1411 Working Capital Jobs - Page 41

Business/ Financials Daily/ Weekly /Monthly monitoring of the accomplishment of targets according to the annual/monthly targets established for branches under his/her responsibility Implement, supervise and control effectiveness of commercial strategy to reach the productivity and growth targets established. Customer (Both Internal & External) Ensure customers are educated about all products/services offered by Ujjivan. Ensure lower customer attrition by providing different products as per customer requirement. Focus on lower TAT as per laid down standards. Internal Process Monitor health of portfolio Ensure, supervise the correct implementation of the credit procedures including all the respective tools Discuss strategies and changes in terms of products, capacity building, procedures etc. Innovation & Learning Ensure adherence to training man-days/ mandatory training programs for self Ensure goal-setting, mid-year review and annual appraisal process within specified timelines for self. Ability to drive sales performance. Will be required to manage customers of MSME loan at Branch level. Ability to engage with customers, colleagues & agencies providing valuation and legal opinion. Plan & execute Marketing and Sales promotion for MSME loans Awareness about different Liabilities, Insurance and loan products. Ability to speak and read regional language(s)- is desirable. Ability to communicate in English

Job Title Business Development Officer Division Ratings MCG Department MCG Business Development Hiring Level Third Party (Quess Corp) About CRISIL Ratings CRISIL Ratings is India's leading rating agency. We pioneered the concept of credit rating in India in 1987. With a tradition of independence, analytical rigour and innovation, we have a leadership position. Team- Mid Corporate Group – Business Development Department: RATINGS –Bank Loan Rating (Sales) About BLR Ratings. Bank loan rating indicates the degree of risk regarding timely payment of the bank facility being rated; the facility includes principal and interest, if any, on the principal. CRISIL rates the maximum number of companies for their bank loans in India. It has, so far, assigned ratings to the bank facilities of more than 12,614 entities as on March 31, 2013, representing over 50 per cent of all the companies which have their bank loans rated in India; CRISIL has rated bank facilities of all types: term loans, project loans, corporate loans, general purpose loans, working capital demand loans, cash credit facilities, and non-fund-based facilities, such as letters of credit and bank guarantees. For more information please visit www.crisil.com Short Summary: The role involves acquiring new Clients (mid-sized corporate companies) for the Credit Ratings. It would also involve managing the existing Client portfolios. Being a Sales Profile, this job involves travelling in the allocated area for Client Meetings, Bank Meetings and etc. Direct cold call in Industrial area in respective location (Industrial area) Bank Branch Visit for collecting fresh data. Scheduling meeting with the prospective clients and promoting Crisil and benefits of credit ratings. Following up with the clients post client acquisition for payment and feedback on the ratings. Getting feedback from the customers and sharing with the analytical team. Collection of surveillance fees for the rating process Collect Mandates for enhanced debt facilities from existing clients. Banker meetings/presentations to be organized in the area/city for the respective bank branches to update them on the Bank loan ratings products and the processes. Candidate Profile Business Development and Lead Generation preferably for Mid Corporates. Pay Package-Fixed Pay + Variables: incentives on every Client Acquisition/ revenue generation Education-MBA in sales marketing or Any Graduate. Payroll: Quess Corp- Basis individual's performance, the person will be absorbed on the rolls of Crisil. (3rd Party payroll) Essential Qualifications MBA in Sales and Marketing or Any Graduate Preferred Qualifications MBA

