1411 Working Capital Jobs - Page 40

Credit Manager-Working Capital-Credit Job Role :As part of Credit Team for Working Capital Finance Managing team of Credit Managers Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ) Under writing cases with desired level of quality and enabling achievement of branch business target by proper training. Visiting customers for personal discussions and deal structuring Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained To evaluate proposals of customers for Home Loans, Loan against Property Decision making within defined TAT Understanding of property related aspects (like legal title and market value of the property) is an added advantage Coordinating with sales, operations, legal, technical and customer service Job Requirements: Qualification- CA with relevant underwriting experience Job Knowledge o Technical underwriting experienceo Analytical skills Skills & Experience o Experience of 2-4 years in relevant working capital products is desired,o Should be able to handle time bound activities effectivelyo Should be an effective team player.o Should have a sense of urgency & keenness to learn.

Credit Manager-Business Loans-Credit Dehradun, Uttarakhand, India Be the First to Apply Job requirements: Function : Credit Card - Credit Role : Credit Underwriters Designation : M2 Grade CTC : 4 Lakhs to 5 Lakhs max (do not disclose the CTC) Experienced Minimum 2 years experience in Underwriting (preferably Credit Cards) Location : Goregaon & Thane (candidates staying about an hour max from office location). Job Role: To screening and evaluate customer proposals credit cards under various programs as per Cards Credit policy under various programs & KYC guidelines. Analysing financials and evaluating customer credit worthiness for approving or rejecting credit card applications. Maintaining and processing cases under defined TAT by Bank. Ensure to maintained acceptable audit quality report every month. Co-coordinating with verification agencies to get timely verification reports, cross-verifying reports.

Business Relationship Manager - WC-Working Capital-Sales Business Relationship Manager Department Business Banking Assets Location Position Grade Deputy Manager / Manager / Sr. Manager Business Relationship Manager Manage and service existing portfolio of WC clients including renewal and enhancement of limits Build strong and effective relationship with Promoters and build client trust and confidence Understand business models, target segments, cash flows and structure WC solutions to best suit customer needs. Ensure growth in the portfolio by way of enhancement and achieve a minimum business target as defined in the SOP. Ensure timely renewal of limits, Ensure timely closure of all pending PDDs. Tracking and liaison with customer for submission of any pending stock statements, stock insurance and stock audit compliance. Visit client locations at frequent intervals to stay connected and ensure growth and functionality of business model. Push client for optimum utilization and track the utilization pattern MOM to identify any unusual transaction. Ensure minimum delinquency and work towards exit of clients identified in EWS. Provide timely advice and keep client updated with latest developments and pitch products beneficial to customer for smoother working. Liaison with internal departments credit/ops/trade desk/branch to facilitate client issues and ensure that the same are resolved within minimum TAT. Drive cross sell products including WC limits and book penetration in allocated set of clients. Generate leads from existing customers and on-board new customers basis existing relationship management.Maintain CASA book and generate float income by opening all group accounts. Job Requirement Experience: 2-3 years experience in the local market preferably some background in Credit & Sales Knowledge is required - ability to get the customer to buy into the asset proposition- loan amount, rate & fees. Strong Oral and Written Communication Skills Relationship Management Skill & Good influencing skills Job Knowledge- The candidate would need to handle Sales for a gamut of products like WC, LAP, etc

Role & responsibilities Responsible for achieving targets for Retail asset products - MSME loan, working capital funding, business loans etc Service customer requirements and generate leads for cross-selling Build quality portfolio Maintain MIS Required Candidate profile Must have good experience in handling MSME loans / working capital funding to corporate customers Should have handled loan book size of 25 crs or above Immediate joiners/less NP preferred.

