7930 Risk Management Jobs - Page 6

Key Deliverables: Evaluate creditworthiness using financial statements and credit reports Develop predictive credit models and risk assessment tools Provide actionable credit recommendations including limits and terms Support risk mitigation strategies and monitor client financial health Role Responsibilities: Analyze large financial datasets to inform credit decisions Assist in shaping credit policies and underwriting processes Monitor ongoing financial performance of borrowers Communicate findings and recommendations clearly to stakeholders

Key Responsibilities: Develop, implement, and monitor comprehensive compliance programs and policies. Ensure strict adherence to financial regulations and industry standards. Conduct regular compliance audits and risk assessments to identify gaps and recommend corrective actions. Provide effective training and awareness programs on compliance matters to employees at all levels. Stay informed on evolving laws, regulations, and best practices, advising senior management accordingly. Key Skills & Experience: Proven experience as a Compliance Officer or in a similar regulatory role. Strong knowledge of financial regulatory frameworks and compliance requirements. Excellent attention to detail with strong analytical and problem-solving abilities. Effective communication skills, capable of collaborating with legal teams and stakeholders.

Key Deliverables: Evaluate creditworthiness using financial statements and credit reports Develop predictive credit models and risk assessment tools Provide actionable credit recommendations including limits and terms Support risk mitigation strategies and monitor client financial health Role Responsibilities: Analyze large financial datasets to inform credit decisions Assist in shaping credit policies and underwriting processes Monitor ongoing financial performance of borrowers Communicate findings and recommendations clearly to stakeholders

Job Description Position / Designation Legal Manager Secured & Unsecured Lending Business Grade D2 Employment Type All Employment Type Reporting to Designation & Grade Zonal Credit Head Secured & Unsecured Lending Business No. of Reportees, Designation & Grade Main Tasks & Areas of Responsibility Drafting and vetting of transaction documents Finalizing the documents in connection with the acquisition of financial assets by ARC from other banks /financial institutions. Devising all the documents for issuance for security receipts by ARC to qualified institutional buyers. Overseeing all documents, process and compliance for additional investments into the ARC (e.g., additional equity or NCDs) and all agreements the ARC is a party too To oversee external counsel/subject matter experts in connection with documentation Set up and administer efficient systems and processes towards legal risk management To anticipate and guard against legal and regulatory risks facing ARCs business To set up, implement and periodically update Legal SOP comprising of standard procedure for administering/ managing legal functions involving corporate legal issues, dispute resolution, due diligence, DMS, empanelment etc. To efficiently manage/ support other legal process initiatives including security release/ replacement, MIS, DMS, empanelment etc. To keep informed of industry-specific regulations to ensure that appropriate risk management strategies are in place To analyze legal and regulatory issues for their impact on specific investments, investment strategies and relevant regulatory implications Dispute Resolution To set-up efficient dispute resolution strategy. Handling SARFAESI/ IBC and other legal matters before legal fora and with with external counsel. To closely co-ordinate with lawyers on various forms of dispute resolution To efficiently manage litigation data and documents including details of orders, awards, claims, counter-claims, litigation etc. General Support To provide support towards drafting and vetting of non-lending contracts, e.g., service provider agreement, non-disclosure agreements, I.T Contracts, H.R Contracts etc. To provide opinion/ advise on any day to day/ legal issue. To focus on skill enhancement & team development Periodically conduct sessions/ seminars on concerned legal and regulatory subjects. Arrange for training of the Legal Team, Compliance Team and Corporate Secretarial Team from time to time to keep the team updated with changing laws and precedents To share legal updates with the relevant ABC and Varde representatives on legal and regulatory issues pertaining to AB ARC business. Compliance To develop and maintain strong knowledge of laws, regulations and industry best practices for ARCs, stressed and distressed asset acquisitions and restructurings. To monitor and report on developments in compliance and regulatory arena. To oversee the planning and execution of compliance programs, including monitoring, testing, identifying opportunities for improvement and communicating value added recommendations To be responsible for ensuring compliance with applicable laws and regulations, regulatory and compliance filing activities, detecting any compliance issues and executing correction actions to correct compliance issues. Oversee regulatory examinations, inquiries and other data requests. Skills and Exposure Special Requirements (If any) Must have experience in Secured lending / unsecured lending business Job Location / State Any where in India Compensation Band As per policy Entitlements As per policy Stake Holders Should be able to manage multiple stakeholders and collaborate with business heads Career Progression Educational Qualification / Technical Certification LLB in Any Specialization Skill Sets Experience in SULB business Communication Skills Good oral, written and presentation skills Experience 4+years of overall experience Behavioral Competencies Uncompromising ethical standards and discipline expected