ROLE SUMMARY Ensure quality Appraisal of credit for worthy borrowers. Ensure timely credit and transaction approvals for delegation under self. Managing loan portfolio with respect to credit rating/quality. Identify de risk account / AL accounts. Monitoring of Team TAT and Productivity. Ensuring adherence to the credit policy and process. Review of Delinquency Review exceptions and approval for knocking. Revert on the Hindsight and Internal audit observations KEY RESPONSIBILITIES/ ACCOUNTABILITIESStrategic/ Managerial Responsibilities Ensuring Credit appraisals are done within TAT Ensuring adherence to the credit policy and process. Core Responsibilities Raising critical risk queries, exercising adequate due diligence including market intelligence, ensuring quick turnaround as per SLA and quality of CAM/ IOM/PSM Highlighting key risks/concerns. Suggesting effective limit structures, collaterals, and covenants. Preparing the Credit Risk Summary Sheet Timely completion of credit appraisals / renewals/PSMs with effective structures Customer Meetings and Discussion along with factory/ Unit visit where ever required. Timely closure of exceptions & managing limit/facility overdue. Periodically review portfolio to identify possible risks. In depth review of accounts appearing in early warning system to take corrective action Interaction with various stakeholders (internal and external) for review of such customers Carry out internal rating of customers and assign/review rating Maintain/monitor Credit Hygiene People Management or Self-Management Responsibilities Timely/ effective closure of transaction requests. Minimal CAM over dues. Timely closure of exceptions & managing limit/facility overdue. . Risk and Internal Control Responsibilities Maintain and update Credit data for all accounts. Suggest process/Policy /systems/controls related improvements, Address Audit findings, Hind-sighting, CPA Management KEY INTERACTIONSKey Internal InteractionsPurpose of Interaction Business Team To interact with RM / CBL /RBL on day to day basis while cases assessment, monitoring delinquency Policy Team For clarification / guidelines as and when required Product Team For clarification / guidelines as and when required Key External InteractionsPurpose of Interaction Customers As required by the policy while assessment of a case, have to interact with customer for information / concerns for decisioning of case COMPETENCIES & KEY PERFORMANCE INDICATORSBEHAVIORAL COMPETENCIESCore CompetenciesCompetency NameBehaviors Customer Focus Listens to and demonstrates an understanding of customers stated needs Delivers customer value through timely and quality execution Develops an understanding of problems and employs existing or new methods to find solutions Professional Entrepreneurship Takes proactive and constructive action at work with little or no direction from others Displays responsibility for problems, initiatives and tasks that lie within the domain of own role. Drive for Results Seeks to understand the rationale for key decisions and understands implications for own role/ actions Displays a sense of urgency to deliver outcomes as per stated timelines Reacts to challenges by displaying an optimistic demeanor Quality Focus Ensures adherence to quality standards in work/service delivery, identifies opportunities for improvement in routine course of work Adheres to laid down systems, procedures and identifies opportunities to enhance efficiency in own sphere of work through incremental improvement Leadership CompetenciesCompetency NameBehaviors Lead and Develop people Sets performance expectations at the department level, monitoring performance, providing measurement systems, driving accountability and rewarding high performance Enables empowerment by assigning clear challenging tasks with definitive accountabilities, resources and authority Coaches and mentors employees to develop required skills, provides developmental tools and provides continuous feedback and support Enables Change Displays the ability to depart from traditional methods/behaviors and adapting quickly when situational constraints require new or different approaches Cascades the vision for change, and leads required transformation in structure, processes and capability to ensure a smooth transition Encourages team members to respond positively to changes, encouraging discussion, responding with empathy to their anxiety

Role & responsibilities 1. Leadership & Team Management Supervise and mentor Area Sales Managers across various districts of Andhra Pradesh. Define targets and KPIs for ASMs and their teams in alignment with regional goals. Regularly conduct performance reviews, provide coaching, and ensure staff development. Foster a results-driven, customer-centric sales culture. 2. Sales Strategy & Execution Develop and implement region-specific strategies for business loan and professional loan acquisition. Identify high-potential markets and sectors Collaborate with the Zonal Head to align regional strategies with organizational goals. Coordinate weekly and monthly sales planning with ASMs. 3. Market Development & Channel Management Build and expand a network of DSA/Channel Partners, financial consultants, and professional associations. Drive partnerships with local influencers like Chartered Accountants, doctors, and business forums. Monitor competition and market trends to refine product positioning and pricing. 4. Reporting & Compliance Generate and analyze sales reports from ASMs; present actionable insights to senior management. Ensure region-wide adherence to regulatory, audit, and company policy standards. Implement compliance training and periodic reviews in the field. Preferred candidate profile Graduate/Postgraduate in Business Administration, Finance, or related field (MBA preferred) Experience in sales leadership in the banking/NBFC sector with a focus on business or professional loans Prior experience managing Area Sales Managers or large sales teams Strong understanding of the Andhra Pradesh market and regional customer behavior Strong analytical, team management, and interpersonal skills Willingness to travel across the state regularly

• Managed Portfolio with the book value and more including Warehouse Funding OR overdraft, Working Capital for the customer Of Mandi. • Develop new relationships with customers to increase revenue and accounts.