This is regarding opening with a leading Pvt Bank as a Relationship Manager MNC clients Designation: Relationship Manager MNC clients Experience: 4+ years of work experience in new client acquisition and deepening of existing portfolio of clients in MNC client handling Location: Ahmedabad and Baroda NOTE: Ready to relocate candidates are preferred , if they are having MNC relationship management experience Job Role: RM is in charge of expanding the current clientele and acquiring new ones. Purchasing NTB (Assets & Liabilities) is one of the main deliverables. Produce revenue through fees for goods such as CMS and FX. • Pay attention to trade goods, such as pre- and post-shipment. • Optimizing banked products and wallet sharing • In charge of maintaining low delinquency and account profitability. • Manage the relationship as the point of contact for all client needs and upsell products, such as Wealth and Salary accounts, Investment Banking, and DCM. Engaging with other internal departments, such as Credit, Operations, Product, and Legal, among others If this excites you kindly mail me on shivani@thepremierconsultants.com

Position - Relationship Manager - Commercial Vehicles-SCV - Small Commercial Vehicle-Retail Sales Relationship Manager who will be responsible for sourcing of new business from open market / RL branch network or CA / DSA channel network. Sourcing and servicing of Working capital ( Both Fund Based and Non Fund Based restricted to Transport / Logistics segment segments which includes products like Cash credit / Overdraft / WCTL / BG / LC / BC) Cross sell of other banking products Souring and Servicing of WC, Inventory Funding or Trade Advance to automobile Dealerships Warehousing Projects Finance ( restricted to transport / logistics segment ) Lease Rent Discounting (restricted to transport / logistics segment and automobile segments ) Evaluation of financials and structure the transactions with suitable product offerings to meet the clients finance requirement Preparing the marketing proposal and coordinating with credit team for approval of the NTB proposals Coordinating with technical, legal and operations team for loading and disbursement of files Actively evaluating the opportunity of cross sell to increase the wallet share Login and monitoring of TOD and Adhoc facilities on regular basis Coordination with the Trade team for non fund based transaction Coordinating with ops and monitoring for renewal / DRS / Enhancement / Property insurance updation. Taking care of WCDL disbursement and its tracking for deposits of payment on the due date. DRS Tracker. Monitoring of same and put reminder to client if any DRS exceed their deadline Arranging and submission of Book debts / stock statement on monthly basis i.e within deadline RCU of files prior login of any file ( renewal or enhancement ).

Postion - Business Relationship Manager - WC-Salaried PL And Working Capital - Sales Department - Business Banking Assets Manage and service existing portfolio of WC clients including renewal and enhancement of limits Build strong and effective relationship with Promoters and build client trust and confidence Understand business models, target segments, cash flows and structure WC solutions to best suit customer needs. Ensure growth in the portfolio by way of enhancement and achieve a minimum business target as defined in the SOP. Ensure timely renewal of limits, Ensure timely closure of all pending PDDs. Tracking and liaison with customer for submission of any pending stock statements, stock insurance and stock audit compliance. Visit client locations at frequent intervals to stay connected and ensure growth and functionality of business model. Push client for optimum utilization and track the utilization pattern MOM to identify any unusual transaction. Ensure minimum delinquency and work towards exit of clients identified in EWS. Provide timely advice and keep client updated with latest developments and pitch products beneficial to customer for smoother working. Liaison with internal departments credit/ops/trade desk/branch to facilitate client issues and ensure that the same are resolved within minimum TAT. Drive cross sell products including WC limits and book penetration in allocated set of clients. Generate leads from existing customers and on-board new customers basis existing relationship management. Maintain CASA book and generate float income by opening all group accounts. Job Requirement Experience: 2-3 years experience in the local market preferably some background in Credit & Sales Knowledge is required - ability to get the customer to buy into the asset proposition- loan amount, rate & fees. Strong Oral and Written Communication Skills Relationship Management Skill & Good influencing skills Job Knowledge- The candidate would need to handle Sales for a gamut of products like WC, LAP, etc.

Credit Manager-SALARIED PL AND WORKING CAPITAL-Credit Job Role :As part of Credit Team for Working Capital Finance Managing team of Credit Managers Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ) Under writing cases with desired level of quality and enabling achievement of branch business target by proper training. Visiting customers for personal discussions and deal structuring Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained To evaluate proposals of customers for Home Loans, Loan against Property Decision making within defined TAT Understanding of property related aspects (like legal title and market value of the property) is an added advantage Coordinating with sales, operations, legal, technical and customer service Job Requirements: Qualification- CA with relevant underwriting experience Job Knowledge o Technical underwriting experienceo Analytical skills Skills & Experience o Experience of 2-4 years in relevant working capital products is desired,o Should be able to handle time bound activities effectivelyo Should be an effective team player.o Should have a sense of urgency & keenness to learn.

