Associate Director, WRB Model Development

Key Responsibilities This position is for an Associate Director (WRB) with experience in areas of Credit Risk Scorecards and Credit Risk Strategy (cut-off analysis, line assignment et. al) for retail banking / small business lending businesses. The individual will drive delivery (2-3 engagements at any given time) of both Credit Risk Scorecards and associated Credit Risk Strategies (as well as other risk analytics) for all Retail and SME portfolios of Standard Chartered Bank. The individual is expected to be hands-on at all times. Responsibilities include understanding Standard Chartered Group requirements and working with the team in developing statistically derived predictive models, performing decision tree-based customer segmentation and profiling analyses, assisting business implementation of sophisticated risk models and providing analytic support to Standard Chartered Businesses across the globe. The individual is expected to drive timely delivery with assigned resources on an engagement, while ensuring compliance to prevailing / applicable standards / legislation / policies Strategy Strategic mindset Business Retail Business Understanding Processes Process improvement People Talent People manager Lead through example. Set clear expectations from the teams and work in collaboration with all relevant partners. Set and monitor objectives for team members and provide feedback Risk Management Manages risk Governance Adhere to governance Key stakeholders Unsecured and Secured Risk and Business Heads of Countries Head of Scorecards Group Model Validation Model Risk Policy and Governance Model Delivery Management Skills and Experience Leading and owning 1-2 engagements at any given time Ability to explain modelling outputs and inferences to Senior Stakeholder in non-technical manner Need of getting involved in on-the-ground and data activities Analytical / Strategic / Conceptual thinking Attention to detail Problem solving Highly motivated, organized and methodical Qualifications Bachelors / Advanced (Masters or higher) degree in Statistics, Applied Mathematics, Operations Research, Economics, Engineering, MBA or other quantitative discipline At least 4 years of total experience in a retail banking / small business lending analytical function. Hands-on experience of 4 - 6 years, in the past in statistical modeling, mining data and understanding data patterns is an absolute necessary to lead engagements. Past exposure to statistical programming skills in SAS (preferred) or similar tools Experience in directly interacting with Business and exposure to international markets will be a plus Together we: Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. Flexible working options based around home and office locations, with flexible working patterns. Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential. 29834