Great Opportunity for Working Capital Professional..! Designation: Relationship Manager - SMART Experience : 4+ years of experience in Working Capital, Business banking. Roles & Responsibilities On-board and Maintain strong relationship with Open Market/ DSA/channel Partner to meet the monthly Target. Addition of New To Bank customers to the portfolio. Portfolio Management with profitable Income. Target income Generation in the form of Fee and Interest Income. Cross sell and up sell various products like Loan Cover Insurance and General insurance. Coordination with various internal stakeholders like Credit ,operations and channel partners to align with TAT. Proactive Monitoring & deepening Relationship with NTB & ETB client. Should be Self Learning , collaborative and result oriented. Should have experience in handling secured loans, Business Banking, working capital. CTC : Best in industry. *Location* Bhopal Raipur Thanks & Regards, Human resource department KVB

Job Title: Business Banking Manager, Associate Location: Mumbai, India Role Description Branch Banking is the liability business for Deutsche Bank present in 17 locations across India. This carters to a wide variety of population through its distinct channels like Personal banking, Private Banking and Business Banking. The primary objective is to enhance the value of the existing trade account portfolio. What well offer you As part of our flexible scheme, here are just some of the benefits that youll enjoy Best in class leave policy Gender neutral parental leaves 100% reimbursement under child care assistance benefit (gender neutral) Flexible working arrangements Sponsorship for Industry relevant certifications and education Employee Assistance Program for you and your family members Comprehensive Hospitalization Insurance for you and your dependents Accident and Term life Insurance Complementary Health screening for 35 yrs. and above Your key responsibilities Business Clients Credit is responsible for advising/supporting business clients with complex credit financing needs, in line with all applicable regulatory requirements. Work includes: Advising on credit-related client solutions and assessing loans from an income and risk perspective, within the existing credit processes Be responsible for preparing credit submissions for approval, and the independent application for credit authority or approvals, whilst also monitoring credit exposures and/or any credit material deterioration over the life cycle of the client relationship Identifying business clients’ credit needs and proposing suitable products, services and/or solutions Supporting efforts to gain new business and grow earnings potential from existing clients, e.g. at client conferences Advising and guiding teams in the development of bespoke products/solutions/platforms Working with functional and cross-functional colleagues to ensure that products/solutions/platforms meet the needs of the bank/clients. May also participate in the negotiation and execution of mandated transactions with clients Optimal utilisation of resources, and compliance with defined performance targets keeping in line with relevant internal guidelines/controls and regulatory requirements Maintaining and growing business contacts and leads in the lending business Compliance with internal and credit-related regulations, e.g., QS audit results, KWG•18 etc. Implementing regulatory KYC requirements, and maintaining compliance with other applicable regulatory requirements and guidelines Your skills and experience The candidate should have experience in servicing or sourcing clients The candidate should have liabilities experience for sourcing Capital accounts (FDI / ODI / ECB) Applicants are preferred from Banking / Premium club membership / (Paid) High End Credit card sales background. Candidate should have excellent communication in English and well groomed. Minimum qualification required is Graduation. Minimum Exp should be 5 – 10 Years in relevant field. How we’ll support you Training and development to help you excel in your career Flexible working to assist you balance your personal priorities Coaching and support from experts in your team A culture of continuous learning to aid progression A range of flexible benefits that you can tailor to suit your needs About us and our teams Please visit our company website for further information: https://www.db.com/company/company.htm We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment.

Microland Limited is looking for Digital Network - Associate SME (NW1) to join our dynamic team and embark on a rewarding career journey Processing requisition and other business forms, checking account balances, and approving purchases. Advising other departments on best practices related to fiscal procedures. Managing account records, issuing invoices, and handling payments. Collaborating with internal departments to reconcile any accounting discrepancies. Analyzing financial data and assisting with audits, reviews, and tax preparations. Updating financial spreadsheets and reports with the latest available data. Preparation of operating budgets, financial statements, and reports. Reviewing existing financial policies and procedures to ensure regulatory compliance. Providing assistance with payroll administration. Keeping records and documenting financial processe

