Assistant Vice President - Retail Credit Policy & Credit Admin

4 - 8 years

6 - 10 Lacs

Posted:4 hours ago| Platform: Naukri logo

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Work Mode

Work from Office

Job Type

Full Time

Job Description

What s in it for YOU
  1. SBI Card truly lives by the work-life balance philosophy. We offer a robust wellness and wellbeing program to support mental and physical health of our employees.
  2. Admirable work deserves to be rewarded. We have a well curated bouquet of rewards and recognition program for the employees.
  3. Dynamic, Inclusive and Diverse team culture
  4. Gender Neutral Policy
  5. Inclusive Health Benefits for all - Medical Insurance, Personal Accidental, Group Term Life Insurance and Annual Health Checkup, Dental and OPD benefits
  6. Commitment to the overall development of an employee through comprehensive learning development framework
Role Purpose
The role is responsible to drive process improvements that are in line with business requirement, management of new sourcing programs, overseeing credit monitoring audit together with active stakeholder management to achieve organization goals.
Role Accountability
  1. Responsible for documenting existing audits and ensuring implementation of SLA for new audits.
  2. Create audit dashboards and exception reports.
  3. Suggest measures for process improvement ensuring gap analysis within few months of any new process rollout.
  4. Ensure training and certification of operations and audit team on credit policy and process.
  5. Drive process improvements by identifying gaps and enhancing the current processes in system, i.e current system control etc.
  6. Perform sample reviews of verification and share process / opportunities with the operations team.
  7. Perform review of data received from digital sources (AA / EPFO / MMI), etc. and share policy recommendations.
  8. Ensure data quality of data received from digital sources (AA / EPFO / MMI, etc.) and share observations with respective vendors.
  9. Perform sample review of applications processes with deviation and share recommendations.
  10. Monitor quick mortality cases and share observations with policy team, underwriting teams sales teams.
Measures of Success
  1. Certification of new joiners on underwriting / De-dupe / Growth Catalyst / Pre-Screening / Audit processes
  2. Quality of insights shared for possible automation of processes.
  3. Management of new sourcing programs as per plans
  4. Credit Monitoring audit as per plan.
  5. Process Adherence as per MOU
Technical Skills / Experience / Certifications
  1. Basic understanding of market environment and competitor landscape on retail lending
  2. Knowledge of underwriting and operational processes
Competencies critical to the role
  1. Analytical ability and Problem Solving
  2. Relationship Management
  3. Networking Collaboration
Qualification
Master s degree in economics, statistics or business management
Preferred Industry
FSI

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SBI Card logo
SBI Card

Financial Services

New Delhi

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