5751 Underwriting Jobs - Page 29

Join Tata AIA Life Insurance, a leading and fastest-growing life insurance provider in India, established in 2001 as a joint venture between Tata Sons Pvt. Ltd. and AIA Group Ltd. Our company embodies a legacy of trust, integrity, and excellence, combining Tatas esteemed leadership with AIAs extensive pan-Asian expertise. At Tata AIA, our vision is to be the pre-eminent protection provider enabling dreams and inspiring healthier, happier lives. We foster a culture of innovation, inclusivity, and continuous learning, offering dynamic career growth opportunities and a supportive work environment. Recognized as a "Great Place to Work" and recipient of the Kincentric Best Employer Award, we are committed to employee satisfaction and holistic well-being. Our core value, "People - Our Core, " emphasizes our dedication to inspiring our employees to be and deliver their very best. Our aim is to attract, hire and develop highly capable leaders who are just, fair, ethical, and accountable for their actions. We strive to provide our employees with the right training, technology, equipment, resources, and guidance to perform their job effectively. Our promise to you is to provide for a diverse, equitable, and inclusive work environment, where each employee is valued as an individual and treated with respect, care, and compassion. Fuel your future with us, find your wings, and S. O. A. R. - Shape opportunities, Optimize your potential, Accomplish meaningful work, and Reap holistic growth. A. Position Overview Position Title Key Account Manager Department IDFC First Bank of India Level/ Band Executive Role Summary : - Visit partner branches and interact with Bank branch managers - Ensure sales targets assigned are met on every parameter - Interact with customers to explain the products and solutions - Help branches mapped to her/him help achieve insurance sales targets B. Organizational Relationships Reports To Cluster Manager Supervises NA C. Job Dimensions Geographic Area Covered Branches Stakeholders Internal Supervisors, Ops, Underwriting, Legal Stakeholders External IDFC First Bank - Channel Partner D. Key Result Areas Partner and Client Management Exceeding branch level targets (NB, renewal, STP, digitization, product mix etc. ) Interact with the Bank branch teams and customers to explain the products and promote the brand Sales and support to all branches assigned - complete documentation, medicals, close pending documentation. Drive local contests and engagements to engage teams Keep track of all contests and initiatives launched - bank, other insurers and Tata AIA Life Maintain good relationship with Bank Branch manager - interact with him regularly to assess business status. Take help from them to push & motivate them to maintain productivity Managing the relationship between internal team and channel partner so as to foster sales for the company and m aintain utmost levels of responsiveness to requirements from the Channel Partner Aid the bank branches to adopt new processes and technology Ensure sales targets assigned are met on every parameter Assist Branch team to ensure their insurance targets are met by providing sales support, correct training, product updates, sales information. Align partner to ensure both teams are working towards the same goal Customer service Ensure adequate customer service - grievance redressal, claim settlement, renewal etc. E. Skills Required Technical Good product knowledge Working knowledge of MS Office Behavioral Essential Desired Interpersonal skills Communication skills Creative thinking skills Supervising / Leadership skills Teamwork Skills Influencing skills Relationship Building skills Decision making skills F. Incumbent Characteristics

Job Purpose To contribute to risk management by ensuring that properties held as security for mortgages, home loans and Construction Finance are marketable and identifying and evaluating associated risks, to prepare and monitor the MIS for capturing the behaviour of the portfolio and the quality of security and to effectively monitor the technical vendors to ensure that the quality of technical reports and TATs are adhered Job Context & Major Challenges Organizational Context Key Aspects: Part of the Aditya Birla Financial Service Group (ABFSG), Aditya Birla Housing Finance Limited (ABHFL) is registered with the National Housing Bank as a housing finance company under the National Housing Bank Act, 1987. The company offers a complete range of housing finance solutions such as home loans, home improvement and home construction loans, balance transfer and top-up loans, loans against property and construction finance. The company acquired its license on 9th July 2014 and has aggressive growth plans. ABHFL operates in the Rs. 9. 7 trillion Indian Housing Finance market, which has grown at a steady rate of 19% CAGR over the last 3 years while reporting good asset quality despite challenges in the operating environment. While the industry is dominated by five large groups, there has been an emergence of newer entrants in niche segments like affordable housing and self-employed borrowers, given the high potential in these segments. Despite increased focus by banks, HFCs have been able to maintain their share in the mortgage market and has remained stable at 37% as on September 2014. The nature of the HFC business (dealing largely with retail customers in the potentially sensitive area of housing/ mortgages), along with the additional regulatory and control mechanisms imposed as a result, means it is imperative that all functions and processes align and comply with sound risk management guidelines and applicable regulations/ controls proactively and judiciously. This is vital for managing risk and protecting interests of both the business as well as the customer. Job Context Key Aspects: The Risk team provides core underwriting services fundamental to the ABHFL business health, risk management and sustainability. Structured as a dual to the Sales/ Sourcing team, with positions mapped against corresponding Sales roles across the organization, the Risk team is responsible for necessary controls and process checks to ensure business performance and health. While the core responsibility for this function is to control the business via robust underwriting and risk management, supporting business expansion via joint evaluation of different product/ market growth proposals with the Sales team is also an important contribution. The role of Team Member Technical is an integral part of the Risk & compliance & is responsible for carrying out due diligence for the underlying security i. e. Real Estate Property & ensure that all information required to take a credit decision w. r. t. real estate property be provided to higher management. He is also responsible for maintaining TAT. He is also responsible for providing updates about changes happening in statutory rules & regulations related real estate properties, real estate property rate movements, demand-supply analysis, impacts of economic changes on real estate property etc. In all he has to provide inputs related to real estate property to higher management which will help them in decision making to improvise TATs of the overall sanction process. Key Challenges Cross functional coordination to enable timely approval of proposals Regular updation on changing economic & Industry scenario. Key Result Areas KRA (Accountabilities) (Max 1325 Characters) Supporting Actions (Max 1325 Characters) KRA1 Preparing the Policy & Processes Preparing & review city specific process notes which can cater city specific deviations & mitigants for the same Inputs for updating technical policy, Vendor management Policy, Audit policy KRA2 Check the feasibility of Construction Finance Projects Visiting Construction Finance projects Due diligence of all project approvals Project analysis including evaluation of projects, project lifecycles, cost break-ups & Techno economic feasibility analysis Preparation of primary Project Feasibility analysis for Construction finance / Debt Syndication proposals Valuation of Construction Finance Projects, checking regulatory compliances w. r. t. permissions & Development Control Regulations of authorities Preparing project life cycles & Milestones Monitoring periodically the progress of projects & end use of funds for all construction finance cases Quarterly progress report for construction finance projects KRA3 Ensuring Business compliance Checking & validating valuation reports given by valuation agencies. Setting up of city specific process notes to identify city specific deviations & providing solutions for the same. Ensuring compliance with technical norms for the area in line with those set out as per the process. Timely collection and updating the amendments in development control regulations affecting real estate sector