Job Description A Job Specification 1 Company Name : Muthoot Fincorp Limited 2 Position / Designation : NATIONAL MANAGER - BUSINESS LEGAL 3 Grade : AVP 4 Employment Type : All Employment Type 5 Reporting to Designation & Grade : National Credit Head Secured & Unsecured Lending Business 6 No. of Reportees, Designation & Grade : 7 Main Tasks & Areas of Responsibility : Key Result Areas and Supporting Actions Providing integrated legal support towards following broad aspects of the legal function. Formulation & Implementation of Legal Policies & Procedures for Muthoot Fincorp Secured & Unsecured Lending Business Comprising of MSME Loans backed by Property, Gold Pan India. Extending Guidance to the Zonal / State Legal Team on Title Due diligence on broad policy guidelines as well as on Transactional based deviations. Monitoring & Updation on Law, Policy and regulatory requirements impacting retail mortgage business Vendor Management Team Management Market Intelligence Concurrent Docket Audit Trainings Litigation Management Acquisition & resolution of financial assets & transaction structuring Drafting & Vetting of Transaction documents Set up and administer efficient systems and Processes towards Legal risk management Dispute resolution General Support. To Focus on Skill Enhancement & Team Development Compliance 8 Skills and Exposure : Currently handling a national role in Legal department of a Housing Finance Co. or atleast in the capacity of Zonal Manager for atleast 3 to 4 years preferably in a Housing Finance Co, NBFC. 9 Special Requirements (If any) : Must have experience in Secured lending / unsecured lending business 10 Job Location / State : Chennai 11 Compensation Band : As per policy 12 Entitlements : As per policy 13 Stake Holders : Should be able to manage multiple stakeholders and collaborate with business heads 14 Career Progression : B 15 Educational Qualification / Technical Certification : LLB in Any Specialization 16 Skill Sets : Experience in SULB business Techical & Functional expertise Familiar wih a variety of location s (field s) concepts, practices and procedures Strong understanding of the geographical spread Strong analytical skills and rich experience in conceptualizing strategy. 17 Communication Skills : Good oral, written and presentation skills 18 Experience : 15 years of overall experience 19 Behavioral Competencies : Uncompromising ethical standards and discipline expected High Energy levels Result Orientation with execution Cross Functional Team Synergy A Team player who can manage efficiently in a Changing environment Ability to multitask and prioritize workload to complete assigned responsibilities in a fast paced changing environment 20 Other Requirements (If any) : -