We are looking for a highly skilled and experienced Branch Business Head to lead our Emerging Enterprise Banking team in Equitas Small Finance Bank. Roles and Responsibility Develop and implement strategies to drive business growth and expansion. Manage and lead a team of professionals to achieve business objectives. Build and maintain relationships with key stakeholders and clients. Analyze market trends and competitor activity to identify opportunities. Monitor and control expenses to ensure profitability and efficiency. Collaborate with cross-functional teams to achieve organizational goals. Job Requirements Proven track record of success in business management and leadership. Strong understanding of the BFSI industry and emerging enterprise banking trends. Excellent communication and interpersonal skills. Ability to analyze complex data and make informed decisions. Strong problem-solving and strategic thinking skills. Experience in managing and leading high-performing teams.

Role & responsibilities Sourcing and Business Generation Business scoping of geographical market for farming and rural community Sourcing proposals from individual farmers / Co-operative societies / Rural Mandis & Markets / Kissan Clubs / Farmer Producer Organizations etc. Conducting marketing activities for generating new business Work on productivity benchmarks Market Update and Change in Product / Processes To keep an update with respect to market requirement, competition and customer banking behavior. To understand the changing dynamics in the market and propose amendments in various product offerings. To keep abreast of changes in State Government laws and policies. Relationship Building and Maintenance To liaison with new and existing customers for relationships. To be in touch with agro centers /rural mandis / Rural markets / Kisan clubs for maintaining and deepening existing relationships. Addressing complaints received from customers within stipulated TAT. Delinquency / Rotation & Recovery / Housekeeping To work towards minimal delinquency in portfolio. Follow-up with customers for recovery. To monitor rotation of accounts To avoid dropping of limit in customers account, ensure submission of documents like LAD, CAM, etc. To support legal and remedial team for legal actions To work towards keeping Housekeeping parameters under control. Farmer Education and Capacity Building To conduct village level farmer meetings and educate farmers on various products offered by bank To make farmers aware of various aspects of banking and keep them informed about tools and technology for improving farm production. To educate farmers about debt waivers, crop insurance & government subsidies. Increased penetration and cross sell Cross sell of other assets and liability products Promotion of digital platforms like NetBanking, Mobile Banking, PayZapp, Insta Alert, Smart Buy, Chillr, etc. Training and Development of SO/HBL To utilize the sales resources (HBL/SO) for optimal sales support. To groom supporting staff and enhancing their skills by imparting regular trainings for better customer relationship dealing. To monitor performance and counseling them for delivery Relationship with Retail Branches and Other Stake holders Liaise with Credit to ensure timely decisioning of proposals & closure of Housekeeping items. To coordinate with Remedial team for NPA cases and work towards recovery of the same To coordinate with the local Operations team for disbursement Liaise with RBB team for activation of branches for KGC business & for providing best services to customers To liaise with Business Correspondents (BCs) for new & existing customer relationships

Banking Products including Working Capital, Term Loan, Structured Trade, FX, Investment Banking Size of business – 750 Cr. to No Cap (MID CORPORATE CORPORATES) Relationship Manager Commercial Banking Required Candidate profile RM will be required to write good credits, assist in acquiring new business. Part of which is bringing aggressive growth through SANCTION & DISBURSEMENT of new to bank in the Corporate Banking Perks and benefits CA-MBA preferred 8 to 12 years exp Bank exp

