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Analyst - Lending Excellence and Controls

1 - 6 years

14 - 18 Lacs

Posted:3 months ago| Platform: Naukri logo

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Job Type

Full Time

Job Description

Work with product, risk, and marketing teams to enable long-term profitable growth: You will partner and collaborate with colleagues across international markets to ensure our lending products deliver on their promise to our customers. Drive Excellence across Product actions to grow our business: Design, lead, and operate effective controls across ICS Lending products. Delivering outstanding products for our customers and shareholders calls for operational excellence in everything we do. Actionable insights: Provide regular insights highlighting testing outcomes, business risks, and recommendations to further strengthen our processes. Communicate effectively and build relationships: Demonstrate a passion for building strong working relationships across regional and international partners (product, marketing, credit risk, insights, servicing, operational risk, technology, GCO, LOBCO) to deliver lending excellence. Lead with a customer first approach, and one that is grounded with the external environment: You will have international experience, a customer-first approach, and do things the right way to help the international business excel. Lead the development of new Smart Monitoring KRIs that will allow to strengthen the control environment over multiple ICS Markets. Identify opportunities to strengthen the control environment on AR Platforms and Line related processes Minimum Qualifications: Solid understanding of the economics of lending products and key levers of profitability with strong analytical skills Strong verbal, written communication and interpersonal skills Proactive and driven individual with an eye for detail Proficiency in SQL or Python Bachelor s degree in relevant field (Finance, Economics, Business Administration, Engineering, Mathematics, Physics, Actuarial Sciences), Master s degree is a plus. 1+ years of work experience in a high-growth product or risk management team. Ability to translate desired controls into systematic KRIs that can be automatically executed. Experience on operational risk management and self-testing, including ORE and PRSA management. Nice to have knowledge about internal control frameworks. Benefits include: Competitive base salaries Bonus incentives Support for financial-well-being and retirement Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location) Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need Generous paid parental leave policies (depending on your location) Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) Free and confidential counseling support through our Healthy Minds program Career development and training opportunities

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AMERICAN EXPRESS
AMERICAN EXPRESS

Financial Services

New York NY

10001 Employees

433 Jobs

    Key People

  • Stephen Squeri

    Chairman and Chief Executive Officer
  • Jeffrey C. Campbell

    Chief Financial Officer

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