We are seeking an experienced Project Manager to oversee and coordinate projects from start to finish. Key responsibilities include team leadership, stakeholder communication, resource management, risk mitigation, performance tracking, quality assurance, and documentation. Bachelor’s degree in Business, Computer Science, or related field (or equivalent experience). 3+ years of experience as a Product Owner or in a similar product-focused role. Strong understanding of Agile methodologies (Scrum, Kanban). Experience working with cross-functional teams in a fast-paced environment. Excellent communication, collaboration, and stakeholder management skills. Ability to translate business needs into technical requirements. Proficiency in Jira and Confluence. Certified Scrum Product Owner (CSPO) or equivalent certification. Familiarity with data analytics, UX design, or API-first product development. Hands-on experience using Jira Product Discovery for idea management, prioritization, and product planning. Experience in creating Generative AI (GenAI) products and working with Large Language Model (LLM) operations platforms Background in managing or building SaaS platforms, including multitenancy, scalability, and customer onboarding workflows For over 50 years, Verisk has been the leading data analytics and technology partner to the global insurance industry by delivering value to our clients through expertise and scale. We empower communities and businesses to make better decisions on risk, faster. At Verisk, you'll have the chance to use your voice and build a rewarding career that's as unique as you are, with work flexibility and the support, coaching, and training you need to succeed. For the eighth consecutive year, Verisk is proudly recognized as a Great Place to Work® for outstanding workplace culture in the US, fourth consecutive year in the UK, Spain, and India, and second consecutive year in Poland. We value learning, caring and results and make inclusivity and diversity a top priority. In addition to our Great Place to Work® Certification, we’ve been recognized by The Wall Street Journal as one of the Best-Managed Companies and by Forbes as a World’s Best Employer and Best Employer for Women, testaments to the value we place on workplace culture. We’re 7,000 people strong. We relentlessly and ethically pursue innovation. And we are looking for people like you to help us translate big data into big ideas. Join us and create an exceptional experience for yourself and a better tomorrow for future generations. Verisk Businesses Underwriting Solutions — provides underwriting and rating solutions for auto and property, general liability, and excess and surplus to assess and price risk with speed and precision Claims Solutions — supports end-to-end claims handling with analytic and automation tools that streamline workflow, improve claims management, and support better customer experiences Property Estimating Solutions — offers property estimation software and tools for professionals in estimating all phases of building and repair to make day-to-day workflows the most efficient Extreme Event Solutions — provides risk modeling solutions to help individuals, businesses, and society become more resilient to extreme events. Specialty Business Solutions — provides an integrated suite of software for full end-to-end management of insurance and reinsurance business, helping companies manage their businesses through efficiency, flexibility, and data governance Marketing Solutions — delivers data and insights to improve the reach, timing, relevance, and compliance of every consumer engagement Life Insurance Solutions – offers end-to-end, data insight-driven core capabilities for carriers, distribution, and direct customers across the entire policy lifecycle of life and annuities for both individual and group. Verisk Maplecroft — provides intelligence on sustainability, resilience, and ESG, helping people, business, and societies become stronger Verisk Analytics is an equal opportunity employer. All members of the Verisk Analytics family of companies are equal opportunity employers. We consider all qualified applicants for employment without regard to race, religion, color, national origin, citizenship, sex, gender identity and/or expression, sexual orientation, veteran's status, age or disability. Verisk’s minimum hiring age is 18 except in countries with a higher age limit subject to applicable law. https://www.verisk.com/company/careers/ Unsolicited resumes sent to Verisk, including unsolicited resumes sent to a Verisk business mailing address, fax machine or email address, or directly to Verisk employees, will be considered Verisk property. Verisk will NOT pay a fee for any placement resulting from the receipt of an unsolicited resume. Verisk Employee Privacy Notice

Underwriter 4 months onsite (Chennai/Pune) later Work from Home (Voice Process) US Shifts Night Shifts (Relocate to Chennai/Pune for 4 months) Looking for People from US Mortgage background Only About the Role : The Underwriter’s primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title. Additional responsibilities include entering data into the client’s loan operating system, utilizing an automated underwriting system to determine approval and clearing conditions for Final Approval. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skills. Responsibilities : Perform complete and in-depth review of mortgage loan files including income, assets, credit and collateral Utilize client’s loan operating system to ensure accurate data entry Underwrite loans in accordance with client guidelines, utilizing AUS or manual guidelines Evaluate and ensure overall loan documents are accurate, complete, and compliant Ability to identify and/or clear red flag or alerts Issue loan decision and condition file accordingly Review and approve conditions for compliance and completion of loan file Provide excellent customer service to internal and external clients Maintain current knowledge of client and investor requirements Resolve pre and post-closing issues as they relate to underwriting Assist Processors/Loan Officers in understanding underwriting decisions and conditions Must be able to work in a high stress environment while delivering a high-level of customer service Ability to work more than 40 hours, on an as needed basis Qualifications : Minimum 2+ years current conventional mortgage loan underwriting experience Required Skills : Strong knowledge of income calculations, tax returns, reading credit reports, identifying red flags Basic knowledge of appraisal and ability to recognize red flags and ineligible properties Thorough working knowledge of GSE underwriting guidelines and automated underwriting engines (DU/LP) Strong analytic, interpersonal, and verbal and written communication skills Detail-oriented with strong ability to time manage Ability to work in a flexible and production-oriented environment Must be willing and able to work as part of a team Strong capability to work in multiple systems - paperless environment Must be willing to work in strict security environment NMLS-MLO Licensure preferred Candidates must be available to work outside of normal business hours when necessary Regards Meenakshi Verma meenakshi.verma@mphasis.com Contact: 9596024539 Mphasis’ purpose is to be the “Driver in Driverless Car” for Global Enterprises by applying next-generation design, architecture and engineering services, to deliver scalable and sustainable software and technology solutions. Customer centricity is foundational to Mphasis, and is reflected in the Mphasis’Front2BackTM Transformation approach. Front2BackTM uses the exponential power of cloud and cognitive to provide hyper-personalized (C=X2C2TM=1) digital experience to clients and their end customers. Mphasis’ Service Transformation approach helps ‘shrink the core’ through the application of digital technologies across legacy environments within an enterprise, enabling businesses to stay ahead in a changing world. Mphasis’ core reference architectures and tools, speed and innovation with domain expertise and specialization , combined with an integrated sustainability and purpose-led approach across its operations and solutions are key to building strong relationships with marquee clients. (BSE: 526299; NSE: MPHASIS)