Job description Role Name - Relationship Manager - Micro Enterprise Group Min 3 years of experience is required Business Unit: Emerging Enterprises Group Locations - Delhi NCR Those who are Interested, can share their resume with sunil.maheshkar@hdfcbank.com While sharing resume, Please mention subjecting as RM MEG - Interested Location Job Description: To build and manage relationships with new and existing clients so as to ensure income generation from sale of product- Dukandar Overdraft relevant to the client - Shopkeeper. • Acquisition and managing a portfolio of existing relationships and achievement of overall business targets. • Experience in Banking sector in SME/mid-marked/Corporate banking domain with understanding of various bank facilities like, Overdraft, etc. Need Candidate who are Interested in Field sales Job Purpose To run initiatives in line with key objectives of the Business in order to attain the banks objective of business leadership. Key Responsibility Areas : Branch Management 1. Plan the branch visits detailing the coverage every week 2. Meeting the branches during the morning meeting - every branch once a month 3. Scoping the RM/PB customer for lead/joint calls OR make use of available resources in the branch for leads/joint calls 4. Planning the catchment area activity/scoping for lead generation/joint call 5. Ensure RM/PB activation from the activities above and review of branch performance/resource wise performance/review with CH as and when required. 6. Creating excitement in branches/spot sanctions/contests/recognition program 7. Check CRM daily and review the leads/update follow up leads/with dates 8 Document branch meeting through Cogent/mails Lead generation/logins 1. Planning the above so that it translates into 2 calls per day/2 appointments per day 2. Send the communication to the customer on documents required 3. Follow up the on the calls made for documents/arrange for pickup of documents 4. Check for completeness of documents 5. Go through the Financials/bank statements for churn/bounces/interest servicing as per product 6. KYCs Cross Selling 1. To be the one-stop shop for each of our Express OD clients and provide suitable gamut of financial products such as Insurance, CASA, Credit Cards, Other Assets Products as required by the customer. 2. Monitor and track Leads. Renewals 1. Work on the renewals in advance for customers who are not getting auto renewed 2. Mail to the respective customers on docs required for renewal 3. Follow up weekly twice for docs 4. Arrange for collection of documents 5. Check the documents for completeness 6. Study the financials/bank statements/churn/interest servicing/aberrations from the stated nos as per product requirement 7. Speak to the customer for addressing issues/aberrations 8. For renewals overdue and having genuine delay put up for extensions Churn into WC account 1. Post disbursement ensure that all business churn comes to HDFC bank account 2. If OBA waiver required/check for justification/check for churn/put up to the authority 3. If not inform the customer on closure of OBA/levy of 2% penalty Call Memos 1. Express OD Monitoring to happen basis central triggers, customers falling in triggers and if not contacted virually to be met by RM as required frequency. Delinquency management 1. Depending upon severity of each case - Customer Call for servicing Interest. 2. Email communication to Branch & customer 3. Personal Visit to Customer / Joint Visit with Credit Manager; 4. Rigorous follow-up Complaints : CRM / MD / PNO / CRO 1. Analyze complaint 2. Seek resolution post discussing with Customer Educational Background Graduate Interpersonal Skills Coordination with multiple teams & multiple activities Ability to work under pressure

Knowledge and experience : Working Capital, Trade Finance, Structured Trade Finance, Warehouse Finance, Trade Funding, Agri Commodities, Agri Enterprises and Agri Value Chain Roles and Responsibilities To source business from Agri Business like rice mill, flour mill and other Agro processor. Should have good network and connects within the assigned region. Good at Agri commodity and working capital solutions Deploy company Agri Enterprises Network Model as applicable Should be able to connect with channel partner like DSA, Charted Accountants and so on to source generate leads. To explain company business model to the agro processor and provide appropriate solutions. Actively partner with the client and offer customized Agri Business solutions. Proactively assesses, clarifies, and validates customer needs on an ongoing basis. Engage at periodic intervals to assess, track the progress and leverage on their network/ relationship. Ensures good portfolio quality and credit worthiness of the relationships being managed Professional Advice/ Internal Consultant Provide professional advice and support to the clients, understand all their requirements and recommend solutions to meet their requirements. Monitor, Track and Analyse client performance and provide recommendations on opportunities to be explored and enhance the relationship value. Good knowledge on monitoring in the existing customer financial statements. Coordinates with various support functions within company to meet the relationship objective. Able to add other company solutions to the customers. Responsible to manage the business and revenue to be built around 500 Cr for the region. Should be able to manage the team of Relationship Managers Skills Good communication skill Team handling Client relationship Marketing Analytical and problem-solving skill Good attitude and Negotiation skill Additional Notes Good familiarity with all aspects of financial solutions Complete understanding of RBI guidelines and other relevant statutory aspects Proven experience as key account manager will be an added advantage. Building relationships with professionals at all organizational levels.