Job Description A Job Specification 1 Company Name : Muthoot Fincorp Limited 2 Position / Designation : CHIEF MANAGER - LEGAL 3 Grade : AVP 4 Employment Type : All Employment Type 5 Reporting to Designation & Grade : National Legal Head Secured & Unsecured Lending Business 6 No. of Reportees, Designation & Grade : 7 Main Tasks & Areas of Responsibility : Key Result Areas and Supporting Actions Providing integrated legal support towards following broad aspects of the legal function. Formulation & Implementation of Legal Policies & Procedures for Muthoot Fincorp Secured & Unsecured Lending Business Comprising of MSME Loans backed by Property, Gold Pan India. Extending Guidance to the Zonal / State Legal Team on Title Due diligence on broad policy guidelines as well as on Transactional based deviations. Monitoring & Updation on Law, Policy and regulatory requirements impacting retail mortgage business Vendor Management Team Management Market Intelligence Concurrent Docket Audit Trainings Litigation Management Acquisition & resolution of financial assets & transaction structuring Drafting & Vetting of Transaction documents Set up and administer efficient systems and Processes towards Legal risk management Dispute resolution General Support. To Focus on Skill Enhancement & Team Development Compliance 8 Skills and Exposure : Currently handling a national role in Legal department of a Housing Finance Co. or atleast in the capacity of Zonal Manager for atleast 3 to 4 years preferably in a Housing Finance Co, NBFC. 9 Special Requirements (If any) : Must have experience in Secured lending / unsecured lending business 10 Job Location / State : Chennai 11 Compensation Band : As per policy 12 Entitlements : As per policy 13 Stake Holders : Should be able to manage multiple stakeholders and collaborate with business heads 14 Career Progression : B 15 Educational Qualification / Technical Certification : LLB in Any Specialization 16 Skill Sets : Experience in SULB business Techical & Functional expertise Familiar wih a variety of location s (field s) concepts, practices and procedures Strong understanding of the geographical spread Strong analytical skills and rich experience in conceptualizing strategy. 17 Communication Skills : Good oral, written and presentation skills 18 Experience : 15 years of overall experience 19 Behavioral Competencies : Uncompromising ethical standards and discipline expected High Energy levels Result Orientation with execution Cross Functional Team Synergy A Team player who can manage efficiently in a Changing environment Ability to multitask and prioritize workload to complete assigned responsibilities in a fast paced changing environment 20 Other Requirements (If any) : -

We are looking for a highly skilled and experienced Credit Support professional with 2 to 7 years of experience to join our team in Mumbai. The ideal candidate will have a strong background in credit processes and underwriting, with excellent analytical and communication skills. Roles and Responsibility Implement and manage credit processes and underwriting for the business. Appraise proposals and monitor existing portfolios to ensure compliance with regulatory requirements. Prepare MIS reports and maintain turnaround times for deal evaluation and processing. Conduct client meetings, unit visits, and interact with clients to understand their needs and provide effective solutions. Handle internal customer service issues, including credit and compliance matters, and take corrective measures. Collaborate with sales, collection, and operations teams to drive business growth and maintain a quality portfolio. Job Diploma or Degree in any field, with an MBA being preferred. Minimum 2 years of experience in credit support, monitoring, or a related field. Possess strong knowledge of credit policies, underwriting, and risk management. Demonstrate excellent analytical, communication, and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong attention to detail and organizational skills are required.

Job Title: Infra PM (Junior) Backup Infrastructure Location: Bangalore (Hybrid) Notice Period: Immediate Joiner or max 30 days Experience: 5+ Years Shift: Flexible Company: Norwin Technologies (Client: Product-Based Company) About the Role Norwin Technologies is seeking a skilled IT Infrastructure Project Manager to lead and deliver critical infrastructure implementation and transformation projects. You will be responsible for managing a diverse portfolio, including data center migrations, cloud transitions, network and storage upgrades (SAN/NAS), and backup infrastructure projects. This role demands hands-on delivery experience, technical competence, and strong stakeholder engagement capabilities Key Responsibilities: Own and drive project delivery for backup infrastructure initiatives (e.g., data protection, recovery strategy rollouts, backup solution migrations). Define and manage project scope , goals, deliverables, schedules, and dependencies. Coordinate with cross-functional teams (infra, storage, backup, cloud) to track progress and resolve delivery roadblocks. Identify risks , develop mitigation strategies , and manage issues throughout the project lifecycle . Act as a key point of contact between business units, technical teams, and third-party vendors. Ensure all project documentation (status reports, project charters, RAID logs, timelines) is updated and aligned with organizational standards. Participate in change management, compliance reviews, and process improvement initiatives. Support planning activities for audits, DR drills , and capacity forecasting from a project oversight perspective. Required Skills & Experience: Proven experience managing IT infrastructure projects , preferably focused on backup, storage (SAN/NAS) , or disaster recovery. Solid understanding of backup technologies (e.g., Commvault, Veritas, Veeam, Dell EMC) and their role in enterprise environments. Ability to manage stakeholders , lead cross-functional teams, and communicate effectively across technical and non-technical audiences. Familiarity with project tools such as MS Project, Jira, Confluence, ServiceNow, or similar platforms. Good understanding of ITIL processes and project delivery methodologies (Agile/Waterfall/Hybrid). Excellent organizational, communication, and analytical skills. Qualifications: Bachelors Degree in Computer Science, Information Technology, or a related field. 5+ years of experience in project management for infrastructure environments with a focus on backup-related projects. PMP, PRINCE2, or equivalent certification is a strong advantage. Experience working with global or product-based clients is a plus. Nice to Have: Exposure to cloud-based backup solutions (AWS, Azure, GCP). Knowledge of compliance and regulatory frameworks in data protection. Experience managing vendors and third-party service providers in infrastructure delivery. Regards, Ipsita Saha (TA) Norwin Technologies

