Senior Credit Manager-HF

As a Senior Credit Manager, you will be responsible for overseeing the credit risk assessment process and managing the credit department. Your primary role will involve analyzing credit data, evaluating creditworthiness of individuals or businesses, and making recommendations on credit limits. You will also be responsible for developing and implementing credit policies, procedures, and strategies to minimize risk and maximize revenue. In this role, you will work closely with cross-functional teams to ensure compliance with regulations and internal credit policies. You will also be involved in mentoring and training junior credit analysts, providing guidance on complex credit issues, and making decisions on credit approvals or denials. Additionally, you will be tasked with monitoring the credit portfolio, identifying potential risks, and taking proactive measures to mitigate those risks. The ideal candidate for this position should have a strong background in credit risk management, excellent analytical skills, and the ability to make sound credit decisions. You should also possess good communication skills, attention to detail, and the ability to work effectively in a fast-paced environment. A bachelor's degree in finance, accounting, or a related field is typically required, along with several years of experience in credit analysis or risk management. A certification such as Certified Credit Executive (CCE) or similar would be a plus.,