167 Risk Controls Jobs - Page 4

Whether you're at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you'll have the opportunity to expand your skills and make a difference at one of the world's most global banks. We're fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You'll also have the chance to give back and make a positive impact where we live and work through volunteerism. Shape your Career with Citi Citi's Risk Management organization oversees risk-taking activities and assesses risks and issues independently of the front line units. We establish and maintain the enterprise risk management framework that ensures the ability to consistently identify, measure, monitor, control and report material aggregate risks. We are currently looking for a high caliber professional to join our team as Assistant Vice-President - Risk Reporting Sr. Analyst based in Mumbai, India. Being part of our team means that we'll provide you with the resources to meet your unique needs, empower you to make healthy decisions and manage your financial well-being to help plan for your future. For instance: - Citi provides programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more. Coverage varies by country. - We believe all parents deserve time to adjust to parenthood and bond with the newest members of their families. That's why in early 2020 we began rolling out our expanded Paid Parental Leave Policy to include Citi employees around the world. - We empower our employees to manage their financial well-being and help them plan for the future. - Citi provides access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses. - We have a variety of programs that help employees balance their work and life, including generous paid time off packages. - We offer our employees resources and tools to volunteer in the communities in which they live and work. In 2019, Citi employee volunteers contributed more than 1 million volunteer hours around the world. In this role, you're expected to: The Risk Reporting Senior Analyst is a seasoned professional role. Applies in-depth disciplinary knowledge, contributing to the development of new techniques and the improvement of processes and work-flow for the area or function. Integrates subject matter and industry expertise within a defined area. Requires in-depth understanding of how areas collectively integrate within the sub-function as well as coordinate and contribute to the objectives of the function and overall business. Evaluates moderately complex and variable issues with substantial potential impact, where development of an approach/taking of an action involves weighing various alternatives and balancing potentially conflicting situations using multiple sources of information. Requires good analytical skills in order to filter, prioritize and validate potentially complex and dynamic material from multiple sources. Strong communication and diplomacy skills are required. Regularly assumes informal/formal leadership role within teams. Involved in coaching and training of new recruits Significant impact in terms of project size, geography, etc. by influencing decisions through advice, counsel and/or facilitating services to others in area of specialization. Work and performance of all teams in the area are directly affected by the performance of the individual. We are seeking a talented individual to join our Enterprise Risk Reporting department as a Process and Infrastructure Initiative Specialist. This role requires a strong background in technology, data analytics, and software development, with expertise in Business Intelligence tools, workflow development tools, and programming languages such as Python & Java. The successful candidate will lead initiatives to enhance processes and infrastructure within our risk reporting framework, leveraging advanced data science and machine learning techniques. Responsibilities: - Lead initiatives to optimize processes and infrastructure within the Enterprise Risk Reporting department, focusing on efficiency and scalability. - Collaborate with cross-functional teams to identify areas for improvement and implement solutions using innovative technologies. - Utilize advanced data analytics techniques to analyze complex datasets and provide actionable insights for risk management. - Develop and maintain automated reporting systems and dashboards using Business Intelligence tools like Tableau to visualize key risk metrics. - Design and implement workflows using workflow development tools like Appian to streamline data collection, analysis, and reporting processes. - Apply expertise in Python for data analysis, data science, machine learning, and artificial intelligence to develop predictive models and enhance risk assessment capabilities. - Participate in generic software development projects to support the broader goals of the Enterprise Risk Reporting department. - Participates in preparing regular and time-sensitive ad-hoc deliverables to the regulators and senior managements, closely working with industry and regional senior portfolio managers - Resolves complex problems where analysis of situations or data Requires an in-depth evaluation of basic operations and business processes, family procedures, and industry standards for business supported. - Demonstrates ability to Lead projects and/or offer solutions at an advanced level, for assigned operations area. - Liaises with multiple operations teams. - Evaluates moderately complex and variable operations issues that have substantial potential impact, and recommends changes to streamline processes as required. As a successful candidate, you'd ideally have the following skills and exposure: - 5-8 years senior level experience in a related role - Bachelor's required, Master's degree a plus in Computer Science, Information Systems, Finance, or a related field. - Proven experience in process optimization and infrastructure enhancement within a financial services environment. - Strong proficiency in data analytics techniques and tools, with hands-on experience in Python, Business Intelligence tools such as Tableau, and workflow development tools like Appian. - Experience or Good understanding in the field of data science, machine learning, and artificial intelligence techniques for risk modeling and prediction. - Demonstrated ability to manage multiple projects simultaneously and drive results in a fast-paced environment. - Excellent communication and collaboration skills, with the ability to work effectively with cross-functional teams. - Detail-oriented with strong analytical and problem-solving abilities. Education: - Bachelors/Master's/University degree or equivalent experience Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community and make a real impact. Take the next step in your career, apply for this role at Citi today,

The Risk Analytics, Modeling and Validation role involves the development, enhancement, and validation of methods for measuring and analyzing all types of risks, including market, credit, and operational. In areas related to credit risk, individuals in this role develop, enhance, and validate models for measuring obligor credit risk, or early warning tools that monitor the credit risk of corporate or consumer customers, besides being involved in Loss Given Default studies. They also develop and maintain key risk parameters like default and rating migration data, usage given default data and transition matrices. This role is vital to the company as it provides a scientific and systematic approach to assessing and mitigating risks, thereby ensuring the company's financial stability, protecting its assets, and supporting its overall business strategy. The responsibilities of the role include performing model validations, annual model reviews, ongoing monitoring reviews, and model limitation remediation reviews for specific model types under the supervision of a Validation Lead. The individual is required to provide effective challenge to the model development process, evaluate testing approach and results, assess ongoing performance monitoring of models, contribute to regulatory and internal audit responses, collaborate with other teams within Risk and the Business, assist with preparing reports and meeting materials for senior management, and support the process of designing, developing, delivering, and maintaining best-in-class qualitative model validation process standards. The ideal candidate for this role should have 5-8 years of experience in Quantitative Finance, Risk management, Analytics, Model Development, or Model Validation. They should possess excellent partnership and teamwork skills, the ability to communicate findings clearly and concisely, good analytic and problem-solving abilities, adeptness at analysis and documentation, programming skills in languages like Python, MATLAB, C/C++/C#, VBA or other coding languages, knowledge of financial markets and products, and experience in data analysis, interpretation, and technical writing. Strong technical skills in time series analysis, statistics, and econometrics, along with proficiency in data analysis and interpretation are also important qualifications for this role. Education requirement for this role is a Master's degree. The candidate should also demonstrate strong analytical, communication, diplomacy, influencing, and problem-solving skills, as well as the ability to work effectively in a team and independently. Proficiency in project management, attention to detail, and the ability to make informed judgments based on information are additional important qualifications. The individual should also have the ability to formulate recommendations on policies, procedures, or practices, and identify inconsistencies in data or results to define business issues effectively. If you are a person with a disability and need a reasonable accommodation to use search tools and/or apply for a career opportunity, review Accessibility at Citi. The EEO Policy Statement and Know Your Rights poster are available for review.,

The Credit Portfolio Intermediate Analyst position at our organization involves conducting credit reviews, approvals, and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The primary goal is to manage Citi's portfolio exposure to clients and counterparties globally. Responsibilities include resolving issues, recommending solutions, integrating specialty area knowledge with industry standards, serving as an industry expert and advisor, analyzing and approving counter-party credit limits, developing risk management frameworks and processes, advising businesses and clients on transaction structures, and operating with a limited level of direct supervision. This role also involves exercising independence of judgment, acting as a subject matter expert to senior stakeholders, and ensuring compliance with applicable laws and regulations. Qualifications for this position include a minimum of 5 years of relevant experience, expertise in financial analysis, accounting, and valuation, and clear and concise written and verbal communication skills. A Bachelor's degree or equivalent experience is required. The Credit Portfolio Intermediate Analyst is responsible for enhancing Risk policies using statistical techniques to optimize business growth and profits while minimizing losses. This role also involves supporting tactical and strategic Risk Analytics projects, managing risk management strategies, analyzing customer and transaction data, and evaluating the effectiveness of current policies and strategies. The candidate must be proficient in SAS, SQL, Knowledge Studio, SAS E-miner, Excel, and PowerPoint, with exposure to project/process management and strong communication and presentation skills. This role falls under the Risk Management job family group and specifically the Portfolio Credit Risk Management job family. It is a full-time position requiring analytical thinking, constructive debate, escalation management, industry knowledge, policy and procedure adherence, risk controls and monitoring, and risk identification and assessment among other skills. Individuals with disabilities requiring accommodations to use search tools or apply for career opportunities are encouraged to review the Accessibility at Citi policy. Please refer to Citis EEO Policy Statement and the Know Your Rights poster for additional information.,

