Area Manager/Senior Area Manager - Affordable Housing

3 - 5 years

12 - 17 Lacs

Posted:4 hours ago| Platform: Naukri logo

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Job Type

Full Time

Job Description


 Area Manager - Affordable Housing / Senior Area Manager - Affordable Housing 
 Job Purpose 
Creating a strong and compliant sales culture across the channel to drive acquisitions, profitability, and employee development.  Duties and Responsibilities 
  • Manage and support the effective deployment of a team of sales professionals within the assigned geographical area, exploring new markets and allocating resources to the most profitable opportunities.
  • Achieve and exceed business goals.
  • Create a strong and compliant sales culture across the channel to drive acquisitions, profitability, and employee development.
  • Meet with CAT A builders and get their projects approved with BAFL.
  • Negotiate with builders for acquiring business in a cost-effective manner.
  • Identify sales training needs, analyze changing market trends, channel deployment, and provide feedback and suggestions to the RSM.
  • Ensure implementation of promotional plans and contests, and suggest new and innovative promotion plans for the area of work.
  • Recruit and retain high performers.
  • Ensure the highest levels of employee relationship, motivation, and engagement to drive results and high levels of employee satisfaction.
  • Ensure that goal setting, PMP discussions, development plan discussions, ongoing coaching and feedback, and skip-level meetings are conducted on time and effectively.
  • Effectively engage with Operations and Risk teams to understand and contribute to overall processes and profitability across locations.
  • Manage collections of the acquired portfolio (Sales & Collect Model).

  •  Key Decisions / Dimensions 
  • Case approval within ROI limits.

  •  Interactions 
     Internal Clients: 
  • Internal Team
  • Off Rolls team
  • Risk team
  • Credit Team
  • Collections Team
  • Support Teams (HR, Admin, IT)

  •  External Clients: 
  • Customers
  • DSAs

  •  Dimensions 
     Financial Dimensions:  2-6 CRs depending on the market size and condition.
     Other Dimensions: 
  • Total Team Size8-12
  • Number of Direct Reports2-3
  • Number of Indirect Reports0-4
  • Number of Outsourced Employees0-5
  • Number of Locations1-5
  • Number of Products1

  •  Major Challenges 
  • Customer service is challenging in a dynamic market.
  • Policies for secured products.

  •  Required Qualifications and Experience 
     Qualifications 
  • Post Graduates with relevant sales experience of 3-5 years (graduates with experience of 8-10 years may also apply).

  •  Work Experience 
  • Post Graduates with relevant sales experience of 3-4 years (graduates with experience of 5-6 years may also apply) in managing large sales channels in multiple markets or corporate sales experience.
  • Prior and relevant experience in the Financial Services Industry, with specific experience in Personal Loans, Business Loans, or loans against/purchase of commercial properties.
  • Demonstrated success and achievement orientation.
  • Excellent communication skills.
  • Strong bias for action and driving results in a high-performance environment.
  • Demonstrated ability to lead from the front.
  • Excellent relationship skills.
  • Strong analytical skills to drive channel performance and profitability.
  • High motivational levels and must be a self-starter.
  • Working knowledge of Excel.
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    Bajaj Finance

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