Zonal Manager Technical

Role & responsibilities

General Job Responsibility

• Managing the overall technical function
• Property assessment and valuation for lending
• Implementation of policies, procedures, and technical underwriting guideline
• Formulate, review and implement the Technical Policy of Hinduja Housing Finance

appropriate for the market segment (working with primarily undocumented

income/Technical profiles) sought to be served

• Maintenance of TAT, Compliance, policies and procedures as per NHB guidance

Principal Accountabilities

• Establish and Manage the Technical function using the principle of

de-centralized assessment and centralized decision

• Responsible for ensuring sensible technical norms resulting in a

high-quality of portfolio

• Ensuring compliance with technical process manual and norms

Periodic review and Modification of technical process and

procedure

• Review and updating builder rating across location
• Periodic review of APF
• Periodic Review of Zone Base Master
• Tracking and monitoring of all technical OTC/PDD
• Refer exceptional cases for opinion/decision to Head

Technical, wherever required

• Empanelment, Monitoring and review performance/reports of

technical consultant

• To recommend a list of approved, negative and caution areas to

Corporate Office

• Control over the Regional/Cluster-MIS
• Monitor and ensure the Technical TAT
• Maintenance of various reports, MIS and Database
• Approval/Appraisal of projects and property
• Scrutiny of document and preparation of Technical Reports
• Collection of information relating to Project and Builders
• Collection and updating project data of zones and builder status
• To monitor penetration for various project
• To ensure due diligence during approval and keep a check on

frauds relating to Property

• Adherence to TAT
• Tracking and Collection of Technical OTC/PDD
• Timely resolving of audit queries
• Maintain technical MIS and send to regional technical

Preferred candidate profile

15 years of experience in Property Technical Assessment,

Technical Operations and Technical underwriting

• Preference will be given to Housing Finance, Banking or NBFC

candidates only

Interested candidates can share their profile on vernica.mathur@hindujahousingfinance.com