The Risk Analytics, Modeling, and Validation role involves the development, enhancement, and validation of methods for measuring and analyzing all types of risks, including market, credit, and operational. In areas related to RRP (Recovery & Resolution Planning), individuals in this role validate models for measuring parameters which have a bearing on firm's key financial metrics - capital, liquidity etc. This role is vital to the company as it provides a scientific and systematic approach to assessing and mitigating risks, thereby ensuring the company's financial stability, protecting its assets, and supporting its overall business strategy. Responsibilities: The role is typically for Model Validator. Perform model validations, annual model reviews, ongoing monitoring reviews (on Low and Medium Model Risk Rating (MRR) models) and model limitation remediation reviews for one or more model / product type (e.g., precious metals models) under the supervision of a Validation Lead (VL). Provide effective challenge to the model development process on Low / Medium MRR models in the specific model / product type, in accordance with the Citi Model Risk Management Policy. Evaluating testing approach and results for individual models in accordance with MRM guidance. Assessing the ongoing performance monitoring of the models. Contributing to regulatory and internal audit related responses. Collaborating with other teams within Risk and the Business regarding qualitative models to facilitate compliance with our policies, procedures, and guidance. Assisting with preparing the reports and other meeting materials to MRM senior management. Supporting the process of designing, developing, delivering, and maintaining best-in-class qualitative model validation process standards, guidance, practices, templates, and other documentation. Is an enthusiastic and early adopter of change; takes ownership for helping others see a better future and stay positive during uncertainty. Demonstrates and inspires curiosity in seeking new ways to overcome challenges; actively applies learning from failures. Challenges self and others to seek out and communicate alternative views even when unpopular; welcomes diverse ideas to improve outcomes. Acts as a change catalyst by identifying and helping others see where new ideas could benefit the organization. Proactively seeks to understand and act in alignment with organizational decisions; helps others prioritize team and enterprise success over their own personal agenda. Focuses on highest-priority work aligned to business goals; helps others effectively manage competing priorities. Proactively identifies opportunities to streamline work; creates process improvements that enhance efficiency for self and the team. Takes personal accountability for escalating, identifying, and managing potential risk; implements controls that enhance the client experience and operational effectiveness. Anticipates problems and proactively identifies solutions that address the root causes and result in meaningful improvements. Sets high expectations and invests the necessary effort to deliver excellence and exceed performance goals. Role-models and helps others to do the right thing for clients and Citi in all situations, even when difficult. Engages key stakeholders early and often and actively looks for opportunities to improve collaboration in achieving common goals. Proactively seeks out opportunities to volunteer in Citi programs that support the community; advocates for solutions that meet the needs of Citi's clients and the community. Enthusiastically promotes the unique needs and preferences of colleagues; makes active commitment to help colleagues achieve balance, well-being, and development. Leverages varied networks to recruit diverse talent; advocates for colleagues with diverse skillsets, styles, and experiences to gain career opportunities. Empathetically listens and understands others" positions before acting on issues; works to amplify voices that are minimized in the workplace. Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of teams and create accountability with those who fail to maintain these standards. Qualifications: 5-8 years of experience. Experience in Quantitative Finance, Risk management, Analytics, Model Development or Model Validation is preferred. Excellent partnership and teamwork skills. Ability to formulate findings clearly and concisely in a written form and good verbal communication skills. Good analytic, creative thinking, and problem-solving abilities. Adept and meticulous at analysis and documentation of results. Ability to multi-task, work well under pressure, and deliver results under tight deadlines. Programming skills in languages like Python, or other coding language as need. Knowledge of financial markets and products, Banking, Recovery Planning and Resolution Planning requirements. Qualitative or quantitative model risk management experience is a plus. Programming skills in languages like Python, or other coding language as need. Extensive experience in data analysis and interpretation and technical writing. Strong technical skills such as solid knowledge of time series analysis, statistics and econometrics. Strong analytical skills. Excellent communication and diplomacy skills. Ability to evaluate complex and variable issues. Ability to influence decisions and provide expert advice. Strong problem-solving skills. Ability to work effectively in a team and independently. Project management skills, with the ability to manage multiple tasks and deadlines. Proficiency in data analysis and interpretation. Ability to identify inconsistencies in data or results and define business issues. Ability to formulate recommendations on policies, procedures, or practices. Attention to detail and the ability to make informed judgments based on information. Education: Master's/University degree. Analytical Thinking, Business Acumen, Credible Challenge, Data Analysis, Governance, Policy and Procedure, Policy and Regulation, Risk Controls and Monitors, Risk Identification and Assessment, Statistics. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.,