This returnship program is for female candidates who has career break of minimum 12 months due to various reasons and ready to continue with their career again. Location: Hyderabad Experience: 6+ years’ experience as Business Analyst with direct interactions with business users 3+ years of experience in delivering Insurance related projects Need an Agile Business Analyst (BA) focused on gathering, analyzing, and documenting business requirements within an Agile framework, ensuring clear communication and alignment between stakeholders and the development team. MUST HAVE Requirements Gathering and Analysis: Collaborate with stakeholders to understand their needs and translate them into clear, concise user stories. Analyze business processes and identify areas for improvement. Document requirements in a format suitable for Agile development, such as user stories or backlog items. Product Backlog Management: Maintain and refine the product backlog, ensuring it is prioritized and ready for development. Facilitate backlog refinement sessions with the development team to ensure clarity and understanding of requirements. Communication and Collaboration: Act as a bridge between stakeholders and the development team, ensuring clear communication and alignment. Facilitate sprint planning and other Agile events. Provide clear and concise documentation of requirements and decisions. Agile Methodologies: Understand and apply Agile principles and practices, such as Scrum or Kanban. Be adaptable to changing requirements and priorities. Embrace continuous improvement and feedback. Documentation: Create and maintain documentation, such as requirements specifications, user stories, and acceptance criteria. Ensure that documentation is clear, concise, and easily accessible to all stakeholders. GOOD TO HAVE 1-2 years experience in RPA (Robotics Process Automation) 1-2 years experience as a Scrum Master 1-2 years experience as a Project Manager Other Skills: Strong analytical and problem-solving skills. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Knowledge of relevant business domains and technologies Domain: Domain expert in Insurance - Property & Casualty, Commercial & Specialty Insurance, Life & Annuities, Pensions, Retirements, Reinsurance, various Insurance products Experience in various areas such as New Business, Policy Servicing, Claims, Underwriting, Actuarial, Ratings & Pricing areas Familiarity with insurance products, policies, and processes. Knowledge of industry regulations and standards.

Job Details Description This senior level incumbent will handle large face amount cases, while interacting with field personnel, and other more junior underwriters. Primary role will be to provide accurate and timely risk assessment and evaluation of life applications, renewals, or cancellations utilizing the Company's underwriting policies, guidelines and insurance laws and regulations. Key Responsibilities Underwrite and evaluate large face amount cases Second review and signature for less experienced underwriters Conduct underwriting audits as needed Work on underwriting related projects as assigned Interact with the field on calls or field visits Contribute to the building and maintaining of strong relationships within the organization Maintain an awareness of changing practices and regulations Able to serve as SME to provide input on department procedures or practices May serve as a mentor to less experienced underwriters Requirements Bachelor's degree preferred 10+ years experience in a production oriented environment 3 or more years of direct life experience preferred Proficiency in Microsoft Office Suite Brokerage or reinsurance experience is desired Contestable claims investigation experience desired Thorough knowledge of regulatory and policy differences among states in which business is transacted Travel to home office in Montpelier, VT as needed (expected to be quarterly) Must be able to pass a background check

About DMI: Led by technology, powered by creative thinking and driven by innovative partnerships, DMI is reimagining the transmission of credit in India. Founded in 2008 by Shivashish Chatterjee and Yuvraja C. Singh, and supported by a deeply experienced team, DMI has grown into a pan-India credit platform with core businesses in corporate lending, housing finance, digital consumer and MSME finance and asset management. DMI is supported by global institutional investors, strategic family offices and leading banks and public market creditors in India. Job Description: Purpose: Manage and strategize on end-to-end credit underwriting and monitoring of portfolio of personal loans through digital journey. Accountabilities: Underwriting Policies: Working on solutions for credit underwriting basis different product constructs Closely work with Data Science team to analyse of the underwriting models prepared by them and validate the performance of the same on current portfolio Determining performance benchmarks and identify course of action in case of breach Automation of Credit Policies to ensure no/minimal manual Intervention in assessing the creditworthiness Determining the right pricing basis segmentation Working on standardization of policies and processes. 2. Performance monitoring: Portfolio Analysis and recommending the policy changes to Policy head basis the outcome of the analysis Periodical credit review of the existing portfolio and conducting various analysis to identify the high-risk segments. Taking actions to mitigate the risks identified based on portfolio performance Monitor the delinquent accounts to ensure the achievement of company standards/benchmark of the delinquency. Identifying technological solutions to improve existing processes and overall portfolio management functions Analysis of various MIS to monitor portfolio performance and risk. 3. New Partner Integrations Understanding the product being offered by the new channel partner and the segment being catered to. Understanding the journey, identifying the set of information available with the channel partner and requisitioning the set of data to be provided at time of application Creation of policy basis the product, information available and prevailing models Facilitate data room exercise for new segment of customers Formulation of policy keeping the expected loss rates in consideration Monitor the implementation of policy, UAT and production test run of policy and clear the bottlenecks, if any 4. Relationship Management: - Managing relations with Partners, credit reporting agencies and assisting in all credit operations of the company Qualifications: Minimum Qualification required: Postgraduate in Finance/Statistics/Management from A institutes Qualifications preferred: BTech with MBA Skills & Knowledge: Work Experience Minimum 7 years with 3 – 4 years in risk management and policy creation Should have a fair understanding of risk performance Should have a very good communication skill. Superior Stake holder management skills- Work closely and align with each of the internal functions which includes Business development, Credit and Policy, Data science, Legal, Technology, Operations, Collections, Customer Success team and external stakeholders. Hands-on experience to work on large structured and unstructured datasets using different data processing and statistical tools is must Data driven, Analytical approach, Team Player Main Skills: - Applicant should be Proficient in - Data Analytics Model Validation Policy Formulation Portfolio Management Stake Holder Management Technical Skills: - Demonstrated Experience in R/Python (preferred), SQL (MANDATORY), Advanced Excel etc.