We are looking for a highly skilled and experienced Credit Executive to join our team in Jaipur. The ideal candidate will have 2-5 years of experience in the banking or financial services industry, with expertise in credit underwriting, disbursements, collateral management, and coordination with cross-functional sales operations. Roles and Responsibility Conduct personal discussions on cases according to laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines for completing assigned activities. Protect company assets through proper evaluation of all credit requests, establishing credit limits, and ensuring adequate documentation and security. Communicate credit decisions effectively to stakeholders. Enhance underwriting efficiencies while ensuring risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Job Minimum 2 years of experience in the banking or financial services industry. Strong skills in underwriting, disbursements, collateral management, and coordination with cross-functional sales operations. Ability to work in a fast-paced environment and meet deadlines. Excellent communication and interpersonal skills. Strong analytical and problem-solving skills. Ability to maintain confidentiality and handle sensitive information. Educational qualificationsAny Graduate or Postgraduate degree. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer service and building long-term relationships with its clients.

We are looking for a highly skilled and experienced Credit Executive to join our team in Jhalawar. The ideal candidate will have 2 to 7 years of experience in the banking or financial services industry, with expertise in underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Roles and Responsibility Conduct personal discussions on cases according to laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines for completing assigned activities. Evaluate credit requests, establish credit limits, and ensure all loans are adequately documented and secured by appropriate collateral. Communicate credit decisions effectively to stakeholders. Enhance underwriting efficiencies while ensuring adequate risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Job Minimum 2 years of experience in the banking or financial services industry. Strong skills in underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Ability to evaluate credit requests, establish credit limits, and ensure proper documentation and security. Excellent communication skills for effective stakeholder interaction. Ability to improve underwriting efficiencies while managing risks. Familiarity with loan account verification, cross verification, KYC check, bank passbook check, income and expense assessment, and CPC checklist verification.

We are looking for a highly skilled and experienced Area Credit Manager to lead our retail credit team in Thiruvananthapuram. The ideal candidate will have 6-9 years of experience in the banking or financial services industry, with a strong background in credit underwriting and portfolio management. Roles and Responsibility Manage a team of Branch credit managers and Credit Executives to achieve business objectives. Conduct personal discussions with customers to establish creditworthiness and make informed decisions. Ensure pre and post sanction credit risk compliance to maintain high standards. Control delinquencies through portfolio review, particularly monitoring non-starters. Coordinate with sales teams to achieve targets and ensure timely completion of tasks. Support and train the team of Credit Managers/officers to enhance their skills and knowledge. Job Graduate in any discipline with a strong academic record. Minimum 6 years of experience in credit underwriting and portfolio management. Possess strong knowledge of credit principles, practices, and regulations. Demonstrate excellent communication, leadership, and interpersonal skills. Ability to work closely with regional Credit Managers and internal teams like ICQ, Operational, and Sales. Strong analytical and problem-solving skills are required to control portfolio performance and manage risks.

We are looking for a skilled professional with 4 to 9 years of experience to join our team as an Area Credit Manager in Kolkata. The ideal candidate will have a strong background in corporate finance and credit appraisal, with excellent analytical and leadership skills. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Engage in development, implementation, review, and monitoring of various credit programs, providing training and coaching to continuously upgrade the competency of the team. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Develop, implement, review, and monitor various credit programs and provide training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Evolve underwriting norms customized to local market needs and ensure continued enhancement and execution of consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance and credit appraisal. Possess strong knowledge of credit policy, underwriting, and risk assessment. Demonstrate excellent analytical, leadership, and communication skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong attention to detail and organizational skills are required.