The Credit Portfolio Senior Analyst role at our organization is pivotal in overseeing the end-to-end management and continuous validation of all post-implementation processes and ongoing production monitoring for customer-facing credit risk platforms. Your responsibilities would include ensuring that all credit risk technology solutions, once deployed, perform effectively, align with regulatory requirements, and meet business objectives. You will be tasked with validating model and platform performance, identifying areas for optimization, and ensuring the stability, reliability, and scalability of systems in production. This role necessitates a deep understanding of credit risk systems, customer impact, and technology operations. It involves post-implementation assessments, operational risk management, and ongoing system monitoring to prevent disruptions and ensure compliance. Your key responsibilities will involve designing, performing, and overseeing the validation of all customer-facing credit risk platforms post-deployment. You will work towards ensuring that these platforms function as intended, align with business strategies, and adhere to regulatory requirements. By collaborating with risk management, IT, and operations teams, you will assess potential vulnerabilities, gaps, or deficiencies in system performance and address them promptly. Additionally, you will establish and manage a robust framework for ongoing production monitoring of credit risk platforms, ensuring proactive identification and resolution of system performance issues. Implementing real-time and batch monitoring processes, you will assess operational performance, data integrity, and customer impact across various product lines. Your role will also involve ensuring timely resolution of production issues, including identifying root causes, formulating solutions, and collaborating with technology teams to implement necessary fixes or enhancements. As a Credit Portfolio Senior Analyst, you will play a crucial role in ensuring that all customer-facing credit risk platforms perform reliably in production, minimizing any negative impact on the customer experience. You will support initiatives to continuously improve platform stability, reduce risk to customers, and ensure that the organization's credit risk models and rules consistently deliver accurate decisions. Engaging with business stakeholders will be essential to understanding customer needs and expectations, ensuring that production systems evolve efficiently and effectively to meet them. Furthermore, you will be responsible for ensuring that all post-implementation validation and production monitoring activities meet regulatory and compliance requirements. This includes developing and maintaining documentation and audit trails to demonstrate compliance with regulatory expectations for system validation and ongoing monitoring. Collaboration with internal audit, compliance, and regulatory bodies will be necessary to provide transparency into the post-implementation performance of credit risk platforms. In this role, you will also support efforts to enhance governance and control frameworks for credit risk platforms, focusing on operational risk management in production environments. By implementing ongoing risk assessments, you will identify and mitigate emerging risks in production systems, ensuring that customer-facing platforms maintain stability and performance standards over time. Collaboration with cross-functional teams will be key to integrating all risk controls into the monitoring process and escalating issues appropriately. You will be expected to foster a culture of collaboration between business, technology, and risk teams to ensure alignment on post-implementation expectations, continuous monitoring needs, and issue resolution processes. Collaboration and mentorship of team members to excel in operational risk management, monitoring technology platforms, and delivering business-critical insights related to system performance will also be part of your responsibilities. Working closely with technology teams, you will design and implement advanced monitoring tools that provide real-time insights into platform performance and customer impact. Supporting efforts in continuous platform optimization will be crucial to enhancing system reliability, reducing risk, and improving the accuracy of credit risk models and rules in production. It will be essential to embed ongoing performance testing, stress testing, and platform scalability efforts into the production environment to prevent disruptions and maintain platform resilience. Qualifications: Educational Background: A Bachelor's degree in information technology, Business, Risk Management, or a related field is required. Advanced degrees (MBA, MS) and certifications in technology operations, risk management, or project management are preferred. Experience & Leadership: You should have 5-8 years of experience in risk management, technology operations, or production monitoring, with a strong focus on credit risk platforms, model validation, and system performance. A proven track record of leading post-implementation validation and production monitoring efforts for complex customer-facing systems in financial services is desired. Experience in managing operational risk for technology platforms, with a focus on identifying, mitigating, and resolving production issues that impact business and customer outcomes will be beneficial. Operational Risk & Technology Expertise: A deep understanding of credit risk management, technology platforms, and operational risk controls, particularly in the context of post-implementation processes, is essential. Expertise in monitoring system performance, diagnosing platform issues, and driving resolutions that prevent operational disruptions and customer impact is required. Familiarity with modern monitoring tools, risk management frameworks, and production systems used to assess technology performance in real-time (SAS/ Tableau/ AI/ Oracle) will be advantageous. Utilizing statistical tools to perform risk, financial, and data analyses, including profiling, sampling, reconciliation, and quality testing, will also be part of your role. Regulatory & Compliance Knowledge: You should possess strong knowledge of regulatory requirements related to credit risk, data management, and customer-facing platforms, ensuring alignment with post-implementation and monitoring processes. Experience working with internal audit, regulatory bodies, and compliance teams to ensure transparency and adherence to risk and regulatory expectations is necessary. Strategic Thinking & Problem Solving: A strong strategic thinker with the ability to anticipate production challenges and operational risks in post-implementation environments, developing robust solutions that enhance system performance will excel in this role. Demonstrated experience in problem-solving complex operational issues, leveraging cross-functional expertise, and driving long-term improvements in production systems is required. Strong analytical skills in conducting analysis using bureau/application/customer data to identify anomalies and adverse trends are essential. Stakeholder Management & Communication: Excellent stakeholder management skills, with the ability to communicate system performance, risks, and monitoring insights to senior leadership, technology teams, and business partners, are vital. Strong leadership presence, with the ability to align diverse teams, resolve cross-functional challenges, and ensure effective decision-making related to system performance and customer impact, is required. Proven ability to remain organized in a fast-paced environment, clear and concise written and verbal communication skills, demonstrated accountability, self-motivation, and business acumen are also key attributes for success in this role. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, please review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.,

The Model/Anlys/Valid Intmd Analyst is a developing professional role with the responsibility of monitoring strategies built by the Risk/Strategy team in accordance with the Risk modeling policies and procedures for the US Consumer Banks CRS portfolios within the Global Consumer Bank (GCB) Risk Modeling Services. This role is specifically part of the Non Scoring Models monitoring team. As an Intermediate Analyst, you will interact with the MRM and Policy teams to address problems related to CRS portfolios, including Limitations, Root Cause Analysis, and other monitoring-related issues. Your role will involve ensuring that MRMs guidelines are met and collaborating with policy teams to gather inputs. To excel in this position, you are required to have at least 4 years of experience in Risk Strategy, Modeling, Monitoring, or Validation. You should possess sound knowledge of risk strategy concepts and industry best practices. Excellent quantitative and analytic skills are essential to derive patterns, trends, and insights. Proficiency in analytical or data manipulation tools such as SAS, SQL, R, Python, and the MS Office suite is crucial. Strong written and verbal communication skills, along with a self-motivated and detail-oriented approach, will contribute to your success in this role. The ideal candidate for this position will hold a Bachelors/University degree in statistics, mathematics, economics, or equivalent experience. A Masters/PhD degree is considered a plus. Additionally, having experience in Risk Management, particularly in Risk Analytics, Modeling, and Validation, will be beneficial. In summary, as the Model/Anlys/Valid Intmd Analyst, you will play a critical role in monitoring and ensuring compliance with Risk modeling policies and procedures for the US Consumer Banks CRS portfolios. Your ability to collaborate with various teams, analyze data effectively, and communicate insights clearly will contribute to the success of the Risk Modeling Services within the Global Consumer Bank at Citi.,

The Senior Quantitative Analyst Manager is responsible for managing professional teams and departments, integrating subject matter expertise within a defined area and contributing to operational standards. You will need a deep understanding of how different areas integrate within the sub-function and align with the objectives of the overall function. Basic commercial awareness is required, along with developed communication and diplomacy skills to guide and influence colleagues and occasional external customers. Your responsibilities will include managing volume, quality, timeliness, and delivery of end results, as well as potentially planning, budgeting, and policy formulation within your area of expertise. You will be involved in short-term resource planning and have full management responsibility for a team, including tasks such as performance evaluation, compensation, hiring, disciplinary actions, terminations, and budget approval. Responsibilities: - Develop, enhance, and validate methods for measuring and analyzing risk across all risk types including market, credit, and operational risks - Manage model risk throughout the model life-cycle, including validation, ongoing performance evaluation, and annual reviews - Produce analytics and reporting to effectively manage risk for Citi's operations - Translate operational requests into programming and data criteria, conduct systems and operational research, and model expected results - Assist in developing analytic engines for business product lines and communicate results to diverse audiences - Conduct analysis, prepare detailed technical documentation reports for validation purposes, and participate in teams to solve business problems - Identify modeling opportunities with measurable business results and provide guidance to junior validators as needed - Manage stakeholder interactions with model developers and business owners throughout the model life-cycle - Represent the bank in interactions with regulatory agencies and present model validation findings to senior management and supervisory authorities - Provide effective challenge to model assumptions, mathematical formulation, and implementation, and assess and quantify model risk due to limitations - Contribute to strategic cross-functional initiatives within the model risk organization Qualifications: - 10+ years of experience - Clear and concise written and verbal communication skills - Self-motivated, detail-oriented, with project management and organizational skills - Practical experience using SAS or similar statistical coding software for building and testing prediction models - Experience in a quantitative role in risk management at a financial institution, with expertise in model development or validation - Good knowledge of various model development and validation testing techniques covering risk models - Bachelor's/University degree required, potentially Masters degree The Senior Quantitative Analyst Sr. Manager role involves developing CCAR/CECL models for unsecured portfolios and regulatory model monitoring analytics within US Personal Banking and Wealth Management. Key responsibilities include data QA/QC, stress loss model development, model testing, model recalibration, documentation, stakeholder collaboration, model performance analysis, and team management. Qualifications for the CCAR CECL Unsecured Regulatory Model Development & Model Monitoring Analytics role: - Advanced Degree in Statistics, Applied Mathematics, Economics, MBA (Finance), or related quantitative discipline - 10+ years of experience in quantitative analysis, statistical modeling, loss forecasting, and econometric modeling of consumer credit risk stress losses - Experience managing mid to large-sized teams and projects, as well as exposure to unsecured or secured product dynamics - Proficiency in SAS/SQL/Oracle/Unix/Microsoft Word, Excel, and PowerPoint - Strong communication skills for technical and non-technical audiences If you require a reasonable accommodation due to a disability when using our search tools or applying for a career opportunity, please review the Accessibility at Citi. For more information, view Citis EEO Policy Statement and the Know Your Rights poster.,

