relevant experience.,