JOB DESCRIPTION Job Role :As part of Credit Team for Working Capital Finance Managing team of Credit Managers Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ) Under writing cases with desired level of quality and enabling achievement of branch business target by proper training. Visiting customers for personal discussions and deal structuring Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained To evaluate proposals of customers for Home Loans, Loan against Property Decision making within defined TAT Understanding of property related aspects (like legal title and market value of the property) is an added advantage Coordinating with sales, operations, legal, technical and customer service Job Requirements: Qualification- CA with relevant underwriting experience Job Knowledge – o Technical underwriting experience o Analytical skills Skills & Experience – o Experience of 2-4 years in relevant working capital products is desired, o Should be able to handle time bound activities effectively o Should be an effective team player. o Should have a sense of urgency & keenness to learn.

Job Purpose: We are looking for a seasoned credit professional to lead the underwriting function for unsecured lending products, including personal loans and top-up loans. The role involves overseeing policy execution, managing decisioning workflows, coordinating with internal and external partners, and driving consistent and quality credit outcomes. The ideal candidate should have a strong understanding of credit assessment, underwriting systems, and portfolio risk dynamics in the unsecured lending space. Principal Accountabilities: Policy Execution: Implement and monitor credit underwriting policies in line with risk appetite, product construct, and regulatory guidelines. Underwriting Oversight: Lead day-to-day underwriting operations for D2C and partner-originated loans, including exception handling and deviation approvals. Team Leadership: Supervise a team of credit underwriters and analysts to ensure turnaround time (TAT), accuracy, and portfolio quality are maintained. CPV & Fraud Controls: Collaborate with CPV, fraud control, and risk teams to ensure robust verification processes and fraud mitigation mechanisms. Credit Decisioning: Take ownership of decisioning logic deployed in underwriting platforms and BOT journeys; work with product/tech teams to enhance flow and automation. Portfolio Monitoring: Track and analyse portfolio behaviour – bounce rates, early delinquencies (FEMI), roll rates, and performance by channel/cohort. Stakeholder Coordination : Liaise with sales, operations, collections, and analytics teams to continuously optimize credit funnels and customer targeting. Audit & Compliance: Ensure adherence to internal policies and regulatory standards; support audits and implement control measures. Behavioural Competencies: Strong judgment and risk assessment capability Excellent team and stakeholder management Bias for execution, ownership, and continuous improvement Qualifications/Experience Bachelor's or Master's degree in Statistics, Economics, Engineering, Finance, or a related field Experience: 8–10 years in retail credit underwriting, with a focus on unsecured lending products Strong understanding of credit bureau data, scorecards, income proxies, and alternate data underwriting Familiarity with credit workflows, LOS/LMS systems, and digital underwriting tools Ability to drive decisions using analytics and field-level feedback Strong service provider management and governance

Role Name: Department Wholesale Banking – Credit Location Mumbai Number of Positions 1 Reporting Relationships Credit Manager Position Grade M4/M5 Job Role: Preparation of Credit Appraisal notes for SME clients. Discuss with business on Terms and Conditions for risk assessments Discuss with customers for obtention of information for preparation of CRANs. Monitor the accounts based on the terms stipulated by Sanctioning Authority. Prepare Monthly/Quarterly Monitoring Reports for the portfolio. Escalate with action plan for non-compliances. Visit the units and submit inspection reports. Manage and address any escalations related to risk assessments Job Requirements: Experience required for the Job: 3-6 years in Credit Underwriting for Large Corporates. Experience in Pharma sector credit analysis would be preferred (not mandatory). CA / MBA Good verbal, written communication & presentation skills.

Job Category Valuations & Appraisals Pay Grade Range ₹420,000.00 - ₹980,000.00 Disclaimer: The base salary range represents the low and high end of Altus Group’s “Pay Grade Range” for this position in the primary work location. Actual hiring salaries will vary depending on factors including but not limited to work experience, and geographic market data for the role. The Pay Grade Range listed above does not reflect Altus Group’s total compensation for employees. Other rewards may include an annual bonus, flexible work arrangements, and region-specific benefits. Unlock your Altus Experience! If you’re looking to advance your career in data analytics, expertise, and technology for the rapidly growing global CRE market, there’s no better place than Altus Group. At Altus, our work is purposeful. Every day, our employees drive impact, innovate, and shape the global commercial real estate (CRE) and PropTech industry. Our people-centric culture empowers you to deliver in a high trust, high performance culture, surrounded by an inclusive team that’s collaborating to modernize our industry. We invest in our people with training and growth opportunities designed to propel you further in your career while providing a flexible and progressive workplace that reflects our values and teams. Altus Group is currently seeking candidates for the position of Real Estate Associate Analyst to join our Altus Global Service Center. The Associate Analyst will work within a dynamic team, gaining experience in (but not limited to) commercial real estate valuation, valuation methods, and data analysis. The role will afford the Associate Analyst opportunities to gain exposure to asset underwriting, financial analysis, cash flow modelling, Argus Enterprise, and data analytics. Key Responsibilities Manage periodic setup of work files, including verifying and reviewing source data Support in research and data analytics relative to commercial real estate Prepares and presents financial exhibits in support of analysis and appraisal of assets. Prepare accurate analysis of asset and market level real estate data Contribute to the maintenance and accuracy of internal data management systems Accurately completing timesheets on a daily basis, ensuring non-billable time and recoverable expenses are clearly outlined Key Qualifications 0.6-2.5 years related experience in Finance, Commerce, Real Estate, Economics Real estate background, specifically Commercial experience, is an asset Excellent communication skills—written, verbal, and oral presentation Intermediate to advanced proficiency in Microsoft Office Suite: Word, Outlook, Excel (VLOOKUP, Pivot Tables, Etc.) Basic skills in creating financial models (i.e., Excel, Argus, etc.) Ability to understand and interpret a lease for modeling. Understanding of source data that consists of budgeting, actuals, rent roll, recoveries, etc. Knowledge in Property Management systems (i.e., MRI and Yardi) Excellent research, quantitative and analytical skills What Altus Group Offers Rewarding performance: We are pleased to be able to provide employees competitive compensation, incentive and bonus plans, and a total rewards package that prioritizes their mental, physical and overall financial health. Growth and development: As a destination for top industry talent, we’re investing in you to meet the evolving needs of our clients and deliver on your professional goals. Our Altus Intelligence Academy offers over 150,000 hours of learning materials catering to diverse stages of an employee’s career journey. Flexible work model: We’re modernizing our employee programs to reflect the new world of work. Our Activity-Based Work model provides you with flexibility to align your work location to the work being performed - office for connecting and collaborating, and remote for focused work. Altus Group is committed to fostering an inclusive work environment where all clients and employees feel welcomed, accepted and valued. We provide an atmosphere free from barriers to promote diversity, equity, and inclusion, and encourage equal opportunities for all employees. We’re seeking candidates with diverse experiences and provide accessible candidate experiences throughout the selection process. If you need accommodation, please contact us at accessibility@altusgroup.com or +1 888 692 7487. We appreciate all applicants who take the time to apply to Altus Group. Please note that only those who are selected to move forward in the process will be contacted. Thank you.