The Remedial Management Senior Analyst role is perfect for a seasoned professional like you. You will be utilizing your in-depth disciplinary knowledge to contribute to the development of new techniques and enhance processes and workflows within the area or function you are responsible for. Your expertise in the subject matter and industry will be crucial in this role, requiring a deep understanding of how different areas integrate within the sub-function and align with the overall business objectives. Your analytical skills will be put to the test as you evaluate complex issues and make decisions that can have a significant impact, using multiple sources of information to weigh various alternatives. As a Remedial Management Senior Analyst, your responsibilities will include preparing valuation and restructuring analysis for stressed and distressed assets, assessing liquidity and debt capacity, modeling companies" financial positions, tracking the ongoing performance of classified credits, liaising with internal and external stakeholders, managing portfolios, implementing workout strategies, and negotiating with customers and other stakeholders. Your ability to assess risk and make informed business decisions while ensuring compliance with laws and regulations will be crucial in this role. To excel in this position, you should have 5-8 years of relevant experience, excellent knowledge of credit assessment techniques, proficiency in analyzing financial statements and business plans, a good understanding of risk profiles, advanced credit analysis skills, and the ability to build and maintain relationships. Additionally, project management skills, knowledge of finance and P&L implications, and the ability to work autonomously or as part of a team are essential qualifications for this role. A Bachelor's degree or equivalent experience is required for this position. This job description provides a comprehensive overview of the responsibilities and qualifications associated with the Remedial Management Senior Analyst role. Your expertise and skills will have a direct impact on the performance of the teams in your area, making your role critical in the achievement of business objectives and the overall success of the firm.,

The Credit Portfolio Intermediate Analyst position at Citigroup is a crucial role where you will be responsible for conducting credit reviews, credit approval, and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. Your main objective will be to effectively manage Citi's portfolio exposure to clients and counterparties globally. As a Credit Portfolio Intermediate Analyst, your responsibilities will include resolving issues, recommending solutions to moderate problems, integrating specialty area knowledge with an understanding of industry standards and practices, and collaborating with teams to achieve the goals of the sub-function/job family. You will also serve as an industry expert and advisor, analyze and approve counter-party credit limits, develop risk management framework and processes for funds, advise businesses and clients on transaction structures, and negotiate credit terms. The role requires the ability to operate with a limited level of direct supervision, exercise independence of judgment and autonomy, and act as a Subject Matter Expert (SME) to senior stakeholders and/or other team members. In order to succeed in this role, you should have at least 5 years of relevant experience in financial analysis, accounting, and valuation. You must consistently demonstrate clear and concise written and verbal communication skills. A Bachelor's degree or equivalent experience is required for this position. Additionally, experience in Collections including the development of risk segmentation strategies, Contact strategies, Forbearance treatments, and Recoveries management will be beneficial. The most relevant skills for this role include Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, and Risk Identification and Assessment. For any complementary skills required, please refer to the provided information or contact the recruiter. Citigroup is committed to providing reasonable accommodations for individuals with disabilities to use their search tools and apply for career opportunities. To learn more about accessibility at Citi, you can review their EEO Policy Statement and the Know Your Rights poster.,

The Credit Portfolio Analyst II position is an intermediate-level role that involves conducting credit reviews, portfolio monitoring, reporting/MIS, and identifying credit trends. You will be responsible for organizing and analyzing large amounts of data to provide in-depth analysis and innovative solutions that influence key business decisions in Risk Management. Your main responsibilities will include conducting risk assessments, client credit analyses, and contributing to the development of new techniques within Risk Management. You will escalate credit concerns to senior risk and business managers, propose risk mitigation actions, and utilize Statistical Analysis System (SAS) for data analysis. Additionally, you will research customer queries, manage risk levels across multiple products, and ensure compliance with laws and regulations. As a Credit Portfolio Analyst II, you will be expected to be proactive in seeking new ways to overcome challenges, communicate alternative views, and prioritize team and enterprise success. You should take personal accountability for managing potential risks, anticipate problems, and deliver excellence in your work. Your role will also involve engaging key stakeholders, promoting diversity and inclusion, and advocating for solutions that benefit both clients and the community. Qualifications: - 2+ years of experience in credit risk analysis or corporate banking - Experience in financial analysis, accounting, and valuation - Knowledge of credit and banking products, credit analytics, risk assessment, and transaction execution - Proven ability to remain organized in a fast-paced environment and manage multiple projects - Strong interpersonal, organizational, and analytic skills - Clear and concise written and verbal communication - Ability to work independently and in a team - Problem-solving skills and familiarity with risk management software and analytical tools - Bachelor's degree or equivalent experience Skills: Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Process Execution, Product Knowledge, Risk Controls, Risk Identification, and Assessment If you require a reasonable accommodation due to a disability, please review the Accessibility at Citi. You can also view Citis EEO Policy Statement and the Know Your Rights poster for more information.,

Whether you're at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you'll have the opportunity to expand your skills and make a difference at one of the world's most global banks. We're fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You'll also have the chance to give back and make a positive impact where we live and work through volunteerism. Citi's Risk Management organization oversees risk-taking activities and assesses risks and issues independently of the front line units. We establish and maintain the enterprise risk management framework that ensures the ability to consistently identify, measure, monitor, control, and report material aggregate risks. We're currently looking for a high caliber professional to join our team as Vice President, Sr. AI/ML Model Risk Validator (Internal Job Title: Model Validation 2nd LOD Lead Analyst - C13) based in Mumbai or Bangalore, India. Being part of our team means that we'll provide you with the resources to meet your unique needs, empower you to make healthy decisions, and manage your financial well-being to help plan for your future. The Risk Analytics, Modeling, and Validation role focuses on developing, enhancing, and validating methodologies for measuring and analyzing various types of risks, including market, credit, and operational risks. The AI Non-Model Risk Review Team within Model Risk Management (MRM) is seeking a Senior Validator to join its dynamic and innovative team. This team is responsible for managing model risk associated with AI Non-Model Objects across Citi's diverse lines of business. The portfolio includes a mix of AI models, with a strong emphasis on Generative AI. This is an individual contributor role that involves validating Generative AI models and developing MRM's Generative AI Use Cases. The position offers a unique opportunity to shape the future of AI risk management within Citi while working at the intersection of cutting-edge technology and risk management. In this role, you're expected to: - Manage a portfolio of Generative AI and Natural Language Processing (NLP) models, with a focus on operational efficiency and process automation. - Evaluate both technical and functional aspects of Generative AI and NLP models, including model assumptions, conceptual soundness, mathematical formulation, calibration, and performance. - Conduct in-depth reviews of model development documentation, identify shortcomings, execute validation tests, and communicate findings to senior stakeholders. - Conduct research on emerging techniques in Generative AI, NLP, and machine learning to ensure the team remains at the forefront of innovation. - Present validation findings and recommendations to senior management and other stakeholders, ensuring clear communication of complex technical concepts to non-technical audiences. - Collaborate with cross-functional teams to develop and implement Generative AI solutions and contribute to the development of Generative AI Use Cases for Model Risk Management. - Provide leadership through mentorship and coaching of junior team members, fostering their technical and professional growth. As a successful candidate, you'd ideally have the following skills and exposure: - Over-all industry experience of at least 6+ years, with 4+ years specific experience in AI/ML model development, validation, or implementation, focusing on Natural Language Processing (NLP). - Hands-on experience with Generative AI models, including development, implementation, Retrieval-Augmented Generation (RAG), and prompt engineering. - Advanced programming skills in Python, with proficiency in data analysis, interpretation, and visualization. - Deep understanding of model risk management frameworks and regulatory requirements. - Proven ability to manage multiple projects simultaneously with strong organizational and project management skills. - Strong communication skills, with the ability to articulate complex technical findings to non-technical stakeholders and senior management. - Demonstrated ability to learn and apply new techniques in AI/ML, particularly in Generative AI and NLP. Education: - Masters or Ph.D. degree in a quantitative field such as AI/ML, NLP, Computer Science, Data Science, Statistics, Mathematics, Finance, or a related discipline. Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community, and make a real impact. Take the next step in your career, apply for this role at Citi today.,

