Senior Credit Analyst - LAS

0 years

0 Lacs

Posted:1 week ago| Platform: Linkedin logo

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Work Mode

On-site

Job Type

Full Time

Job Description

Job Summary: The role focuses on credit assessment, financial analysis, proposal preparation, exposure monitoring, and industry tracking. Candidates must possess strong analytical skills, market knowledge, and a solid understanding of credit and regulatory frameworks.

Key Areas Of Experience

  • Credit Analyst working in NBFCs/ Banks
Educational Qualifications: Preferably Chartered Accountant / MBA (if from reputed institute)
Key Responsibilities
  • Thorough understanding and analysis of companies and industry and presentation of ideas and recommendations.
  • Preparation of credit proposal - analyzing the borrower and group financials, security for the loan, background check for the borrower and promoters.
  • Presentation to the credit committee & Board and seeking approvals and issuance of the sanction letter.
  • Periodic Monitoring & Review of the exposures
  • Tracking the security performance, news updates, industry news, the promoters and the like
  • Adhering to the RBI regulations, internal policies
  • Maintaining various Policies, Data and MIS
  • Collect and analyze financial data using online and other data sources such as annual reports, Capitaline, Bloomberg etc.
  • Manage ad-hoc analytical research requests
  • Help prepare and maintain industry data. Track Macro/micro economic data
  • Track company operating metrics based on relevance in different sectors/companies
  • Have analyzed in the past various Mid or Large sized companies
(ref:iimjobs.com)

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