We are looking for a highly skilled and experienced Associate - Internal Audit to join our team in Mumbai. The ideal candidate will have 2-4 years of experience in internal auditing or a related field. Roles and Responsibility Assist in preparing the Risk Based Internal Audit Plan and conduct comprehensive audits, including management, system, financial, compliance, and operational audits. Ensure overall performance of audit procedures, identifying and defining issues, developing criteria, reviewing and analyzing evidence, and documenting client processes and procedures. Conduct interviews, review documents, develop and administer surveys, compose summary memos, and prepare working papers. Identify, document audit issues and recommendations, and draft internal audit reports. Develop and maintain productive relationships with clients, staff, and management through individual contacts and group meetings. Pursue professional development opportunities, including internal and external training and professional association memberships, and share information with co-workers. Assist in completing internal audits according to the defined process/ methodology and provide audit administration/helpdesk support. Adhere to quality initiatives within the department, maintaining a solid Quality Assurance and Improvement Program (QAIP) and ensure compliance with International Professional Practice framework & standards (IPPF). Ensure a thorough understanding of GAAP, RBI Regulations, and IIA Standards for the Professional Practice of Internal Auditing. Demonstrate effective use of financial systems and controls to facilitate risk-based audits and ensure appropriate documentation in audit working papers. Job Post Graduate in any discipline. Strong knowledge of accounting principles, auditing standards, and regulatory requirements. Excellent communication, interpersonal, and analytical skills. Ability to work independently and as part of a team. Strong attention to detail and organizational skills. Familiarity with financial software and systems. Experience in conducting interviews, reviewing documents, and developing surveys. Knowledge of QAIP and IPFF frameworks. Understanding of GAAP, RBI regulations, and IIA standards for internal auditing. Proficiency in using financial systems and controls for risk-based audits. Ensuring proper documentation in audit working papers.

We are looking for a highly skilled and experienced Quality Executive to join our team in Edappadi, Pirivu Road. The ideal candidate will have 2 to 7 years of experience in quality control and assurance, with a strong background in credit underwriting and risk management. Roles and Responsibility Conduct personal discussions on cases as per laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines for completing assigned activities. Utilize skills in underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Protect company assets through proper evaluation of all credit requests and establishing credit limits. Ensure all loans are adequately documented and secured by appropriate collateral. Communicate credit decisions effectively to stakeholders. Improve underwriting efficiencies while ensuring adequate risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances and ICQ Observation Closure. Job Minimum 2 years of experience in quality control and assurance, preferably in the banking or financial services industry. Strong knowledge of credit underwriting, risk management, and quality control processes. Excellent communication and interpersonal skills are required to work effectively with stakeholders at all levels. Ability to analyze complex data and make informed decisions is essential. Strong attention to detail and ability to maintain accurate records are necessary. Experience with quality control software and systems is preferred. A graduate degree is required for this position. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing high-quality products and services to its customers.

We are looking for a highly skilled and experienced professional with 2 to 7 years of experience to join our team as a Manager - Retail Credit - Housing - Credit in Gadag, Maharashtra. The ideal candidate will have a strong background in credit underwriting and management. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to determine loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS of the cluster and regularly report the same. Build and facilitate effective relationships with third parties to achieve the best outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to support approving authority decisions on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage business in close liaison with the sales team. Undertake ongoing review of credit exposures to maintain bankability standards. Facilitate critical review and documentation of proposals and monitor client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree. CA/MBA certification is preferable. Minimum 2 years of experience in credit underwriting and management. Possess strong knowledge of credit underwriting principles and practices. Demonstrate excellent communication and interpersonal skills. Ability to work effectively in a fast-paced environment and meet deadlines.