Credit Underwriting & policy Implementation.:- underwriting credit proposals while adhering to credit policies , risk framework & regulatory guidelines. Portfolio Risk Management.:- Monitor delinquency, managing existing portfolio customers, identifying early warning signals for potential NPA’s. Team Management & stakeholder Collaboration.:- alignment with organizational goals, encouraging team work and conducting training with various departments like sales, Operation, Legal & Technical. Compliance & Audit readiness.:- ensure internal credit policies, regulatory norms, internal audit compliance & improvement in credit assessment efficiency. Market and Competitor analysis.:- stay updated on industry trends, competitor strategies, market risk & identify new opportunities for overall growth of location.

Role Name: Department Wholesale Banking – Credit Location Mumbai Number of Positions 1 Reporting Relationships Credit Manager Position Grade M4/M5 Job Role: Preparation of Credit Appraisal notes for SME clients. Discuss with business on Terms and Conditions for risk assessments Discuss with customers for obtention of information for preparation of CRANs. Monitor the accounts based on the terms stipulated by Sanctioning Authority. Prepare Monthly/Quarterly Monitoring Reports for the portfolio. Escalate with action plan for non-compliances. Visit the units and submit inspection reports. Manage and address any escalations related to risk assessments Job Requirements: Experience required for the Job: 3-6 years in Credit Underwriting for Large Corporates. Experience in Pharma sector credit analysis would be preferred (not mandatory). CA / MBA Good verbal, written communication & presentation skills.

Role Name: Department Wholesale Banking – Credit Location Mumbai Number of Positions 1 Reporting Relationships Credit Manager Position Grade M4/M5 Job Role: Preparation of Credit Appraisal notes for SME clients. Discuss with business on Terms and Conditions for risk assessments Discuss with customers for obtention of information for preparation of CRANs. Monitor the accounts based on the terms stipulated by Sanctioning Authority. Prepare Monthly/Quarterly Monitoring Reports for the portfolio. Escalate with action plan for non-compliances. Visit the units and submit inspection reports. Manage and address any escalations related to risk assessments Job Requirements: Experience required for the Job: 3-6 years in Credit Underwriting for Large Corporates. Experience in Pharma sector credit analysis would be preferred (not mandatory). CA / MBA Good verbal, written communication & presentation skills.

Underwriting (US Mortgage) Work from Home US Shifts Night Shifts Looking for People from US Mortgage background Only Position Overview: The Underwriter’s primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title. Additional responsibilities include entering data into the client’s loan operating system, utilizing an automated underwriting system to determine approval and clearing conditions for Final Approval. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skills. Essential Job Functions: Perform complete and in-depth review of mortgage loan files including; income, assets, credit and collateral Utilize client’s loan operating system to ensure accurate data entry Underwrite loans in accordance with client guidelines; utilizing AUS or manual guidelines Evaluate and ensure overall loan documents are accurate, complete, and compliant Ability to identify and/or clear red flag or alerts Issue loan decision and condition file accordingly Review and approve conditions for compliance and completion of loan file Provide excellent customer service to internal and external clients Maintain current knowledge of client and investor requirements Resolve pre and post-closing issues as they relate to underwriting Assist Processors/Loan Officers in understanding underwriting decisions and conditions Must be able to work in a high stress environment while delivering a high-level of customer service Ability to work more than 40 hours, on an as needed basis Requirements: Minimum 2+ years current conventional mortgage loan underwriting experience Strong knowledge of income calculations, tax returns, reading credit reports, identifying red flags Basic knowledge of appraisal and ability to recognize red flags and ineligible properties Thorough working knowledge of GSE underwriting guidelines and automated underwriting engines (DU/LP) Strong analytic, interpersonal, and verbal and written communication skills Detail-oriented with strong ability to time manage Ability to work in a flexible and production-oriented environment Must be willing and able to work as part of a team Strong capability to work in multiple systems - paperless environment Must be willing to work in strict security environment NMLS-MLO Licensure preferred Candidates must be available to work outside of normal business hours when necessary Regards Meenakshi Verma meenakshi.verma@mphasis.com Contact: 9596024539 Mphasis’ purpose is to be the “Driver in Driverless Car” for Global Enterprises by applying next-generation design, architecture and engineering services, to deliver scalable and sustainable software and technology solutions. Customer centricity is foundational to Mphasis, and is reflected in the Mphasis’Front2BackTM Transformation approach. Front2BackTM uses the exponential power of cloud and cognitive to provide hyper-personalized (C=X2C2TM=1) digital experience to clients and their end customers. Mphasis’ Service Transformation approach helps ‘shrink the core’ through the application of digital technologies across legacy environments within an enterprise, enabling businesses to stay ahead in a changing world. Mphasis’ core reference architectures and tools, speed and innovation with domain expertise and specialization , combined with an integrated sustainability and purpose-led approach across its operations and solutions are key to building strong relationships with marquee clients. (BSE: 526299; NSE: MPHASIS)

Job Summary: We are looking for a seasoned operations leader with deep expertise in underwriting to lead a high-performing team. The role involves managing day-to-day underwriting operations, ensuring compliance with SLAs, enhancing productivity, and driving continuous improvement across teams. Key Responsibilities: Lead and manage underwriting operations across multiple teams to deliver high-quality outcomes within defined SLAs and turnaround times (TATs). Develop and implement strategic plans to optimize team performance, capacity planning, and resource utilization. Monitor underwriting decisions for adherence to client guidelines and regulatory standards. Collaborate with quality, training, and compliance teams to drive accuracy and reduce error rates. Analyze process gaps and implement improvement initiatives using Lean/Six Sigma methodologies. Ensure effective communication and coordination between cross-functional teams and external stakeholders. Review and interpret underwriting data and trends to provide business insights and recommend operational strategies. Drive performance reviews, governance reporting, and client presentations. Manage team escalations, mentor managers and team leads, and promote a culture of accountability. Maintain operational compliance with internal policies, industry regulations, and client-specific requirements., Key Skills & Competencies: In-depth understanding of underwriting processes (mortgage/loan/insurance). Strong leadership and team management skills in a high-volume operations environment. Decision-making ability in complex underwriting scenarios. Proficiency in workflow management, reporting tools, and operational metrics. Excellent communication, client management, and stakeholder engagement abilities. Experience in process improvement, automation, and change management. Strong analytical skills and familiarity with quality tools (RCA, Pareto, etc.). Qualifications & Experience: Graduate/Postgraduate in Finance, Commerce, Business Administration, or related field. 12 years of total experience with at least 6 years in underwriting operations leadership. Experience in US/UK/AU mortgage or financial underwriting processes preferred. Certification in Six Sigma, PMP, or similar methodologies is an added advantage.