Business Relationship Manager - WC-Working Capital-Sales Business Relationship Manager DepartmentBusiness Banking AssetsLocationPosition GradeDeputy Manager / Manager / Sr. Manager Job Role: Business Relationship Manager Manage and service existing portfolio of WC clients including renewal and enhancement of limits Build strong and effective relationship with Promoters and build client trust and confidence Understand business models, target segments, cash flows and structure WC solutions to best suit customer needs. Ensure growth in the portfolio by way of enhancement and achieve a minimum business target as defined in the SOP. Ensure timely renewal of limits, Ensure timely closure of all pending PDDs. Tracking and liaison with customer for submission of any pending stock statements, stock insurance and stock audit compliance. Visit client locations at frequent intervals to stay connected and ensure growth and functionality of business model. Push client for optimum utilization and track the utilization pattern MOM to identify any unusual transaction. Ensure minimum delinquency and work towards exit of clients identified in EWS. Provide timely advice and keep client updated with latest developments and pitch products beneficial to customer for smoother working. Liaison with internal departments credit/ops/trade desk/branch to facilitate client issues and ensure that the same are resolved within minimum TAT. Drive cross sell products including WC limits and book penetration in allocated set of clients. Generate leads from existing customers and on-board new customers basis existing relationship management.Maintain CASA book and generate float income by opening all group accounts. Job Requirement Experience: 2-3 years experience in the local market preferably some background in Credit & Sales Knowledge is required - ability to get the customer to buy into the asset proposition- loan amount, rate & fees. Strong Oral and Written Communication Skills Relationship Management Skill & Good influencing skills Job Knowledge- The candidate would need to handle Sales for a gamut of products like WC, LAP, etc

Role & responsibilities : 3+ years of experience in credit assessment and business development. Drive Go To Market strategies and source clients for Climate Smart Agriculture credit Undertake sectoral research to identify key operational and financial KPI- revenue growth, inventory holding, asset turnover ratio, margins etc Develop Credit Appraisal Memos and defend proposals with credit approval committee Coordinate with client and internal stakeholders and ensure timely disbursement Be a financial modelling expert within the team and undertake modelling for projects whenever required. Overview of the opportunity: An opportunity to develop a cross functional perspective of a business organization. An opportunity to gain sectoral experience on the nexus of financing, agribusinesses, and Climate. An opportunity to work in a team with open and professional culture. An opportunity to build your profile within the Climate financing space Preferred candidate profile : Skill sets and Experience required: Analytical acumen demonstrated through academic credentials and work experience. Ability to undertake research (qualitative and quantitative) and generate investment insights. Comfortable with reading reports, articles and assimilating the content. Following it up with an ability to articulate/present succinctly- verbal and presentation skills. Comfortable with numbers- financial statement analysis/ financial modelling Flair for technical writing, structuring reports and presentation. Attention to details, and a healthy attention span. While experience in Debt financing is must, exposure to one of the following domains would be preferred: MSME Financing, Agriculture, Climate, and Investment research.

