Role Summary
We are seeking a Senior Technical Lead - Payments Engineering to drive design, architecture, and delivery of modernization initiatives across the global payments landscape. This role blends technical leadership, architecture governance, and team management, focusing on building scalable, secure, and high-performance payment applications aligned to evolving standards such as ISO 20022, SWIFT gpi, RTP, FedNow, and SEPA Instant.
The Lead will work closely with Product Owners, Business Analysts, and Transformation Leads, providing technical direction to development teams and ensuring alignment with enterprise architecture, integration standards, and regulatory requirements.
Key responsibilities
1. Technical Leadership Architecture
- Define and oversee
application architecture, design patterns, and coding standards
for payment processing systems. - Drive modernization of legacy payment systems through
API-first, event-driven, and microservices architectures
. - Lead design of
real-time processing frameworks
, ensuring scalability, resilience, and low-latency transaction handling. - Provide hands-on guidance on
Java backend development
, Spring Boot
, RESTful APIs
, and messaging systems
(Kafka, JMS). - Establish and maintain high-quality
code review and DevOps practices
, ensuring adherence to security, reliability, and compliance standards.
2. Delivery Management Team Oversight
- Manage a team of
Java developers
, providing technical mentorship, workload planning, and skill development. - Collaborate with BAs and Product Owners to translate business needs into
technical epics, APIs, and sprint deliverables
. - Ensure development milestones, sprints, and releases are delivered on time with proper documentation and testing.
- Conduct design walkthroughs, peer reviews, and ensure code readiness for SIT/UAT and production.
3. Payments Domain Enablement
- Provide subject-matter guidance on
SWIFT, ISO 20022, RTP, SEPA, ACH, and cross-border payment
flows. - Lead efforts for
message translation (MT-MX)
, routing logic, and orchestration between payment gateways, screening systems, and reconciliation engines. - Collaborate with infrastructure and security teams to ensure
data encryption, API security, and resilience frameworks
meet financial-grade standards.
4. Collaboration Continuous Improvement
- Partner with DevOps teams to strengthen
CI/CD pipelines
, automated testing, and deployment governance. - Drive
performance tuning, observability, and fault-tolerance enhancements
across the payments application landscape. - Support knowledge sharing, technical documentation, and cross-training to strengthen internal payments capability.
Qualification
Bachelor s or Master s degree in Computer Science, Engineering, or related field.
Certifications in Java, Cloud Architecture, or Payments (e.g., AWS Certified Solutions Architect, Finastra/FIS Platform Training) preferred.
Skills Required
-
Strong expertise in Java 11+, Spring Boot, Microservices, REST APIs, and Asynchronous Messaging (Kafka, JMS, RabbitMQ)
-
Proven experience designing solutions for payment systems, gateways, or hubs, ideally with exposure to FIS, Finastra, Temenos, or VolPay
-
Deep understanding of ISO 20022, SWIFT MT/MX message mapping, and real-time payment flows (RTP, FedNow, SEPA Instant)
-
Familiarity with cloud-native architecture (AWS/Azure/GCP), Docker/Kubernetes, and CI/CD pipelines (Jenkins, GitLab, SonarQube)
-
Excellent leadership and communication skills, with ability to guide teams, resolve blockers, and influence architecture decisions
Demonstrated success in agile delivery environments, collaborating with cross-functional stakeholders across product, QA, and DevOps.