Head-Credit for a leading NBFC in Mumbai We are a leading, professionally managed Recruitment organisation engaged in placements with MNCs & Indian Enterprises across diverse verticals. We conduct placements across various functions and throughout India. We are partnering with a leading NBFC in Mumbai for an exciting leadership opportunity in Credit Management. This role is ideal for someone with a strong track record in credit risk management with mid-sized NBFCs, banks, or FinTech organisations. We are a leading, professionally managed Recruitment organisation engaged in placements with MNCs & Indian Enterprises across diverse verticals. We conduct placements across various functions and throughout India. We are partnering with a leading NBFC in Mumbai for an exciting leadership opportunity in Credit Management. This role is ideal for someone with a strong track record in credit risk management with mid-sized NBFCs, banks, or FinTech organisations. KRAs: 1. Credit Strategy & Underwriting: o Oversee credit policies, underwriting, and risk assessment for MSME lending. o Ensure minimal delinquencies/NPAs with a proven track record of sound credit decisions. 2. Function Leadership: o Build and scale a robust credit function, including digital lending/tech-based underwriting. o Lead and mentor a pan-India team of credit officers. 3. Business Alignment: o Balance risk with business growth objectives while maintaining compliance and ethical standards. 4. Stakeholder Collaboration: o Work closely with business teams, demonstrating strong interpersonal and leadership skills. Candidate Profile: • Skills: Assertive, results-driven, collaborative leader with excellent communication. • Traits: Self-starter, ethical, and adept at consensus-building. 1.MBAs / CAs 15-25 years in BFSI sector (Banks/NBFCs). 2.Credit Function: Minimum 8+ years (12+ years preferred) in credit underwriting/management. 3.Leadership: 3+ years (5+ years preferred) independently managing credit for SME/MSME lending in an NBFC/mid-sized bank (Indian private/PSU banks only). 4.Book Size: Managed loan portfolios of ₹1,500+ crores (₹2,500+ crores preferred). 5.Early Career: Initial experience in large financial institutions, followed by 5-10 years in NBFCs/mid-sized banks 6.Required experience in setting up and scaling Pan-India credit functions. 7.Proficiency in digital lending and technology-based credit approval or underwriting processes. 8 Exposure to both system-driven mid/large-sized companies, followed by start-ups or scale-ups 9.Team leadership Our clients offer excellent salaries and opportunities for career growth. If interested, please email your Resume to prakash@impsmanagement.com, referencing Credit, NBFC, Mumbai.

Company Description Since our inception in 2013, Magnum Insurance Broking has steadily emerged as a leading name in the Indian insurance market, recognized for our commitment to customer service and comprehensive insurance solutions. With an IRDA license, we offer a diverse range of general and life insurance products from esteemed providers to meet the unique needs of our varied clientele. Awarded for Best Customer Service, we pride ourselves on our customer-centric approach and strong industry expertise. Our innovative methods and dedication to excellence place us as a trusted partner in the insurance landscape. Role Description Key Responsibilities: Develop and execute innovative marketing and sales strategies to grow the property insurance portfolio in Nagpur and surrounding regions. Lead the end-to-end sales process, building strong relationships with corporate clients. Utilize technical underwriting knowledge to tailor insurance solutions that meet client needs while maintaining profitability. Drive brand visibility and positioning in the regional market through targeted campaigns and networking. Collaborate with underwriting and product teams to develop customized insurance products and offers. Analyze market trends, customer behavior, and competitor activity to identify new opportunities. Lead, motivate, and develop the sales team to meet and exceed targets. Ensure compliance with regulatory requirements and company policies. Qualifications & Experience: 10+ years of experience in property insurance sales, marketing, or business development. Strong background in technical underwriting and risk assessment is highly desirable. Proven track record of achieving and exceeding sales goals in a competitive environment. Excellent leadership, negotiation, and communication skills. Deep understanding of the Nagpur regional market dynamics. Bachelor’s degree in Insurance, Business, Marketing, Finance, or a related field; advanced degrees or certifications are a plus. Kindly Note : ##Must be from insurance broking firms or General insurance . Others please do note apply