Business Relationship Manager - WC-SALARIED PL AND WORKING CAPITAL-Sales Business Relationship Manager DepartmentBusiness Banking AssetsLocationPosition GradeDeputy Manager / Manager / Sr. Manager Job Role: Business Relationship Manager Manage and service existing portfolio of WC clients including renewal and enhancement of limits Build strong and effective relationship with Promoters and build client trust and confidence Understand business models, target segments, cash flows and structure WC solutions to best suit customer needs. Ensure growth in the portfolio by way of enhancement and achieve a minimum business target as defined in the SOP. Ensure timely renewal of limits, Ensure timely closure of all pending PDDs. Tracking and liaison with customer for submission of any pending stock statements, stock insurance and stock audit compliance. Visit client locations at frequent intervals to stay connected and ensure growth and functionality of business model. Push client for optimum utilization and track the utilization pattern MOM to identify any unusual transaction. Ensure minimum delinquency and work towards exit of clients identified in EWS. Provide timely advice and keep client updated with latest developments and pitch products beneficial to customer for smoother working. Liaison with internal departments credit/ops/trade desk/branch to facilitate client issues and ensure that the same are resolved within minimum TAT. Drive cross sell products including WC limits and book penetration in allocated set of clients. Generate leads from existing customers and on-board new customers basis existing relationship management.Maintain CASA book and generate float income by opening all group accounts. Job Requirement Experience: 2-3 years experience in the local market preferably some background in Credit & Sales Knowledge is required - ability to get the customer to buy into the asset proposition- loan amount, rate & fees. Strong Oral and Written Communication Skills Relationship Management Skill & Good influencing skills Job Knowledge- The candidate would need to handle Sales for a gamut of products like WC, LAP, etc

Manage and service existing portfolio of WC clients including renewal and enhancement of limits Build strong and effective relationship with Promoters and build client trust and confidence Understand business models, target segments, cash flows and structure WC solutions to best suit customer needs. Ensure growth in the portfolio by way of enhancement and achieve a minimum business target as defined in the SOP. Ensure timely renewal of limits, Ensure timely closure of all pending PDDs. Tracking and liaison with customer for submission of any pending stock statements, stock insurance and stock audit compliance. Visit client locations at frequent intervals to stay connected and ensure growth and functionality of business model. Push client for optimum utilization and track the utilization pattern MOM to identify any unusual transaction. Ensure minimum delinquency and work towards exit of clients identified in EWS. Provide timely advice and keep client updated with latest developments and pitch products beneficial to customer for smoother working. Liaison with internal departments credit/ops/trade desk/branch to facilitate client issues and ensure that the same are resolved within minimum TAT. Drive cross sell products including WC limits and book penetration in allocated set of clients. Generate leads from existing customers and on-board new customers basis existing relationship management. Maintain CASA book and generate float income by opening all group accounts. Job Requirement Experience: 2-3 years experience in the local market preferably some background in Credit & Sales Knowledge is required - ability to get the customer to buy into the asset proposition- loan amount, rate & fees. Strong Oral and Written Communication Skills Relationship Management Skill & Good influencing skills Job Knowledge- The candidate would need to handle Sales for a gamut of products like WC, LAP, etc.