The Model/Anlys/Valid Analyst II position is a developing professional role where you will apply your specialty area knowledge to monitor, assess, analyze, and evaluate processes and data. Your responsibilities will include identifying policy gaps, formulating policies, interpreting data, making recommendations, and researching factual information. You will be expected to identify inconsistencies in data or results, define business issues, and formulate recommendations on policies, procedures, or practices. Additionally, you will integrate established disciplinary knowledge within your specialty area with a basic understanding of related industry practices. Your role will have a limited but direct impact on the business through the quality of the tasks/services provided, with the impact restricted to your own team. You will be responsible for developing, enhancing, and validating methods of measuring and analyzing risk for all risk types including market, credit, and operational risks. This may also involve developing, validating, and strategizing the use of scoring models and related policies. In addition, you will lead projects in terms of development, programming, integration, testing, and validation of models, as well as provide analytical support on analysis and benchmarking. You will prepare business as usual and ad-hoc reports in accordance with the Risk Management Teams" priorities and requirements, running integrity checks on the reports and checking key numbers from other independently created reports. Furthermore, you will participate in projects aimed at constant improvement of risk analytics, modeling and validation systems, and optimization of reports. Your role will also involve working on the constant improvement of the reporting system and optimization of Credit MIS Reports. To excel in this role, you should appropriately assess risk when making business decisions, demonstrate particular consideration for the firm's reputation, and safeguard Citigroup, its clients, and assets by driving compliance with applicable laws, rules, and regulations. You should apply sound ethical judgment regarding personal behavior, conduct, and business practices, and escalate, manage, and report control issues with transparency. Demonstrated programming skills in SAS, SQL, R, etc. are required, with knowledge of tools like VBA preferable. Basic knowledge of secured/unsecured banking products and US banking, good communication skills, and proven analytical skills are essential. Proficiency in Microsoft Office (Word, Excel, and PowerPoint) is also required. In this role, you will have the opportunity to build Risk Models using traditional and Machine Learning techniques, develop these models in compliance with Risk modeling policies and procedures, and leverage various technologies to extract value from data. You will be involved in all phases of model development, from design through training, testing, validation, and implementation, and work with Technology, Risk policy and Governance teams to deliver decision risk models in the market. Additionally, you will practice your presentation and articulation skills to translate the complexity of your work to diverse audiences, monitor strategies built by the Risk/Strategy team, and interact with MRM and Policy teams on problems pertaining to CRS portfolios. We are looking for someone who is curious, challenges the status quo, questions what they see, and looks for answers when something is not intuitive. Attention to detail, ability to communicate results to diverse audiences, 3+ years of experience in Risk Modeling or a PhD degree in statistics, economics, or equivalent experience, and sound knowledge of statistical modeling concepts and industry best practices are highly desirable. Excellent quantitative and analytic skills, experience with econometric and statistical modeling or risk models, proficiency with analytical or data manipulation tools (e.g., SAS, SQL, R, Python, Spark), and proficiency with MS Office suite are also important qualifications. Consistently demonstrating clear and concise written and verbal communication skills, being self-motivated and detail-oriented, and having experience working in Big data environments are beneficial. A Bachelor's/University degree in statistics, mathematics, economics, or equivalent experience is required, with a Master's/PhD degree being a plus.,

The Credit Portfolio Senior Analyst position at our organization involves conducting credit reviews, credit approval, and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. Your primary goal will be managing Citi's portfolio exposure to clients and counterparties globally. Your responsibilities will include contributing to the development of new techniques and process improvements within Risk Management, analyzing credit and financial performance to develop recommendations for adjusting credit policies, utilizing Statistical Analysis System (SAS) in a UNIX environment for risk and financial analyses, supporting ad-hoc risk policy analyses, and participating in developing, testing, and optimizing credit policies. You will be expected to manage risk levels across multiple products and retail formats, prepare risk management presentations for senior management, assess risk during business decisions, and ensure compliance with applicable laws and regulations. Your qualifications should include 5-8 years of relevant experience, knowledge of commercial risk analytics, the ability to apply credit and risk principles toward business goals, and proven organizational and analytical skills. A Bachelor's degree or equivalent experience is required for this position. The most relevant skills for this role include Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Process Execution, and Risk Identification and Assessment. If you have a disability and require accommodation to use our search tools or apply for a career opportunity, please review Accessibility at Citi. Please also refer to Citis EEO Policy Statement and the Know Your Rights poster for more information.,

DART is the leading risk modeling and data analytics team at Citi, utilizing mathematical modeling and cutting-edge technologies to assess risk for Citi's largest portfolios. Through visualizations and dashboards, we effectively communicate risk insights to senior stakeholders, ensuring the bank maintains sufficient capital reserves during challenging times. As part of our diverse team of professionals with backgrounds in physics, engineering, finance, economics, and data science, you will collaborate with experienced colleagues to enhance your analytical and quantitative skills. Your role will involve constructing models and analytical tools to address real-world challenges, setting the stage for a successful career in risk management. Responsibilities: - Contribute to the analysis and preparation of reports for Internal Management, Regulators, Auditors, detailing risks within Market Risk Portfolios. - Prepare regular and time-sensitive ad-hoc deliverables for regulators and senior management, collaborating closely with industry and regional senior portfolio managers. - Engage with teams within management Reporting to comprehend current Reporting deliverables. - Conduct process reviews to ensure efficiency and lean operation of Reporting processes. - Understand broader themes within the firm to promote standardized views across reporting. - Work towards the end-state vision while taking incremental steps to achieve results promptly. - Collaborate with technology to align system enhancements with management reporting requirements. - Support management in tracking automation progress through material preparation. - Train new team members in standard methodologies and tools. - Operate with a degree of independence, exercising judgement and autonomy. - Serve as a Subject Matter Expert (SME) to senior stakeholders and/or team members. - Assess risks appropriately in business decisions, with a focus on upholding the firm's reputation and safeguarding Citigroup, clients, and assets by ensuring compliance with laws, rules, and regulations. Qualifications: - Preferred 6-10 years of experience. - Proficiency in Tableau, Excel, SQL/programming. Education: - Bachelor's/University degree, Master's degree preferred. Join us to be a part of the Risk Reporting and Exposure Monitoring team within the Risk Management job family at Citi. Full-time employment offers an opportunity to enhance skills in analytical thinking, credible challenge, data analysis, governance, management reporting, policy and procedure, programming, risk controls, risk identification, and assessment. For additional skills and information, kindly refer to the above details or contact the recruiter. If you require accommodations due to a disability when utilizing our search tools or applying for a career opportunity, please review Accessibility at Citi. Feel free to view Citi's EEO Policy Statement and the Know Your Rights poster for further insights.,

Individuals in Cross Disciplinary Controls are responsible for multiple activities within the Controls capabilities such as assessment & design, MCA, QA, Monitoring & Testing, Issue Management and/or Governance Reporting & Analysis for effective end-to-end oversight, design, implementation, and execution of controls. In this role, you may cover a broad range of in-business/function risk and control responsibilities rather than focusing on one specific role. Your responsibilities in this role include having a good understanding of the Citi Risk & control framework and the underlying fundamentals on Risk Management. You will support the assessment of the effectiveness of existing controls, identify areas for improvement, and implement necessary changes. Additionally, you will help drive and manage controls enhancements focused on increasing efficiency and reducing risk. You will assist in the execution of the Enterprise Risk Management Framework and adherence with Risk Management and Compliance Policies. Furthermore, you will assist in the execution of the MCA in accordance with the ORM Policy & Framework, as well as applicable Policies, Standards, and Procedures. Your role will involve assessing activities and processes as per required Policies, Standards, and Procedures to strengthen risk management quality. Collaboration with key stakeholders to develop comprehensive corrective action plans to address identified control gaps or failures will be another key aspect of your responsibilities. You will also participate in issue quality reviews ensuring compliance with Issue Management Policy, Standards, and Procedures. Supporting the development of standardized risk and controls reporting to ensure sound, reliable, and consistent information exists across the organization will be crucial for enabling better management and decision-making in line with the expectations of senior management, Board, and Regulators. In this role, you will participate in the oversight of the operations of Citi's governance committees, including coordinating meetings, managing agendas, and ensuring follow-up on action items. Appropriately assessing risk when business decisions are made and demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets will be fundamental. Qualifications for this role include having 10+ years of experience in operational risk management, compliance, audit, or other control-related functions in the financial services industry. You should possess the ability to identify, measure, and manage key risks and controls, as well as strong knowledge in the development and execution for controls. Proficiency in Microsoft Office suite, particularly Excel, PowerPoint, and Word is required. Education-wise, a Bachelor's/University degree is necessary, with a Master's degree preferred. Strong analytical skills, verbal and written communication skills, problem-solving and decision-making skills, and the ability to manage multiple tasks and priorities are essential for success in this role. If you are a person with a disability and need a reasonable accommodation to use search tools and/or apply for a career opportunity, you can review Accessibility at Citi. View Citis EEO Policy Statement and the Know Your Rights poster for more information.,

