Job
Description
As a Credit Analyst at Candi, you will play a crucial role in leading the revolution of solar energy in emerging markets. Your primary responsibility will be to assess corporate credit risk, conduct in-depth financial analysis, and provide key insights to support decision-making processes. Here's a breakdown of your key responsibilities: - Dealing with various qualities of financial information, analyzing financial statements, identifying risk factors, and calculating key ratios. - Conducting research on industry competitive environments and risks. - Making informed decisions in situations with limited information and providing solid justifications. - Evaluating corporate credit risk, rating corporates, and preparing concise credit notes outlining identified risks and mitigating factors. - Performing KYC and background checks on companies and individuals, and advising the sales team on the adequacy of counterparties. - Providing training to other departments on risk issues to establish a company-wide sentiment for risk appetite and adoption of a portfolio risk view. - Staying updated on economic and industry developments, networking with financiers and risk rating agencies in the market. - Supporting the Head of Credit in advancing and improving in-house risk tools. Qualifications required for this role include: - CA/MBA Finance with working knowledge and at least 7 years of experience in credit underwriting for corporate clients. - Understanding of credit risk regulations set by RBI for NBFCs. - Proficiency in MS Excel. - Ability to analyze financial statements, audit reports, cash flows, leverage, collateral, and customer strength. - Strong communication and presentation skills. - Demonstrated judgment and analytical skills in evaluating credit risk and other key factors. - Effective industry research and professional networking abilities. In addition to the specific job requirements, Candi expects you to embody the company values on a daily basis. These values include prioritizing empathy over ego, being authentic, working collaboratively as a team, and embracing the principle that less is more. You will be part of a dynamic, cross-functional team that encourages initiative-taking and multicultural collaboration in executing bold ideas. Candi, as a company, stands out because: - It focuses on providing businesses in emerging markets with affordable, clean rooftop solar energy solutions. - It cultivates a client-centric and innovation-driven working culture. - It offers an international working environment that values trust and autonomy in carving out individual roles based on skill sets. If you are a qualified candidate who resonates with our values and is ready to contribute to the solar energy revolution, we invite you to apply for this exciting opportunity. Candi is an equal opportunities employer, and only shortlisted candidates will be contacted. As a Credit Analyst at Candi, you will play a crucial role in leading the revolution of solar energy in emerging markets. Your primary responsibility will be to assess corporate credit risk, conduct in-depth financial analysis, and provide key insights to support decision-making processes. Here's a breakdown of your key responsibilities: - Dealing with various qualities of financial information, analyzing financial statements, identifying risk factors, and calculating key ratios. - Conducting research on industry competitive environments and risks. - Making informed decisions in situations with limited information and providing solid justifications. - Evaluating corporate credit risk, rating corporates, and preparing concise credit notes outlining identified risks and mitigating factors. - Performing KYC and background checks on companies and individuals, and advising the sales team on the adequacy of counterparties. - Providing training to other departments on risk issues to establish a company-wide sentiment for risk appetite and adoption of a portfolio risk view. - Staying updated on economic and industry developments, networking with financiers and risk rating agencies in the market. - Supporting the Head of Credit in advancing and improving in-house risk tools. Qualifications required for this role include: - CA/MBA Finance with working knowledge and at least 7 years of experience in credit underwriting for corporate clients. - Understanding of credit risk regulations set by RBI for NBFCs. - Proficiency in MS Excel. - Ability to analyze financial statements, audit reports, cash flows, leverage, collateral, and customer strength. - Strong communication and presentation skills. - Demonstrated judgment and analytical skills in evaluating credit risk and other key factors. - Effective industry research and professional networking abilities. In addition to the specific job requirements, Candi expects you to embody the company values on a daily basis. These values include prioritizing empathy over ego, being authentic, working collaboratively as a te