SECTION I: Job Title Credit Manager Grade Manager or Senior Manager ROLE SUMMARY Ensure quality Appraisal of credit for Medium enterprises for Assets products majorly all working capital products, turnover upto 100cr and minimum ticket size is between 5cr and 25cr. Ensure timely credit and transaction approvals for delegation under self. Follow up with seniors for credit / transaction approvals. Managing loan portfolio with respect to credit rating/quality. Identify de risk account / AL accounts. Monitoring of Team TAT and Productivity. Ensuring adherence to the credit policy and process. Review of Delinquency Review exceptions and approval for knocking. Respond on the Hind sight and Internal audit observations Conduct monthly Regional Council Meetings with all the stakeholders. SECTION III: KEY RESPONSIBILITIES/ ACCOUNTABILITIESStrategic/ Managerial Responsibilities Discussion of observations with Seniors ACH / RCH/ National Credit Manager and Chief Credit Officer Assessment of Credit Proposal / Case for his respective location / region Presentation of key observations to Senior Management on periodic basis Managing a team & drive the results/ goals set for self & Team. Core Responsibilities Assessment of credit proposal , Review cases as per credit Policy Parameters, Documentation check, analysis of observations for necessary correction in credit appraisal Preparing CAM / Report which highlights the quality of information , which helps the decisioning of cases are senior level Monitoring of delinquency, exceptions , portfolio movement. Maintaining data as required by the Senior Management People Management or Self-Management Responsibilities Active participation in process re-engineering related to product / process Collaborate with business , OSD & Policy team for any change in the process/policy. Self-driven, goal oriented & dynamic in nature. Risk and Internal Control Responsibilities Identify the gaps in the process & highlights to the Senior Management Suggestion for changes in Policy SECTION IV: Minimum Qualifications A CA/ MBA from a reputed institute Professional Certifications Language Skills Written and spoken English is essential Years of Experience: Minimum of 2 years of work experience in credit evaluation in a Bank or NBFC. SECTION VI: COMPETENCIES & KEY PERFORMANCE INDICATORS Product Knowledge Understanding Banking product , policies , loans. To be conversant with SME Loan Products Professional Entrepreneurship Should have proactive and constructive approach towards work Displays solution oriented and initiatives. Quality Focus Ensures adherence to quality standards in work/service delivery, identifies opportunities for improvement in routine course of work Adheres to laid down systems, procedures and identifies opportunities to enhance efficiency in own sphere of work through incremental improvement Leadership Competencies Lead and Develop people Sets performance expectations at the department level, monitoring performance, providing measurement systems, driving accountability and rewarding high performance Enables empowerment by assigning clear challenging tasks with definitive accountabilities, resources and authority Coaches and mentors employees to develop required skills, provides developmental tools and provides continuous feedback and support Enables Change Displays the ability to depart from traditional methods/behaviors and adapting quickly when situational constraints require new or different approaches Cascades the vision for change, and leads required transformation in structure, processes and capability to ensure a smooth transition Encourages team members to respond positively to changes, encouraging discussion, responding with empathy to their anxiety TECHNICAL COMPETENCIES Financial Analysis and Market knowledge of industry segment.