The KYC Operations Sr. Supervisor position at Citi is an intermediate management-level role where you will be leading a team to provide Anti-Money Laundering (AML) monitoring, governance, oversight, and regulatory reporting services. Your main responsibility is to develop and manage an internal KYC (Know Your Client) program at Citi. Your key responsibilities will include: - Managing and developing your team while ensuring service level standards are met - Collaborating with the Compliance department and senior management within business units - Overseeing new client onboarding and enhancing processes for a better client onboarding experience - Providing Management Information System (MIS) reporting to senior management and meeting targets within specified timelines - Monitoring daily account refresh activity to ensure compliance with regulatory/document requirements - Conducting quality reviews on new client and refresh cases to maintain a high level of quality - Managing the Book of Work for new system releases and infrastructure enhancements - Advising a KYC Compliance and Controls team - Completing KYC records accurately and timely and ensuring compliance with local regulations and Citi standards - Updating KYC forms and client profiles according to policy requirements - Following up with clients to ensure timely submission of information - Performing various KYC tasks including monitoring and tracking of KYC records and Appendix approval process - Operating with limited direct supervision, exercising judgment and autonomy, acting as an SME to stakeholders, managing teams, and assessing risks for business decisions - Managing India regulatory requirements Qualifications: - 2-5 years of relevant experience Education: - Bachelor's degree/University degree or equivalent experience Skills required for this role include Business Acumen, Credible Challenge, Laws and Regulations, Management Reporting, Policy and Procedure, Program Management, Referral and Escalation, Risk Controls and Monitors, Risk Identification and Assessment, and Risk Remediation. If you are a person with a disability and need accommodation to apply for a career opportunity at Citi, review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.,

The Credit Risk Officer provides full leadership and supervisory responsibility, overseeing the QC audit process, teams, and partnering with the business. You will apply in-depth disciplinary knowledge to provide value-added perspectives and develop processes, procedures, and plans within the overall function. Strong communication and diplomacy skills are essential, as well as the ability to collaborate with multiple business functions. Your responsibilities will include ensuring the quality and timeliness of audits, accurate reporting, and monitoring overall quality to remain within the risk appetite. You will perform oversight of the audit function for High Net Worth, Ultra High Net Worth, and Portfolio lending, managing Risk and Controls to maintain quality expectations. Integrating a deep credit underwriting background of complex transactions for HNW and UHNW clients with industry standards knowledge is crucial. Using sound judgment, you will oversee complex audit reviews, provide feedback to teams, and engage in meetings with Senior-level management and cross-functional business partners. Analyzing data, providing root cause analysis, generating accurate reports regularly, and facilitating ad-hoc reporting as needed will be part of your responsibilities. Interacting with regulators, GSEs, and internal audit, attending Regulatory Meetings, and evaluating impacts will also be required. Effective communication at all organizational levels, a strong customer service ethic, and team orientation are essential qualities for this role. Qualifications for this position include 10+ years of previous consumer Mortgage underwriting experience, extensive knowledge of the mortgage industry related to creditworthiness, regulatory requirements, and FHA/VA guidelines. Proficiency in creating Power Point Presentations, Excel Spreadsheets, and Word Documents is necessary. You must demonstrate high ethical standards, integrity, excellent verbal and written communication skills, effective listening skills, and the ability to work across all levels in Risk Management and with other Governance/Controls and business teams. Additionally, you should have excellent Presentation skills, be adept at presenting effectively to various audiences, work with key decision-makers across different organizational levels and functions, and adapt to a rapidly changing environment while supporting the audit team. Strong organizational skills, attention to detail, data analysis capabilities, and the ability to provide root cause analysis, identify trends, and recommend actions are required. The educational requirement for this role is a Bachelors/University degree or equivalent professional experience. If you are a person with a disability and require a reasonable accommodation to use the search tools or apply for a career opportunity, please review Accessibility at Citi.,

Whether you're at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you'll have the opportunity to expand your skills and make a difference at one of the world's most global banks. We're fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You'll also have the chance to give back and make a positive impact where we live and work through volunteerism. Shape your Career with Citi Citi Finance is responsible for the firm's financial management and related controls. We manage and partner on key Citi initiatives and deliverables, such as our quarterly earnings process and ensuring Citi's compliance with financial rules and regulations. The team comprises chief financial officers who partner with each of our businesses and disciplines including controllers, financial planning and analysis, strategy, investor relations, tax and treasury. We're currently looking for a high caliber professional to join our team as Director, Quantitative Analyst Senior Group Manager - Hybrid (Internal Job Title: Model/Anlys/Valid Sr. Group Manager- C15) based in BGC Taguig, Philippines. Being part of our team means that we'll provide you with the resources to meet your unique needs, empower you to make healthy decisions and manage your financial well-being to help plan for your future. The Quantitative Analyst Sr. Group Manager manages multiple teams through other managers. In-depth understanding of how own sub-function contributes to achieving the objectives of the function. A good understanding of the industry, direct competitors" products and services, is also necessary in order to contribute to the commercial objectives of the business. Requires thorough understanding of strategic direction of the function within the relevant part of the business, combined with a solid conceptual/practical grounding in both the function and/or area of expertise and related subject areas. Excellent communication skills required in order to negotiate internally, often at a senior level. Some external communication/negotiation may be necessary. Responsibilities: - Develops, enhances, and validates the methods of measuring and analyzing risk, for all risk types including market, credit and operational. Also, may develop, validate and strategize uses of scoring models and scoring model related policies. - Full management responsibility for multiple teams, including management of people, budget and planning, to include duties such as performance evaluation, compensation, hiring, disciplinary actions and terminations and budget approval. May be doing involved or responsible for diverse (cross-discipline) activities. An integral member of the functional leadership team within Risk Management. - Manages the entire process related to model life cycle. - Organizing periodic peer reviews of model documentation, model performance monitoring, and model input validation against agreed standards. - Ensuring policies and procedures are kept up to date and reviewed periodically by governance committees. - Maintaining an accurate inventory of internal risk models. - Coordinating the involvement of Risk Analytics. - Performs self-assessments against regulatory rules, including those to support annual attestations by Citi's senior management. - Participation in quantitative impact studies and hypothetical portfolios exercises requested by regulators. - Directing the design, development, delivery and maintenance of best-in-class Risk Management programs, policies and practices for Risk management. Translates Risk Management strategy and goals across Citi's clients, products and geographies in a succinct and clear manner; provide direction and guidance on the programs. - Providing oversight and guidance over the assessment of complex issues, structures potential solutions and drives effective resolution with other stakeholders. Provides advice to the businesses on an ongoing basis on new Business initiatives, new products, business acquisitions, and client-related matters with respect to applicability of policies, resolution of potential red flags or other client/transaction-related compliance escalations. - Overseeing the Identification and assessment of Citi's key risks. Ensures model risks within Citi are effectively identified, measured, monitored, and controlled, consistent with the bank's risk appetite statement and all policies and processes established within the risk governance framework. - Developing and establishing firm-wide model risk management policies and procedures to mitigate risks. Monitors and measures model risk through a robust control framework and ensures that reviews are conducted consistently across each entity on a regular basis to confirm that controls identified are operating effectively. - Working collaboratively with Citi business/functional line management in recommending, developing and executing on business initiatives within permissible statutory and regulatory frameworks. - Representing Citi on critical regulatory matters as required. Serves as liaison with regulatory examiners, Internal Audit, and external auditors on critical Compliance issues and oversees the implementation of related remediation. - Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards. As a successful candidate, you'd ideally have the following skills and exposure: - 15+ years experience - Highly motivated with attention to detail, team-oriented, organized - Consistently demonstrates clear and concise written and verbal communication skills with the ability to articulate complex problems and solutions through concise and clear messaging - Ability to interact and communicate effectively with senior leaders Demonstrated ability to assess complex issues through root cause analysis and other analytical techniques; structure potential solutions; drive to resolution with senior stakeholders - Ability to influence and lead people across cultures at a senior level using sound judgment and successful execution, understanding how to operate effectively across diverse businesses - Experience with and previous exposure to internal or external control functions and regulators (incl. the US) Ability to challenge business management and escalate issues when appropriate Education: - Bachelors/University degree or equivalent experience, potentially Masters degree and managerial experience Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community and make a real impact. Take the next step in your career, apply for this role at Citi today.,