We are looking for a skilled professional with 6 to 11 years of experience to underwrite corporate finance business and manage the portfolio in assigned areas. The ideal candidate will have a strong background in credit appraisal and risk management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for designated regions. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Engage in developing, implementing, reviewing, and monitoring various credit programs, providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to local market needs and enhance and execute consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 6 years of experience in credit appraisal and risk management. Strong knowledge of credit policies, procedures, and regulations. Excellent communication and leadership skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience in leading a team of credit approvers to ensure portfolio quality and delinquencies. Skills in development, implementation, review, and monitoring of various credit programs, along with training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to local market needs and enhance and execute consumer credit risk strategy.

We are looking for a highly skilled and experienced professional to join our team as a Manager - Retail Credit in Hyderabad. The ideal candidate will have 10-15 years of experience in the banking industry, with expertise in housing loan business. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios and loan to value ratios, and maintain portfolio MIS, delinquency MIS, and other operations-related MIS. Build and facilitate effective relationships with third parties to achieve the best outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to support approving authority decisions on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage business in close liaison with the sales team. Undertake ongoing review of credit exposures to ensure continued bankability and facilitate critical review and documentation of proposals while monitoring client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps when needed and ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree with a strong academic record. Minimum 10 years of experience in the banking industry, preferably in housing loan business. Strong knowledge of credit underwriting, risk assessment, and credit risk management. Excellent communication and interpersonal skills, with the ability to build strong relationships with clients and stakeholders. Proficiency in MS Office and other relevant software applications. Certification in CA/MBA is preferable. Additional Info The company offers a dynamic work environment and opportunities for growth and development.

We are looking for a highly skilled and experienced Quality Executive to join our team in Barwala. The ideal candidate will have 6-8 years of experience in quality control, underwriting, or related fields. Roles and Responsibility Conduct personal discussions with cases as per laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines in completing assigned activities. Utilize skills in underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Protect company assets through proper evaluation of credit requests and establishing credit limits. Ensure all loans are adequately documented and secured by appropriate collateral. Communicate credit decisions effectively to stakeholders. Improve underwriting efficiencies while ensuring adequate risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Job Minimum 6-8 years of experience in quality control, underwriting, or related fields. Strong knowledge of banking and financial services. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience with loan account verification, cross verification, and KYC check. Educational qualificationsAny Graduate or Postgraduate degree. Additional Info The company offers a competitive salary and benefits package.

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Mumbai. The ideal candidate will have 2-7 years of experience in corporate finance, credit appraisal, or a related field. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies, engaging in development, implementation, review, and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to local market needs and ensure continued enhancement and execution of consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 2 years of experience in corporate finance, credit appraisal, or a related field. Possess strong knowledge of credit policies, procedures, and regulations. Demonstrate excellent analytical, communication, and leadership skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong attention to detail and organizational skills are required.

We are looking for a highly skilled and experienced professional with 10 to 15 years of experience to join our team as a Manager - Retail Credit in Ahmedabad. The ideal candidate will have a strong background in credit underwriting, risk management, and customer relationship building. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Underwrite proposals according to laid down policies and procedures to meet business volumes. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to predict loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS of the cluster and regularly report the same. Build and facilitate effective relationships with third parties to achieve the best outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to support approving authority decisions on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage business in close liaison with the sales team. Undertake ongoing review of credit exposures to ensure continued bankability. Facilitate critical review and documentation of proposals and monitor client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree with a preference for CA/MBA certification. Minimum 10 years of experience in credit underwriting, risk management, or a related field. Possess strong knowledge of credit underwriting principles, risk assessment, and credit risk management. Demonstrate excellent communication and interpersonal skills to build effective relationships with customers and stakeholders. Ability to work in a fast-paced environment and meet business volume targets is essential. Strong analytical and problem-solving skills are needed to assess complex credit data and make informed decisions.

