Associate Manager - Credit Control

1 - 4 years

8 - 12 Lacs

Posted:3 hours ago| Platform: Naukri logo

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Work Mode

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Job Type

Full Time

Job Description

  • Evaluate credit data and financial statements of customers to determine creditworthiness.
  • Set and periodically review credit limits for new and existing customers.
  • Approve or reject credit applications based on company policies and risk assessments.
  • Driving Collection and DSO plan.
  • Preparation of AOP plan for DSO, Quarterly /Monthly Collection Forecast
  • Regular customer visits & relationship management
  • Direct Follow ups with major and delaying customers for collection.
  • Ensuring customers pay on time and negotiating restructuring & repayment plans
  • Monitor customer account details for delayed payments and other irregularities.

Receivables & Collections

  • Ensure timely collection of outstanding invoices in coordination with the sales and accounts receivable teams
  • Negotiate repayment plans and resolve billing disputes in a professional manner.
  • Reduce overdue receivables and DSO (Days Sales Outstanding) to meet company targets.

Month End closing / Reporting and Analytics

  • Analyze potential bad debts exposure and provide pre-alerts
  • Presenting monthly update in the leadership meeting
  • Setting up and driving the process for settlement of Disputed Invoices
  • Setting up and reviewing the credit limits of customers and documentation as per policy
  • Ensuring monthly closing entries done correct and timely
  • Reviewing of debtors aging and proposing the action plan including write off of non-recoverable amounts
  • Preparation of Receivable and various MIS -Scheme Movement , Bad debt Movement.

Risk Analysis & Reporting

  • Conduct regular credit risk analysis and maintain risk scoring models.
  • Prepare and present reports on credit exposures, customer payment behavior and aging of accounts.
  • Recommend improvements to credit policies and procedures to reduce credit risk.

Cross-functional Collaboration

  • Work closely with Sales, Customer Support, and Legal teams to balance sales growth and credit risk.
  • Support order-to-cash cycle efficiency, including credit approvals and payment terms.

Compliance & Documentation

  • Ensure adherence to internal credit policies and external regulatory requirements.
  • Maintain proper documentation and audit trails for all credit decisions and collections activities.

  • Bachelor s degree in Finance and CA/CA Inter/CMA.
  • Strong understanding of credit risk management, collections processes, and trade credit insurance.

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Avery Dennison

Packaging and Containers Manufacturing

Mentor Ohio

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