Role & responsibilities Experience Minimum 1-3 years of LAP Sales through DSA and Connectors Product Prime LAP from 10.00 Lacs to 100.00 Lacs Good market and (LAP) product knowledge Good connect with DSAs in the location Preferred candidate profile Preference local candidates Strong communication and interpersonal skills

Role & responsibilities Experience Minimum 1-3 years of LAP Sales through DSA and Connectors Product Prime LAP from 10.00 Lacs to 100.00 Lacs Good market and (LAP) product knowledge Good connect with DSAs in the location Preferred candidate profile Preference local candidates Strong communication and interpersonal skills

Role & responsibilities Experience Minimum 1-3 years of LAP Sales through DSA and Connectors Product Prime LAP from 10.00 Lacs to 100.00 Lacs Good market and (LAP) product knowledge Good connect with DSAs in the location Preferred candidate profile Preference local candidates Strong communication and interpersonal skills

Role & responsibilities Experience Minimum 1-3 years of LAP Sales through DSA and Connectors Product Prime LAP from 10.00 Lacs to 100.00 Lacs Good market and (LAP) product knowledge Good connect with DSAs in the location Preferred candidate profile Preference local candidates Strong communication and interpersonal skills

Job Name PA (Business Unit) : Relationship Manager Retail Agri Job Title : (Job Name) Relationship Manager Job Responsibilities (JR) : 6 8 Areas Actionable (4-6) Sourcing and Business Generation Business scoping of geographical market for farming and rural community Sourcing proposals from individual farmers / Co-operative societies / Rural Mandis & Markets / Kissan Clubs / Farmer Producer Organizations etc. Conducting marketing activities for generating new business Work on productivity benchmarks Market Update and Change in Product / Processes To keep an update with respect to market requirement, competition and customer banking behavior. To understand the changing dynamics in the market and propose amendments in various product offerings. To keep abreast of changes in State Government laws and policies. Relationship Building and Maintenance To liaison with new and existing customers for relationships. To be in touch with agro centers /rural mandis / Rural markets / Kisan clubs for maintaining and deepening existing relationships. Addressing complaints received from customers within stipulated TAT. Delinquency / Rotation & Recovery / Housekeeping To work towards minimal delinquency in portfolio. Follow-up with customers for recovery. To monitor rotation of accounts To avoid dropping of limit in customers account, ensure submission of documents like LAD, CAM, etc. To support legal and remedial team for legal actions To work towards keeping Housekeeping parameters under control. Farmer Education and Capacity Building To conduct village level farmer meetings and educate farmers on various products offered by bank To make farmers aware of various aspects of banking and keep them informed about tools and technology for improving farm production. To educate farmers about debt waivers, crop insurance & government subsidies. Increased penetration and cross sell Cross sell of other assets and liability products Promotion of digital platforms like NetBanking, Mobile Banking, PayZapp, Insta Alert, Smart Buy, Chillr, etc. Training and Development of SO/HBL To utilize the sales resources (HBL/SO) for optimal sales support. To groom supporting staff and enhancing their skills by imparting regular trainings for better customer relationship dealing. To monitor performance and counseling them for delivery Relationship with Retail Branches and Other Stake holders Liaise with Credit to ensure timely decisioning of proposals & closure of Housekeeping items. To coordinate with Remedial team for NPA cases and work towards recovery of the same To coordinate with the local Operations team for disbursement Liaise with RBB team for activation of branches for KGC business & for providing best services to customers To liaise with Business Correspondents (BCs) for new & existing customer relationships Others

Roles and Responsibilities: Architect the strategy and tap the entire ecosystem opportunity across Corporate Business and engage with senior stakeholders, MSMEs. Responsible for identification, develop & originate new relationships with the entire gamut of product. Responsible for business generation and responsible for acquiring new quality corporate business for India's largest TReDS platform Drive sales through new customer acquisition, grow book size and deliver to the overall revenue growth Prospect potential clients using various direct methods, networking & research Work closely with the product, operations & service teams to address operational & service queries Experience: Prior experience of 10-15 years with at least 5 years in a B2B Fintech / Emerging corporates/Supply Chain Finance/Trade finance/Commercial Banking/Invoice Discounting platform/Capital Loan/Fintech Strong experience in Corporate acquisition and interacting with stakeholders. Bachelor's degree is must. MBA / PGDM would be preferred. Excellent people management skills including leadership, development, and coaching skills. Proven ability to influence cross functional teams Excellent communication skills multi language proficiency is an added advantage Competencies: Business Agility mindset to continually challenge the existing model and suggest business roadmaps. Market Landscape - Ability to take on opportunities, identify initiatives etc that will get quick wins and have biggest impacts for the organization. Strong financial, analytical and quantitative skills to have the competitive edge on the competition benchmarking and market dynamics Strong team management skills with ability to deliver individually and through the team. Strength in problem solving, ability to work in a deadline driven work environment and ability to multitask.