Edelweiss Global Markets is looking for Asset Lead – Leasing to join our dynamic team and embark on a rewarding career journey Develop and implement asset management strategies that align with the company's goals and objectives. Conduct regular inspections of assets to ensure they are being maintained and used effectively. Analyze asset performance data and make recommendations for improvements. Monitor market trends and economic conditions to inform investment decisions. Manage financial budgets and forecasting for assets, including income and expense projections, capital expenditures, and cash flow analysis. Negotiate contracts with vendors and service providers. Ensure compliance with legal and regulatory requirements related to asset management, such as environmental, health, and safety regulations. Develop and maintain relationships with key stakeholders, including investors, tenants, and service providers. Strong financial analysis, forecasting, and budgeting skills.

Role & responsibilities Responsible for branch productivity. Adherence to process, disbursement Collection etc. Should have potential to take the initiative in building a growing customer base. Responsible for recruitment of relationship managers for particular branches. Responsible for managing Profit and loss of a branch and ensuring profitability of strategic SBU Preferred candidate profile A graduate / P.G in any discipline. Minimum 4 to 5 year of experience LAP / Business loan. Must have team handling Experience

We are hiring smart sales professional on the rolls of AU Bank for the profile of Sales officer & Business Manager in Micro Business Loan vertical Locations- Udaipur Interview Date - 23rd-June-25 Timing - 10. Am to 4 PM Interview Venue - AU Small Finance Bank - Plot No. 06th Floor, Paras Prime, Hiran Magri, Sector-11 Ahmedabad Road, Udaipur-313001 Contact Person - Mr. Tejpal Soni & Ms. Sebi Jain . Job Responsibilities: 100% achievement of the assigned targets for sales and collection. Doing Marketing activities, leafleting, Canopy. Identifying new source of business prospect and areas. Coordinating with prospective customer and existing customers for sourcing new business . Serving customer queries and Build up customer relationship and develop brand value in the market. Attending all the customer queries and providing resolution of their issues accordingly. Portfolio Management in Co-ordination with Operations & Collection department. Physical verification of customer's residence, business and any other asset crucial from credit point of view and taking photographs. Following BM/PM and senior instruction , coordinating with FI, Collection , Valuation , Legal team for getting the desired visits reports done . Visiting the customers for first FI and meeting, taking the seniors to the customer place for visit and verification. Physical Verification of credit related documents like ITR'S, Bank Statements, receipts, ledger etc. and the property documents- Doing OSV ( Original Seen and verified) of these documents. Preparing basic CAM (Credit Appraisal Memo). Taking reference check of customer from local market and existing customers. Following policies & procedure as laid down by the company. Portfolio Management and visit to delinquent cases, doing collection of EMIs of such delinquent cases in calibration with collection team. Awareness, maintaining and stopping the Early Delinquency , Nonstarter cases in portfolio, train the team in order to be goal oriented and action oriented, deciding for the treatment of such cases wisely. Maintaining least OTC / PDD pendency and timely clearance of the same. Ensure to maintain non RPDC portfolio , all cases of portfolio should be ACH. Maintaining and collection of fresh bouncing cases EMI with charges as mentioned in policy, try to correct the operational errors and get the 100% cases repayment in NON PDC mode. collection of fresh data from open marketing activities for tele calling and self sourcing . Following of the leads so generated from this data receiving from telemarketing team . Completing the documentation of the files , filling the agreements , formats and other formalities for the disbursement of the case . Clearing all queries coming from credit , OPS , Legal , Valuation . Timely submission of daily MIS and sourcing data to reporting authority . Providing true and fair opinion based on customer's interaction. Clearing all the queries of the customer and make sure to clear him final ROI , Fees , Charges , and all other terms of the case absolute terms . Should not involve in any financial/non-financial transaction with the customer. Maintaining good and decent behavior while dealing with the customer, visiting his property, shop , go down and specially while taking photos of the property and house and surrounding with permission of the customer. Conducting the customer reference checks with at most sincerity and maturity - so the goodwill of the client should not be hampered or no defame should be there . Be sure not to disclose any financial or personal information of the existing / new clients with any ( existing / prospective clients ) or to anybody whomsoever outside company. Desired Profile: Min- 3 Years to 10 Year of experience in sales Age- Max 40 Should be comfortable with smart phones and computers and able to execute the basic functions on both the platforms, good knowledge of local demographics, Bearing KYC , NOC from other institution ( if coming from another FI/ employer) Should be preferably from local area having geographical knowledge of the place Customer Focus, Integrity Inclination towards Action and Urgency, Dynamic Growth Hard Work and orientation towards detailing

Job Role : RM - Transportation Group Location : Mumbai Job Purpose : The job of RM involves sourcing and disbursement of CE business for his assigned locations as per the targets allocated to him. They will be responsible for business development of the specific segment and location they have been assigned at the beginning of the year. They will also be responsible for enhancing the market share at the various counters allocated to them. The role also involves development of cross sell business as per the agreed targets. Their role involves PDD management of the cases disbursed by them. Their role also involves channel management like HBL/SO, DSA and DDSAs through whom they generate business. Preferred candidate profile : Graduate with minimum 3 years of work experience in Sales, Working capital. Candidates from transportation group is preferred. Interested candidates can share their updated resume at swathi.sankaran@hdfcbank.com

Job Role : RM Retail Agri Job Location: Ranjangaon, Bodhale Nagar (Nashik), Thatte Nagar (Nashik)Dhule, Chopda, Gondia, Bhusawal, Malkapur, Sakuri (Rahata), Parola, Lonanad, Savda, Temburni, Kudal, Dhantoli, Vinchur, Patan, Nandurbar, Mul, Akkalkuwa Role & responsibilities Sales of Agriculture products, enhancement and retention of customers by providing best possible services and being the dedicated point of contact for customers of Agri sector. Preferred candidate profile Graduate, Good in communication. Minimum experience of 2-3 years in a similar role or Sales experience in Seed companies, Fertilizer companies, Agri Product companies, Banks, etc. or candidates having working capital experience. Interested candidates can share their CV to swathi.sankaran@hdfcbank.com.