Whether you're at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you'll have the opportunity to expand your skills and make a difference at one of the world's most global banks. We're fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You'll also have the chance to give back and make a positive impact where we live and work through volunteerism. Shape your Career with Citi Citi's Risk Management organization oversees risk-taking activities and assesses risks and issues independently of the front line units. We establish and maintain the enterprise risk management framework that ensures the ability to consistently identify, measure, monitor, control, and report material aggregate risks. This position is part of the Artificial Intelligence (AI) Review and Challenge Group within Citi's Model Risk Management organization. This position will perform an independent review and effective challenge of all lifecycle activities of Artificial Intelligence (AI) / Machine Learning (ML) non-model objects used in Citi. We're currently looking for a high caliber professional to join our team as Vice President - Model Validation - Hybrid (Internal Job Title: Model Validation 2nd LOD Lead Analyst- C13) based in Mumbai or Bangalore, India. Being part of our team means that we'll provide you with the resources to meet your unique needs, empower you to make healthy decisions, and manage your financial well-being to help plan for your future. In this role, you're expected to: - Provide independent review and effective challenge on the soundness and fit-for-purpose of AI/ML non-model objects used in Citi - Manage AI/ML risk across all life-cycle activities including initial review, ongoing monitoring, and periodic reviews - Conduct analysis and prepare detailed technical documentation reports sufficient to meet regulatory guidelines and exceed industry standards - Identify weaknesses and limitations of AI/ML objects and inform stakeholders of their risk profile and recommend compensating controls - Communicate results to diverse audiences such as AI/ML object owners and developers and senior management - Manage stakeholder interactions with AI/ML object developers and owners across the review lifecycle - Provide guidance to junior reviewers as and when necessary - Contribute to strategic, cross-functional initiatives within the model risk management organization As a successful candidate, you'd ideally have the following skills and exposure: - 8+ years of experience in modeling in the banking or financial services industry; generative AI experience is preferred - Advanced degree (Masters and above) is required in the fields of mathematics, statistics, computer science, engineering, data science, AI/ML, etc - Experience/familiarity with AI/ML applications in areas such as cybersecurity, chatbot, natural language processing, image/voice recognition, robotic process automation - In-depth technical knowledge of common AI/ML techniques and a strong understanding of risks associated with AI/ML and corresponding mitigants - Ability to collaborate with peers and stakeholders with various backgrounds, and to effectively explain technical terms to audiences with different levels of technical knowledge - Self-motivated and detail-oriented - Proficiency in programs such as R and Python and common AI/ML packages is preferred Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community, and make a real impact. Take the next step in your career, apply for this role at Citi today.,

The Infrastructure Finance (IF) and Clean Energy Finance (CEF) Underwriter role involves covering large and complex products globally, managing the credit review process, and delivering top-notch credit risk analysis. As a key partner to Risk and Banking, you will play a crucial role in ensuring the safety and soundness of wholesale lending across ICM. In this Analyst position, you will be responsible for a portfolio of IF and CEF Relationships, conducting Credit Risk Analysis for those relationships, and continuously monitoring the portfolio. This includes producing Annual Reviews, Quarterly Reviews, supporting Ad-Hoc Transactions, Portfolio & Industry Reviews, and Stress Testing. To excel in this role, you are expected to possess a deep understanding of credit risk, Citis internal policies and procedures, and the industry fundamentals related to the portfolio. You should be able to work independently with minimal supervision, engaging in insightful discussions with Risk and Banking partners. Key Responsibilities: - Assess the credit and financial strength of Citis IF and CEF clients through fundamental credit analysis using quantitative and qualitative factors. - Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings based on independent assessment and due diligence. - Continuously monitor the covered portfolio, track industry trends, and escalate potential credit issues. - Run financial modeling of IF and CEF clients to project cash flow profiles and perform stress testing. - Review and recommend risk ratings across the sector. - Ensure compliance with bank credit policies/practices and regulatory policies. Qualifications: Risk & Credit Underwriting: - Strong analytical skills, including understanding financial statements and accounting principles. - Ability to form independent credit opinions and recognize emerging risks. - Advanced knowledge of financial statements, GAAP accounting, and Credit Policy. - Proactive in identifying and escalating potential risk issues. Leadership: - Deep commitment to the organization and colleagues. - Embraces change and demonstrates professionalism. - Actively contributes, asks questions, and challenges ideas. Competencies: - Effective interpersonal skills and relationship-building abilities. - Strong organizational skills, able to work under pressure and manage priorities effectively. - Exceptional written and verbal communication skills. - Proficiency in Microsoft Office (Word, Excel, and PowerPoint) and financial modeling. Education: MBA Finance, CFA or CA If you are a person with a disability and require accommodation to use our search tools or apply for a career opportunity, review Accessibility at Citi. View Citis EEO Policy Statement and the Know Your Rights poster.,

The Model/Analysis/Validation Analyst II role at Citigroup is a developing professional position that requires applying specialized knowledge to monitor, assess, analyze, and evaluate processes and data related to risk management. As an analyst in this role, you will be responsible for identifying process gaps, adhering to operating procedures, interpreting data to make recommendations, researching information, identifying inconsistencies in data or results, and performing root cause analysis when necessary. Your role will involve integrating established disciplinary knowledge within a specialty area with a basic understanding of related industry practices. Furthermore, you will develop a working knowledge of industry practices and standards, understanding how your team interacts with other stakeholders to achieve the objectives of the area. Your impact on the business will be primarily within your own team, with a focus on delivering high-quality tasks and services. Some of your key responsibilities will include developing, enhancing, and validating methods for measuring and analyzing risk across all risk types, leading projects related to the development and validation of models, providing analytical support for analysis and benchmarking activities, preparing reports according to the Risk Management Team's priorities, and participating in projects for the continuous improvement of risk analytics, modeling, and validation systems. To excel in this role, you should possess programming skills in languages such as SAS, SQL, and/or Python, with working knowledge of tools like VBA being preferable. A basic knowledge of secured/unsecured banking products and US banking regulations is required. Strong communication skills, both oral and written, are essential for effectively disseminating information to technical and non-technical audiences. Additionally, you should have proven analytical skills to conduct root cause analysis, identify trends, and anticipate emerging issues. Proficiency in Microsoft Office tools (Word, Excel, PowerPoint) is necessary, with Unix knowledge considered an added advantage. Having at least 1+ years of experience in model implementation/validation/development and a minimum of 2+ years of industry experience is preferred. As an analyst in this role, you will also be expected to assess risk appropriately when making business decisions and demonstrate consideration for the firm's reputation, while safeguarding Citigroup, its clients, and assets. Compliance with applicable laws, rules, and regulations is crucial, along with adhering to policies, applying sound ethical judgment, and escalating, managing, and reporting control issues with transparency. To qualify for this position, you should hold a Bachelors/University degree in a relevant field. The role falls under the Risk Management job family group, specifically in Risk Analytics, Modeling, and Validation. This is a full-time position at Citigroup. Key Skills: - Analytical Thinking - Business Acumen - Constructive Debate - Data Analysis - Escalation Management - Policy and Procedure - Policy and Regulation - Risk Controls and Monitors - Risk Identification and Assessment - Statistics For further details on complementary skills or if you have any questions, please reach out to the recruiter.,

