Senior Policy Manager

Job Requirements

Role/ Job Title –

Function/ Department

Job Purpose

Roles & Responsibilities

• Facilitate regular asset quality reviews with provision of analytics insights to identify risks/ opportunities and recommend relevant actions
• Ensure program risk acceptance criteria are reviewed regularly, with timely updates for proactive adaptation to changes in legal /regulatory requirements, business strategies, market environment or portfolio performance
• Assist in building strong controls to mitigate risks across all spectrums (Onboarding, Credit, Operations, Fraud, Reputation)
• Foresee portfolio direction, loss estimates and how to control the same
• Monitor portfolio delinquencies at a micro level - identification of segments, locations and profiles which are delinquent
• Ability to shape the risk appetite of the product in line with growth objectives and Risk Appetite framework of the bank alongside risk based pricing
• Facilitate implementation of technological interventions like scorecards, digital journeys and automation to the streamline processes
• Recommend improvements to processes and policies across the Retail Banking business to drive operational efficiencies and high quality customer service
• Leverage in-house synergies through collaboration with internal stakeholders
• Attract and retain best-in-class talent for key roles in their reporting structure
  

Educational Qualifications

Experience