Role - Relationship Manager - BBU (Sales) Grade- Level 1 / 2 Age Limit- Max. 36 Years Qualification - Any Graduate / Postgraduate (Regular Stream) Experience Min.3 of experience in SME Lending, (handling an average ticket size of 5cr to 25cr), from the banking sector. Skil Set Required Strong Communication, Negotiation Skill, Relationship Skill, Credit Knowledge, Due diligence, Portfolio Monitoring, Documentation. Roles & Responsibility Acquisition of New Customers. • Generating leads and meeting potential clients and conversion into business • Compliance to the KYC / Customer validation / Due Diligence / Market enquiry and collect information / data • Submit the credit proposals through Loan Operating System (LOS) of the Bank. • Follow up for sanction with regular interaction with other stakeholders of the Bank. • Shall arrange to execute the documents, MOD, ROC filing, CERSAI and compliance of all post sanction activities on an on-going basis for the accounts brought in. • Attend to Inspection and Audit Remarks / Stock Audit / Inspection and other Audits and its compliance thereof and Statutory Requirements. • Monitor and verify the day-to-day requirements of clients and ensure healthy portfolio. • Identifying Early Warning Signals in the account and initiate suitable steps including escalation and timely measures. • Ensure overall achievement of individual targets and business targets. • Shall exhibit good contacts with Business team, compliance, Legal and audit team in order to have wholesome analysis of the proposal. • Shall have the ability to articulate his own point of view of the proposal in line with policies and extant guidelines. Work Locations Hyderabad, Vizag, Vijayawada. Salary & Benefits Max.10 LPA (Accommodate within the budget)

Hello Dear Greetings We are hiring for Lead Finance & Account profile vacant with Leading Mfg Industry for Vitthalapur (Mehsana) Location. Education: CA Qualified Experience: Min 8 Years Benefits: 2nd & 4th Saturday off / Mediclaim / Canteen Key Roles & Responsibility: Financial Management: Supervise financial reporting, budgeting, forecasting, and statutory reporting. Operational Oversight: Manage daily operations of the Accounts and Finance functions, including MIS, Audit, Taxation, and Corporate Affairs, ensuring compliance with Indian Accounting Standards Tax Management: Oversee taxation affairs and collaborate with external tax advisors. Banking & Treasury: Manage banking relationships, credit facilities, and cash flow with appropriate treasury controls. Audit & Compliance: Serve as the key contact for internal and external audits, ensuring compliance with Corporate Governance standards. Financial Operations: Oversee Accounts Payable, Accounts Receivable, Tax, Treasury, Payroll, and other financial functions. Cost Management: Advise on and implement best practices to increase revenue and reduce costs. Budget & Accounting: Manage budgets, billing, collections, and tax-related information. Policy Enforcement: Establish and enforce proper accounting methods, policies, and principles. Stakeholder Relations: Maintain a professional and positive attitude towards all stakeholders. Interested candidates can share cv on hr6@sarthee.com or call on 9033033611

Working capital P2P,O2C,Forecast to fulfillment ,Cash conversion cycle,Cash flow management,Liquidity management Power BI, Alteryx Good to have: Tableau, SQL, Power Automate, Python / R Full Time Gradution/ Post Gradution Regular

Role & responsibilities 1 .Client Acquisition & Relationship Management: Identify, target, and acquire key corporate clients for Working Capital Finance, Term Loans, Supply Chain Finance, and Factoring products. Develop long-term relationships with clients to ensure repeat business and cross-selling opportunities. 2. Product Structuring & Deal Execution: Work closely with clients to structure bespoke lending solutions based on their financial needs. Negotiate and execute financing deals while managing the entire lending process from origination to disbursement. 3. Credit Assessment & Risk Management: Analyze corporate financials, assess creditworthiness, and collaborate with the credit team for risk evaluation. Proactively identify risks and implement risk mitigation strategies for key accounts. 4. Market Intelligence & Strategy: Conduct market research and competitor analysis to identify trends in the corporate lending space. Work with the strategy team to refine product offerings and develop go-to-market strategies. 5. Revenue & Portfolio Management: Monitor and achieve revenue targets through lending portfolios. Ensure timely repayment of loans, monitor the portfolios health, and take necessary actions for delinquent accounts. Preferred candidate profile Product Knowledge - In-depth understanding of Working Capital, Term Loans, SCF, Factoring Relationship Management - Stakeholder engagement, CXO-level interaction Financial Acumen - Balance sheet analysis, credit risk assessment Sales & Negotiation Skills - Pitching solutions, closing deals, key account management Problem-Solving & Analytical Thinking - Structuring tailor-made financing solutions Communication Skills - Strong written, verbal, and presentation abilities