Integral to Citi Cards success is strong and effective Risk Management that allows us to serve our customers while also protecting Citis interests. NA Cards Risk Management division comprises of highly qualified individuals spread across the globe. The role within the Loss / Loan Loss Reserve Forecasting and Stress Testing team involves calculating and managing the net credit loss and loan loss reserve forecast on a $90BN + portfolio. You will collaborate with the Finance teams to build forecasts for credit losses and loan loss reserves under varying macro-economic and business conditions. You will lead NA Cards efforts around Comprehensive Capital Analysis & Review (CCAR/DFAST) for NA Cards portfolios. Your responsibilities include understanding the key drivers of losses and loan loss reserves, forecasting losses / loan loss reserves accurately, reconciling financial data from disparate sources, presenting findings to key stakeholders and senior management, and ensuring best-in-class governance and documentation practices. You will also drive process efficiencies through automation for data, forecasting, and reporting processes. Key responsibilities include executing Quarterly loss / loan loss reserve forecasting and stress testing processes, governance activities, cross-portfolio collaboration, review and challenge of existing models, understanding reserves calculation and P&L components, partnering with Finance team, collaborating with various teams, creating presentations, establishing standardized documentation, coordinating with Global CCAR Office, and driving process efficiency through automation. Qualifications required for this role include a Bachelors degree in a quantitative discipline, 8+ years of work experience in financial services or management consulting, strong understanding of risk management, knowledge of credit card industry and regulatory activities, hands-on experience with forecasting models, CCAR / DFAST/Stress Testing experience, proficiency in analytical packages, vision for innovative solutions, ability to develop partnerships, and strong written and oral communication skills. Leadership competencies include driving changes to achieve business targets, presenting credibly to various groups, influencing at all levels of management, flexibility in working with different styles, leading by example, appreciating diversity, strong ethics, building cross-functional relationships, contributing to a positive work environment, sharing knowledge, and supporting diversity.,

The position within USPB Risk involves developing CCAR/CECL models for unsecured portfolios such as credit cards and installment loans. Your responsibilities will include obtaining and conducting QA/QC on all data required for CCAR/CECL model development, developing segment and/or account level stress loss models, performing required tests like sensitivity and back-testing, validating/recalibrating models annually, delivering comprehensive model documentation, and working closely with cross-functional teams. To qualify for this role, you should have an advanced degree in Statistics, Applied Mathematics, Operations Research, Economics, MBA (Finance), or another highly quantitative discipline. You should have at least 5 years of experience in quantitative analysis, statistical modeling, loss forecasting, loan loss reserve modeling, and econometric modeling of consumer credit risk stress losses. Experience with unsecured products is a strong plus. You should be able to communicate technical information effectively to both technical and non-technical audiences. Proficiency in SAS, SQL, Oracle, Unix, Microsoft Word, Excel, and PowerPoint is required. You will work as an individual contributor and will be expected to actively participate in various aspects of an econometric modeling-driven stress loss process. Exposure to stress loss modeling approaches at the segment or account level is preferred. This is a full-time position in the Risk Management job family group, specifically in Risk Analytics, Modeling, and Validation. The most relevant skills for this role include Analytical Thinking, Business Acumen, Data Analysis, Risk Controls and Monitors, and Statistics. For any accommodation needs due to disability for using search tools or applying for a career opportunity, you can review Accessibility at Citi. Additionally, you can view Citi's EEO Policy Statement and the Know Your Rights poster for more information.,

At Moody's, we bring together the brightest minds to transform today's risks into tomorrow's opportunities. We strive to cultivate an inclusive environment where everyone is encouraged to be themselves, fostering a culture of open exchange of ideas, innovative thinking, and meaningful communication with both colleagues and clients. If you are enthusiastic about this opportunity and even if you don't meet every single requirement, we encourage you to apply. You might still be a great fit for this role or other positions we have available. We are looking for candidates who embody our values: investing in every relationship, leading with curiosity, embracing diverse perspectives, translating inputs into actions, and maintaining trust through integrity. **Skills and Competencies:** - Possess at least 8 years of experience in a global network operations team. - Strong knowledge and practical experience in BGP peering, routing/switching, MPLS, ISIS, and OSPF. - Understanding of core Networking concepts. - Proficient in network troubleshooting tools such as Wireshark, Azure Network Watcher, and Log Analytics. - Familiarity with network security principles and practices, including access control and information transfer policies. - Proven track record in investigating complex issues, leading major incident recovery, and attention to detail in problem-solving. - Experience with ITSM systems like ServiceNow. - Customer-focused with exceptional written and verbal communication skills. **Education:** - Demonstrated hands-on network engineering experience. - Possession of CCNP or higher certification (CCIE and/or CISSP highly valued). - In-depth understanding of networking protocols (e.g., IPSEC, HSRP, BGP, OSPF, 802.11, QoS). - Solid grasp of the OSI or TCP/IP model. - Hands-on experience with monitoring, network diagnostic, and network analytics tools. **Responsibilities:** - Configure and install various network devices and services (e.g., routers, switches, firewalls, load balancers, VPN, QoS). - Perform network maintenance, system upgrades, and security configurations. - Monitor system performance, availability, and reliability. - Provide Level-2/3 support and troubleshooting. - Ensure changes to the network infrastructure comply with configuration and change management policies. - Implement security tools, policies, and procedures in collaboration with the security team. - Liaise with vendors and IT personnel for issue resolution. - Implement global risk controls, security measures, and best practices. - Collaborate with IT staff for software and system operation. - Conduct system audits, security assessments, and provide technical support. - Offer training to end-users and team members. - Work towards achieving ITIL process compliance and maintain operational security metrics. - Drive continuous improvement through automation and orchestration. - Identify opportunities for performance optimization, reliability enhancement, and cost efficiency. - Collaborate with various teams for problem resolution, reporting, and coordination. The Technology Services Group (TSG) is looking for a skilled Network Support Engineer to join the team. As a key member of the global network operations team, you will be responsible for maintaining and optimizing the network infrastructure to ensure seamless connectivity, high performance, and reliability.,

This position within US Personal Banking and Wealth Management focuses on regulatory model monitoring analytics for regular model performance tracking and annual model review. You will also be responsible for developing CCAR/CECL models for unsecured portfolios such as credit cards, installment loans, and ready credit as needed. Your responsibilities will include analyzing quarterly model performance results, performing diagnostic analytics when forecast or performance shifts are observed, and explaining model results to regional/country risk managers and internal model development teams. You will conduct formal quarterly and annual model reviews according to MRMs guidance, obtain and conduct QA/QC on all data required for CCAR/CECL model development, and develop segment and/or account level CCAR/CECL stress loss models. Additionally, you will work closely with cross-functional teams, prepare responses/presentations to regulatory agencies on all CCAR/CECL models built, and deliver comprehensive model documentation. Qualifications: - Advanced Degree (Masters required, PhD preferred) in Statistics, Applied Mathematics, Operations Research, Economics, MBA (Finance), or other highly quantitative discipline - 5+ years of experience in performing quantitative analysis, statistical modeling, loss forecasting, loan loss reserve modeling, and econometric modeling of consumer credit risk stress losses - Experience with dynamics of unsecured products is a strong plus - Proficiency in SAS/SQL/Oracle/Unix/Microsoft Word, Excel, and PowerPoint - Ability to communicate technical information verbally and in writing to both technical and non-technical audiences - Work as an individual contributor If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, please review Accessibility at Citi. View Citis EEO Policy Statement and the Know Your Rights poster.,