Job Title: Neurology Technician Location: Yelahanka Company: Manipal Hospitals Job Description: As a Neurology Technician at Manipal Hospitals, you will play a crucial role in assisting neurologists in the diagnosis and treatment of neurological disorders. You will be responsible for performing various diagnostic tests, preparing patients for examinations, and ensuring that all equipment is properly maintained and operated. Your role will include documenting patient information and test results, as well as collaborating with medical staff to provide comprehensive care. Key Responsibilities: - Conduct neurological tests such as EEG, EMG, and other diagnostic procedures. - Prepare patients for examinations by explaining procedures and ensuring comfort. - Monitor and record patients' vital signs and neurological status. - Maintain and calibrate neurological equipment to ensure optimal performance. - Assist in the interpretation of test results and share findings with the medical team. - Document patient interactions, test outcomes, and other relevant information accurately. - Adhere to safety protocols and standards in accordance with hospital policies. - Provide compassionate support to patients and their families throughout the testing process. Skills and Tools Required: - Strong understanding of neurological terminology and procedures. - Proficiency in operating EEG, EMG, and other relevant diagnostic equipment. - Excellent communication and interpersonal skills to interact with patients and medical staff. - Attention to detail for accurate documentation and test administration. - Ability to work collaboratively in a team-oriented environment. - Knowledge of patient safety protocols and infection control practices. - Familiarity with electronic medical record (EMR) systems. - Strong problem-solving skills and the ability to work under pressure. Qualifications: - Diploma or degree in Neurodiagnostic Technology or related field. - Previous experience as a Neurology Technician or in a similar role is preferred. - Relevant certifications in neurodiagnostic procedures will be an asset. Join Manipal Hospitals and be a part of a leading healthcare institution dedicated to providing quality care and innovative treatment solutions in neurology. Roles and Responsibilities About the Role: The Neurology Technician at Manipal Hospitals plays a crucial role in supporting neurologists and healthcare teams in diagnosing and treating neurological conditions. This position involves operating advanced neurological equipment and conducting tests that are vital for patient care. The technician will also be responsible for maintaining accurate patient records and ensuring adherence to safety protocols. About the Team: You will be part of a dedicated and multidisciplinary team at Manipal Hospitals that includes neurologists, nurses, and other healthcare professionals. The team focuses on providing high-quality care to patients with neurological disorders. Collaboration and communication are key components of the team’s success, fostering an environment of continuous learning and improvement. You are Responsible for: Conducting neurodiagnostic tests such as EEGs, EMGs, and nerve conduction studies. Operating and maintaining neurological equipment to ensure accurate test results. Preparing patients for diagnostic procedures and providing clear instructions on what to expect. Documenting and analyzing test results to assist physicians in making informed diagnoses. Ensuring compliance with safety and hygiene protocols within the testing environment. To succeed in this role – you should have the following: A degree or certification in neurology technology or a related field. Strong knowledge of neurodiagnostic procedures and related equipment. Excellent communication skills to interact with patients and team members effectively. Attention to detail and strong organizational skills for accurate record-keeping. The ability to work in a fast-paced environment and manage multiple priorities.

Role & responsibilities Acquisition of new asset relationships through various channels and managing a portfolio of 30-40 BBG relationships Ensuring cross selling of complete liabilities, corporate salary accounts, other asset products, TPP to the existing Relationships To regularly interact with the branches for lead generation for BBG Market scoping and identifying the potential customers Relationship building with both internal and external customer Co-ordination with credit approval, Maintain HNW relationship management of the BBG customers in order to provide quality service to the customers. Preferred candidate profile Handling portfolio of Working Capital Handling New Acquisition Any Graduate Perks and benefits Aa per Industry Stabdard

