Associate Credit Manager ( Loan Manager)

Experience : 1-4yrs

CTC offered Up to 4.5LPA

Notice Period : Immediate joiner

Responsibilities:

• Underwrite unsecured loans on a sample basis, ensuring compliance with established policies and procedures.
• Evaluate loan applications, making decisions to approve or reject based on creditworthiness, repayment capacity, and analysis of documents such as bank statements, KYC, etc.
• Identify potential fraud or fraud patterns within the underwritten pool and take appropriate actions.
• Monitor and flag any red flags arising during the course of policy implementation.
• Analyze customer documents to ensure alignment with credit policies.
• Maintain high underwriting standards across all business segments.
• Identify potential portfolio risks and work with stakeholders to ensure timely remedial measures.

Requirements:

• Proven experience of 1-5 Years as a Loan Underwriter for unsecured personal loans, ideally within a bank, NBFC, Fintech, or MNC in the credit department.
• Strong knowledge of credit assessment, risk analysis, and loan evaluation.
• Familiarity with fraud detection techniques and experience in identifying inconsistencies.
• Excellent analytical skills with an ability to assess creditworthiness accurately.
• Ability to work in a fast-paced environment while ensuring high standards of underwriting quality.

Capital Now is committed to fostering a diverse and inclusive workplace. We encourage applicants of all backgrounds and identities to apply, and we strive to create an environment where everyone can thrive.