AB Housing Finance Limited Area Technical Manager - Chennai Location: Guindy - Chennai, Tamil Nadu Job Purpose To contribute to risk management by ensuring that properties held as security for mortgages, home loans and Construction Finance are marketable and identifying and evaluating associated risks, to prepare and monitor the MIS for capturing the behaviour of the portfolio and the quality of security and to effectively monitor the technical vendors to ensure that the quality of technical reports and TATs are adhered Job Context & Major Challenges Organizational Context Key Aspects: Part of the Aditya Birla Financial Service Group (ABFSG), Aditya Birla Housing Finance Limited (ABHFL) is registered with the National Housing Bank as a housing finance company under the National Housing Bank Act, 1987. The company offers a complete range of housing finance solutions such as home loans, home improvement and home construction loans, balance transfer and top-up loans, loans against property and construction finance. The company acquired its license on 9th July 2014 and has aggressive growth plans. ABHFL operates in the Rs. 9.7 trillion Indian Housing Finance market, which has grown at a steady rate of 19% CAGR over the last 3 years while reporting good asset quality despite challenges in the operating environment. While the industry is dominated by five large groups, there has been an emergence of newer entrants in niche segments like affordable housing and self-employed borrowers, given the high potential in these segments. Despite increased focus by banks, HFCs have been able to maintain their share in the mortgage market and has remained stable at 37% as on September 2014. The nature of the HFC business (dealing largely with retail customers in the potentially sensitive area of housing/ mortgages), along with the additional regulatory and control mechanisms imposed as a result, means it is imperative that all functions and processes align and comply with sound risk management guidelines and applicable regulations/ controls proactively and judiciously. This is vital for managing risk and protecting interests of both the business as well as the customer. Job Context Key Aspects: The Risk team provides core underwriting services fundamental to the ABHFL business health, risk management and sustainability. Structured as a dual to the Sales/ Sourcing team, with positions mapped against corresponding Sales roles across the organization, the Risk team is responsible for necessary controls and process checks to ensure business performance and health. While the core responsibility for this function is to control the business via robust underwriting and risk management, supporting business expansion via joint evaluation of different product/ market growth proposals with the Sales team is also an important contribution. The role of Team Member – Technical is an integral part of the Risk & compliance & is responsible for carrying out due diligence for the underlying security i.e. Real Estate Property & ensure that all information required to take a credit decision w.r.t. real estate property be provided to higher management. He is also responsible for maintaining TAT. He is also responsible for providing updates about changes happening in statutory rules & regulations related real estate properties, real estate property rate movements, demand-supply analysis, impacts of economic changes on real estate property etc. In all he has to provide inputs related to real estate property to higher management which will help them in decision making to improvise TATs of the overall sanction process. Key Challenges Cross functional coordination to enable timely approval of proposals Regular updation on changing economic & Industry scenario. Key Result Areas KRA (Accountabilities) (Max 1325 Characters) Supporting Actions (Max 1325 Characters) KRA1 Preparing the Policy & Processes Preparing & review city specific process notes which can cater city specific deviations & mitigants for the same Inputs for updating technical policy, Vendor management Policy, Audit policy KRA2 Check the feasibility of Construction Finance Projects Visiting Construction Finance projects Due diligence of all project approvals Project analysis including evaluation of projects, project lifecycles, cost break-ups & Techno economic feasibility analysis Preparation of primary Project Feasibility analysis for Construction finance / Debt Syndication proposals Valuation of Construction Finance Projects, checking regulatory compliances w.r.t. permissions & Development Control Regulations of authorities Preparing project life cycles & Milestones Monitoring periodically the progress of projects & end use of funds for all construction finance cases Quarterly progress report for construction finance projects KRA3 Ensuring Business compliance Checking & validating valuation reports given by valuation agencies. Setting up of city specific process notes to identify city specific deviations & providing solutions for the same. Ensuring compliance with technical norms for the area in line with those set out as per the process. Timely collection and updating the amendments in development control regulations affecting real estate sector Minimum Experience Level 5 - 13 years Job Qualifications Other Degree

Job Code: SIL-56352 | LendFoundry Ahmedabad, Gujarat, India 1 position Required Experience 6 - 9 Years Skills Golang, ReactJS, Postgres View full description About the Role We are looking for a highly skilled and hands-on Technical Lead with strong expertise in Golang for backend development and React.js for frontend applications. You will be responsible for leading a cross-functional team, making architectural decisions, reviewing code, and ensuring high performance, scalability, and maintainability of our product. Key Responsibilities Handle tenant for the product. Lead and mentor a team of developers working across Go (backend) and React (frontend). Design scalable, secure, and performant architecture for product development. Collaborate with Product Managers and Designers to translate business requirements into technical solutions. Write clean, efficient, and maintainable code in Go and React. Review code, conduct design reviews, and ensure adherence to engineering best practices. Ensure optimal performance of the system through monitoring, profiling, and load testing. Lead agile ceremonies (planning, sprint reviews, retrospectives). Stay up-to-date with the latest trends in Go, React, and modern engineering practices. Technical Skills Must-Have: Strong experience in Golang and Go-based web frameworks (e.g., GRPC). Deep knowledge of React.js, TypeScript/JavaScript, and frontend tooling (Webpack, Babel, etc.). Experience in RESTful API design. Understanding of Microservices, gRPC, and API Gateway concepts. Experience with databases (Dgraph,PostgreSQL, Redis, etc.). Nice-to-Have: CI/CD pipelines (GitHub Actions, GitLab CI, Jenkins, etc.). Git and version control workflows. Experience with message queues ( RabbitMQ). Familiarity with containerization tools (Docker) and orchestration (Kubernetes). Soft Skills & Leadership Proven ability to lead and inspire a development team. Strong communication skills – able to clearly articulate technical solutions to non-technical stakeholders. Excellent problem-solving and analytical skills. Experience with code reviews, mentoring, and performance management. Strong bias for action and ownership. Education B. E., B. Tech., in Computer Science, Engineering, or a related field (or equivalent practical experience). About Company Lendfoundry is part of Sigma Infosolutions Limited (https://www.sigmainfo.net/), which was launched in 2004 having offices in Bangalore, Ahmedabad, Jodhpur and Indore. Lendfoundry (https://lendfoundry.com/), Founded in Irvine, California in 2015, with a mission to build the systems that will allow marketplace lenders to eliminate tech build out, minimize IT infrastructure and accelerate marketplace lender’s growth strategy. We enable digital lenders to focus on their core lending business, with access to latest acquisition, underwriting technologies, ready-made loan servicing software and portfolio benchmarking. LendFoundry is built on scalable technology and modular infrastructure as a turnkey solution for fintech startups and existing marketplace ventures and end-to-end loan origination and loan management process, allowing lenders to approve, disburse, and manage loans quickly and easily.

Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Associate Qualifications: BCom Years of Experience: 1 to 3 years About Accenture Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song— all powered by the world’s largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embrace the power of change to create value and shared success for our clients, people, shareholders, partners and communities.Visit us at www.accenture.com What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model. The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business. Conduct detailed research on the financial history of businesses to determine their creditworthiness. Assess the risk parameters of the loan, borrower, and industry including the Financial performance of the borrower and guarantor, assessing the repayment capacity and recommending the future course of action in approving/declining/counter offer of business loans. What are we looking for? Looking candidates for Banking Process Roles and Responsibilities: In this role you are required to solve routine problems, largely through precedent and referral to general guidelines Your expected interactions are within your own team and direct supervisor You will be provided detailed to moderate level of instruction on daily work tasks and detailed instruction on new assignments The decisions that you make would impact your own work You will be an individual contributor as a part of a team, with a predetermined, focused scope of work Please note that this role may require you to work in rotational shifts, BCom