We are looking for a skilled professional with 5 to 10 years of experience in the MFI business, specifically in risk or audit departments. The ideal candidate will have a strong background in data handling and risk analytics. This position is based in Mumbai. Roles and Responsibility Map risks in MFB business and trigger system studies to identify trends. Ensure adherence to policy processes based on data triggers and analysis. Train and supervise the CMU team to ensure effective operations. Publish reports and MIS for CMU operations to track performance. Take end-to-end corrective action for violations identified from CMU, including case inputs for the Disciplinary committee and product teams. Provide regular training and briefs to sales leadership on trends in CMU. Job Minimum 5 years of experience in the MFI business, preferably in risk or audit departments. Strong working knowledge of data handling and risk analytics. Experience in publishing reports and MIS for CMU operations. Ability to train and supervise the CMU team effectively. Strong understanding of microfinance business operations and regulations. Excellent communication and analytical skills.

We are looking for a highly skilled and experienced Quality Executive to join our team in Khammam, Yellandu, and J Grades. The ideal candidate will have 2 to 7 years of experience in quality control and assurance, with a strong background in credit underwriting and risk management. Roles and Responsibility Conduct personal discussions on cases as per laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines in completing assigned activities. Utilize skills in underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Protect company assets through proper evaluation of all credit requests and establishing credit limits. Ensure all loans are adequately documented and secured by appropriate collateral. Communicate credit decisions effectively to stakeholders. Improve underwriting efficiencies while ensuring adequate risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Job Minimum 2 years of experience in quality control and assurance, preferably in the banking or financial services industry. Strong knowledge of credit underwriting, risk management, and quality control processes. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience with loan account verification, cross verification, KYC check, bank passbook check, income and expense assessment, and loan card check is desirable. Educational qualificationsAny Graduate or Postgraduate degree. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing high-quality products and services to its customers.

We are looking for a highly skilled and experienced Credit Manager to join our team in Delhi. The ideal candidate will have 2-7 years of experience in credit administration, underwriting, or a related field. Roles and Responsibility Implement and manage credit admin processes and credit underwriting for the corporate finance division. Ensure security perfection and appropriate charge creation along with filing in ROC for assets securing the facility. Follow up on post-disbursal documents (PDD) and deferral MIS. Generate MIS on revenue leakages as per sanction conditions. Conduct process mapping and process improvement related to business operations. Coordinate with the operation department for data input and file maintenance. Job MBA in Finance/CA or any graduate degree. Minimum 2 years of experience in credit administration, underwriting, or a related field. Possess strong knowledge of credit management, financial services, and banking operations. Demonstrate excellent communication and coordination skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong analytical and problem-solving skills are required.

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Mumbai. The ideal candidate will have 3 to 8 years of experience in corporate finance, credit underwriting, and portfolio management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite for all customer segments for corporate finance products and present to senior level. Authorize deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Lead a team of credit approvers to ensure portfolio quality and minimize delinquencies. Develop, implement, review, and monitor various credit programs, providing training and coaching to continuously upgrade the competency of the team. Oversee and initiate follow-ups with external vendors to ensure timely query resolution and report submission, eliminating undue delays. Coordinate with the recoveries team and generate business insights. Travel extensively to oversee branches in the territory to develop business, guide the team, and ensure a quality portfolio. Ensure compliance with all Audit/other regulatory regulations, processes, policies, and reports as per company systems. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 3 years of experience in corporate finance, credit underwriting, and portfolio management. Possess strong knowledge of credit underwriting, financial services, and banking operations. Demonstrate excellent leadership and team management skills. Exhibit strong analytical and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines is essential.

We are looking for a highly skilled and experienced Quality Executive to join our team in Vijayawada. The ideal candidate will have 2 to 7 years of experience in quality control, underwriting, or related fields. Roles and Responsibility Conduct personal discussions with cases as per laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines in completing assigned activities. Utilize skills in underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Protect company assets through proper evaluation of all credit requests and establishing credit limits. Ensure all loans are adequately documented and secured by appropriate collateral. Communicate credit decisions effectively to stakeholders. Improve underwriting efficiencies while ensuring adequate risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Job Minimum 2 years of experience in quality control, underwriting, or related fields. Strong knowledge of banking and financial services. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience with loan account verification, cross verification, and KYC check. Educational qualificationsAny Graduate or Postgraduate degree. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing high-quality services to its clients.