Associate Product Manager - Credit

About Company:

India’s booming consumer market has over 300 million credit-eligible consumers, yet only 35million actively use credit cards. At Snapmint, we are building a better alternative to credit cards that lets consumers buy now and pay later for a wide variety of products, be it shoes, clothes, fashion accessories, clothes or mobile phones. We firmly believe that an enduring financial services business must be built on the bedrock of providing honest, transparent and fair terms.

Founded in 2017, today we are the leading online zero-cost EMI provider in India. We have served over 10M consumers across 2,200 cities and are doubling year on year. Our founders are serial entrepreneurs and alumni of IIT Bombay and ISB with over two decades of experience across leading organizations like Swiggy, Oyo, Maruti Suzuki and ZS Associates before successfully scaling and exiting businesses in patent analytics, ad-tech and bank-tech software services.

https://snapmint.com/

Key Responsibilities:

• Leverage advanced data analytics to derive actionable insights, directly optimizing credit strategies and enhancing approval rates for a broader user base.
• Work closely with the Product team to: Launch new products and implement in-app journeys or feature changes that can serve needs of a wider user base, Drive enhancements to capturing data across the application in collaboration with relevant teams to continuously improve underwriting models and decision quality & Design and launch targeted campaigns to optimize user conversion and enhance the detection of creditworthiness.
• Partner with Engineering and Analytics teams to ensure smooth deployment of credit strategies in production systems
• Track and analyze customer behavior, application funnels, and credit funnel performance using SQL, Excel, and analytics tools
• Mentor and guide junior analyst resources, providing technical and strategic direction

Requirements:

• 2–3 years of experience in credit underwriting/ analytics in a digital lending company, fintech, or neo bank
• Strong grasp of consumer lending, credit policies, and risk metrics
• Hands-on skills with SQL and Excel; ability to independently work on datasets and generate insights
• Excellent communication and collaboration skills, with the ability to work effectively across product, tech, and analytics teams.
• Strong problem-solving abilities and a data-driven mindset.
• Proactive and self-motivated with a strong ownership mentality.
• Understanding of product development or workflows is a plus (not mandatory)