Analyst-Hindsighting(Business Banking Credit)

As an Analyst-Hindsighting (Business Banking Credit) in the Business Banking Group, your role involves the formulation and implementation of Industrial Equipment/Medical Equipment policy. You will be responsible for regular monitoring of the portfolio from a credit risk perspective and collaborating closely with the BBG Business team - Product Manager, Operations, Sales, IT, Credit, BIU. **Roles & Responsibilities:** - Implementing Industrial Equipment/Medical Equipment policy - Revising Industrial Equipment/Medical Equipment policy through extensive market research and benchmarking - Ensuring adherence to governance and control framework - Reducing Risk Related costs - Identifying portfolio trends and generating portfolio level MIS - Monitoring Early Warning Signals (EWS) and Portfolio Delinquency - Mapping the impact of the external environment on the portfolio by engaging in Industry Research - Understanding and implementing best practices from the industry from a Risk perspective - Recommending process changes to enhance efficiency and quality within the assigned area - Leveraging in-house synergies through collaboration with internal stakeholders - Providing regular training to the Credit and Business Team - Spearheading initiatives to improve efficiency and portfolio health - Understanding the digital processes adopted by the bank and proactively identifying areas to leverage the same for driving efficiency **Education Qualification:** - Graduation in fields such as Bachelor of Science (B.Sc), Bachelor of Technology (B.Tech), Bachelor of Computer Applications (BCA), Bachelor of Commerce (B.Com), or Bachelor of Business Administration (BBA) - Post-graduation in MBA/PGDM/C.A. **Experience:** - 3-5 years of experience, preferably in Industrial Equipment/Medical Equipment sector.,