Skill required: Com.Bkg- Commercial Real Estate - Commercial Loan Servicing Designation: Banking Advisory Associate Qualifications: BCom/MCom/Master of Business Administration Years of Experience: 1 to 3 years About Accenture Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song— all powered by the world’s largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embrace the power of change to create value and shared success for our clients, people, shareholders, partners and communities.Visit us at www.accenture.com What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model. The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business. A process by which a company (mortgage bank, servicing firm, etc.) collects interest, principal and escrow payments from a borrower. This includes sending monthly payment statements and collecting monthly payments, maintaining records of payments and balances, collecting and paying taxes and insurance (and managing escrow and impound funds), remitting funds to the note holder, and following up on delinquencies. What are we looking for? Adaptable and flexible Agility for quick learning Commitment to quality Written and verbal communication Ability to perform under pressure The role requires a good understanding of credit analysis, creditworthiness, underwriting, third party report validation of commercial property, commercial lending, financial analysis, asset evaluation, and income calculation; analysis of property inspection reports, rent rolls, Operating statement and preparation of letters based on the regulatory requirements; analysis of proof of payments, invoices, disbursement form, lien waivers & schedules. Expertise in commercial real estate underwriting or commercial underwriting is a must whereas residential underwriting is preferable. Roles and Responsibilities: In this role you are required to solve routine problems, largely through precedent and referral to general guidelines Your expected interactions are within your own team and direct supervisor You will be provided detailed to moderate level of instruction on daily work tasks and detailed instruction on new assignments The decisions that you make would impact your own work You will be an individual contributor as a part of a team, with a predetermined, focused scope of work Please note that this role may require you to work in rotational shifts, BCom,MCom,Master of Business Administration

Location : Baner, Pune Experience : 5-10 years Notice Period : Immediate up to 30 days We are looking for an experienced and motivated Product Owner to join our growing team in the FinTech space, specifically focused on B2B lending solutions. In this role, you will collaborate with cross-functional teams to define product requirements, manage backlogs, and ensure timely delivery of innovative solutions across the full loan lifecycle. Key Responsibilities Product Vision & Roadmap : Translate business strategy into product features, aligning with growth targets. Requirement Gathering : Collaborate with teams such as underwriting, finance, payments, and operations to document business needs. Agile Product Delivery : Act as the liaison between business stakeholders and development teams. Own the product backlog and ensure clarity of requirements. Scrum Participation : Engage in agile ceremonies like daily stand-ups, sprint planning, and retrospectives. Stakeholder Management : Communicate regularly with internal teams and gather feedback to iterate on the product. Problem Solving : Proactively identify roadblocks and facilitate smooth sprint execution. Required Qualifications 5+ years (for Product Owner) / 8+ years (for Senior Product Owner) of experience in product management or a similar role. Mandatory experience in FinTech Lending, with strong knowledge of loan lifecycle and financial products. Solid understanding and hands-on experience in Agile methodologies (Scrum, Kanban); SAFe experience is a plus. Strong communication skills to interact with both technical and non-technical stakeholders. Analytical mindset with the ability to make data-driven Qualifications : Educational background in Finance, Economics, or a related field. Why Apply? This role offers the opportunity to work at the forefront of financial technology innovation in a fast-paced, high-growth environment. Youll have the chance to directly influence how B2B lending platforms evolve, contribute to strategic product initiatives, and make a tangible impact. (ref:hirist.tech)

Job Requirements Job Description Job Title - Credit Manager - KCC Business Unit - Retail Banking Function - Credit (KCC / Agri) Job Purpose Agricultural Credit Manager’s job is to assess loan applications, which involves determining the financial health and creditworthiness of potential borrowers, as well as agricultural activities carried out at his field. These managers work with borrowers to explain loan terms and offer advice aimed at reducing risks and achieving positive outcomes for all parties. In addition, Agricultural Credit Managers often help develop relevant ag-related credit policies based on laws, regulations, and industry trends. Roles & Responsibilities Assessment of customers sourced by Agri Sales Team as per credit policy. Scrutiny of loan application, KYC, Financial Reports, Collateral Documents and ascertaining eligibility as per credit policy. Pre sanction inspections field visit and personal discussion with customers to establish credit worthiness. Underwriting of proposal is based on customers Agri profile i.e., Extent of Agri land holding, source of irrigation, crop grown and his experience in Agriculture. Verification of Credit checks like RBI default list, dedupes checks about negative, caution and restricted profiles, Probe details, Individual and Commercial CIBILS, etc. and other mandatory checks as per credit policy and guidelines. Analysis of statement of accounts, preparation of perfios. Understanding account related parameters. i.e., Churning, Cheque Returns, Utilization of facility, Interest Servicing, Cash flows, Cash deposits, remittance, and receivables details etc. Scrutiny of property documents and initiation of valuation and legal reports. Analysis of valuation report and legal reports. Maintain best Turn Around Time and keep nil Audit and hind-sighting error to ensure quality in underwriting and maintain healthy Portfolio. Educational Qualifications Any graduate preferably Agri graduates. Experience 2 - 3 years of experience in credit.

Key Responsibilities Own the top of the funnel – research, identify and prospect high-potential companies through cold calls, social selling, events and inbound qualification Run first-touch discovery with founders/finance leaders, uncovering funding pain-points and pitching Recur’s capital platform with authority and enthusiasm Qualify, prioritise and hand-off warm opportunities to Capital Consultants, ensuring every lead enters CRM with crisp notes, next steps and deadlines Maintain a winning pipeline – track activity, conversions and experiments in CRM; hit weekly outreach and monthly targets Be the market microphone – relay objections, feature requests and sector insights to Product, Growth and Underwriting so we keep sharpening our edge Level-up continuously – study capital-markets basics, lending products and SaaS metrics so you can graduate to a Capital Consultant role in 12-18 months What We’re Looking For 0-2 years in sales/business development (internships & campus sales experience count) You smash targets and celebrate the next one Magnetic communication – clear, concise, high-energy on phone, e-mail and social Fearless prospecting mindset: you’re comfortable calling a CFO you’ve never met and asking the right questions Solid grasp of spreadsheets/CRMs; you live in data dashboards and know your conversion rates Bachelor’s degree preferred; curiosity, grit and coachability required Why Join Recur Club? Blitz-scaling career path – prove yourself, move into Capital Consulting and close multi-crore debt deals High-impact comp – competitive base & uncapped incentives so you share the upside you help create Mission-driven tribe – work with ex-bankers, product hackers and deal-makers who value authenticity, humility, and excellence About Company: Recur Club is the result of the collective efforts of change-makers who believe in democratizing access to financing for founders. Speak with a Recur Club financing expert to discover and curate debt that can unleash growth for your business. No collateral is required, no equity dilution and there are no restrictions on the end usage of capital. Raise up to 20 crores and receive a term sheet within 48 hours of signing up. With the belief that growth should never cease, we are continuously creating products that enrich the lives of founders.