US Mortgage income calculation

This role is for one of the Weekday's clients

Requirements

Key Responsibilities

• Review residential mortgage loan applications to ensure all required documentation is complete and accurate
• Analyse borrower income using financial statements, tax returns, pay stubs, and supporting documents
• Assess credit reports, employment details, and overall borrower risk profile
• Calculate debt-to-income (DTI) and loan-to-value (LTV) ratios
• Verify property values through appraisal and valuation reports
• Ensure loan files comply with underwriting guidelines and regulatory requirements
• Identify discrepancies or risks and escalate issues where necessary
• Maintain accurate records and support audit and compliance requirements
• Work efficiently under tight timelines, especially during night shift operations
  

What Makes You a Great Fit

• Bachelor's degree in any discipline
• 2-5 years of experience in mortgage processing, underwriting, or income calculation
• Strong understanding of mortgage lending processes and compliance standards
• Excellent analytical and problem-solving skills
• High attention to detail with strong organisational abilities
• Comfortable working with mortgage systems and financial tools
• Ability to work independently and meet deadlines in a fast-paced environment
• Strong written and verbal communication skills
• Willingness to work night shifts as required
• Certification in mortgage underwriting or related areas is an added advantage