Department - Agri Business Group (Agri SME Working Capital Loans) Job Title - Relationship Manager - Grade M3 / M4 (Manager / Sr. Manager) Portfolio Management - Marketing Branches Operations Reporting to - Area Sales Manager (ASM) Job Profile Job Role Candidate should be self-motivated & strong relationship management skills. Requires decent communication skill, understanding of local language will be an advantage. To manage and grow existing portfolio of customers in Agri, Food processing & MSME Industries by offering loan products in line with customer requirements of W orking capital (fund based/non-fund based) & Term Loan facilities Build a strong & robust customer base to increase both assets and liabilities, earn revenue by providing them high standards of service on an ongoing basis. Deepening relationship with existing customers through Cross sell liability & other third party products. Continuous monitoring of the accounts to ensure business is a per budgets Regular monitoring of accounts to ensure there are no delinquencies, portfolio hygiene, post disbursement deferrals closure in time, security perfection To engage with Credit & risk function, legal & technical teams, RCAD & GR team for customer requirements. CA / Graduate / Post Graduate Diploma / Post Graduate in Banking and Finance / Fresher CAs and MBAs can also apply People from different industries, such as from Agri Input Industries / Accounting firms / insurance companies / rating agencies / NBFCs / MFI Industries / Branch banking background can also apply. Strong oral and written Communication Relationship Management Skill.

Position - Business Relationship Manager - Business Loans-Consumer Service Group-Sales Job Role: Responsible for developing good relations with Internal Teams & Corporates to generate leads (Both Dealers and Vendors) Ability to map the markets to identify Vendors/Dealers associated with the on-boarded Corporates Managing end-to-end Customer on boarding, i.e. starting from analysing their requirements, structuring the loan, negotiating commercials and ensuring disbursement Identify New corporates for tie-ups and working with product team to design programs Managing the relationship and ensuring utilisation of limits To be alert on competitive elements in the target segments (viz. other banks/NBFC) & Augment the presence and penetration of the Kotak brand in the target market Job Requirements: Working Capital Product knowledge is required as well as have a good understanding of different business models, cash flows, Risk. Ability to understand financials and propose deals is critical MBA/ CA mandatory Experience of 2 years Plus Strong oral and written Communication & should be able to Negotiate well.

Position - Business Relationship Manager - SBE-Salaried PL and Working Capital-Sales To understand clients business & provide appropriate working capital solutions across Fund/ non Fund based products like Cash Credit, Demand Loan, Buyers credit, LC, BG etc. Work closely with Branch Banking teams for new customer addition. To penetrate client with various products like Current Account/Term Deposits/ Transaction Banking/Trade Finance for the primary Relationship & Group companies. To build relationships with key persons (CFOs/ promoters) in the target segments & build client trust & confidence. Focus to continually increase the Book size and profitability of the assigned portfolio. To understand client business models, trade related activities, cash flows etc. and identify opportunities and grow client relationships. To be alert on competitive elements in the target segments (viz. other banks etc.) & Augment the presence and penetration of the Kotak brand in the target market Maintain high caliber client service. Improve efficiency by monitoring & overseeing continuous improvement of processes Constantly have a rapport with the operating units to customize and develop solutions Job Requirements : Excellent written and oral communication skills Preferably MBA/ CA Experience: 2-3 years experience in the local market preferably some background in Credit & Sales Knowledge is required - ability to get the customer to buy into the asset proposition- loan amount, rate & fees. Strong oral and written Communication Relationship Management Skill Good influencing skills Job Knowledge- The candidate would need to handle Sales for a gamut of products like BL, OD, CC.

About The Role Credit Manager-Working Capital-Credit JOB DESCRIPTION Job Role :As part of Credit Team for Working Capital Finance "¢ Managing team of Credit Managers "¢ Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ) "¢ Under writing cases with desired level of quality and enabling achievement of branch business target by proper training. "¢ Visiting customers for personal discussions and deal structuring "¢ Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained "¢ To evaluate proposals of customers for Home Loans, Loan against Property "¢ Decision making within defined TAT "¢ Understanding of property related aspects (like legal title and market value of the property) is an added advantage "¢ Coordinating with sales, operations, legal, technical and customer service Job Requirements: "¢ Qualification- CA with relevant underwriting experience "¢ Job Knowledge o Technical underwriting experience o Analytical skills "¢ Skills & Experience o Experience of 2-4 years in relevant working capital products is desired, o Should be able to handle time bound activities effectively o Should be an effective team player. o Should have a sense of urgency & keenness to learn.