Roles and Responsibilities: The incumbent would be responsible for : Preparing a qualified CRM for different industry segments Good networking / acquaintance / name recall with SME Industry Associations Good networking skills with Machinery Manufacturers & Dealers Meeting up prospective clients along for business development Focus on lead generation of SME business in the important Knowledge Segments where SFL had developed an expertise. Ability to Liaise / motivate the SFL Branch Channel for Lead Generation Interacting with the clients to understand the business model and evaluate the risks and mitigants Good understanding of Balance Sheet /P&L. Ability to understand financial ratios. Prepare the Basic Information Report (BIR) with utmost Quality, capturing all pertinent/relevant information / KYC information /Industry information about the client and submit to Risk Analyst. Ensure monitoring of collections for the cases they had under-written Ensure exceptions are managed and perfected well on time. Ensure that Post Disbursal Documents are collected and complied well on time. Skills Required: Domain Knowledge - Sound knowledge on SME Banking products Knowledge of balance sheet analysis Knowledge of different industry segments and understanding their working capital cycle A Go Getter attitude Education Requirements: Any Graduate Experience : 3 years to 8 years Walk - In Location Sundaram Finance Ltd 1st Floor, No:114d, Block No 15, Race Course Road, Coimbatore Racecourse Coimbatore - 641018 Contact Detail : - Rajesh L - HR 93424090 Arulanand S - Branch Head 9840083092

Role & responsibilities Analyze financial statements, industry trends, and business models to assess the creditworthiness of corporate clients. Prepare detailed credit appraisal memos and risk assessments for new and existing credit proposals. Recommend appropriate credit structures, risk grades, covenants, and exposure limits. Perform regular portfolio reviews and monitor credit exposures to identify early warning signals. Collaborate with relationship managers, legal, and risk teams to ensure credit policies are met. Ensure compliance with internal credit policies, regulatory requirements, and risk frameworks. Maintain documentation standards and provide input into credit rating models and systems. Present cases to the credit committee and respond to queries during the credit approval process. Preferred candidate profile Bachelor's degree in Finance, Accounting, Economics, or a related field (MBA or CA preferred). 7 12 years of experience in credit underwriting, preferably in a corporate or commercial banking environment. Strong understanding of financial statements, cash flow analysis, and credit risk assessment. Familiarity with regulatory frameworks (RBI guidelines, Basel norms, etc.). Proficient in Excel and financial modeling; knowledge of credit rating tools is a plus. Excellent communication, presentation, and report-writing skills. High attention to detail and ability to work under pressure in a deadline-driven environment.

Dear Aspirants, Greetings from IndusInd Bank !!! We are looking for candidates who are interested Business Banking / Working Capital . Experienced - Relationship Manager Overall Job Description: Acquire & maintain business banking asset clients for the bank Service to the client basis customer's requirement Negotiate deals by interacting with people at various levels of the organization and outside environment Achieve individual targets and grow account profitability, while maintaining a high service standard and compliance Acquiring assets, trade & forex clients and portfolio management. Dealing in various Trade and Treasury Products, Bill Discounting, Bank Guarantee, Letter of Credit, Cash Credit / Overdraft, Payment and Cash Management, Factoring, etc Customizing product as per the customer requirements Plan the activities to acquire New Client acquisition Providing support in all the operational activities of bank Coordinating with credit team and other related departments To deepen share of wallet for the acquired portfolio To support/implement marketing initiatives and lead generation channels Sourcing business for credit proposals from corporate Act as single point for customer query resolution and compliance Education and Work Experience Requirements: Graduate/Post-Graduate Preferably an MBA WORK EXPERIENCE Need persons who are presently working as a Relationship Manager and managing working capital product Any specific requirements Technical expertise in areas of- Working capital/ business banking, Credit Marketing, first level of credit appraisal Contact Person : Thadesh M Contact : 7010150757 Mail : thadesh.munusamy@indusind.com